You are right on what I am trying to do. It is simple. 2019 is the year that I opened an IRA account, and I want to put some from T-IRA into Roth IRA.retiredjg wrote: ↑Wed Mar 25, 2020 9:26 am
Is it possible they may have done a conversion instead of a recharacterization. Or maybe they actually did a recharacterization and the person you talked to does not know the difference? Or maybe you used the word "convert" when you should have said "recharacterize". Any number of things may have happened.
The first thing to do is find out for sure what they did.
Characterization has not taken place, because I did not want to do anything that I did not understand, so I did not proceed. I never used the word "Conversion." Is it possible that the support person did not know what was required. That is exactly why I am asking for your wisdom and help here.