Leeraar wrote:CBS News says there is a "sell off" on Wall Street.
My IPS says I must post a message in this thread when that occurs.
L.
Does your IPS command your messages to self-destruct when the market direction reverses?
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
Leeraar wrote:CBS News says there is a "sell off" on Wall Street.
My IPS says I must post a message in this thread when that occurs.
L.
Does your IPS command your messages to self-destruct when the market direction reverses?
Victoria
No, my IPS says I should waste time posting messages on Bogbleheads rather than tinkering with my investments.
L.
I should include this provision in my IPS, so that I will never again feel guilty for wasting my time posting.
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
What do all these people buy with ?! I have no liquid money to buy while supporting my family with my income. My investments are separate. Do they mean they are re-balancing and buying all these stocks with the Oil & Stock current crash or is it a downturn??
Brokerage account-100% stocks |
VG total Market 55% |
VG small cap value 20% |
VG Reit index 25% |
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TSP Account 75C/25S |
C Fund75%, S25%, |
|
Bonds: U.S. Treasury 5 year Note, 1 year T Bill
riptide wrote:What do all these people buy with ?! I have no liquid money to buy while supporting my family with my income. My investments are separate. Do they mean they are re-balancing and buying all these stocks with the Oil & Stock current crash or is it a downturn??
I keep a portion of my investments in really short term 0% bonds. They have pictures of famous people on them.
riptide wrote:What do all these people buy with ?! I have no liquid money to buy while supporting my family with my income. My investments are separate. Do they mean they are re-balancing and buying all these stocks with the Oil & Stock current crash or is it a downturn??
Which people are we talking about here? People in general, posters on this forum, someone in a specific news article?
I have plenty of liquid assets myself. They mostly compose of my EF and my next IRA contribution. I could time my IRA contribution if I feel the stock prices are artificially low, otherwise I can hold on to them to keep liquidity up until I'm ready to buy. I can also raid the EF, make a purchase and rebuild the EF later (it would have to be a huge crash and I'd have to be confident my job was secure). I won't really be ready to buy until I can officially do my taxes because I only want to put enough in my tIRA to get the savers credit, and the rest can go in a Roth IRA.
Relax, Santa Claus Rally is just around the corner !!!
Maybe the Santa Claus rally isn't real. Maybe it's just something our parents made up to make us want to hold stocks in December.
It is real and it is just around the corner . . . this time Santa is moving slowly.
Made a small buy in taxable account today. Could not resist. Money is there for Roth IRA after the new year, but just thought it might be better to make small buys in taxable before that.
Relax, Santa Claus Rally is just around the corner !!!
Maybe the Santa Claus rally isn't real. Maybe it's just something our parents made up to make us want to hold stocks in December.
It is real and it is just around the corner . . . this time Santa is moving slowly.
I am not asking Santa for much. All I want is for S&P to be above 2000. S&P2K has a nice ring to it.
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
Part-Owner of Texas |
|
“The CMH-the Cost Matters Hypothesis -is all that is needed to explain why indexing must and will work… Yes, it is that simple.” John C. Bogle
mickeyd wrote:Why do we keep digging up this old dog?
Long threads strengthen the sense of community.
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
mickeyd wrote:Why do we keep digging up this old dog?
Long threads strengthen the sense of community.
That's what Ariadne said.
Based on Wikipedia, Ariadne had a strong record in mazes and labyrinths. She's be a valuable contributor to this community.
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
mickeyd wrote:Why do we keep digging up this old dog?
Long threads strengthen the sense of community.
Victoria
Well I do feel stronger, now that you mention it.
Part-Owner of Texas |
|
“The CMH-the Cost Matters Hypothesis -is all that is needed to explain why indexing must and will work… Yes, it is that simple.” John C. Bogle
TradingPlaces wrote:Why is it, that, on every forum, the longest running threads are always titled:
Simple, for the vast majority of investors their true risk tolerance is lower than their need for risk. Personally I'd really prefer if the maximum downside on my portfolio was about 10%, but there is no way I'm going to achieve my goals with 80% bonds.
At current valuation levels, a prudent strategy would be to adopt a conservative AA and plan to save more to compensate. The immortality of this thread is testament to the anxiety about stocks. Sell some stocks, sleep better.
We don't know where we are, or where we're going -- but we're making good time.
Browser wrote:At current valuation levels, a prudent strategy would be to adopt a conservative AA and plan to save more to compensate. The immortality of this thread is testament to the anxiety about stocks. Sell some stocks, sleep better.
Your statement is immortal.
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
Browser wrote:At current valuation levels, a prudent strategy would be to adopt a conservative AA and plan to save more to compensate. The immortality of this thread is testament to the anxiety about stocks. Sell some stocks, sleep better.
+1
Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.
Relax, Santa Claus Rally is just around the corner !!!
Maybe the Santa Claus rally isn't real. Maybe it's just something our parents made up to make us want to hold stocks in December.
It is real and it is just around the corner . . . this time Santa is moving slowly.
I am not asking Santa for much. All I want is for S&P to be above 2000. S&P2K has a nice ring to it.
Victoria
Thank you, Santa!
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
No one noticed that the Swiss have adopted a negative interest rate to keep out the rabble rouble. Down 300 tomorrow because of "European currency concerns"?
L.
You can get what you want, or you can just get old. (Billy Joel, "Vienna")
Leeraar wrote:No one noticed that the Swiss have adopted a negative interest rate to keep out the rabble rouble. Down 300 tomorrow because of "European currency concerns"?
L.
Good point by shipmate Leerar, and as I understand (from reading BBC news early today) this takes effect in mid January 2015 affecting large banks and companies. Oh by the way, negative rate means you pay the bank to deposit your money, isn't that nice?