Lazy Portfolio Examples (old Kiplinger articles)

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ASU 2016-09
Posts: 7
Joined: Thu Mar 08, 2018 5:12 pm

Lazy Portfolio Examples (old Kiplinger articles)

Post by ASU 2016-09 » Fri Mar 09, 2018 7:52 am

I save investment articles that I believe can be helpful in the future for myself, friends and family. Below are lazy portfolio examples from 2009; 2010; 2015. Interesting to read these today....

April 2009:
Swedroe Lazy Portfolio (AA % and Ticker and Name)
15-VIVAX VALUE
15-VISVX SMALL CAP VALUE
13-EFV MSCI EAFE VALUE
13-SCZ MSCI EAFE SMALL CAP
04-VEIEX EMERGING MARKETS
40-VIPSX INFLATION PROTECTED

Malkiel
20-VTI TOTAL STOCK MARKET
20-VEU FTSE ALL WORLD
20-BND TOTAL BOND MARKET
10-VHCOX CAPITAL OPPORTUNITY
10-VWO EMERGING MARKETS
10-TDF TEMPLETON DRAGON
10-MINDX MATTHEWS INDIA

December 2010
The Best Simple Vanguard Portfolio
33-TOTAL STOCK MARKET
33-TOTAL INTERNATION
34-TOTAL BOND MARKET

May 2015
Basic DIY Portfolio
40-SCHWAB TOTAL STOCK MARKET
30-VANGUARD TOTAL BOND MARKET
20-FIDELITY SPARTAN INTERNATIONAL
10-VANGUARD TOTAL INTERNATIONAL

scone
Posts: 1454
Joined: Wed Jul 11, 2012 4:46 pm

Re: Lazy Portfolio Examples (old Kiplinger articles)

Post by scone » Fri Mar 09, 2018 8:32 am

Here are some more lazy portfolios, collected by one of the Boglehead friends:

https://obliviousinvestor.com/8-lazy-etf-portfolios/
"My bond allocation is the amount of money that I cannot afford to lose." -- Taylor Larimore

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David Jay
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Location: Michigan

Re: Lazy Portfolio Examples (old Kiplinger articles)

Post by David Jay » Fri Mar 09, 2018 8:34 am

Welcome to the forum.

Most of those have held up quite well. The three-fund (i.e. "Best Simple Vanguard") portfolio is very popular around here as the default for simplicity, although we teach that the asset allocation should be based on the individual's need, willingness and ability to take risk, rather than fixed percentages (33-33-34 above).

I would not consider the Malkiel portfolio to be a "lazy" portfolio. I don't think that the single-country "bets" (China and India) are appropriate for a long term (30-40-50 years) portfolio.
Prediction is very difficult, especially about the future - Niels Bohr | To get the "risk premium", you really do have to take the risk - nisiprius

John Z
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Re: Lazy Portfolio Examples (old Kiplinger articles)

Post by John Z » Fri Mar 09, 2018 1:02 pm

Not to confuse/complicate your lazy portfolio ideas but try this:

https://www.whitecoatinvestor.com/150-p ... han-yours/

To me this is the universe of lazy portfolios and with a bit of tweaking for your own AA and risk, there are nearly an infinite number of variations.

ASU 2016-09
Posts: 7
Joined: Thu Mar 08, 2018 5:12 pm

Re: Lazy Portfolio Examples (old Kiplinger articles)

Post by ASU 2016-09 » Fri Mar 09, 2018 1:11 pm

John Z wrote:
Fri Mar 09, 2018 1:02 pm
Not to confuse/complicate your lazy portfolio ideas but try this:

https://www.whitecoatinvestor.com/150-p ... han-yours/

To me this is the universe of lazy portfolios and with a bit of tweaking for your own AA and risk, there are nearly an infinite number of variations.
John Z this is great. Very informative! I will definitely do this.

ASU 2016-09
Posts: 7
Joined: Thu Mar 08, 2018 5:12 pm

Re: Lazy Portfolio Examples (old Kiplinger articles)

Post by ASU 2016-09 » Fri Mar 09, 2018 2:53 pm

3 Fund + REIT = me

Great article!

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macandal
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Location: San Francisco, CA, USA

Re: Lazy Portfolio Examples (old Kiplinger articles)

Post by macandal » Thu Dec 06, 2018 4:21 pm

I like 6-9, 36-37, and also 1-3.

Thanks.

pdavi21
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Joined: Sat Jan 30, 2016 4:04 pm

Re: Lazy Portfolio Examples (old Kiplinger articles)

Post by pdavi21 » Thu Dec 06, 2018 5:01 pm

Cool...especially as odd as some of the tilting seems to be.

However, isn't any portfolio under 5-10 funds without aggressive re-balancing a "Lazy" Portfolio?

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