Should one wait to invest

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Jackhenryport
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Should one wait to invest

Post by Jackhenryport » Sat Jul 02, 2011 5:53 pm

With debt limit passage up in the air should one wait till it is decided or invest now figuring in the long hall it won't make much of a differnce

Johm221122
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Post by Johm221122 » Sat Jul 02, 2011 5:58 pm

Not much info to answer your question?

livesoft
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Post by livesoft » Sat Jul 02, 2011 6:01 pm

A very interesting first post since you had to be motivated enough to overcome the activation barrier of registering and typing in your question.

My answer to your question is that nobody can predict the future, so invest now in a portfolio of equities and bonds. If equities tank, rebalance from bonds and buy more equities. If equities go up, rebalance from equities and buy more bonds.

Welcome. Do you have any other questions?
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retiredjg
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Post by retiredjg » Sat Jul 02, 2011 6:14 pm

Welcome to the forum! Since I do not believe the sky is falling, I would ignore the posturing in Congress and invest when ready.

If you have portfolio questions, see the link at the bottom of this message and post all your information for the best answers.

chaz
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Post by chaz » Sat Jul 02, 2011 6:16 pm

Read the wiki on this forum.
Chaz | | “Money is better than poverty, if only for financial reasons." Woody Allen | | http://www.bogleheads.org/wiki/index.php/Main_Page

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pjstack
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Post by pjstack » Sat Jul 02, 2011 8:07 pm

There is already a long thread on this very question. There are also lots of diverse answers.

Here is the link to the ongoing conversation: http://www.bogleheads.org/forum/viewtop ... 1309654409
pjstack

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mhc
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Post by mhc » Sat Jul 02, 2011 8:36 pm

If you know something other people do not already know, then you can make money on it. If you are just guessing, then you are just guessing. In general, it is better to have your money at work for you.

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Opponent Process
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Post by Opponent Process » Sat Jul 02, 2011 8:45 pm

debt limit passage is not up in the air. 2012 votes are up in the air. big difference.
30/30/20/20 | US/International/Bonds/TIPS | Average Age=37

Topic Author
Jackhenryport
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Post by Jackhenryport » Sat Jul 02, 2011 8:56 pm

Thanks

My thought was basically if one knows that a "decision" will be made in less than a month would't it be wise to be patient and make your move when the dust settles

The ramifications of inaction by congress would be great and would cause a percipitus drop on bonds and or equities

If all works out then at least one knows that there is one less black swan in the pond

livesoft
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Post by livesoft » Sat Jul 02, 2011 9:09 pm

But what if one is already invested, say since 1975?
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Buddtholomew
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Post by Buddtholomew » Sat Jul 02, 2011 9:10 pm

Jackhenryport wrote:Thanks

My thought was basically if one knows that a "decision" will be made in less than a month would't it be wise to be patient and make your move when the dust settles

The ramifications of inaction by congress would be great and would cause a percipitus drop on bonds and or equities

If all works out then at least one knows that there is one less black swan in the pond
Patience is a virtue. However; no one knows what the future holds and this event is one of many during an investment lifetime. Many would suggest invest 50% now and 50% at a later time to avoid regret.
"The first principle is that you must not fool yourself and you are the easiest person to fool" --Feynman.

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Rick Ferri
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Post by Rick Ferri » Sat Jul 02, 2011 9:22 pm

The market climbs a wall of worry. You can add debt ceiling vote fanfare to the list. FYI, a debt ceiling vote has no real significance because Congress has already passed legislation to spend the money. It's more a media event than anything else.

Rick Ferri
The Education of an Index Investor: born in darkness, finds indexing enlightenment, overcomplicates everything, embraces simplicity.

Topic Author
Jackhenryport
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Joined: Sat Jul 02, 2011 5:48 pm

Post by Jackhenryport » Sat Jul 02, 2011 9:51 pm

I amvery pleased to have Rick Ferri reply
To my question

I realize in the long run we are all dead so I will go with the 50/50 idea

Thanks I hope to contribute to the forum in the future

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CABob
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Post by CABob » Sat Jul 02, 2011 10:07 pm

There will always be some event real or imagined that might cause one to have concerns about investing. You will be waiting a long time if you need the vision to be completely clear.
Bob

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