ETFs and TLH

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Abk911
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ETFs and TLH

Post by Abk911 » Tue Mar 24, 2020 3:58 pm

Dear Friends:

Any suggestions?

If I want to tax loss harvest VOO / VTI / MKG / VTSAX to something easy as an ETF... which one could I use.

Assume VTSAX / VUG / VGT are not an option.

Need a couple of good options. Will be trading on vanguard site and in brokerage account. Can I use a different company fund? and or QQQ? etc.. A list of whats possible will be helpful.


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Duckie
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Re: ETFs and TLH

Post by Duckie » Tue Mar 24, 2020 8:23 pm

Abk911 wrote:If I want to tax loss harvest VOO / VTI / MKG / VTSAX to something easy as an ETF... which one could I use.

Assume VTSAX / VUG / VGT are not an option.

Need a couple of good options. Will be trading on vanguard site and in brokerage account. Can I use a different company fund? and or QQQ? etc.. A list of whats possible will be helpful.
If you want an ETF then ITOT, SCHB, SCHK, or SPTM are good US stock equivalents.

Topic Author
Abk911
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Re: ETFs and TLH

Post by Abk911 » Wed Mar 25, 2020 11:25 am

Any issues with buying or selling VUG while buying VV?

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FiveK
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Re: ETFs and TLH

Post by FiveK » Wed Mar 25, 2020 11:42 am

Abk911 wrote:
Wed Mar 25, 2020 11:25 am
Any issues with buying or selling VUG while buying VV?
See VUG vs VV. What do you think?

Topic Author
Abk911
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Re: ETFs and TLH

Post by Abk911 » Wed Mar 25, 2020 12:18 pm

FiveK wrote:
Wed Mar 25, 2020 11:42 am
Abk911 wrote:
Wed Mar 25, 2020 11:25 am
Any issues with buying or selling VUG while buying VV?
See VUG vs VV. What do you think?
both are large cap. Shld be an issue right? Dont know the nuance though one says Growth and one does not.

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FiveK
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Re: ETFs and TLH

Post by FiveK » Wed Mar 25, 2020 12:23 pm

If you think they are (or would be judged by the IRS to be) "substantially identical" then don't use them for a TLH pair.

If you think they are not (and would not be judged by the IRS to be) "substantially identical" then do use them for a TLH pair.

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Abk911
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Re: ETFs and TLH

Post by Abk911 » Wed Mar 25, 2020 12:24 pm

FiveK wrote:
Wed Mar 25, 2020 12:23 pm
If you think they are (or would be judged by the IRS to be) "substantially identical" then don't use them for a TLH pair.

If you think they are not (and would not be judged by the IRS to be) "substantially identical" then do use them for a TLH pair.
The problem is almost most of vanguard funds have top 10 holdings very similar. Unless they are completely different tracks. This is where my challenge is. I do get your point, just trying to work through whats possible and avoid making a mistake.

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FiveK
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Re: ETFs and TLH

Post by FiveK » Wed Mar 25, 2020 12:50 pm

Abk911 wrote:
Wed Mar 25, 2020 12:24 pm
FiveK wrote:
Wed Mar 25, 2020 12:23 pm
If you think they are (or would be judged by the IRS to be) "substantially identical" then don't use them for a TLH pair.

If you think they are not (and would not be judged by the IRS to be) "substantially identical" then do use them for a TLH pair.
The problem is almost most of vanguard funds have top 10 holdings very similar. Unless they are completely different tracks. This is where my challenge is. I do get your point, just trying to work through whats possible and avoid making a mistake.
You'll have to judge when "similar" is or isn't the same as "substantially identical". E.g., following a different index would not be "substantially identical" - but that's just my opinion....

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