Wiki article - Credit freeze

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
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LadyGeek
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Re: Wiki article - Credit freeze

Post by LadyGeek » Fri May 25, 2018 1:56 pm

Heads up, US law has changed. Placing or removing a credit freeze will be free after September 20, 2018.

See: Credit freeze

Please review, as the date is calculated from the date the legislation was signed into law. See my post here: Re: Free to freeze and unfreeze your credit report

Comments / questions / corrections are welcome.
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Saving$
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Re: Wiki article - Credit freeze

Post by Saving$ » Sat Feb 09, 2019 7:53 pm

Hi - can we add the following to the Wiki list of agencies with whom people may want to place a freeze on sharing their personal info:

1. NCTUE, a credit bureau for telecom and utility payments, as referenced in this thread: viewtopic.php?p=4292705#p4292705
Link to NCTUE: https://www.nctue.com/Consumers

2. "The Work Number", an agency that gives out salary history, as referenced here: https://krebsonsecurity.com/2017/11/how ... y-history/

In addition to freezing reports, the following apparently don't allow freezing but allow a free copy of one's report to see if anyone has attempted to use your health or rx insurance, or pass checks.

3. https://www.mib.com/request_your_record.html, and agency that keeps track of health insurance (referenced in Consumer Reports Article)

4. https://www.rxhistories.com/for-consumers/ for prescription drug info

5. Check processing companies (from Consumer Reports Article)
a. https://www.askcertegy.com/FACT.jsp
b. https://www.earlywarning.com/
c. https://getassistance.telecheck.com/con ... eport.html

Thanks!

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Re: Wiki article - Credit freeze

Post by LadyGeek » Sun Feb 10, 2019 11:25 am

Thanks! I've added a new section "Other companies".

How's it look? Credit freeze (Other companies)
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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