I seriously feel like crying over this. No joke. I mean I bought some electronic I-bonds maybe 10 years ago, then forgot about them for the last 10 years, and got caught up in the paper advantages (replacement, loss protection, something cool to look at) so I've been going that route lately/because of this forum.
I honestly feel like a close personal friend or something just got hit by a bus and isn't coming back.
I have no idea what to do with my emergency fund now other than playing app-o-rama with various credit unions and chasing their 3-4% and jumping through all their hoops to do so :/
edit: if the federal government revised their policy with respect to investor protection in the case of fraud I might go the electronic route. But as is, no way
edit: are they really saving 70m a year if the treasury doesnt get people like me/us to invest in savings bonds AT ALL because TD is epic fail as far as protecting our assets (e.g., you get haxzored, so sorry, bye)
they're -$10k /yr from me now. Unless they somehow are profiting from the alternative... my proposed high-yield credit union app-o-rama plan B