What's the ratio of retired/not retired on this forum?
What's the ratio of retired/not retired on this forum?
I've noticed that there's a lot more information in the wiki that applies to the accumulation stage than to the withdrawal stage. Some of that because there's been much more study of accumulations issues and strategies, but I'm guessing that a large percent of those of us who have retired already are a distinct minority. This poll is a test of my guess.
Minot
Minot
- TomatoTomahto
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Re: What's the ratio of retired/not retired on this forum?
Does retired mean that both spouses no longer work for pay? I stopped getting a paycheck years ago, but am I a house-husband, kids' chauffeur, or retired? I think since my wife still gets a paycheck, we're not retired yet, but how do I respond in this poll?
I get the FI part but not the RE part of FIRE.
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Re: What's the ratio of retired/not retired on this forum?
retired 13 yrs
some of us old greybeards are still in accumulation--taxable accounts for heirs/charity
some of us old greybeards are still in accumulation--taxable accounts for heirs/charity
Re: What's the ratio of retired/not retired on this forum?
People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOLMinot wrote:.... I'm guessing that a large percent of those of us who have retired already are a distinct minority. This poll is a test of my guess.
Retired people that post a lot during the day should think about what I just said.
Note to self: stop posting in the darn Forum.
Landy |
Be yourself, everyone else is already taken -- Oscar Wilde
Re: What's the ratio of retired/not retired on this forum?
Me 30, wife 35, working on children, retirement far and away, but working on the ground work.
Nothing is free, someone pays...You can't spend your way to financial freedom.
Re: What's the ratio of retired/not retired on this forum?
Those still employed are day-dreaming about retirement. Those already retired are working to make the retirement happen.YDNAL wrote:People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOL
Retired people that post a lot during the day should think about what I just said.
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
- EternalOptimist
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Re: What's the ratio of retired/not retired on this forum?
Retired 2 years, don't like that word though...work is overrated
"When nothing goes right....go left"
Re: What's the ratio of retired/not retired on this forum?
Leisurely occupied -- is this better?EternalOptimist wrote:Retired 2 years, don't like that word though...work is overrated
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
Re: What's the ratio of retired/not retired on this forum?
Other options: Professional Investor, FinancierVictoriaF wrote:Leisurely occupied -- is this better?EternalOptimist wrote:Retired 2 years, don't like that word though...work is overrated
Victoria
Jeff
Re: What's the ratio of retired/not retired on this forum?
I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!
Re: What's the ratio of retired/not retired on this forum?
Lucky you. "A woman of leisure" has a distinctly different connotation.hicabob wrote:I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!
Victoria
Last edited by VictoriaF on Fri Feb 01, 2013 5:08 pm, edited 1 time in total.
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
- EternalOptimist
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Re: What's the ratio of retired/not retired on this forum?
hicabob wrote:I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!
Good for you, got out of the rat race 2 years ago and ain't goin' back
"When nothing goes right....go left"
Re: What's the ratio of retired/not retired on this forum?
I'm going to have to ask my accountant if it's better to be retired or unemployed. I know my doctors charge less when I'm a cash customer who's unemployed.
"The stock market is a giant distraction from the business of investing." - Jack Bogle
Re: What's the ratio of retired/not retired on this forum?
That's a tad sexist indeed. The English language never ceases to amaze.VictoriaF wrote:Lucky you. "A woman of leisure" has a distinctly different connotation.hicabob wrote:I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!
Victoria
Re: What's the ratio of retired/not retired on this forum?
It could also be that wiki editors create content based their interests.Minot wrote:I've noticed that there's a lot more information in the wiki that applies to the accumulation stage than to the withdrawal stage. Some of that because there's been much more study of accumulations issues and strategies, but I'm guessing that a large percent of those of us who have retired already are a distinct minority...
This thread is now in the Local Chapters and Bogleheads Community forum (Bogleheads).
- Dale_G
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Re: What's the ratio of retired/not retired on this forum?
Interesting survey - I'll be interested in the results.
Retired 12 years. I've come to understand that "retirement" is the natural state of man - and I now fail to understand how I had any time for work.
Fortunately, those who are still bidding up our stocks and paying us interest haven't figured out that this is a Ponzi scheme.
Actually, I have figured out that during the working years (on average) one must produce enough excess value to society to pay for their own retirement.
Dale
Retired 12 years. I've come to understand that "retirement" is the natural state of man - and I now fail to understand how I had any time for work.
Fortunately, those who are still bidding up our stocks and paying us interest haven't figured out that this is a Ponzi scheme.
Actually, I have figured out that during the working years (on average) one must produce enough excess value to society to pay for their own retirement.
Dale
Volatility is my friend
Re: What's the ratio of retired/not retired on this forum?
VictoriaF wrote:Leisurely occupied -- is this better?EternalOptimist wrote:Retired 2 years, don't like that word though...work is overrated
Victoria
Perhaps...... Occupationally disadvantaged?
Re: What's the ratio of retired/not retired on this forum?
Occupationally liberated?midareff wrote:Perhaps...... Occupationally disadvantaged?
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
Re: What's the ratio of retired/not retired on this forum?
From a previous May 2011 Bogleheads poll..........
Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. – Warren Buffett
Re: What's the ratio of retired/not retired on this forum?
Speaking as a two-year lurker: Mid thirties, underwater due to a separation, new to financial planning, and now afloat again. I am extremely grateful for the abundance of approachable information on this forum, and the generous people who contribute and maintain it. The experiences shared here from across the life and income spectrum are sobering, heartening, and rewarding. I can only hope this community continues as I move across the poll categories, silently reading for years to come. =) Thanks so much!
"You've got to be old with money because to be old without it is just too awful, you've got to be |
one or the other, either young or with money, you can't be old and without it."
- nisiprius
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Re: What's the ratio of retired/not retired on this forum?
I'm semiretired, currently working somewhere in between 1/4 time and 1/2 time. Not sure what to answer. I pretty much set my own schedule, so in a lot of ways I feel retired. I can get into the town hall during business hours. I can bring a book to a doctor's waiting room and not feel stressed if she's running behind schedule. My wife and I are drawing Social Security, and receiving payouts from a fixed annuity. We made the transition from employer health insurance to COBRA to private to Medicare. We are not dealing with the issues of "decumulation"--drawing from our investment portfolio--in fact we're continuing to make modest additions to it.
Since we've been in about that state for several years I guess I'll say "retired less than five years ago."
Since we've been in about that state for several years I guess I'll say "retired less than five years ago."
Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.
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Re: What's the ratio of retired/not retired on this forum?
I retired 11 years ago, but then went back to work half time for a few years, then less, and fully retired for the last 3 years. So I voted for 'retired for more than 10 years'. Bernd
- pennstater2005
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Re: What's the ratio of retired/not retired on this forum?
Far away from retirement. Thank God I like going to work.
“If you think nobody cares if you're alive, try missing a couple of car payments.” – Earl Wilson
Re: What's the ratio of retired/not retired on this forum?
This too shall passpennstater2005 wrote:Far away from retirement. Thank God I like going to work.
Victoria
Inventor of the Bogleheads Secret Handshake |
Winner of the 2015 Boglehead Contest. |
Every joke has a bit of a joke. ... The rest is the truth. (Marat F)
- pennstater2005
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Re: What's the ratio of retired/not retired on this forum?
Hopefully you're not talking about me liking workVictoriaF wrote:This too shall passpennstater2005 wrote:Far away from retirement. Thank God I like going to work.
Victoria
“If you think nobody cares if you're alive, try missing a couple of car payments.” – Earl Wilson
- LAlearning
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Re: What's the ratio of retired/not retired on this forum?
I have just come to the realization that I am pre-tired.
I can retire but want to contnue working preferably in consultant job that is 6 months in length.
I can retire but want to contnue working preferably in consultant job that is 6 months in length.
Re: What's the ratio of retired/not retired on this forum?
I have just come to the realization that I am pre-tired.LAlearning wrote:Pre-retired?
I can retire but want to contnue working preferably in consultant job that is 6 months in the year.
Re: What's the ratio of retired/not retired on this forum?
You should stop, especially since you find it not enjoyable. Are you a masochist?YDNAL wrote: People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOL
Retired people that post a lot during the day should think about what I just said.
Note to self: stop posting in the darn Forum.
I enjoy posting, that's why I do it. Now I admit, most of the time I don't enjoy reading, so maybe I should try posting more without reading anything that precedes my post. Hmm, that sounds familiar.
Re: What's the ratio of retired/not retired on this forum?
I picked retired 5-10 yrs cuz I am. Hopefully, sometime in the future I will be able to un-retire, but there was no option for that.
Cordially, Jeri . . . 100% all natural asset allocation. (no supernatural methods used)
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Re: What's the ratio of retired/not retired on this forum?
Trending. Definitely trending.
Brian
Brian
Re: What's the ratio of retired/not retired on this forum?
Retiring in 2 months at age 58.
carolc
carolc
Re: What's the ratio of retired/not retired on this forum?
Welcome to the forum, dyeusdi.
2b2
2b2
Re: What's the ratio of retired/not retired on this forum?
Older, by the day, everyday. When someone retires, does an angel get its wings?Default User BR wrote:Trending. Definitely trending.
Brian
But what about the top end? If someone posted retired yesterday but dies today, who is going to fix the poll?
Re: What's the ratio of retired/not retired on this forum?
Code Blue, Stat, myocardial senseofhumorinfarction on Boglehead Forum, Local Chapters.sscritic wrote:You should stop, especially since you find it not enjoyable. Are you a masochist?YDNAL wrote: People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOL
Retired people that post a lot during the day should think about what I just said.
Note to self: stop posting in the darn Forum.
I enjoy posting, that's why I do it. Now I admit, most of the time I don't enjoy reading, so maybe I should try posting more without reading anything that precedes my post. Hmm, that sounds familiar.
Landy |
Be yourself, everyone else is already taken -- Oscar Wilde
Re: What's the ratio of retired/not retired on this forum?
I'm 30, wife is 28. Loooong way to go.
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Re: What's the ratio of retired/not retired on this forum?
Retired in late 2008 at 45. I am a few months from turning 50.
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Re: What's the ratio of retired/not retired on this forum?
Newby on deck!! Retired 34 DAYS ago and am enjoying living on _my_ schedule. Want to do some serious Boglehead reading, then have many questions. I thought we were set up pretty good until I started exchanging ideas with a friend.....now, things aren't as clear to me.
Re: What's the ratio of retired/not retired on this forum?
Welcome aboard, Av8. If you're like me, you'll find this forum will give you a lot to think about and will probably lead you to make some changes in your portfolio. I'd recommend you take your time before making changes though--or if not, post your proposed changes on the forum first. I didn't do that, and while the changes I made were basically good, I ended up paying more taxes than I would have needed to since I started making changes before I read the tax effiency information. I suspect there are other possible less-than-optimal ways to proceed.Av8remeritus wrote:Newby on deck!! Retired 34 DAYS ago and am enjoying living on _my_ schedule. Want to do some serious Boglehead reading, then have many questions. I thought we were set up pretty good until I started exchanging ideas with a friend.....now, things aren't as clear to me.
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Re: What's the ratio of retired/not retired on this forum?
Thanks, Minot, I appreciate your taking the time to respond....your suggestion essentially IS my issue: to maintain our low seven figure nestegg, while trying to reduce risk, is going to take some strategic moves that will involve the taxman and my intent is to involve him less rather than more. To take full advantage of the advice and guidance that I anticipate from this site, I'm going to read the books, forum, and Wikis, before proceeding.Minot wrote:Welcome aboard, Av8. If you're like me, you'll find this forum will give you a lot to think about and will probably lead you to make some changes in your portfolio. I'd recommend you take your time before making changes though--or if not, post your proposed changes on the forum first. I didn't do that, and while the changes I made were basically good, I ended up paying more taxes than I would have needed to since I started making changes before I read the tax effiency information. I suspect there are other possible less-than-optimal ways to proceed.Av8remeritus wrote:Newby on deck!! Retired 34 DAYS ago and am enjoying living on _my_ schedule. Want to do some serious Boglehead reading, then have many questions. I thought we were set up pretty good until I started exchanging ideas with a friend.....now, things aren't as clear to me.
In my initial post, I neglected to say that I retired at 67 and the friend that recommended that I get involved with Bogleheads has been a member for several years and states you guys helped him retire well ahead of me!
Av8r
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Re: What's the ratio of retired/not retired on this forum?
31 and accumulating here. With any bit of luck, we'll be either fully retired or semi-retired in our early 40s.
41 - Married - 2 kids - Aiming for FI/ER in early 40s - Creator of cFIREsim
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Re: What's the ratio of retired/not retired on this forum?
31 here, and just started to scratch the surface with my retirement planning. Long march till I hit my numbers.