In peoples defense it doesn't help that when you call or chat with Ally you get incorrect and inconsistent information (see my post above).DrivingFun wrote: ↑Tue Oct 23, 2018 7:35 amYou forgot one.RickBoglehead wrote: ↑Tue Oct 23, 2018 7:22 amWhen you read through this thread you learn (or just verify, since you already knew it):
- This forum, like many others dedicated to maximizing your earnings/cashback/etc., is full of people that will find ways to get something that was not intended, but in fact is perfectly fine. And they will come up with methodologies that the creators of the opportunity never thought of.
- People can't read. They will ask questions that are already clearly answered in the terms and conditions.
- People can't follow directions/rules. They will continually try and circumvent directions/rules and then complain when they don't achieve the reward they expect.
- People will create what/ifs that will leave you scratching your head due to their irrelevancy.
I setup two individual accounts in addition to our long-time joint accounts, for the deposits. I've funded one, and will fund the other shortly. I will continue doing normal business out of our joint accounts during the promotion period, and will enjoy the $2,000 bonus we get in mid-February.
I am currently pushing Ally to change my wife's account from 3 day transfer to 1 day, like mine, which they say is due to infrequent use...
People that oversimplify things by ignoring glaring holes in the terms and conditions because they would not be impacted by them, therefore they don't exist.
My case was simple - new customer - toss some money in accounts and get the bonus. For my "simple" case they gave me incorrect info - so I can see why folks with existing accounts are struggling.