What is the best gas credit cards hands down?
What is the best gas credit cards hands down?
Hi there, I already have the joyous citi double cash, yet I've heard one can get higher returns using other gas credit cards.
I know costco has a 4 percent gas credit card, but I don't shop at Costco, or sams club.
What is the no annual fee, supreme rate Gas credit card as of March 2019?
I know costco has a 4 percent gas credit card, but I don't shop at Costco, or sams club.
What is the no annual fee, supreme rate Gas credit card as of March 2019?
Re: What is the best gas credit cards hands down?
Ever heard of /r churning ?
The way it works best for us is to stack new offers, which we churn on top of local $10 off $50 gas cards (Publix)
Also, this:
Discover CC - Activate 5% CB at Gas Stations, Uber, and Lyft from April 1–June 30, 2019
Earn 5% Cashback Bonus at Gas Stations, Uber and Lyft from April 1–June 30, 2019, on up to $1,500 in purchases.
https://www.doctorofcredit.com/best-cur ... n-bonuses/
The way it works best for us is to stack new offers, which we churn on top of local $10 off $50 gas cards (Publix)
Also, this:
Discover CC - Activate 5% CB at Gas Stations, Uber, and Lyft from April 1–June 30, 2019
Earn 5% Cashback Bonus at Gas Stations, Uber and Lyft from April 1–June 30, 2019, on up to $1,500 in purchases.
https://www.doctorofcredit.com/best-cur ... n-bonuses/
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Re: What is the best gas credit cards hands down?
For the remainder of March, Chase Freedom, 5%.
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Re: What is the best gas credit cards hands down?
I have the USAA Cashback Rewards Plus which gives 5% back on gas at any station that takes American Express. No churning or annoying rotating rewards categories to keep track of. I keep the card in my glovebox so I always have it when I need gas.
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Re: What is the best gas credit cards hands down?
Agreed. When it comes to gas stations, playing the 'rotating category' game with a few cards seems likely to be much more effective than any single card.
The Sensible Steward
- sunny_socal
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Re: What is the best gas credit cards hands down?
May get the uber/lyft cards just for gas!
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
Re: What is the best gas credit cards hands down?
Chase Freedom Jan-Mar
Dsicover Apr-June
Costco Citi card (4%) the rest of the time.
Dsicover Apr-June
Costco Citi card (4%) the rest of the time.
Re: What is the best gas credit cards hands down?
$0.05 at $4/gal = 1.25% ...not very good.sunny_socal wrote: ↑Mon Mar 25, 2019 10:20 am May get the uber/lyft cards just for gas!
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
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Re: What is the best gas credit cards hands down?
Costco Citi Visa 4%
Wal-Mart MC 5%
Wal-Mart MC 5%
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Re: What is the best gas credit cards hands down?
Yeah there's a shell and a speedway right across from each other 2 miles from where I live. The problem is that the speedway's price is nearly ALWAYS cheaper than shell's. Speed way has a 3 cents discount too if you punch in your phone number.sunny_socal wrote: ↑Mon Mar 25, 2019 10:20 am May get the uber/lyft cards just for gas!
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
Seems like USAA's 5% gas card is the best so far, yet USAA has never approved my application before -_- I definitely would prefer an all year long credit card that doesn't rotate its categories.
Re: What is the best gas credit cards hands down?
Consider also if you are mechanically DIY for servicing your own cars, to take advantage of the Shell/Pennzoil/Mobil etc etc quarterly rebate programs which you stack on top of Walmart/Amazon/Sam's Club/BJ's etc etc sales
You stack the sales price on top of the rebate or refund at pump.
As an example, we recently purchased the full limit of Mobil 0W-20 AFE 6-Quart pack for $14.91 ($2.49/Qt)
Shell/Pennzoil allows you to take the rebate(s) as $1 off 1-gallon up to a value of $20.
Mobil and others usually send a check.
You stack the sales price on top of the rebate or refund at pump.
As an example, we recently purchased the full limit of Mobil 0W-20 AFE 6-Quart pack for $14.91 ($2.49/Qt)
Shell/Pennzoil allows you to take the rebate(s) as $1 off 1-gallon up to a value of $20.
Mobil and others usually send a check.
Re: What is the best gas credit cards hands down?
BOA cash rewards 5.25% if you have preferred rewards
Re: What is the best gas credit cards hands down?
I usually do it at Jiffy Lube for 30-40 every 3k miles, since I live in an apartment complex without garages... But man that's a sophisticated methodology.susa wrote: ↑Mon Mar 25, 2019 10:33 am Consider also if you are mechanically DIY for servicing your own cars, to take advantage of the Shell/Pennzoil/Mobil etc etc quarterly rebate programs which you stack on top of Walmart/Amazon/Sam's Club/BJ's etc etc sales
You stack the sales price on top of the rebate or refund at pump.
As an example, we recently purchased the full limit of Mobil 0W-20 AFE 6-Quart pack for $14.91 ($2.49/Qt)
Shell/Pennzoil allows you to take the rebate(s) as $1 off 1-gallon up to a value of $20.
Mobil and others usually send a check.
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Re: What is the best gas credit cards hands down?
There is also this obscure credit card, which pays a flat 5% year-round:
https://www.firstbankcard.com/ducksunli ... t/?sub=000
https://www.firstbankcard.com/ducksunli ... t/?sub=000
Re: What is the best gas credit cards hands down?
Nice!middistancerunner wrote: ↑Mon Mar 25, 2019 10:48 am There is also this obscure credit card, which pays a flat 5% year-round:
https://www.firstbankcard.com/ducksunli ... t/?sub=000
The sporting goods is intriguing as well...
https://www.osha.gov/pls/imis/sic_manua ... escription
Re: What is the best gas credit cards hands down?
This is hilarious xDDDDDDDDDDDDD where did you find this???middistancerunner wrote: ↑Mon Mar 25, 2019 10:48 am There is also this obscure credit card, which pays a flat 5% year-round:
https://www.firstbankcard.com/ducksunli ... t/?sub=000
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Re: What is the best gas credit cards hands down?
Discover will be 10% for year 1 three month period too.
I use Wells Propel which is 3% cash back on gas (dining and travel too) but when transfered to a Signature Visa and used for airfare it bumps up 1.5x to 4.5%. Year round too!
I use Wells Propel which is 3% cash back on gas (dining and travel too) but when transfered to a Signature Visa and used for airfare it bumps up 1.5x to 4.5%. Year round too!
Re: What is the best gas credit cards hands down?
Just applied for the USAA Cashback Rewards Plus American Express credit card and got approved! No foreign transaction fee, 5% gas cash back!
Also applied for the duck unlimited credit card and got declined lol.
Any credit card in the USA that can beat the 5% gas cash back for gas stations?
Also applied for the duck unlimited credit card and got declined lol.
Any credit card in the USA that can beat the 5% gas cash back for gas stations?
Re: What is the best gas credit cards hands down?
Don't forget that at least some grocery stores (Kroger is one) give points for getting discounts at their gas station. So get the cash back on groceries and 50 cents a gallon off your gas.
The closest grocery/gas vendor to our home is Kroger, so we aren't gonna be driving much to get gas at $1.50 or less a gallon anyways.
The closest grocery/gas vendor to our home is Kroger, so we aren't gonna be driving much to get gas at $1.50 or less a gallon anyways.
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Re: What is the best gas credit cards hands down?
US Bank Altitude Reserve gets 4.5% cashback on mobile wallet purchases. Lots of gas stations accept Apple Pay/Samsung Pay nowadays.
Re: What is the best gas credit cards hands down?
Deleting my messages on this forum
Last edited by tampaite on Mon Jun 03, 2019 7:43 am, edited 1 time in total.
Re: What is the best gas credit cards hands down?
Sam’s Club MasterCard. No annual fee.
5% on gas purchases anywhere.
5% on gas purchases anywhere.
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Re: What is the best gas credit cards hands down?
If you go electric, you'll still have to shell out for a pious personalized plate, something like "LOL GAS." So which card gives the best rate for government services?
Re: What is the best gas credit cards hands down?
It's on top of the 5% Chase Freedom or 3% AMEX Preferred blue card.batpot wrote: ↑Mon Mar 25, 2019 10:22 am$0.05 at $4/gal = 1.25% ...not very good.sunny_socal wrote: ↑Mon Mar 25, 2019 10:20 am May get the uber/lyft cards just for gas!
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
Time is the ultimate currency.
Re: What is the best gas credit cards hands down?
My PenFed Visa Platinum Cash Rewards card pays 5% back on gas purchases. And I just discovered , it now pays 3% back on grocery store purchases. No annual fee.
Re: What is the best gas credit cards hands down?
For those of us in Northern New England, buy Irving Oil giftcards on Amazon with the Amazon Visa which gives 5% back on all Amazon purchases.
Re: What is the best gas credit cards hands down?
BJ's Wholesale Club credit card, 10 cents off per gallon at BJ's fuel stations. 2% off any other gas station.
Re: What is the best gas credit cards hands down?
My card does not have the word Cash in the title, does yours?
On my PF card that used to be the case when they initially offered the card. It does pay 5 points on $1 of gas and 3 points on $1 of groceries. Points used to be worth one cent. For the last several years it takes about 17.5% extra points to get what you used to be able to get. Used to be that you could get a $500 gift card for 50000 points. These days it costs 58,820 points. Still not bad but I wish I had not switched from their old gas cashback card when they offered me this.
In either case I do not see this card any longer being offered by PF but one that seems quite similar is the Visa Platinum Signature card that their linked benefit rules still points to the Platinum Rewards nomenclature.
Re: What is the best gas credit cards hands down?
I have the same card. No information on the Pen Fed site about the other rewards the card earns. How did you know about the 3% back on groceries - assume you used at a Grocery store? Any idea if there is a quarterly or annual limit?
Real Knowledge Comes Only From Experience
Re: What is the best gas credit cards hands down?
I used to use the BofA Cash Rewards until they added online shopping for the 5.25% back category, so now I am at a loss for a gas card. The USAA Amex sounds nice, but I get my gas usually at Costco and they only take Visa. I'm using Freedom this quarter, but after this month, that's gone too.. maybe I'm forced to use BofA Premium Rewards for 2.67% back.
- sunny_socal
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Re: What is the best gas credit cards hands down?
Exactly, it's free money. I'm saving around $100/year on this shell bonus alone. (And yes shell is already the lowest price chain in my area)H-Town wrote: ↑Mon Mar 25, 2019 1:07 pmIt's on top of the 5% Chase Freedom or 3% AMEX Preferred blue card.batpot wrote: ↑Mon Mar 25, 2019 10:22 am$0.05 at $4/gal = 1.25% ...not very good.sunny_socal wrote: ↑Mon Mar 25, 2019 10:20 am May get the uber/lyft cards just for gas!
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
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Re: What is the best gas credit cards hands down?
I do have it too. I can confirm for a gas part, but never bought groceries with it. But it seems not available for new customers anymore.
The greatest lesson in life is to know that even fools are right sometimes.
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Re: What is the best gas credit cards hands down?
I have no idea at this point - someone must have posted in a forum about it and it just stuck in my brain because it was so weirdvu8 wrote: ↑Mon Mar 25, 2019 11:35 amThis is hilarious xDDDDDDDDDDDDD where did you find this???middistancerunner wrote: ↑Mon Mar 25, 2019 10:48 am There is also this obscure credit card, which pays a flat 5% year-round:
https://www.firstbankcard.com/ducksunli ... t/?sub=000
Oh noooooooooooooooo how sad
- quantAndHold
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Re: What is the best gas credit cards hands down?
The Shell card is a loyalty card, not a credit card. So it’s an extra $0.05/gal, in addition to the rewards for whatever credit card you use.batpot wrote: ↑Mon Mar 25, 2019 10:22 am$0.05 at $4/gal = 1.25% ...not very good.sunny_socal wrote: ↑Mon Mar 25, 2019 10:20 am May get the uber/lyft cards just for gas!
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
Re: What is the best gas credit cards hands down?
This is true but their gas always seems to be priced 10-15% higher than the cheapest in my area. Unless you actively shop the sales at Kroger, you're paying quite a bit - their 'normal' prices on many items are high.livesoft wrote: ↑Mon Mar 25, 2019 12:08 pm Don't forget that at least some grocery stores (Kroger is one) give points for getting discounts at their gas station. So get the cash back on groceries and 50 cents a gallon off your gas.
The closest grocery/gas vendor to our home is Kroger, so we aren't gonna be driving much to get gas at $1.50 or less a gallon anyways.
Re: What is the best gas credit cards hands down?
Not so in my area, but I can see that it could be in many other places. In our area, there are plenty of grocery stores nearby, so even Kroger needs to compete on price.
Re: What is the best gas credit cards hands down?
Since fuel rewards is a club program and not a credit card, you can stack these.batpot wrote: ↑Mon Mar 25, 2019 10:22 am$0.05 at $4/gal = 1.25% ...not very good.sunny_socal wrote: ↑Mon Mar 25, 2019 10:20 am May get the uber/lyft cards just for gas!
If you have shell stations near you and their prices are good (they are the lowest for me) consider the shell 5cent/gal card.
It's free and you just run it through the reader prior to buying gas.
https://www.fuelrewards.com/shop-at-shell
You can also use your phone number if you don't want to run the card.
Re: What is the best gas credit cards hands down?
This is a good choice for the OP. There are Rumors that Amex Green will add Gas as a category with 4x points/$.vu8 wrote: ↑Mon Mar 25, 2019 11:35 amThis is hilarious xDDDDDDDDDDDDD where did you find this???middistancerunner wrote: ↑Mon Mar 25, 2019 10:48 am There is also this obscure credit card, which pays a flat 5% year-round:
https://www.firstbankcard.com/ducksunli ... t/?sub=000
Re: What is the best gas credit cards hands down?
I don't know why this isn't more popular. Nobody comes close to 10%.MotoTrojan wrote: ↑Mon Mar 25, 2019 11:46 am Discover will be 10% for year 1 three month period too.
Re: What is the best gas credit cards hands down?
Still holding on to my older AmEx Blue with unlimited 5% for gas and groceries.
Re: What is the best gas credit cards hands down?
Penfed used to be a true 5%/3% but changed to a point system a few years ago, so slightly less now. Right on their new card page has the 3x for supermarkets https://www.penfed.org/credit-cards. Usually just exchange for Amazon cards at 11760/$100seed4great wrote: ↑Mon Mar 25, 2019 4:01 pmI do have it too. I can confirm for a gas part, but never bought groceries with it. But it seems not available for new customers anymore.
Used to be our go to card for groceries until we changed to the AMEX Blue preferred.
Re: What is the best gas credit cards hands down?
We are talking about two different cards here. One is the Platinum "Cash" Rewards (where it still pays 5% CB on gas) and the one you referred to is the newer Platinum Rewards "Signature" card, which uses points. The Cash Rewards card is no longer available.wilshuer wrote: ↑Tue Mar 26, 2019 5:20 amPenfed used to be a true 5%/3% but changed to a point system a few years ago, so slightly less now. Right on their new card page has the 3x for supermarkets https://www.penfed.org/credit-cards. Usually just exchange for Amazon cards at 11760/$100seed4great wrote: ↑Mon Mar 25, 2019 4:01 pmI do have it too. I can confirm for a gas part, but never bought groceries with it. But it seems not available for new customers anymore.
Used to be our go to card for groceries until we changed to the AMEX Blue preferred.
I will make a small supermarket purchase with my Cash Rewards card and see if the CB is indeed 3% (vs 1%). Would be a slightly better option for me one I hit the max ($6,000) on my AMEX Blue Preferred (and exhaust the 5% bonus category spend on my Discover and Chase Freedom, in the quarters if/when they offer 5% on groceries up to $1,500) than using my Fidelity 2% CB card.
Real Knowledge Comes Only From Experience
Re: What is the best gas credit cards hands down?
PNC Bank Visa offers 4% at all gas stations.
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Re: What is the best gas credit cards hands down?
If you spend enough on gas to make juggling credit cards worthwhile, then consider getting a basic Costco membership.vu8 wrote: ↑Mon Mar 25, 2019 9:49 am Hi there, I already have the joyous citi double cash, yet I've heard one can get higher returns using other gas credit cards.
I know costco has a 4 percent gas credit card, but I don't shop at Costco, or sams club.
What is the no annual fee, supreme rate Gas credit card as of March 2019?
Costco gas is already 4-5% cheaper than other places (depending on where you live) plus the Costco CC gives you 4% cash back. (The executive membership does not get you the extra 2% on gas.) The card has many other benefits and is well worth it.
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Re: What is the best gas credit cards hands down?
ETA: By my back of the envelope calculations: if you spend $20/week on gas at the current AAA national average of about $2.65 per gallon and a conservative 15 cents per gallon savings at Costco, you will recoup the cost of basic membership ($60). The 4% CC cash back is then gravy. Of course this assumes that you have a Costco nearby. I am fortunate to have 2 within 5 miles of my house and one of them is en route to work.investor4life wrote: ↑Tue Mar 26, 2019 7:42 amIf you spend enough on gas to make juggling credit cards worthwhile, then consider getting a basic Costco membership.vu8 wrote: ↑Mon Mar 25, 2019 9:49 am Hi there, I already have the joyous citi double cash, yet I've heard one can get higher returns using other gas credit cards.
I know costco has a 4 percent gas credit card, but I don't shop at Costco, or sams club.
What is the no annual fee, supreme rate Gas credit card as of March 2019?
Costco gas is already 4-5% cheaper than other places (depending on where you live) plus the Costco CC gives you 4% cash back. (The executive membership does not get you the extra 2% on gas.) The card has many other benefits and is well worth it.
Re: What is the best gas credit cards hands down?
My strategy is to wait for the 4x giftcard weekends and then use either Discover (5% this quarter) or AMEX Gold (4x) to give myself about 9-10% back on spend. Otherwise I don't bother with Kroger bc prices are higher (for gas and groceries). A major downside to Kroger is that gas category bonuses on CC often don't apply to stations with grocery stores. If the OP is a heavy gas spender I would suggest having both the Chase Freedom and Discover it, normally one of those will have gas as a 5% category and restaurants (useful if you have long road trips) are common as well.mariezzz wrote: ↑Mon Mar 25, 2019 6:45 pmThis is true but their gas always seems to be priced 10-15% higher than the cheapest in my area. Unless you actively shop the sales at Kroger, you're paying quite a bit - their 'normal' prices on many items are high.livesoft wrote: ↑Mon Mar 25, 2019 12:08 pm Don't forget that at least some grocery stores (Kroger is one) give points for getting discounts at their gas station. So get the cash back on groceries and 50 cents a gallon off your gas.
The closest grocery/gas vendor to our home is Kroger, so we aren't gonna be driving much to get gas at $1.50 or less a gallon anyways.
Re: What is the best gas credit cards hands down?
The old Cash Rewards card was changed into the Platinum card, if memory serves me correct about 3-4 years ago. At the time the Cash Rewards card gave 3% for groceries, 5% for gas - the main reason I chose it for both categories. They changed my card to the Platinum when the program changed, for whatever reason they didn't let me keep the cash card, a year or so later they devalued the points so the 5%/3% became slightly less.MikeG62 wrote: ↑Tue Mar 26, 2019 7:06 amWe are talking about two different cards here. One is the Platinum "Cash" Rewards (where it still pays 5% CB on gas) and the one you referred to is the newer Platinum Rewards "Signature" card, which uses points. The Cash Rewards card is no longer available.wilshuer wrote: ↑Tue Mar 26, 2019 5:20 amPenfed used to be a true 5%/3% but changed to a point system a few years ago, so slightly less now. Right on their new card page has the 3x for supermarkets https://www.penfed.org/credit-cards. Usually just exchange for Amazon cards at 11760/$100seed4great wrote: ↑Mon Mar 25, 2019 4:01 pmI do have it too. I can confirm for a gas part, but never bought groceries with it. But it seems not available for new customers anymore.
Used to be our go to card for groceries until we changed to the AMEX Blue preferred.
I will make a small supermarket purchase with my Cash Rewards card and see if the CB is indeed 3% (vs 1%). Would be a slightly better option for me one I hit the max ($6,000) on my AMEX Blue Preferred (and exhaust the 5% bonus category spend on my Discover and Chase Freedom, in the quarters if/when they offer 5% on groceries up to $1,500) than using my Fidelity 2% CB card.
Re: What is the best gas credit cards hands down?
That’s odd as they have allowed me to continue using the old Cash Rewards card. No product change for me.wilshuer wrote: ↑Tue Mar 26, 2019 9:30 amThe old Cash Rewards card was changed into the Platinum card, if memory serves me correct about 3-4 years ago. At the time the Cash Rewards card gave 3% for groceries, 5% for gas - the main reason I chose it for both categories. They changed my card to the Platinum when the program changed, for whatever reason they didn't let me keep the cash card, a year or so later they devalued the points so the 5%/3% became slightly less.MikeG62 wrote: ↑Tue Mar 26, 2019 7:06 amWe are talking about two different cards here. One is the Platinum "Cash" Rewards (where it still pays 5% CB on gas) and the one you referred to is the newer Platinum Rewards "Signature" card, which uses points. The Cash Rewards card is no longer available.wilshuer wrote: ↑Tue Mar 26, 2019 5:20 amPenfed used to be a true 5%/3% but changed to a point system a few years ago, so slightly less now. Right on their new card page has the 3x for supermarkets https://www.penfed.org/credit-cards. Usually just exchange for Amazon cards at 11760/$100seed4great wrote: ↑Mon Mar 25, 2019 4:01 pmI do have it too. I can confirm for a gas part, but never bought groceries with it. But it seems not available for new customers anymore.
Used to be our go to card for groceries until we changed to the AMEX Blue preferred.
I will make a small supermarket purchase with my Cash Rewards card and see if the CB is indeed 3% (vs 1%). Would be a slightly better option for me one I hit the max ($6,000) on my AMEX Blue Preferred (and exhaust the 5% bonus category spend on my Discover and Chase Freedom, in the quarters if/when they offer 5% on groceries up to $1,500) than using my Fidelity 2% CB card.
Real Knowledge Comes Only From Experience