tetractys wrote: ↑Wed Oct 11, 2017 1:40 pmYukon wrote: ↑Wed Oct 11, 2017 1:07 pm
Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
Don't Work Forever.
Yukon wrote: ↑Wed Oct 11, 2017 2:58 pmtetractys wrote: ↑Wed Oct 11, 2017 1:40 pmWell, I wouldn’t recommend the final ultimate option. Just try to relax; eat something with ketchup. — TetYukon wrote: ↑Wed Oct 11, 2017 1:07 pmSure. My credit has been frozen and I've used double factor authentication for several years. But to me, the stakes have changed a bit. Now people have the data necessary to reset my pin to unfreeze my credit file so THAT seems to be a bit more concerning. I'm just a bit surprised some have the fortitude to be unconcerned about the (new) lifetime risk. Or to realize my heightened concern is unfounded
Something else to consider, which I had already done for the two of us, is to set up a My Social Security account before freezing your Equifax. With the information now available to crooks, it is conceivable they could file for your Social Security benefits when you become eligible at age 62. If you were not planning to file until full retirement age or later, it could be years before you realized fraud had occurred. A My SS account helps you monitor for this.