Another data breach question...Getting new credit cards?

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Kababayan
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Joined: Mon Jun 27, 2016 10:09 pm

Another data breach question...Getting new credit cards?

Post by Kababayan » Tue Sep 12, 2017 1:25 pm

I haven't been able to find the answer yet so I thought I'd ask. Because of the data breach, Is calling my credit card companies and asking them to issue new cards (with new numbers) a good idea? AMEX issues me a new card every time they see fraudulent activity on my account. Is it a good idea to be proactive and just ask for new cards now? Thank you in advance.

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flamesabers
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Location: Rochester, MN

Re: Another data breach question...Getting new credit cards?

Post by flamesabers » Tue Sep 12, 2017 4:11 pm

Kababayan wrote:
Tue Sep 12, 2017 1:25 pm
I haven't been able to find the answer yet so I thought I'd ask. Because of the data breach, Is calling my credit card companies and asking them to issue new cards (with new numbers) a good idea? AMEX issues me a new card every time they see fraudulent activity on my account. Is it a good idea to be proactive and just ask for new cards now? Thank you in advance.
What would be the point of asking for new cards when AMEX already automatically issues you new cards when they spot fraudulent activity? The Equifax breach isn't anything like the Target breach. Yes, the hackers could fraudulently use your credit card numbers but the real danger is the hackers obtaining the PII needed to open credit cards and loans. Changing your credit card numbers won't do anything to stop thieves from using your PII to open fraudulent credit cards or loans.

Nate79
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Re: Another data breach question...Getting new credit cards?

Post by Nate79 » Tue Sep 12, 2017 4:20 pm

Why waste time with getting new cards when you have zero liability?

Kababayan
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Re: Another data breach question...Getting new credit cards?

Post by Kababayan » Tue Sep 12, 2017 4:37 pm

I'm sorry, but what does PII stand for? Thank you.

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flamesabers
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Re: Another data breach question...Getting new credit cards?

Post by flamesabers » Tue Sep 12, 2017 4:43 pm

Kababayan wrote:
Tue Sep 12, 2017 4:37 pm
I'm sorry, but what does PII stand for? Thank you.
Personal Identifiable Information (i.e. social security number, full birthday, address, driver's license number, etc.)

aristotelian
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Re: Another data breach question...Getting new credit cards?

Post by aristotelian » Tue Sep 12, 2017 4:47 pm

As far as we know, the hackers got Social Security Numbers, not credit card accounts. Whatever they plan to do with it, getting new credit cards wouldn't do anything one way or another.

Kababayan
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Re: Another data breach question...Getting new credit cards?

Post by Kababayan » Tue Sep 12, 2017 7:32 pm

Thank you both very much. Please consider this question answered and closed.

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