What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
schachtw
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Re: What are you up YTD? [Year To Date]

Post by schachtw » Thu Nov 01, 2018 6:31 pm

Retired, AA: 48/47/5
All VG funds and etf’s

As of today’s close down 2.0% YTD.

jminv
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Re: What are you up YTD? [Year To Date]

Post by jminv » Thu Nov 01, 2018 7:54 pm

+18.9% YTD, down from 27.31% when I last replied on 9/30. The market giveth, the market taketh. I guess the thread's become more active with the October downtrend and volatility.

jaj2276
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Re: What are you up YTD? [Year To Date]

Post by jaj2276 » Thu Nov 22, 2018 8:39 am

+2.13% YTD

25% bonds, 50% stocks (2/3 US, 1/3 Intl), 7.5% precious metals, 17.5% Hedge Fund.

IMhooked
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Re: What are you up YTD? [Year To Date]

Post by IMhooked » Thu Nov 22, 2018 8:56 am

-2.43% but just bought another 10k in admiral index fund shares last week. Don't really look that often. Just sticking to the plan and routinely contributing to max out all our allowable buckets before the year end (Solo401k, HSA, 2 IRAs).

TravelforFun
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Re: What are you up YTD? [Year To Date]

Post by TravelforFun » Thu Nov 22, 2018 12:18 pm

TravelforFun wrote:
Thu Oct 25, 2018 7:07 am
TravelforFun wrote:
Sat Oct 13, 2018 2:26 pm
TravelforFun wrote:
Tue Oct 02, 2018 7:16 am
10.5% YTD. My asset is approximately 43% stock mutual funds, 30% individual stocks, and 27% cash/bonds/CDs.

Travelfor Fun
Down to 5.9% as of 10/13/2018

TravelforFun
Down to 2.1% as of 10/24/2018. There are still four trading days left in the month but it is clear that in term of dollars, October 2018 will be my biggest net worth loss in one month ever.

TravelforFun
Minus 0.15% YTD as of 11/22/2018 and there is still a whole month to go in 2018. Ugh!

TravelforFun

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willthrill81
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Re: What are you up YTD? [Year To Date]

Post by willthrill81 » Thu Nov 22, 2018 12:57 pm

TravelforFun wrote:
Thu Nov 22, 2018 12:18 pm
TravelforFun wrote:
Thu Oct 25, 2018 7:07 am
TravelforFun wrote:
Sat Oct 13, 2018 2:26 pm
TravelforFun wrote:
Tue Oct 02, 2018 7:16 am
10.5% YTD. My asset is approximately 43% stock mutual funds, 30% individual stocks, and 27% cash/bonds/CDs.

Travelfor Fun
Down to 5.9% as of 10/13/2018

TravelforFun
Down to 2.1% as of 10/24/2018. There are still four trading days left in the month but it is clear that in term of dollars, October 2018 will be my biggest net worth loss in one month ever.

TravelforFun
Minus 0.15% YTD as of 11/22/2018 and there is still a whole month to go in 2018. Ugh!

TravelforFun
IIRC, about every three to four years on average, stocks have posted losses. Par for the course.
“It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to.” J.R.R. Tolkien,The Lord of the Rings

mtmingus
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Re: What are you up YTD? [Year To Date]

Post by mtmingus » Thu Nov 22, 2018 2:15 pm

Accts at Fido: -0.7%
Acct at Vanguard: +2.3%

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hdas
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Re: What are you up YTD? [Year To Date]

Post by hdas » Fri Dec 07, 2018 9:22 am

market timer wrote:
Thu Nov 01, 2018 7:44 am
+7% YTD

Had some nice gains in crude oil and buying the spring dip in health care REITs.
How did you manage your position during the 25 bucks straight down move?
"whenever there is a randomized way of doing something, then there is a nonrandomized way that delivers better performance but requires more thought" ET Jaynes

Nowizard
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Re: What are you up YTD? [Year To Date]

Post by Nowizard » Fri Dec 07, 2018 9:38 am

Not likely to get many postings of results from those of us who are in strictly Boglehead portfolios since the three-fund portfolios and those in Total Bond Index are definitely not at increasing levels posted by those taking greater risk.

Tim

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market timer
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Re: What are you up YTD? [Year To Date]

Post by market timer » Fri Dec 07, 2018 11:07 am

hdas wrote:
Fri Dec 07, 2018 9:22 am
market timer wrote:
Thu Nov 01, 2018 7:44 am
+7% YTD

Had some nice gains in crude oil and buying the spring dip in health care REITs.
How did you manage your position during the 25 bucks straight down move?
Had a 15% allocation to crude up until Oct 3rd
Sold half position when crude was at $76
Sold puts on CVX and XOM on Oct 23rd (equivalent to a 5% stake)
Added 6% to crude position on Nov 14th at $56
Added another 5% to crude position on Nov 28th at $51
Now sitting at a 22% allocation to crude and oil majors

Solidly up for the year on oil. Overall portfolio up around 9% YTD. Current allocation now roughly equal parts gold, oil, LT bonds, US equities, int'l equities.

jminv
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Re: What are you up YTD? [Year To Date]

Post by jminv » Fri Dec 07, 2018 11:21 am

+15.59% YTD. Gave up quite a bit of gains.

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hdas
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Re: What are you up YTD? [Year To Date]

Post by hdas » Fri Dec 07, 2018 11:59 am

market timer wrote:
Fri Dec 07, 2018 11:07 am

Solidly up for the year on oil. Overall portfolio up around 9% YTD. Current allocation now roughly equal parts gold, oil, LT bonds, US equities, int'l equities.
Nice, is this an unlevered portfolio?. H
"whenever there is a randomized way of doing something, then there is a nonrandomized way that delivers better performance but requires more thought" ET Jaynes

finite_difference
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Re: What are you up YTD? [Year To Date]

Post by finite_difference » Fri Dec 07, 2018 12:10 pm

Pretty much 0.
The most precious gift we can offer anyone is our attention. - Thich Nhat Hanh

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market timer
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Re: What are you up YTD? [Year To Date]

Post by market timer » Fri Dec 07, 2018 8:29 pm

hdas wrote:
Fri Dec 07, 2018 11:59 am
market timer wrote:
Fri Dec 07, 2018 11:07 am

Solidly up for the year on oil. Overall portfolio up around 9% YTD. Current allocation now roughly equal parts gold, oil, LT bonds, US equities, int'l equities.
Nice, is this an unlevered portfolio?. H
If stocks completely tank, I'm on the hook for another 40% of exposure via short puts on equity indexes. Added that exposure recently with VIX above 20. So, ruin is possible, albeit unlikely.

Texflier
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Re: What are you up YTD? [Year To Date]

Post by Texflier » Fri Dec 07, 2018 9:31 pm

-4.66% as of 12/6 market close

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon » Sat Dec 08, 2018 11:24 am

Age 73, retired, 50/50 asset allocation.

Minus 2.70% per Morningstar Portfolio Manager.

Best fund is Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX), minus 0.25%.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

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hdas
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Re: What are you up YTD? [Year To Date]

Post by hdas » Sat Dec 08, 2018 11:54 am

market timer wrote:
Fri Dec 07, 2018 8:29 pm
hdas wrote:
Fri Dec 07, 2018 11:59 am
market timer wrote:
Fri Dec 07, 2018 11:07 am

Solidly up for the year on oil. Overall portfolio up around 9% YTD. Current allocation now roughly equal parts gold, oil, LT bonds, US equities, int'l equities.
Nice, is this an unlevered portfolio?. H
If stocks completely tank, I'm on the hook for another 40% of exposure via short puts on equity indexes. Added that exposure recently with VIX above 20. So, ruin is possible, albeit unlikely.
ok. 9% sill adequate. It's interesting to note the recent subdued behavior of the vol of vix (approximated by VVIX index) relative to other times when vix has been above 20, but haven't look into it if there's any signal there. H
"whenever there is a randomized way of doing something, then there is a nonrandomized way that delivers better performance but requires more thought" ET Jaynes

mtmingus
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Re: What are you up YTD? [Year To Date]

Post by mtmingus » Sat Dec 08, 2018 8:08 pm

close to -3% with a 60/40 stock/(bond + cash) allocation.

TVD
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Re: What are you up YTD? [Year To Date]

Post by TVD » Sat Dec 08, 2018 10:16 pm

3 active accounts:
2 I have had over 1 year are up combined 21.6%
Another had for 6 to 7 months up 13.3%

Another larger retirement account in cash, up 1 to 2%

Would be up more but I am my worst enemy and need to work on my timing.

Luckywon
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Re: What are you up YTD? [Year To Date]

Post by Luckywon » Sun Dec 09, 2018 3:12 am

As of close 12/7/18 minus 2.75% IRR

50/15/35 domestic equities/international equities/bonds.

richyg12
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Re: What are you up YTD? [Year To Date]

Post by richyg12 » Sun Dec 09, 2018 4:05 am

market timer wrote:
Fri Dec 07, 2018 8:29 pm
hdas wrote:
Fri Dec 07, 2018 11:59 am
market timer wrote:
Fri Dec 07, 2018 11:07 am

Solidly up for the year on oil. Overall portfolio up around 9% YTD. Current allocation now roughly equal parts gold, oil, LT bonds, US equities, int'l equities.
Nice, is this an unlevered portfolio?. H
If stocks completely tank, I'm on the hook for another 40% of exposure via short puts on equity indexes. Added that exposure recently with VIX above 20. So, ruin is possible, albeit unlikely.
I seem to remember a thread years ago by a market timer who got in trouble with margin calls in 2008 . - possibly the same person. The thread was as as good a read as a thrilling book. Ten years later - ... "40% of exposure via short puts on equity indexes So ruin is possible , albeit unlikely."
If it is the same person then maybe it a case of "you cant teach an old dog new tricks" best of luck sir.

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sergeant
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Re: What are you up YTD? [Year To Date]

Post by sergeant » Sun Dec 09, 2018 2:44 pm

It's the same person. He will be fine either way. He knows what he's doing and is fine with the risks.
Lincoln 3 EOW!

Jaxfann
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Re: What are you up YTD? [Year To Date]

Post by Jaxfann » Sun Dec 09, 2018 5:20 pm

The heading to this thread might/should be titled "What are you up YTD - please also clearly indicate your asset allocation"

This thread has interest based on allocations and returns and might initiate further helpful discussion with a little more information but those who choose to state blandly +15% or whatever with no detail really offer little of value imo.

For the record I am minus 1.65% YTD as of Friday's close.

I am 75 yrs old and my allocation is all in indexed funds with Vanguard split 32.5% stocks / 67.5% bonds with 29.2% stocks International and 26.4% bonds international.

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jainn
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Re: What are you up YTD? [Year To Date]

Post by jainn » Sun Dec 09, 2018 5:53 pm

minus 2% YTD

Mostly 70/30, (50US/20INTL/30BONDS)

A few tactical changes this year, temporarily selling bond allocation for stocks, but always going back to 70/30.
Just recently went from 75/25 to 100/0, Thursday 12/6...
Plan is to go back to 70/30 when sp500 is 2900 again...

I prefer a balanced allocation but felt buying this week at December 2017 prices was acceptable and can wait for sp@2900 again to go back to balanced position...

Trader/Investor
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Re: What are you up YTD? [Year To Date]

Post by Trader/Investor » Sun Dec 09, 2018 6:56 pm

+4.12% as of Friday's close primarily due to legacy non agency rmbs bond funds. Am now 100% in cash - Fidelity's money market fund FMPXX. Am done for the year regardless of what occurs these last few weeks. Waiting to see what Bondville does the first week or so of 2019. Am disappointed the Fed appears dovish for 2019. A 3.50% Fed funds rate next year would have pleased me no end. As for wants, would love to see a major rout in the corporate junk bond market next year. But the market rarely accommodates my "wants".

yousha
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Re: What are you up YTD? [Year To Date]

Post by yousha » Sun Dec 09, 2018 7:03 pm

52.2% Stocks, 18.2% Bonds and 29.2% Cash. Down -1.71%

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Portfolio7
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Re: What are you up YTD? [Year To Date]

Post by Portfolio7 » Sun Dec 09, 2018 8:22 pm

70/30 and bouncing between (2%) and (3%) down for the year. Dom/Int is roughly 50/50.

I'm fine with our investments. It's everything else that's a goat rodeo, and that can pretty much be boiled down to business model issues. I don't think I'll mind turning the page on 2018 at all!
An investment in knowledge pays the best interest.

jminv
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Re: What are you up YTD? [Year To Date]

Post by jminv » Mon Dec 10, 2018 5:27 am

market timer wrote:
Fri Dec 07, 2018 8:29 pm
hdas wrote:
Fri Dec 07, 2018 11:59 am
market timer wrote:
Fri Dec 07, 2018 11:07 am

Solidly up for the year on oil. Overall portfolio up around 9% YTD. Current allocation now roughly equal parts gold, oil, LT bonds, US equities, int'l equities.
Nice, is this an unlevered portfolio?. H
If stocks completely tank, I'm on the hook for another 40% of exposure via short puts on equity indexes. Added that exposure recently with VIX above 20. So, ruin is possible, albeit unlikely.
Out of curiosity, how far out of the money are the puts you wrote and how long dated are they?

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market timer
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Re: What are you up YTD? [Year To Date]

Post by market timer » Mon Dec 10, 2018 7:59 am

jminv wrote:
Mon Dec 10, 2018 5:27 am
Out of curiosity, how far out of the money are the puts you wrote and how long dated are they?
For the most part, ~5% out-of-the-money puts expiring in the next few months. Also short some longer dated at-the-money puts on CVX and XOM.

MindBogler
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Re: What are you up YTD? [Year To Date]

Post by MindBogler » Mon Dec 10, 2018 10:23 am

I don't track performance in aggregate across all of my accounts but my Vanguard sheet says -3.5% for the year. Most of my international developed and EM is in a 457b which shows almost -7% for the year. I have some other accounts with minor amounts compared to the overall portfolio. These two accounts average out to approximately -4.5%. It's almost a relief to have a down year after so many positive ones.

move
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Re: What are you up YTD? [Year To Date]

Post by move » Mon Dec 10, 2018 10:50 am

-5,66 %
65% stocks
60%US 40%Intl

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Random Musings
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Re: What are you up YTD? [Year To Date]

Post by Random Musings » Mon Dec 10, 2018 1:40 pm

YTD as of Friday's close + 3.33%.

Currently 40/60

RM
I figure the odds be fifty-fifty I just might have something to say. FZ

Bacchus01
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Re: What are you up YTD? [Year To Date]

Post by Bacchus01 » Wed Dec 12, 2018 12:53 pm

Just did some quick math to try to take out contributions, and we're up about 1.7% YTD. Total net worth is up 6.7%, but that includes contributions and increased in home equity position.

Andrew321
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Re: What are you up YTD? [Year To Date]

Post by Andrew321 » Wed Dec 12, 2018 6:01 pm

100% stocks. -.86%

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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton » Mon Dec 17, 2018 3:42 pm

The title of this thread should be changed to what are you down YTD.

ge1
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Re: What are you up YTD? [Year To Date]

Post by ge1 » Mon Dec 17, 2018 4:30 pm

market timer wrote:
Fri Dec 07, 2018 8:29 pm
hdas wrote:
Fri Dec 07, 2018 11:59 am
market timer wrote:
Fri Dec 07, 2018 11:07 am

Solidly up for the year on oil. Overall portfolio up around 9% YTD. Current allocation now roughly equal parts gold, oil, LT bonds, US equities, int'l equities.
Nice, is this an unlevered portfolio?. H
If stocks completely tank, I'm on the hook for another 40% of exposure via short puts on equity indexes. Added that exposure recently with VIX above 20. So, ruin is possible, albeit unlikely.
MT, are you serious? I guess you didn't learn the 2008-2009 lesson? From what I read I thought you are back on solid footing with limited need to take risks, why would you enter trades which could possibly "ruin" you? You are too smart for that.

AerialWombat
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Re: What are you up YTD? [Year To Date]

Post by AerialWombat » Mon Dec 17, 2018 4:39 pm

Across securities portfolio only, I’m down 2%.

Real estate portfolio is up over 30%.
“Life doesn’t come with a warranty.” -Michael LeBoeuf

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Doom&Gloom
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Re: What are you up YTD? [Year To Date]

Post by Doom&Gloom » Mon Dec 17, 2018 5:07 pm

J G Bankerton wrote:
Mon Dec 17, 2018 3:42 pm
The title of this thread should be changed to what are you down YTD.
Should really be what are your short-term results (YTD).

cpan00b
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Re: What are you up YTD? [Year To Date]

Post by cpan00b » Mon Dec 17, 2018 5:39 pm

How are people down so little (or even up?) and how are you calculating? I'm not sure how to accurately calculate YTD gain/loss since I'm consistently purchasing new stock.

I'm 100% stocks. Just taking into account my VG account, and excluding the -2%+ drop that was today's tragedy, I'm down -$10,200 YTD. (Income return of ~$1600 and market loss of ~$11,840). If I take that over the total lifetime contribution amount I have ( ~$165,000), I get a YTD loss of -6.17%.


Also can someone explain to me why the rate of return that shows up in the "personal performance" section of VG is wrong? If I select 'since conception' it says I have a rate of return of 3.3% BUT total returns since inception are $-4800 for me.

Finally according to my own spreadsheet, if i take the simple calculation of what my current holdings are and divide by my total contribution, I get -2.9%. (This would be the true cumulative return in absolute terms not taking into account time in market. Also dividends are automatically reinvested). Someone explain to me.

WanderingDoc
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Re: What are you up YTD? [Year To Date]

Post by WanderingDoc » Mon Dec 17, 2018 6:50 pm

Real estate (individually owned properties and partnerships) up 26% YTD. Net worth went up a little more than this due to principal paydown by my tenants. Vacancies filled in < 2 weeks, bumped rent 3-4% on 3 units, tenants gladly agreed to stay.

Equities down 3% for the year.

When stocks head into a real bear market, I will detail how both my equities and real estate investments are doing. Full transparency and not holding anything back.
I'm not looking to get rich quick (stocks), I'm not looking to get rich slow (indexing), I'm looking to get rich, for sure (real estate) | Don't wait to buy real estate. Buy real estate.. and wait.

palaheel
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Re: What are you up YTD? [Year To Date]

Post by palaheel » Mon Dec 17, 2018 7:33 pm

With the recent volatility, I can tell you where I was, but I don't know where I am. :?

I was around -6.7% for the year.

I'm 60/40 equities/short term bonds

The stocks are 50/50 US/International, with modest value/small tilts.
Markets crash. Markets recover. Inflation takes your money FOREVER.

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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton » Mon Dec 17, 2018 10:14 pm

Doom&Gloom wrote:
Mon Dec 17, 2018 5:07 pm
J G Bankerton wrote:
Mon Dec 17, 2018 3:42 pm
The title of this thread should be changed to what are you down YTD.
Should really be what are your short-term results (YTD).
Real short-term. I'm still up about 1% for the year but YTD is butt ugly, it got ugly quick.
No problem my last buy is up 0.13%, :moneybag I'm good at this.

z3r0c00l
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Re: What are you up YTD? [Year To Date]

Post by z3r0c00l » Mon Dec 17, 2018 10:23 pm

-6% or so. A sad/boring year for investing. Better than a sad/terrifying year for sure.

Grasshopper
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Re: What are you up YTD? [Year To Date]

Post by Grasshopper » Tue Dec 18, 2018 9:25 am

Retired 14 years coming up, age late 60's. Down 2.80 YTD on stocks/bonds 50% of my portfolio, up about 1.75% on 50% cash/CD's. Good guess would say -1% altogether YTD. :beer

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hdas
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Re: What are you up YTD? [Year To Date]

Post by hdas » Thu Dec 20, 2018 8:30 am

market timer wrote:
Mon Dec 10, 2018 7:59 am
jminv wrote:
Mon Dec 10, 2018 5:27 am
Out of curiosity, how far out of the money are the puts you wrote and how long dated are they?
For the most part, ~5% out-of-the-money puts expiring in the next few months. Also short some longer dated at-the-money puts on CVX and XOM.
Curious to know what is going on with your portfolio given the latest developments. Kindly share. :greedy
"whenever there is a randomized way of doing something, then there is a nonrandomized way that delivers better performance but requires more thought" ET Jaynes

cpan00b
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Re: What are you up YTD? [Year To Date]

Post by cpan00b » Thu Dec 20, 2018 10:38 am

Down -13.71% from the September high, and down about -9.8% YTD. Wish I had excess funds to throw in and buy more now to cut this number down.

stimulacra
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Re: What are you up YTD? [Year To Date]

Post by stimulacra » Thu Dec 20, 2018 11:03 am

Down 0.5 YTD as of this week. Was up 10% in June for the year.

2018 was an interesting year.

SanAntionetta
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Re: What are you up YTD? [Year To Date]

Post by SanAntionetta » Thu Dec 20, 2018 11:59 am

I am up 1.04% total but that includes maxing out my 401(k) and receiving about $15K employer match. Yikes!

I am 90% stocks/10% bonds which I feel is appropriate for my age.

Luckily this money is for 30 years down the pike :D

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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton » Thu Dec 20, 2018 1:07 pm

SanAntionetta wrote:
Thu Dec 20, 2018 11:59 am
I am up 1.04% total but that includes maxing out my 401(k) and receiving about $15K employer match. Yikes!
OMG, you are up that after contributions??? Were you 100% China?

After contributions I'm up 9.87%. That's what truly counts. :greedy

ge1
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Re: What are you up YTD? [Year To Date]

Post by ge1 » Thu Dec 20, 2018 1:25 pm

J G Bankerton wrote:
Thu Dec 20, 2018 1:07 pm
SanAntionetta wrote:
Thu Dec 20, 2018 11:59 am
I am up 1.04% total but that includes maxing out my 401(k) and receiving about $15K employer match. Yikes!
OMG, you are up that after contributions??? Were you 100% China?

After contributions I'm up 9.87%. That's what truly counts. :greedy
Ok kids, can we agree that including contributions is not the way to measure your performance?

I'm down 3%, 40/60 portfolio.

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