FVSUX vs. VCSH, FVIDX vs VCIT?

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Petra
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Joined: Thu Feb 16, 2017 10:40 am

FVSUX vs. VCSH, FVIDX vs VCIT?

Post by Petra » Wed Mar 13, 2019 8:56 am

What are the pros and cons of the following (in tax advantaged accounts):

Short Term Bonds:
FVSUX/VFSTX Vanguard Short Term Investment Grade Fund Admiral shares (corporate bonds, pooled consumer loans, and U.S. government bonds) 10% ER
VCSH Vanguard Short-Term Corporate Bond ETF track market-weighted corporate bond index with a short-term dollar-weighted average maturity 07% ER
and
Intermediate Term Bonds
FVIDX/FVICX (maturity of five to ten year, corporate bonds, pooled consumer loans, and U.S. government bonds) 10% ER
VCIT Vanguard Intermediate Term Bond ETF tracks market-weighted corporate bond index with a intermediate-term dollar-weighted average maturity .07% ER

Any advice on how and what to evaluate would be appreciated. (For example, is one "safer" in a downturn or less volatile? etc.)

TIA!
Last edited by Petra on Fri Mar 15, 2019 7:21 am, edited 2 times in total.

tj
Posts: 2605
Joined: Thu Dec 24, 2009 12:10 am

Re: FVSUX vs. VCSH, FVIDX vs VCIT?

Post by tj » Wed Mar 13, 2019 11:44 pm

Flip a coin.

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jhfenton
Posts: 4189
Joined: Sat Feb 07, 2015 11:17 am
Location: Ohio

Re: FVSUX vs. VCSH, FVIDX vs VCIT?

Post by jhfenton » Thu Mar 14, 2019 7:27 am

Petra wrote:
Wed Mar 13, 2019 8:56 am
What are the pros and cons of the following (in tax advantaged accounts):

Short Term Bonds:
FVSUX .10% ER
VCSH .07% ER
and
Intermediate Term Bonds:
FVIDX 10% ER
VCIT .07% ER
FVSUX and FVIDX don't seem to exist.

Edited: Ah. I see that you mean VFSUX and VFIDX. I'd personally stick with the index funds because of the lower cost and purer portfolio, mostly the latter.

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