Unemployment and being sick

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
Post Reply
markcoop
Posts: 820
Joined: Fri Mar 02, 2007 8:36 am

Unemployment and being sick

Post by markcoop » Thu Dec 06, 2018 10:28 am

I have a question about unemployment benefits. My wife was receiving unemployment benefits that started Sept 2017 (she got let go from her job Aug 2017). In Dec 2017 she got hire as a per diem and stopped receiving the unemployment benefits. That work has been steady. At the end of June 2018 she got sick and was unable to work for 3 months (July-Sept). Does she qualify for unemployment benefits during that time (or maybe just till her 1 year anniversary of being let go, July-Aug)? I know in her old job she had plenty of sick time that would have covered this 3 month period. I told my wife to call about but I think she's just uncomfortable about it all.

Thanks for any information
Mark

neilpilot
Posts: 1926
Joined: Fri Dec 04, 2015 1:46 pm
Location: Memphis area

Re: Unemployment and being sick

Post by neilpilot » Thu Dec 06, 2018 10:30 am

It maybe state specific, but in all of the states I'm familiar with (AR, TN, SC, VA, NJ) you can only collect unemployment if you are ready and able to work. If she's too sick to work, then she's disqualified.

User avatar
GoldStar
Posts: 641
Joined: Wed May 23, 2018 10:59 am

Re: Unemployment and being sick

Post by GoldStar » Thu Dec 06, 2018 11:04 am

neilpilot wrote:
Thu Dec 06, 2018 10:30 am
It maybe state specific, but in all of the states I'm familiar with (AR, TN, SC, VA, NJ) you can only collect unemployment if you are ready and able to work. If she's too sick to work, then she's disqualified.
My understanding as well. Short-Term-Disability Insurance is intended for 3-month illness.

RickBoglehead
Posts: 1264
Joined: Wed Feb 14, 2018 9:10 am

Re: Unemployment and being sick

Post by RickBoglehead » Thu Dec 06, 2018 11:09 am

Correct. If you are unable, or unwilling, to work, you get no unemployment benefits. As noted, that would be a short term disability if you had coverage, which is unlikely since most buy it via their employer, and it ends when the job ends.

markcoop
Posts: 820
Joined: Fri Mar 02, 2007 8:36 am

Re: Unemployment and being sick

Post by markcoop » Thu Dec 06, 2018 1:51 pm

Thanks for the responses. I live in NY. I believe I found the same information as mentioned above that if sick or unable to work, then no Unemployment pay.
Mark

Post Reply