Just started my career last year and wanted your advice on retirement savings / investing plans. I'm currently 22, single, and putting the maximum $19,000 a year into my 401k (BTC Lifepath 2060 L target retirement date fund), ER: 0.09%.
I just opened a Roth IRA at Vanguard, and I'm debating between a Vanguard target retirement 2065/60 fund (VLXVX) ER: 0.15% and the 3 fund portfolio (VTSAX/VTIAX and maybe total bonds). I plan to contribute automatically every month so I would like to stay away from ETFs. Also, I see that I can contribute to 2018 IRA, is it best to max that out before 2019? Looking to see what most people recommend here.
I think I would be fine rebalancing each year or when things get out of whack, but am mainly curious about the mix of stocks/bonds as well as US/International, or if the target date's rebalancing is better. My 401k is ~56% US stocks, 39% foreign stocks, 4% cash, and 1% bonds at the current moment.
Thanks

treebeard_
Edit: I'd also like to add that I have paid off my debts, and have 6 months emergency funds in a savings account, so any advice on what to do with excess funds aside from 401k/Roth would also be appreciated (probably won't have extra to invest in a taxable acct this year, but definitely next). Thanks!