"Can you sum-up your investing philosophy in 10 words?"

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Taylor Larimore
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"Can you sum-up your investing philosophy in 10 words?"

Post by Taylor Larimore »

Hi Bogleheads:

Jason Zweig, Wall Street Journal columnist, asks himself and other investing experts:

"Can you sum-up your investing philosophy in 10 words?"

Their replies are interesting:

http://blogs.wsj.com/totalreturn/2012/0 ... -10-words/

In 10 words or less, what is YOUR investing philosophy?

Thank you and best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle
declan911
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by declan911 »

How about 4 words:

Save more than spend! :D
Hatch Batten
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Hatch Batten »

Preserve something from each windfall. Learn something from each misadventure.
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tipswatcher
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by tipswatcher »

10 exactly, and thank you declan911 for the first part:

Save more than you spend! Try not to lose money!

-----

I think we could later on make a Haiku thread on investing philosophy?
TIPS: Perfect investment for imperfect times?
SP-diceman
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by SP-diceman »

I need to eat, when I get old. :)
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justj2k78
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by justj2k78 »

Read, pick allocation, save, watch costs, stay the course, rebalance
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Mel Lindauer
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Mel Lindauer »

I Bonds, TIPS and VTINX.
Best Regards - Mel | | Semper Fi
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Gort
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Gort »

Save until it hurts, then save some more.
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baw703916
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by baw703916 »

Make sure you never run out of money.
Most of my posts assume no behavioral errors.
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bob90245
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by bob90245 »

Borrowing some words from the article:

Expect many bull and bear markets in your lifetime. Therefore, spend less and diversify globally.


(Ok, so that's more than 10 words. :wink: )
Ignore the market noise. Keep to your rebalancing schedule whether that is semi-annual, annual or trigger bands.
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englishgirl
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by englishgirl »

Keep costs down. Save lots. Keep everything simple. Be humble.
Sarah
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norookie
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by norookie »

Education, make your plan, stay your course, maybe tilt. 10 words. :mrgreen: TL you are a gem, never mind TLs gems! That sound like blatent Brn nosing! :oops:
Last edited by norookie on Fri Feb 17, 2012 10:45 pm, edited 2 times in total.
" Wealth usually leads to excess " Cicero 55 b.c
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baw703916
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by baw703916 »

I thought Gus Sauter's quote was interesting:

"If everybody wants it, I don’t. Avoid crowds."

This appeals to my contrarian tendencies.
Most of my posts assume no behavioral errors.
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norookie
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by norookie »

:peace .
Last edited by norookie on Fri Feb 17, 2012 10:42 pm, edited 1 time in total.
" Wealth usually leads to excess " Cicero 55 b.c
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bobcat2
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by bobcat2 »

Carefully choose your investment goal. Be serious about meeting it.

BobK
Last edited by bobcat2 on Fri Feb 17, 2012 10:31 pm, edited 1 time in total.
In finance risk is defined as uncertainty that is consequential (nontrivial). | The two main methods of dealing with financial risk are the matching of assets to goals & diversifying.
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cheese_breath
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by cheese_breath »

Four words ... Keep It Simple Stupid.
The surest way to know the future is when it becomes the past.
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norookie
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by norookie »

cheese_breath wrote:Four words ... Keep It Simple Stupid.
+1 :peace
" Wealth usually leads to excess " Cicero 55 b.c
Trebor
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Trebor »

There is no such thing as a free lunch.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by second-guesser »

Fifty percent stocks , fifty percent bonds from day one. Rebalance every five years.
(I wish I has followed this advice from day 1 ; in fact I wish I could follow this advice now ! )

S-G
letsgobobby
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by letsgobobby »

Embrace thrift. Limit risk. Buy low. Read Bogle. Enjoy journey!
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PizzaOnTheMind
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by PizzaOnTheMind »

Be an independent thinker; be patient and wait for opportunities.
Random Walker
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Random Walker »

EMH, SmB, HmL, diversify, Tax Efficient, TLH, Passive, Rebalance, Low Cost

Dave
xerty24
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by xerty24 »

For others,

Don't try to beat the market - leave that to me.

For me,

Everywhere you look, there's a free lunch!
No excuses, no regrets.
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Noobvestor
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Noobvestor »

Diversify all the things!

Image
"In the absence of clarity, diversification is the only logical strategy" -= Larry Swedroe
beardsworth
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by beardsworth »

(Let's see. Just 10 words. Hmmm . . .)


Do what Larimore and Lindauer say and nobody gets hurt. :)


(I trust that smiley faces don't count as words.)
bungalow10
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by bungalow10 »

baw703916 wrote:I thought Gus Sauter's quote was interesting:

"If everybody wants it, I don’t. Avoid crowds."

This appeals to my contrarian tendencies.
+1

The only problem is that since I found this forum, it is difficult to differentiate in my head the Boglehead everyone from the everyone-else everyone.
An elephant for a dime is only a good deal if you need an elephant and have a dime.
peppers
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by peppers »

..."when the sun comes up, you'd better be running.."
"..the cavalry ain't comin' kid, you're on your own..."
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stemikger
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by stemikger »

Set it and Forget it and Rebalance once a year.
Choose Simplicity ~ Stay the Course!! ~ Press on Regardless!!!
Xanadu
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Xanadu »

Maximize savings, minimize expenses, diversify, stay the course, enjoy life
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Goldfinger
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Goldfinger »

For me, these 2 words say it all: "Stealth Wealth." Wrap the typical Boglehead comments around that, and that sums it up for me.

--Goldfinger
"At cocktail parties lovely ladies would corner me and ask my opinion of the market, but alas, when they learned I was a bond man, they would quietly drift away." -- Sidney Homer/Salomon Bros
Ed 2
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Ed 2 »

Do what others don't, educate yourself, listeng yourself. Love your Country.
"The fund industry doesn't have a lot of heroes, but he (Bogle) is one of them," Russ Kinnel
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DaleMaley
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by DaleMaley »

Live below your means and invest in index funds.
Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. – Warren Buffett
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investorjunkie
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by investorjunkie »

Save more than I earn. Asset allocation, and increase income.
FillorKill
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by FillorKill »

/////
Last edited by FillorKill on Mon Oct 15, 2012 8:08 am, edited 1 time in total.
nonroom
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by nonroom »

Diversified portfolio of low correlation assets, tax-efficient, and low cost! (maybe I cheated a little)
You cannot control the actions of others. You can only control your reactions to their actions.
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alec
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by alec »

Safety first
"It is difficult to get a man to understand something, when his salary depends upon his not understanding it!" - Upton Sinclair
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Boglenaut
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Boglenaut »

"Don't Be Clueless."

The rest is strategy and tactics.
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Boglenaut
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Boglenaut »

Boglenaut wrote:"Don't Be Clueless."

The rest is strategy and tactics.
Actually, that would work for life in general....
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BigFoot48
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by BigFoot48 »

Diversified index funds delivering market returns for my risk tolerance.
Retired | Two-time in top-10 in Bogleheads S&P500 contest; 18-time loser
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jeff mc
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by jeff mc »

nobody knows nuthin'; so index, low cost, steady like bogle
cheese_breath wrote:Four words ... Keep It Simple Stupid.
ps... that's six words...
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Sammy_M
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Sammy_M »

Take only prudent risks. Control emotions. Control costs.
Last edited by Sammy_M on Sat Feb 18, 2012 8:07 am, edited 1 time in total.
sscritic
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by sscritic »

Here is a summary of the last seven philosophies:

DGASTOPRCE
NKNSILCSLB
DIFDMRFMRT
DBCTRISAT
SF
DPOLCATEALC
SASADSTCIW

Oh, I got confused. I thought this was the thread on using abbreviations.
beardsworth
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by beardsworth »

sscritic wrote:I thought this was the thread on using abbreviations.
Don't you mean ITTWTTOUA?
peppers
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by peppers »

sscritic wrote:Here is a summary of the last seven philosophies:

DGASTOPRCE
NKNSILCSLB
DIFDMRFMRT
DBCTRISAT
SF
DPOLCATEALC
SASADSTCIW

Oh, I got confused. I thought this was the thread on using abbreviations.
Post padding :wink:
"..the cavalry ain't comin' kid, you're on your own..."
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Robert T
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Robert T »

.
  • Set targets. Save. Structure risk exposure. Diversify globally. Minimize costs.
S&L1940
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by S&L1940 »

Mel Lindauer wrote:I Bonds, TIPS and VTINX.
Mel, you of all people, why not include the description of what VTINX is?

I may even own it but I never had much of a memory...
be well
Don't it always seem to go * That you don't know what you've got * Till it's gone
sscritic
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by sscritic »

1530jesup wrote:
Mel Lindauer wrote:I Bonds, TIPS and VTINX.
Mel, you of all people, why not include the description of what VTINX is?

I may even own it but I never had much of a memory...
be well
See, I am not the only one who thought this was the thread about abbreviations.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Call_Me_Op »

Make a plan and stick to it no matter what.
Best regards, -Op | | "In the middle of difficulty lies opportunity." Einstein
james22
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by james22 »

Two: valuation matters.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by sschullo »

englishgirl wrote:Keep costs down. Save lots. Keep everything simple. Be humble.
The humble part is the most difficult and takes years for some of us to learn, but if you make it, WOW!

Jump in, learn from your mistakes, move on.
Never in the history of market day-traders’ has the obsession with so much massive, sophisticated, & powerful statistical machinery used by the brightest people on earth with such useless results.
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