What is your age and AA?

[flyingaway]

50/49

85% equities (75%/27% = US/International)
15% cash

I do not have an IPS and do not plan to have one. The numbers are approximately correct right now.

[raidman]

27yo

100% equity (plus 20k in MM)

I dont anticipate ever letting my fixed costs get so big that I couldnt ride out a bear market.... And I have great job stability

[nervousnovice]

ages: 53 & 50
AA: 60 equities/40 fixed-cash-CDs-iBonds

[Ice-9]

Age 41

Asset Allocation:
70% equities / 30% fixed income

of Equities:
60% domestic / 40% international

of fixed income:
50% nominal (mostly TBM), 50% inflation-indexed

[grabiner]

I posted on this thread years ago; here's an update.

Age 46

87% stock with the risk of 97% stock (I'm a serious slice-and-dicer)
100% stock as I view it, because my bond allocation is equal to my negative bond allocation (mortgage balance).

[Dave55]

Age 56

50% equities/50% Bonds

Dave

[StevieG72]

42 yrs. Single

60/40 Stocks / Bonds

[oneleaf]

Age 36

55% Equities (50/50 domestic/international... small/value/emerging tilted)
45% Bonds


Not much of a risk taker. Low need and low tolerance.

[wander]

38 90/30 stocks/bonds.

[hexagon]

38 90/30 stocks/bonds.

Are you leveraged?

[gas_balloon]

Age 33 yo
Married with one kid, homemaker spouse

Total Bonds - 15%
REIT - 5%
U.S. Extended Market - 8%
Total International - 32%
Emerging Markets - 10%
Total U.S. Stocks - 35%

REITs are all in ROTH IRA, Bonds are & total international in 401k. Emerging markets are split between 401k and Taxable account, rest all in taxable account.

[hadron]

34/32 (single income)

80/20

[xyz12]

Age 34 - 80% Equities / 20% Bonds

50% Total US (VTSAX)
20% Total Int'l (VTIAX)
5% Small Value (VSIAX)
5% REIT (VGSLX)
20% Total Bond (VBTLX)

[dergon]

Age 47
Wife:38

Full-time employed. Hope to part-time in 5 years ... full retirement maybe 10 (but probably more like 15) years.



Until 1 week ago was 100% equities.


Now 92% stocks, 8% fixed bond funds.

[jimishooch]

61,

35/65 fixed income

35%= 70% total US, 20% total INTL, 10% WDTI

65%= tax exempt munis, total INTL bond, 5 year CD ladder and fixed/indexed annuity w/lifetime income rider.

[mindboggling]

61, retired, but working part-time. Fixed pension

Age in bonds, but I may not "glide" further (or is it farther).

Steve

[OSUmountaineer]

Age 30

90/10:

50% Total US (VTSAX)
20% Total Int'l (VTIAX)
10% Small Value (VSIAX)
10% REIT (VGSLX)
10% Total Bond (VBTLX)

[ruralavalon]

Both age 69.

Retired, no pension.

50/50 stock/bond, same as before, same since 2009

Bonds, 40% Treasury STRIPS, 60% Vanguard Intermediate Term Investment Grade

Stocks, 75% domestic (50% TSM, 10% REIT, 15% SCV), 25% Total int'l

[VirginiaBob]

Age: 37

AA: 100% Stocks

But my situation might be somewhat different since I work for the government and anticipate having a fixed income pension + SS that will cover 100% of my expenses. My 401K, Roth IRA, and taxable accounts are pretty much all fun money.

[thenextguy]

38, 100% equities

Also with a pension lined up, but I'd be 100% stocks anyway.