When someone as fortunate as myself reaches "Voyager Class" status I am entitled to:
"Sophisticated support from representatives who can answer your more complex investment questions."
What's more, I am entitled to "a complimentary financial plan by a CFP professional from Vanguard that analyzes my investments and saving strategy."
Eager to take advantage of these "exclusive" privileges, I requested my financial plan prepared by a "CFP professional". (I can't wait to see it)
WOW, I just had a Vanguard CFP financial planner call me Monday. Here is the complete plan provided by the sophisticated support staff:
21% Vanguard Total Stock Market Index Fund Investor Shares (VTSMX)
9% Vanguard Total International Stock Index Fund Investor Shares (VGTSX)
70% Vanguard Total Bond Market Index Fund Investor Shares (VBMFX)
In contrast, here is the result that some poor soul off the street would be stuck with using Vanguard's simple portfolio tool below

Your fund recommendation:
21% Vanguard Total Stock Market Index Fund Investor Shares (VTSMX)
9% Vanguard Total International Stock Index Fund Investor Shares (VGTSX)
70% Vanguard Total Bond Market Index Fund Investor Shares (VBMFX)
wah wah wah