You talked about boglehead rules, but I don't see those as rules. Those are boglehead principles and values that I share. Since I've never followed any set of rules on here, I didn't have a chance to break any rules.jmk wrote: ↑Fri Jun 15, 2018 9:12 amI'm a pretty strict boglehead. The one guide I don't do is a written out directive Investment Plan Statement. I have some guiding heuristics I stick to religiously (segregating buckets according to desired risk and timeline, rebalancing) but I personally have never felt the need to write out anything to keep me on track. That just wouldn't motivate me. But I don't feel I'm irrational because the IPS is just a means to an end: essentially one of dozens of ways to manipulate incentives so as to stay the coarse when the going gets rough. In my case I've thoroughly thought (and felt) through my AA so carefully (of what x loss would be like) that I haven't waivered even in e.g. 2008.
You? What boglehead rules do you feel you can break rationally in your particular case?
What I hate the most are rules and people who make rules.