Post your asset allocation here:

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LH
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Post your asset allocation here:

Post by LH » Thu Feb 09, 2012 7:32 pm

Have not had one of these in a bit that I can recollect, interesting to see what various posters own pedal to the medal. Throw in any other info/comment you deem interesting.

edit: AGE 43 (feel free to go back and add age in for those who have already posted)

My allocation percentagewise:

14 US total stock market
14 US REIT
14 US small cap Value

14 Europe
14 Australia Asia
14 Emerging

8 US aggregate Bonds
8 US TIPS

84/16 stocks bonds. 50/50 US foreign equity. Essentially all vanguard funds/ETF. The TIP ETF is ishares I think.

have a nice day,

LH
Last edited by LH on Fri Feb 10, 2012 12:53 am, edited 4 times in total.

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tludwig23
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Re: Post your asset allocation here:

Post by tludwig23 » Thu Feb 09, 2012 7:42 pm

28 US Total Stock Market
7 US Small
7 US REIT

21 Total International Stock Market
7 International Small

15 TIPS (both TIP and 30 year individual TIP bonds)
15 Investment grade intermediate term bonds (about 70% treasury, 30% IG corporate)

Play money: Lending club

Comment: The pedal goes to the metal. Medals would just get in the way of your foot.
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bling
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Re: Post your asset allocation here:

Post by bling » Thu Feb 09, 2012 7:44 pm

25 VTI
20 VEU
10 DBC
10 VNQ
5 VWO
15 TIP
15 BND

just turned 27. in about 3 weeks i'm gonna lower my bond allocation from 30 to 15. haven't decided if i'll reallocate the others or tilt to more small/mid cap.
Last edited by bling on Thu Feb 09, 2012 9:50 pm, edited 1 time in total.

rr2
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Re: Post your asset allocation here:

Post by rr2 » Thu Feb 09, 2012 7:55 pm

Almost all at TIAA CREF tax advantaged

CREF Stock 60 (Benchmark is 70% IWV and 30% ACWX)
TIAA Traditional 30
TIAA Real Estate 10
Last edited by rr2 on Thu Feb 09, 2012 8:45 pm, edited 1 time in total.

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SSSS
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Re: Post your asset allocation here:

Post by SSSS » Thu Feb 09, 2012 7:55 pm

Mine's a little funky but I like it.

Domestic Equity (50%):
Vanguard Total Stock Market VTI 35%
Vanguard Small-Cap Value VBR 10%
Vanguard REIT VNQ 5%

Foreign Equity (25%):
Vanguard Pacific VPL 5%
Vanguard European VGK 5%
Vanguard FTSE All-World ex-US Small-Cap VSS 5%
Vanguard Global ex-U.S. Real Estate VNQI 5%
Vanguard Emerging Markets VWO 5%

Fixed Income (25%):
Vanguard Total Bond Market BND 15%
Vanguard High-Yield Corporate Fund VWEHX 5%
Vanguard Inflation-Protected Securities Fund VIPSX 5%

When Vanguard's foreign bond funds come out I'll probably drop Total Bond Market from 15% to 10% and put 5% in one of the foreign bond funds (haven't decided which ones).

I'd like to have a micro-cap allocation (dropping Total Stock Market from 35% to 30%) but I'm not willing to pay a transaction fee from a non-Vanguard fund/ETF and I doubt Vanguard will offer one in the near future.
Last edited by SSSS on Thu Feb 09, 2012 7:59 pm, edited 1 time in total.

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stevewolfe
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Re: Post your asset allocation here:

Post by stevewolfe » Thu Feb 09, 2012 7:56 pm

21% US Large cap (Vanguard Total Stock Market Index and T. Rowe Price Capital Appreciation)
7% US Small cap value (T. Rowe Price Small Cap Value)
12% International and Emerging Markets (Vanguard Total International Stock Market Index)
60% Fixed Income (Vanguard Retirement Savings Trust (e.g., stable value), CD's, I-Bonds)

Considering REIT for 5% but not sure it's worth the effort.

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ofcmetz
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Re: Post your asset allocation here:

Post by ofcmetz » Thu Feb 09, 2012 8:04 pm

Our portfolio is partially determined by work retirement plan choices. We are moving towards a 70/30 asset allocation though new deposits. I am also increasing REIT's to my target of 7%.

32% Russell 3000 Index
26% MSCI EAFE International Index
25% Fixed Income (TIAA Traditional, PIMCO Total Return, and Vanguard Total Bond Market)
12% Vanguard Value Index
5% REIT Index

EDIT: age 32
Last edited by ofcmetz on Fri Feb 10, 2012 3:08 pm, edited 1 time in total.
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iceport
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Re: Post your asset allocation here:

Post by iceport » Thu Feb 09, 2012 8:05 pm

Within what Swensen calls the "risky portfolio*":

33% Total Stock Market
5% Small Cap Blend

5% US REITs
5% International Real Estate

10% Europe Australasia Far East
6% Emerging Markets
6% International Small Cap

10% Total Bond Market
10% TIPS
10% Stable Value Fund


70/30 stocks/fixed income; 39/61 US/foreign; 100% passive.


* Currently in transition to holding 20% in (nearly) "risk-free" assets by retirement ~5 years away. Thus the final overall static AA will be 56% equity/44% fixed income; currently it's 64/36. But the AA of the "risky portfolio" will stay 70/30.

--Pete
"Discipline matters more than allocation.” ─William Bernstein

cheesepep
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Re: Post your asset allocation here:

Post by cheesepep » Thu Feb 09, 2012 8:17 pm

100% dividend paying stocks (mostly large caps)

It is divided into something like this:

10% tobacco (MO)
15% oil (CVX, COP)
12% financial (JPM, AFL)
15% medical (BDX, ABT)
10% conglomerates (GE, UTX)
20% consumer (PG, PEP, DPS)
13% Tech and else (MSFT, INTC)
7% telecom (VZ, T)

May not add to 100%. Just a rough guess of numbers. These are not all of the stocks I have, just some examples.

Stonebr
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Re: Post your asset allocation here:

Post by Stonebr » Thu Feb 09, 2012 8:22 pm

45% stock
55% bonds

Stock is about half US, half international. Small-Large breakdown is market weight.

Fixed is mostly stable value, but there's TIPs in the IRA.

Keep it simple.
"have more than thou showest, | speak less than thou knowest" -- The Fool in King Lear

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grabiner
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Re: Post your asset allocation here:

Post by grabiner » Thu Feb 09, 2012 8:24 pm

I am a serious slice-and-dicer, and have one of the most aggressive portfolios on this board. I am currently very close to my target allocation; I am a bit underweighted in value because I don't have enough tax-deferred room for my value funds.

Age: 43

US stocks:40%
5% large growth
15% large value
5% small growth
15% small value

Foreign stocks: 40%
15% developed large
10% emerging large
10% developed small
5% emerging small
(The split would be 10/10/10/10 if costs were equal across the subclasses.)

Real estate: 10%
5% US REITs
5% foreign REITs

Bonds: 10%
Last edited by grabiner on Thu Feb 09, 2012 9:48 pm, edited 1 time in total.
Wiki David Grabiner

trico
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Re: Post your asset allocation here:

Post by trico » Thu Feb 09, 2012 8:30 pm

50% equity index annuity
35% bonds
a. 20% intermediate corporate
b. 5% short term corperate
c. 5% Mortgage bonds
b. 3% High Yeild corporate
2. 2% treasury bonds
15% stocks
a. 10% Large cap stocks
b. 3% Mid small cap stocks
c. 2% international stocks

Total Portfolio 1,110,000.00
age 59

Good Luck my freinds.
Last edited by trico on Thu Feb 09, 2012 9:56 pm, edited 1 time in total.

dru808
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Re: Post your asset allocation here:

Post by dru808 » Thu Feb 09, 2012 8:31 pm

60/40 ish

Age 28

pauliec84
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Re: Post your asset allocation here:

Post by pauliec84 » Thu Feb 09, 2012 8:35 pm

Labor Income to Stock Ratio: 95%/5%.

Stock Holdings:
35% International Small Cap (VSS)
5% Total International (VXUS)
5% International Value (DFA)
5% Emerging Value (DFA)
5% Emerging (VWO)
20% Domestic Small Value (VBR/VIOV)
10% Domestic Mid-Cap Value (VOE)
5% Total Domestic (VTI)
5% REIT (VNQ/VNQI)
5% Microcap (Bridgway)

Bond Like Holdings:
Labor Income (assuming 2% growth rate and 5% discount rate)

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investor.saver1
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Re: Post your asset allocation here:

Post by investor.saver1 » Thu Feb 09, 2012 8:49 pm

Fixed Income: 60%
Equities: 40%



Cash 5.00%
Bonds Stable Value 12.50%
Bonds Short Duration 10.50%
Bonds Intermed Duration 19.00%
TIPS 13.00%
Total US Stock 20.00%
Small Value Stock 5.00%
Foreign Europe Stock 4.00%
Foreign Pacific Stock 4.00%
Foreign Emerging Mkts 2.00%
Reit 5.00%
Investor.Saver1 | | Experience is something you don't get until just after you need it.

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bob90245
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Re: Post your asset allocation here:

Post by bob90245 » Thu Feb 09, 2012 9:05 pm

A 50/50 version of something similar to the Coffeehouse Portfolio
Ignore the market noise. Keep to your rebalancing schedule whether that is semi-annual, annual or trigger bands.

SteveB3005
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Re: Post your asset allocation here:

Post by SteveB3005 » Thu Feb 09, 2012 9:13 pm

55% Equity, split evenly between USA and the rest, with a small and value tilt. At this point all holdings are Vanguard ETF's and funds, with new money going into Total World ETF.

45% Fixed, something like 20 Tip's, 15 Short Term Bond Index, 10 CD's

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G-Money
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Re: Post your asset allocation here:

Post by G-Money » Thu Feb 09, 2012 9:16 pm

Age in Bonds

Equity:
10% REIT
20% SCV
30% TSM
40% TISM

Fixed Income:
50% TBM
50% TIPS
Don't assume I know what I'm talking about.

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CaliJim
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Re: Post your asset allocation here:

Post by CaliJim » Thu Feb 09, 2012 9:24 pm

me 'n her: 54yo
~50/50 as:

23% US LC
7% US SCV
4% US REIT

5% Asia
4% Europe
3% EM
2% Intl SC

31% TBM
9% TIPS
9% HY Bond
1% LT Bond
1% ST/Cash

1% Gold
Last edited by CaliJim on Thu Feb 09, 2012 10:57 pm, edited 2 times in total.

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camper
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Re: Post your asset allocation here:

Post by camper » Thu Feb 09, 2012 9:25 pm

My wife and I are both 31 years old.
TSM: 19%
SCV: 19%
REIT: 10%
TISM: 16%
FTSE small 16%

TBM: 5%
PTTRX: 5%
TIPS fund: 10%

blackball
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Re: Post your asset allocation here:

Post by blackball » Thu Feb 09, 2012 9:30 pm

Not sure what my cash component is but here's everything else:

04 XSB
26 ES
11 EFA
15 EEM
13 MGC
11 USO
08 UNG
11 VXX

(figures may not add due to rounding)

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tc101
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Location: Atlanta - Retired in 2004 at age 54

Re: Post your asset allocation here:

Post by tc101 » Thu Feb 09, 2012 9:32 pm

Too late now, but this would have been a more interesting thread if we had also asked for peoples age.
. | The most important thing you should know about me is that I am not an expert.

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woof755
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Re: Post your asset allocation here:

Post by woof755 » Thu Feb 09, 2012 9:33 pm

I'm 38 yrs old.


Asset Allocation (stocks:bonds): 65:35

Domestic:

50% TSM
50% Small Cap Value Index

International:
50% Fidelity Global ex-US
50% VG Int'l small cap

Bonds:
50% Fido Spartan US bond index (best bond fund in my employer plan)
25% VG TIPS
25% VG Short term Treas Index
"By singing in harmony from the same page of the same investing hymnal, the Diehards drown out market noise." | | --Jason Zweig, quoted in The Bogleheads' Guide to Investing

Saving$
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Re: Post your asset allocation here:

Post by Saving$ » Thu Feb 09, 2012 9:34 pm

tc101 wrote:Too late now, but this would have been a more interesting thread if we had also asked for peoples age.
+1
I was thinking the exact same thing

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SimpleGift
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Location: Central Oregon

Re: Post your asset allocation here:

Post by SimpleGift » Thu Feb 09, 2012 9:37 pm

45% Equity
10% U.S. Large Cap
10% U.S. Mid/Small Cap
5% International Large Cap
5% International Small Cap
5% Emerging Market
5% REIT
5% Energy

55% Bonds and Cash
20% Municipal Bonds
20% Treasury Bonds
10% TIPS
5% Cash

Ages: 62 and 65
Nearly all in taxable accounts.
Last edited by SimpleGift on Fri Feb 10, 2012 3:13 pm, edited 1 time in total.
Cordially, Todd

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bertilak
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Re: Post your asset allocation here:

Post by bertilak » Thu Feb 09, 2012 9:39 pm

60% Bonds
  • 40% Total Bond
    20% TIPS
40% Equity
  • 23% Total Stock Market (US Equity)
    12% Intl Stock Market
    5% REITS
All Vanguard funds.

If you count the 5% REITs as US Equity then my equity as 70% US and 30% International.

1.25 years into retirement.
May neither drought nor rain nor blizzard disturb the joy juice in your gizzard. -- Squire Omar Barker, the Cowboy Poet

Khanmots
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Re: Post your asset allocation here:

Post by Khanmots » Thu Feb 09, 2012 10:05 pm

I'm 32 with a portfolio approaching 6 figures:

My current attainable allocation** has me aiming at
Bonds
13.33% Intermediate Duration Investor Grade
6.67% TIPS

Domestic
15.48% Domestic Large Blend
7.56% Domestic Mid Blend
5.76% Domestic Small ex-Value
7.20% Domestic Small Value
7.20% Domestic Equity REIT

International - region
16.28% Europe
4.4% Canada
7.04% Emerging Markets
16.28% Other (i.e., Pacific)

International - size
16.72% Large
17.6% Mid
9.68% Small

I closely approach that with the following fund allocation:
Tips (BPRIX*) 6.67%
Total Bond (NOBOX*) 13.33%

International Small Cap (VSS) 24%
International MSCI EAFE (EFA*) 4%
Total International 10.1%
Pacific (VPACX) 3.8%
Emerging Markets (NOEMX*) 1.8%

S&P500 (SVSPX*) 15.92%
REIT (VGSIX) 4.65%
Domestic Small Cap (VISVX) 15.73%

*placeholder symbol I use for tracking my non-public 401k funds
**I had to diverge from what I really wanted in order to obtain an allocation that fit funds available. So... I'm tracking the delta so that as my 401k becomes a smaller portion of my portfolio I can adjust my attainable allocation to be closer to my ultimate target. Re-balancing is done to the current attainable allocation however.

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NoRoboGuy
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Re: Post your asset allocation here:

Post by NoRoboGuy » Thu Feb 09, 2012 10:59 pm

At age 53, moving slightly more conservative 'within the slice and dice' but still about the same ratio (52% equities, 48% bonds):

Total US Stock Market 18.5%
Small Value 6%
Micro Cap 5%
Domestic REIT 5%
Total International 7.5%
Small Value Intl 3%
Emerging 3%
Foreign REIT 4%

Total Bond Market (largely the TSP G Fund) 32%
High Yield Bond (VWEHX) 8%
CDs/I-Bonds/TIPS 8%
Last edited by NoRoboGuy on Thu Feb 09, 2012 11:08 pm, edited 1 time in total.
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blevine
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Location: Paradise

Re: Post your asset allocation here:

Post by blevine » Thu Feb 09, 2012 11:06 pm

35 Total Stock
15 Total International
17 Savings Bonds
18 GNMA
12 Total Bond (well closest I can find in 401k)
3 ST Investment Grade (IRA)

late 40s, 50% equities

retrep
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Re: Post your asset allocation here:

Post by retrep » Thu Feb 09, 2012 11:12 pm

I recently rolled over a 401k to my VG IRA and redid my total Asset Allocation. Additionally, I switched from an all Mutual Fund Portfolio to an ETF portfolio.
Allocation is as follows
CORE US PORTFOLIO
VTI --26%
Vym--4%
Vnq--4%--------tot 34%

CORE INT. PORTFOLIO
Vxus--8%
Vwo--4%_____tot 12%

CORE Income Portfolio
Bnd--26%
Tip--10%-------tot 36%-----82% for all Core Portfolios

SATELLITE Portfolio
Xlv----3%
XLK---2%
Dba---2%
Dbc---3%
Cash--8%-----tot--18%

Comments and Suggestions appreciated..
ENJOY LIFE NOW - | IT HAS AN EXPIRATION DATE!

BC_Doc
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Re: Post your asset allocation here:

Post by BC_Doc » Thu Feb 09, 2012 11:23 pm

85/15 equity to fixed income.
Equity:
44% VTI (US)
56% VEU (Intl)
Fixed income all in 1-5 year GIC ladder (Canadian version of a CD).
Age 45.
Plan is to let time/Drips work their magic on equity ETFs-- won't add to them. New money will go to fixed income eventually making portfolio more balanced.

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mhc
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Re: Post your asset allocation here:

Post by mhc » Thu Feb 09, 2012 11:27 pm

Spread across 401k, NQDC, Roth IRA, Taxable, HSA

No tickers because most are in Collective Investment Trusts

S&P500 35%
Small Cap 15%
TISM 30%
TBM 20%

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grap0013
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Re: Post your asset allocation here:

Post by grap0013 » Fri Feb 10, 2012 12:03 am

Age 31. 100% equities. I've been 100% equities since I started investing in late 2007. Full slice/dice since August 2010.
50% SCV
25% ISCV
25% EMS/V

Final portfolio goal is 10 million with a 50:50 stock:bond split til I'm dead. I understand my final portfolio could lose 2 or 3 million in a bear market so market swings on my little current 6 figure portfolio are small potatoes.
There are no guarantees, only probabilities.

pascalwager
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Re: Post your asset allocation here:

Post by pascalwager » Fri Feb 10, 2012 12:37 am

Replaced by post below after completing a rollover with new AA.
Last edited by pascalwager on Sun Feb 12, 2012 5:20 pm, edited 1 time in total.

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Gort
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Re: Post your asset allocation here:

Post by Gort » Fri Feb 10, 2012 1:18 am

25% Vanguard Total Stock Market Fund
25% Vanguard Total International Fund
25% Vanguard Total Bond Fund
25% Vanguard TIPS Fund

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jidina80
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Re: Post your asset allocation here:

Post by jidina80 » Fri Feb 10, 2012 1:49 am

Age: 56, early retired.

60% Equity
. 40% U.S. Total Stock Market
. 20% Total International (non-U.S.) Stock Market

40% Bonds
. 35% Total (U.S.) Bond Market
. 5% Treasury Inflation-protected Securities (TIPS)

The above portfolio is expected to generate approximately 70% of our retirement spending, with a pension and Social Security contributing the remaining 30%.

Just

letsgobobby
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Re: Post your asset allocation here:

Post by letsgobobby » Fri Feb 10, 2012 2:33 am

married, average age 37.5

60/40 stocks/bonds
65/35 domestic/international
no TIPS right now

31.4% TSM
8.8% US SCV

16.2% TISM
6% International small, value

17.2% TBM
20.3% stable value funds

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og15F1
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Re: Post your asset allocation here:

Post by og15F1 » Fri Feb 10, 2012 3:15 am

Late 20s, married

80/20

50/50, VTI/VEU

Else BND

All at Vanguard until I can jump into the 401k at my employer. Two Roths, a rollover, and a taxable account.

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empb
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Re: Post your asset allocation here:

Post by empb » Fri Feb 10, 2012 5:28 am

Age: 26 & 28

85%/10%/05% Stocks/Bonds/Cash

I use a simple 4-fund approach. :wink:

Within stocks:
50.00% VBR (Vanguard Small-Cap Value)
37.50% DLS (WisdomTree International Small-Cap Dividend)
12.50% DGS (WisdomTree Emerging Markets Small-Cap Dividend)

Within bonds:
75.00% VFISX (Vanguard Short-Term Treasury)
25.00% SHY (iShares 1-3 Year Treasury Bond)

Within cash:
Dunno. Mostly GBP, some USD, a handful of Euros

benway
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Re: Post your asset allocation here:

Post by benway » Fri Feb 10, 2012 7:51 am

I feel like I'm suffering from a case of asset-class envy. :roll:

Age: 45
Stock/Bond Ratio: 50:50
Domestic/Intl. Ratio: 60:40

Domestic
TSM: 67%
SCV: 33%

International
Total Intl: 67%
Intl. SC: 33%

Bonds
Total Bond Market: 67%
TIPS: 33%

gkaplan
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Re: Post your asset allocation here:

Post by gkaplan » Fri Feb 10, 2012 8:17 am

Age 68 1/2 - Federal worker, retiring in twenty-three months, one day

Current (Target) Allocation: 72/28 Equity/Fixed Income.

12%: Domestic Large-Cap Value (Vanguard Value Index Admiral Shares)
12%: Domestic Small-Cap Value (Vanguard Small-Cap Value Index Fund Admiral Shares)
12%: Domestic REIT (Vanguard REIT Index Fund Admiral Shares)
06%: Foreign Markets Large – Developed – Europe (Vanguard European Stock Index Fund Admiral Shares)
06%: Foreign Markets Large – Developed – Pacific (Vanguard Pacific Stock Index Fund Admiral Shares)
12%: Foreign Markets Small – Developed and Emerging (Vanguard FTSE All-World ex-US Small-Cap Index Fund)
12%: Foreign Markets Large – Emerging (Vanguard Emerging Markets Stock Index Fund Admiral Shares)
28%: Fixed Income (TSP "G" Fund)
Gordon

james22
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Re: Post your asset allocation here:

Post by james22 » Fri Feb 10, 2012 8:30 am

5% SV (VSIAX)
5% IS (VINEX)

20% PM&M (VGPMX)
5% Energy (VGENX)

55% Stable Value (VG)
10% T-bills (VFIRX)

AA reflects not age, but belief we pre-correction.
This whole episode is likely to end so badly that future children will learn about it in school and shake their heads in wonder at the rank stupidity of it all... Hussman

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artthomp
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Re: Post your asset allocation here:

Post by artthomp » Fri Feb 10, 2012 8:42 am

Retired - age 71

Planned allocation

Total Bond Index Fund - 24%
Intermediate Investment Grade Bond Fund - 24%
Inflation-protected Bond Fun - 12%

Total Fixed income 60%

Total Stock Market Index - 20%
Total International Index - 20%

Total Equities 40%

Comment:
Up until recently I had 70% fixed income/30% equities and the fixed income was allocated in the following way:

35% Total Bond Index Fund
35% Inflation-protected Bond Fund

I calculated that I had 58% of my assets in U. S. government debt with this allocation and I felt I wanted more diversity and could afford a little more risk.
The new fixed income allocation above provides this diversity with a little more risk and an expected higher return. It contains only 30% U. S. government debt, a reduction in U. S. government debt of almost 50%.
Art

chisey
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Re: Post your asset allocation here:

Post by chisey » Fri Feb 10, 2012 9:08 am

I am 32. My non-cash assets are spread among several companies so I won't bother listing all (19) mutual fund holdings.

Here is my target, which I am currently a little off of (high in international and large caps, low in bonds):

US LC: 15%
US MC: 25%
US SC: 10%
Int'l: 15%
Bonds: 35%

US stocks have a slight value tilt (something like 40 value/35 core/25 growth). International is almost entirely Fido Spartan Total Int'l. Bonds are about 75% Intermediate treasuries and 25% total bond (though the total bond portion is growing with new investments). The only non-index funds I'm in are VG's treasury funds and DFA international value, and both are still more or less passive.
Last edited by chisey on Fri Feb 10, 2012 10:35 am, edited 1 time in total.

letsgobobby
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Re: Post your asset allocation here:

Post by letsgobobby » Fri Feb 10, 2012 9:23 am

empb wrote:Age: 26 & 28

85%/10%/05% Stocks/Bonds/Cash

I use a simple 4-fund approach. :wink:

Within stocks:
50.00% VBR (Vanguard Small-Cap Value)
37.50% DLS (WisdomTree International Small-Cap Dividend)
12.50% DGS (WisdomTree Emerging Markets Small-Cap Dividend)

Within bonds:
75.00% VFISX (Vanguard Short-Term Treasury)
25.00% SHY (iShares 1-3 Year Treasury Bond)

Within cash:
Dunno. Mostly GBP, some USD, a handful of Euros
Prize for riskiest portfolio!

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englishgirl
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Location: FL

Re: Post your asset allocation here:

Post by englishgirl » Fri Feb 10, 2012 10:10 am

Age: 43

30: US total stock market
30: International stocks
20: US total bond market
20: TIPs/inflation indexed bonds
Sarah

Grt2bOutdoors
Posts: 18836
Joined: Thu Apr 05, 2007 8:20 pm
Location: New York

Re: Post your asset allocation here:

Post by Grt2bOutdoors » Fri Feb 10, 2012 10:14 am

Riskiest portfolio? Dunno, wait til this weekend...I would venture to say those like myself who hold individual equities have more risk. I'll have to tally it up and get back to you.
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions

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FabLab
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Joined: Mon Oct 18, 2010 12:15 pm

Re: Post your asset allocation here:

Post by FabLab » Fri Feb 10, 2012 10:15 am

50/50 equities/bonds (don't include cash in this mix)

4 funds: the usual suspects

Cheers
The fundamental things apply as time goes by -- Herman Hupfeld

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doug91
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Joined: Tue Feb 12, 2008 5:47 pm

Re: Post your asset allocation here:

Post by doug91 » Fri Feb 10, 2012 10:32 am

Total Stock Market: 27.5%
Total Bond Market: 15.0%
Inflation-Protected: 15.0%
Total International: 27.5%
Small Cap Value : 8.0%
REIT: 7.0%

I'm 38, my wife's 39.

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SpringMan
Posts: 5356
Joined: Wed Mar 21, 2007 11:32 am
Location: Michigan

Re: Post your asset allocation here:

Post by SpringMan » Fri Feb 10, 2012 11:20 am

US Stocks 28% - tilted to small value and including REITs
Foreign Stocks 14% - tilted to emerging markets
Bonds 57% - TIPS and Investment Grade Nominal (Treasuries, Corporates, & GNMA) short term and intermediate no long
Age: both 64
Best Wishes, SpringMan

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