403B help needed

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etguy
Posts: 68
Joined: Fri Oct 13, 2017 2:09 pm

403B help needed

Post by etguy » Sat Jan 13, 2018 6:54 pm

here is my company's plan - seems their default plan :

VANG INST INDEX PLUS - 37 %
DODGE & COX INTL STOCK 13 %
VANT TOTAL INTL STK IP 12 %
BAIRD AGGR BOND INST 11 %
VANG INTM BND IDX IP 7 %

My problem ? I don't know these funds well . I was thinking to simplify into the following :

total stock 40 %
total international 15 %
extended market index 15 %
total bond 20 %

please give me in puts

krow36
Posts: 1847
Joined: Fri Jan 30, 2015 6:05 pm
Location: WA

Re: 403B help needed

Post by krow36 » Sat Jan 13, 2018 8:11 pm

etguy wrote:
Sat Jan 13, 2018 6:54 pm
here is my company's plan - seems their default plan :

VANG INST INDEX PLUS - 37 %
DODGE & COX INTL STOCK 13 %
VANT TOTAL INTL STK IP 12 %
BAIRD AGGR BOND INST 11 %
VANG INTM BND IDX IP 7 %

My problem ? I don't know these funds well . I was thinking to simplify into the following :

total stock 40 %
total international 15 %
extended market index 15 %
total bond 20 %

please give me in puts
If you have the Total Stock Market, you don't need Extended Market, because the latter covers mid and small cap stocks, and they are already covered in Total Stock Market. Extended Mkt is a completion fund, with the Institutional Index (S&P 500) equals Total Stock Market (in a 80%, 20% ratio).

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