How did you come upon $1.5 at age 30?
Despite some tumultuous years, you seemed to have retained half of that. In 2008/9, many folks in the market were in a similar situation, down nearly 50%.
You found this site.
How did you come upon another $250,000 recently?
Were you waiting for a correction back when? Still waiting for it now?
What type of work did/do you do? Did you have steady jobs in the past? How are your career prospects going forward? You've got many years ahead of you and making the best of them.
fvaldes wrote:I was sitting on about 1.5million and DIDNT INVEST AT ALL after the housing bubble came and went.
...I was 30.
Fast forward to today and had I invested that amount into the same three fund portfolio I hold right now ( with only $250,000 )
Instead, I didn't invest and wasted A LOT OF $$$. Not all of it but a good half. Getting married, traaveling, a car, getting divorced, etc
I had about 750K after everything was said and done. Bought a house cash and about year ago I started learning more about the Bogle method
and I bought a 75%/25% 3 fund portfolio.
I plan on holding for the long term and adding more cash as soon as a decent correction hits. ( I have $250,000 cash waiting )