Third Federal Savings doing constant credit inquiry

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wrongfunds
Posts: 657
Joined: Tue Dec 21, 2010 3:55 pm

Third Federal Savings doing constant credit inquiry

Post by wrongfunds » Wed Sep 13, 2017 7:56 pm

I just got the annual free credit report from one of the agency and it is showing that for last many months, this entity has been running credit inquiries on me every single month. I have no relationship and never had any with them. How do I stop this and whom do I complain about it?

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whodidntante
Posts: 2014
Joined: Thu Jan 21, 2016 11:11 pm

Re: Third Federal Savings doing constant credit inquiry

Post by whodidntante » Wed Sep 13, 2017 8:01 pm

Soft inquiries do no harm.

There is a way to opt out of prescreened credit card offers and direct marketing. I prefer to receive these offers, so I don't know how to do that. But someone will be along shortly who does know.

goingup
Posts: 2630
Joined: Tue Jan 26, 2010 1:02 pm

Re: Third Federal Savings doing constant credit inquiry

Post by goingup » Wed Sep 13, 2017 8:12 pm

It's just a marketing inquiry. Has no effect on your credit score.

docbrown
Posts: 80
Joined: Fri Nov 20, 2015 8:37 pm

Re: Third Federal Savings doing constant credit inquiry

Post by docbrown » Wed Sep 13, 2017 8:40 pm

https://www.optoutprescreen.com/

Also call the credit card companies you do business with and ask them to stop sending new offers. Amex does that frequently. Had they not stopped, I would have canceled my card. I don't need businesses creating work for me in the form of sending waste to my house that I have to handle and dispose of.
Roth was a Senator, not an acronym. Please, stop writing it in all caps.

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