Vanguard Target Retirement 2025 - wrong listed allocation?

[radnor]

The Vanguard page for Vanguard Target Retirement 2025 Fund (VTTVX) lists the overall stock/bond/short-term allocation as 64.82%/35.18%/0%, but the corresponding table has numbers that do not match with this:

1 Vanguard Total Stock Market Index Fund Investor Shares 33.7%
2 Vanguard Total Bond Market II Index Fund Investor Shares* 28.6%
3 Vanguard Total International Stock Index Fund Investor Shares 22.9%
4 Vanguard Total International Bond Index Fund Investor Shares 12.0%
5 Vanguard Short-Term Inflation-Protected Securities Index Fund Investor Shares 2.8%
Total — 100.0

It looks like Vanguard may have made a mistake, and accidentally copied the numbers from the Vanguard Target Retirement 2020 Fund (VTWNX).

Does anyone know how else to explain this?

[Nate79]

The Vanguard page for Vanguard Target Retirement 2025 Fund (VTTVX) lists the overall stock/bond/short-term allocation as 64.82%/35.18%/0%, but the corresponding table has numbers that do not match with this:

1 Vanguard Total Stock Market Index Fund Investor Shares 33.7%
2 Vanguard Total Bond Market II Index Fund Investor Shares* 28.6%
3 Vanguard Total International Stock Index Fund Investor Shares 22.9%
4 Vanguard Total International Bond Index Fund Investor Shares 12.0%
5 Vanguard Short-Term Inflation-Protected Securities Index Fund Investor Shares 2.8%
Total — 100.0

It looks like Vanguard may have made a mistake, and accidentally copied the numbers from the Vanguard Target Retirement 2020 Fund (VTWNX).

Does anyone know how else to explain this?

When I click on the link to the 2025 fund the allocations shown on Vanguard page do not match any of the numbers you list. Perhaps you were looking at the wrong fund.

[Mudpuppy]

This is what I currently see on the page for TR 2025:

Code: Select all

1 	Vanguard Total Stock Market Index Fund Investor Shares            38.9%
2 	Vanguard Total International Stock Index Fund Investor Shares     25.9%
3 	Vanguard Total Bond Market II Index Fund Investor Shares*         24.7%
4 	Vanguard Total International Bond Index Fund Investor Shares      10.5%

38.9% + 25.9% is 64.8% and 24.7% + 10.5% is 35.2%.

So it looks like there was either a temporary error or you were looking at TR 2020 when you copied the table.

[PFInterest]

Either a link error...Or you were looking at the wrong fund. Either way 2020 is the first one with tips right now.

[radnor]

Yep, it looks like they fixed it.