Want/need some income in semi-retirement

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dm200
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Want/need some income in semi-retirement

Post by dm200 » Wed Apr 04, 2018 9:50 am

DW and I want/need about $1,000 - $1,200 per month (net) in addition to SS/pensions. A current part time income will be ending in a few months. I am in early 70's, good health, can drive. Want low stress. Ideas?

oxothuk
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Re: Want/need some income in semi-retirement

Post by oxothuk » Wed Apr 04, 2018 9:53 am

dm200 wrote:
Wed Apr 04, 2018 9:50 am
DW and I want/need about $1,000 - $1,200 per month (net) in addition to SS/pensions. A current part time income will be ending in a few months. I am in early 70's, good health, can drive. Want low stress. Ideas?
I have an acquaintance (similar age to you) who drives (re-locates) cars for Enterprise. I don't think it pays too much, but certainly low-stress.

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dm200
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Re: Want/need some income in semi-retirement

Post by dm200 » Wed Apr 04, 2018 10:03 am

oxothuk wrote:
Wed Apr 04, 2018 9:53 am
dm200 wrote:
Wed Apr 04, 2018 9:50 am
DW and I want/need about $1,000 - $1,200 per month (net) in addition to SS/pensions. A current part time income will be ending in a few months. I am in early 70's, good health, can drive. Want low stress. Ideas?
I have an acquaintance (similar age to you) who drives (re-locates) cars for Enterprise. I don't think it pays too much, but certainly low-stress.
ok, thanks. seems like the hours would or could be flexible.

Silk McCue
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Re: Want/need some income in semi-retirement

Post by Silk McCue » Wed Apr 04, 2018 10:08 am

Panera Bread is starting to make deliveries and are looking for drivers in my neck of the woods. Their sign says they pay a good hourly rate and mileage. There may be other such businesses doing the same.

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C4NT
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Re: Want/need some income in semi-retirement

Post by C4NT » Wed Apr 04, 2018 10:10 am

Any Masters or Ph.D.s in the house? You could teach part-time at your local community college or commuter 4-year.

Edited to add, you can also find teaching jobs without advanced degrees at that level if you have technical experience, e.g., IT certifications, aviation repair, etc.
Last edited by C4NT on Wed Apr 04, 2018 10:29 am, edited 1 time in total.

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Hayden
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Re: Want/need some income in semi-retirement

Post by Hayden » Wed Apr 04, 2018 10:13 am

I knew a retiree who got a job at Home Depot. Might be fun walking around the store helping people with their projects.

ssquared87
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Re: Want/need some income in semi-retirement

Post by ssquared87 » Wed Apr 04, 2018 10:17 am

If you like walking, you can walk dogs.

Depending on where you live, this could pay quite well. In LA, there's a company called Wag that "carefully screens" their dog walkers. They pay $15/hour in LA, potentially more. The cities they operate in are listed here:
https://wagwalking.com/dog-walker

seashell
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Re: Want/need some income in semi-retirement

Post by seashell » Wed Apr 04, 2018 11:03 am

There are working parents who want sitters who can pick up their kids from school, and babysit them. Many of the kids can be older and not require a lot of intense work. Just adult supervision while they go about their own tasks like homework.

Ron
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Re: Want/need some income in semi-retirement

Post by Ron » Wed Apr 04, 2018 11:08 am

RMD's?

- Ron

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HueyLD
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Re: Want/need some income in semi-retirement

Post by HueyLD » Wed Apr 04, 2018 11:36 am

In my area, car dealerships and some auto repair shops provide courtesy vans to drive customers from/to the shops. Almost all such drivers look like they are Medicare beneficiaries. They receive regular hourly pay as well as tips.

It appears to be a relatively low stress job with flexible hours. However, you do need to have a clean driving record.

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dm200
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Re: Want/need some income in semi-retirement

Post by dm200 » Wed Apr 04, 2018 11:40 am

C4NT wrote:
Wed Apr 04, 2018 10:10 am
Any Masters or Ph.D.s in the house? You could teach part-time at your local community college or commuter 4-year.

Edited to add, you can also find teaching jobs without advanced degrees at that level if you have technical experience, e.g., IT certifications, aviation repair, etc.
No such credentials ..

btenny
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Re: Want/need some income in semi-retirement

Post by btenny » Wed Apr 04, 2018 11:54 am

Docent at one of the museums or other public facilities around the DC area.

Tour guide for the various tour companies.

School guard or school crossing guard.

Doctors or dentists office clerk or secretary.

Fast food worker.

Good Luck.

sport
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Re: Want/need some income in semi-retirement

Post by sport » Wed Apr 04, 2018 11:57 am

New car dealers employ retirees to drive new cars when they swap cars with other dealers.

Iliketoridemybike
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Re: Want/need some income in semi-retirement

Post by Iliketoridemybike » Wed Apr 04, 2018 12:05 pm

Hit the rummage sales on the weekends and flip items on eBay.
Drive Uber. I have had many older drivers.
Do paid research - http://engageindepth.com I usually pocket a few hundred dollars a year for a few hours time.
Monitor Nextdoor. There are always people on there asking for odd jobs to be done around their house for cash.

sport
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Re: Want/need some income in semi-retirement

Post by sport » Wed Apr 04, 2018 12:39 pm

Handyman?

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celia
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Re: Want/need some income in semi-retirement

Post by celia » Wed Apr 04, 2018 12:45 pm

AirBnB host

Teach classes at your local parks & rec or at the senior center

Check on houses of people in your community who are out of town. Feed their pets?

Do volunteer work in your community. Some of those jobs can lead to paying jobs if you end up being good at what you do.

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djpeteski
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Re: Want/need some income in semi-retirement

Post by djpeteski » Wed Apr 04, 2018 1:09 pm

IMHO you are asking for a lot. 1k to 1.2k is 100-120 hours per month at $10/hour. That is almost full time work! Most basic wage jobs do not pay that much, which means even more hours. Additionally many of those jobs are anything but free of stress. On demand services (such as Uber) can pay more than that per hour, but not consistently and again is not free of stress.

In order to earn that much I think you will have to either leverage or develop a skill that is valuable to the market place. Can you increase your rate of pay to 20-25 per hour? Can you do more? At that rate you are looking at 50 hours per month which is less than half time. Also higher wage employees, generally, get treated better so less stress.

Also what is going to happen in 10, 15, or 20 years? How are you going to make up the short fall then if you cannot work?

Can you start a second career at 70? That is what I would be looking to do in your situation.

bloom2708
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Re: Want/need some income in semi-retirement

Post by bloom2708 » Wed Apr 04, 2018 1:35 pm

Ron wrote:
Wed Apr 04, 2018 11:08 am
RMD's?

- Ron
+1

Will your savings support a 1-2% withdrawal to bump your income? Or no savings/investments?
"We are not here to please, but to provoke thoughtfulness." --Unknown Boglehead

Loik098
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Re: Want/need some income in semi-retirement

Post by Loik098 » Wed Apr 04, 2018 1:39 pm

Iliketoridemybike wrote:
Wed Apr 04, 2018 12:05 pm
Hit the rummage sales on the weekends and flip items on eBay.
Drive Uber. I have had many older drivers.
Could do both, and more.

An Uber driver I talked to not long ago not only drives for Uber, but also drives for Lyft, and delivers food for Doordash (we don't have UberEats). When he isn't doing one of those 3 things (or even when he is), he's driving around looking for garage sales around him, in which he looks for certain items he thinks he knows the value of.

In other words, he just chooses to be in his car for a set length of time each day, and tries to make money at all times during that time.

Obviously, one would need to be pretty tech-savvy to juggle this load.

ad2007
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Re: Want/need some income in semi-retirement

Post by ad2007 » Wed Apr 04, 2018 1:46 pm

Hayden wrote:
Wed Apr 04, 2018 10:13 am
I knew a retiree who got a job at Home Depot. Might be fun walking around the store helping people with their projects.
Agree.

I spend a lot of time at Home Depot, and got to know the gentleman that works in the hardware department. Brilliant retired engineer. He promised to let me know when he decides to re-retire because I want his job. Kidding around but not really.

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cfs
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Re: Want/need some income in semi-retirement

Post by cfs » Wed Apr 04, 2018 1:52 pm

Hayden wrote:
Wed Apr 04, 2018 10:13 am
I knew a retiree who got a job at Home Depot. Might be fun walking around the store helping people with their projects.
This is a good input.

One of my US Navy shipmates retired with his military pension and went directly to Home Depot, he is a handyman and loves helping customers. I never saw him this happy in our active duty days!

Good luck with your part-timer y gracias por leer ~cfs~
~ Member of the Active Retired Force since 2014 ~

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dm200
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Re: Want/need some income in semi-retirement

Post by dm200 » Wed Apr 04, 2018 1:53 pm

1. No, cannot increase income from investments, RMD, etc

2. Have no "handyman" skills at all

Starper
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Re: Want/need some income in semi-retirement

Post by Starper » Wed Apr 04, 2018 1:59 pm

Teach English online?

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Conch55
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Re: Want/need some income in semi-retirement

Post by Conch55 » Wed Apr 04, 2018 2:00 pm

Based on the area in which you live, Washington DC, could you relocate to a lower cost area and make it on what you already have coming in?

GmanJeff
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Re: Want/need some income in semi-retirement

Post by GmanJeff » Wed Apr 04, 2018 2:43 pm

If you and your wife both obtain employment, each of you could work fewer hours and for less compensation than if only one of you works. That approach might also open retail, food service, and other opportunities which otherwise are insufficiently compensated for just one of you.

Driving in the D.C.-area can be tedious and stressful, so from my perspective I would not focus on jobs which are driving-centric. Additionally, as you age, you may find driving more challenging on a number of levels, another reason to explore alternatives if you are looking for something you can pursue indefinitely.

Conch's suggestion, above, is also well worth considering, especially if you live in D.C. or in the metro Maryland area, which have much higher taxes than Virginia. The close-in suburbs in all three areas are also are more expensive than is the cost of living on the outer fringes of the region, e.g. Winchester or Front Royal.
Last edited by GmanJeff on Wed Apr 04, 2018 2:48 pm, edited 2 times in total.

JoeRetire
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Re: Want/need some income in semi-retirement

Post by JoeRetire » Wed Apr 04, 2018 2:47 pm

dm200 wrote:
Wed Apr 04, 2018 9:50 am
DW and I want/need about $1,000 - $1,200 per month (net) in addition to SS/pensions. A current part time income will be ending in a few months. I am in early 70's, good health, can drive. Want low stress. Ideas?
Besides driving, what kinds of skills do you have? What did you do when you worked full time?
In what part of the country do you live?

In my part of the world the local supermarket and hardware store hire lots of low-skilled semi-retirees.
Low stress jobs, although they require a lot of standing.

Our second home is in a beachfront community.
Pretty much every business there has a help-wanted sign.
Last edited by JoeRetire on Wed Apr 04, 2018 2:51 pm, edited 1 time in total.

sport
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Re: Want/need some income in semi-retirement

Post by sport » Wed Apr 04, 2018 2:50 pm

Conch55 wrote:
Wed Apr 04, 2018 2:00 pm
Based on the area in which you live, Washington DC, could you relocate to a lower cost area and make it on what you already have coming in?
This might be the best alternative of all.

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Sandtrap
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Re: Want/need some income in semi-retirement

Post by Sandtrap » Wed Apr 04, 2018 2:54 pm

1 AirBnB or VRBO or rent out a cottage on your property, or part of your home with a separate entrance?

2 Invest in a residential rental unit at from 100-150k to bring in 1000/month. Large tax advantages, too.

3. Move from HCOL to LCOL area and downsize for an immediate gain across the board.

4. Tap into existing skillsets.

5. Start a small business from things you love.
IE: I know a retired fellow who loved to travel. He started a travel hosting business to places in Asia and takes small groups. Videos everything and put's together a "memory video" package for them as part of it.

aloha
j :D

JBTX
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Re: Want/need some income in semi-retirement

Post by JBTX » Wed Apr 04, 2018 2:56 pm

Become a tax preparer?

frugalmama
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Re: Want/need some income in semi-retirement

Post by frugalmama » Wed Apr 04, 2018 2:59 pm

A sports referee working a few hours every day could make that much if they worked for multiple clubs/did high school etc and worked year round...or you could pair it with another low-stress job. I'm not sure how physically fit you are, but many retirees I know take on that job to stay physically active and you can set your schedule so you only work when you want to. You could also do multiple sports (some sports require more physical fitness than others). A friend of mine does soccer during the spring and then switches to volleyball in the winter. Of course, sometimes you will have fans yell at you...so it is only as low stress as you can let it all bounce off your back ;).

renue74
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Re: Want/need some income in semi-retirement

Post by renue74 » Wed Apr 04, 2018 3:11 pm

Home grocery delivery companies look for shoppers in my area.

Instacart and Shipt are the two I see looking.

Pay $25/hour.

If you like to grocery shop, it may be a good, part time gig.

denovo
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Re: Want/need some income in semi-retirement

Post by denovo » Wed Apr 04, 2018 3:13 pm

dm200 wrote:
Wed Apr 04, 2018 9:50 am
DW and I want/need about $1,000 - $1,200 per month (net) in addition to SS/pensions. A current part time income will be ending in a few months. I am in early 70's, good health, can drive. Want low stress. Ideas?
Possible to pierce through your budget to cut costs or re-locate?
"Don't trust everything you read on the Internet"- Abraham Lincoln

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yukonjack
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Re: Want/need some income in semi-retirement

Post by yukonjack » Wed Apr 04, 2018 3:24 pm

Local public library. I have seen a number of retired folks working at my local library. Generally they restock shelves and do other miscellaneous work. The pay is generally $1 to $2 above minimum wage. They also employ drivers to move books between locations.

p14175
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Re: Want/need some income in semi-retirement

Post by p14175 » Wed Apr 04, 2018 3:44 pm

I was forced into early retirement due to health issues. It hasn't been much fun. So I looked at my skill set and decided that I could write software. I spent many years programming for a living so it was an easy choice. I figured if I spent a year or two getting up to speed on the most popular programming languages I wouldn't have much trouble finding contract work -- or maybe starting my own software company. One thing nice about programming is you can pretty much live anywhere.

Mr.BB
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Re: Want/need some income in semi-retirement

Post by Mr.BB » Wed Apr 04, 2018 3:50 pm

How about Costco? Greeter/ Cashier...I think they also have excellent benefits.
"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

Dottie57
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Re: Want/need some income in semi-retirement

Post by Dottie57 » Wed Apr 04, 2018 3:52 pm

JBTX wrote:
Wed Apr 04, 2018 2:56 pm
Become a tax preparer?

H&R Block has classes.

cs412a
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Re: Want/need some income in semi-retirement

Post by cs412a » Wed Apr 04, 2018 4:47 pm

yukonjack wrote:
Wed Apr 04, 2018 3:24 pm
Local public library. I have seen a number of retired folks working at my local library. Generally they restock shelves and do other miscellaneous work. The pay is generally $1 to $2 above minimum wage. They also employ drivers to move books between locations.
I second this as an option. One of my sisters works part-time as a library assistant (capped at 17 hours/week so they don't have to pay benefits). She works two evenings a week and either Saturday or Sunday. She really likes the work and the people she works with and plans to continue working at the library part-time when she retires from her full-time job in a few years.

According to the Bureau of Labor's "Occupational Outlook Handbook" the median wage for library assistants is 13.67/hour. In the DC area, I expect it would be higher. But even at the median rate, you should be able to earn $1000 working 18 hours a week over a 4- week period.

hudson
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Re: Want/need some income in semi-retirement

Post by hudson » Wed Apr 04, 2018 5:05 pm

I had a co-worker that delivered pizza when he needed extra money.
I had a friend that wanted a job as a boat mechanic; he started walking into shops and asking for a quick interview. He started with, "I'd love to work for you. I'll show up every day on time, sober, and give you an honest days work."
If I had to get a part time job today and could not use any of my old skills, I'd get my school bus license and apply. I might also try to get my real estate license or try my hand at selling something...maybe try to find a niche item to sell on Ebay or Craigslist.
I've seen a number of retired co-workers get stocking jobs at grocery stores.
A classmate of mine had a night job parking cars for big events; he always said that the money was good.

denovo
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Re: Want/need some income in semi-retirement

Post by denovo » Wed Apr 04, 2018 6:49 pm

dm200 wrote:
Wed Apr 04, 2018 9:50 am
DW and I want/need about $1,000 - $1,200 per month (net) in addition to SS/pensions. A current part time income will be ending in a few months. I am in early 70's, good health, can drive. Want low stress. Ideas?
Can your AirBnB a room in your house? Depending on how close you are to the D.C. proper, there should be demand.
"Don't trust everything you read on the Internet"- Abraham Lincoln

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cockersx3
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Re: Want/need some income in semi-retirement

Post by cockersx3 » Wed Apr 04, 2018 7:04 pm

p14175 wrote:
Wed Apr 04, 2018 3:44 pm
I was forced into early retirement due to health issues. It hasn't been much fun. So I looked at my skill set and decided that I could write software. I spent many years programming for a living so it was an easy choice. I figured if I spent a year or two getting up to speed on the most popular programming languages I wouldn't have much trouble finding contract work -- or maybe starting my own software company. One thing nice about programming is you can pretty much live anywhere.
Im not the OP, but this sounds cool to me....like the idea of working part time and remotely, albeit at lower pay probably. Are you doing contract work now, or still in the learning phase? How would you get contracts? Curious about details...

Freefun
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Re: Want/need some income in semi-retirement

Post by Freefun » Wed Apr 04, 2018 7:08 pm

I've read a bunch of stories about folks that buy stuff in retail stores just to resell them on eBay or Amazon. I think it takes some research to find in-demand items - and place to store stuff -'but some make lots of dough doing this.

Also Amazon Merch - you design shirts and upload design to amazon. They do everything else - print the shirt -'sell it - get the money etc. You get royalties.

Lots of ideas at side hustle school linked below

https://sidehustleschool.com/

I don't use that web site but I listen to all his podcasts.
Remember when you wanted what you currently have?

rgs92
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Re: Want/need some income in semi-retirement

Post by rgs92 » Wed Apr 04, 2018 9:42 pm

I know lots of programming languages (C,C++,Java,Perl,Shell,SQL/Oracle stuff and more on a fairly high level), but when they saw I was in my 40s I could barely get an interview after applying everywhere in the NY metro area, and none of the interviews I had ever materialized into a job.

I applied to hundreds of openings but almost never got an answer other than an automated response.

I was told by a number of recruiters I called that the companies liked recent graduates or, in exactly these words by one fairly large agency, they just like the "visa guys."

My buddies who were also programmers and were let go are doing things like working in supermarkets or even Starbucks.

I'm convinced that all this talk about how having programming skills gives you the ticket to a coding job at any age is just a lot of hype. Don't believe it.

Ha ha, I actually talked to one of the folks at the unemployment office about opportunities and told him about my programming experience and he said, yeah, we see a lot of guys like you, and then he showed me ads for jobs that required using a forklift. A friend who was like me took one of these jobs; he seems happy though... He says there's less pressure.
Last edited by rgs92 on Wed Apr 04, 2018 9:56 pm, edited 1 time in total.

Yooper16
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Re: Want/need some income in semi-retirement

Post by Yooper16 » Wed Apr 04, 2018 9:54 pm

at our previous location, medical marijuana growers generally were paying about $20/hour for trimmers etc. Ran about 15-20 hours per week. 8-)

Y.A.Tittle
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Re: Want/need some income in semi-retirement

Post by Y.A.Tittle » Wed Apr 04, 2018 10:05 pm

Hayden wrote:
Wed Apr 04, 2018 10:13 am
I knew a retiree who got a job at Home Depot. Might be fun walking around the store helping people with their projects.
Walking on concrete floors all day, opening the store in the early AM, closing the store late in the PM. No thanks.

curmudgeon
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Re: Want/need some income in semi-retirement

Post by curmudgeon » Thu Apr 05, 2018 1:32 am

Some cases that I've see around here:

School crossing guard (one of ours is 92 this year)

Usher for arena/stadium sporting or other events

Guy who cleaned our carpets recently was 85 and very content with the work. Has an old van with the cleaning system, not part of any chain. Doesn't push himself and take on too much work, has an assistant sometimes.

In retail, smaller specialized stores might be better than chains, as you would be less likely to be on your feet and rushed. Someplace with older clientele, so your age might be an asset.

Muri
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Re: Want/need some income in semi-retirement

Post by Muri » Thu Apr 05, 2018 5:51 am

Have you considered being a school substitute? My area pays less than the DC area, but I think in my school district you could sub 3 days or so a week during the school year and make $12000. We have a retired engineer who subs at my school 2-3 days a week. I think it is more to have something purposeful to do than a need for money, but the kids really like him. Subs pick the days they want to work, and there are no nights or weekends. At my school you work a 6.5 hour sub day with a 25 minute lunch break. It’s a great job for the right person and most schools can’t find enough subs.

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tennisplyr
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Re: Want/need some income in semi-retirement

Post by tennisplyr » Thu Apr 05, 2018 6:47 am

How about a grocery packet at a local supermarket, I know Publix has lots of part timers.
Those who move forward with a happy spirit will find that things always work out.

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dm200
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Re: Want/need some income in semi-retirement

Post by dm200 » Thu Apr 05, 2018 9:12 am

While we live in a high cost of living area, our COL is not that high. Our Medicare medical costs are very good (compared to the average) and we live in out home of many decades. We get real estate tax exemption and put low mileage on older cars.

dbr
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Re: Want/need some income in semi-retirement

Post by dbr » Thu Apr 05, 2018 9:15 am

dm200 wrote:
Thu Apr 05, 2018 9:12 am
While we live in a high cost of living area, our COL is not that high. Our Medicare medical costs are very good (compared to the average) and we live in out home of many decades. We get real estate tax exemption and put low mileage on older cars.
But are the suggestions helping?

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dm200
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Re: Want/need some income in semi-retirement

Post by dm200 » Thu Apr 05, 2018 9:19 am

dbr wrote:
Thu Apr 05, 2018 9:15 am
dm200 wrote:
Thu Apr 05, 2018 9:12 am
While we live in a high cost of living area, our COL is not that high. Our Medicare medical costs are very good (compared to the average) and we live in out home of many decades. We get real estate tax exemption and put low mileage on older cars.
But are the suggestions helping?
Yes - very much .. Thanks to all. Some are not applicable, some are things I was considering and some are new possibilities.

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