Woodlands TX Bogleheads Master Thread

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Stentem
Posts: 11
Joined: Thu Oct 05, 2017 9:44 pm
Location: The Woodlands, TX

Woodlands TX Bogleheads Master Thread

Post by Stentem » Thu Apr 05, 2018 1:21 pm

First Meeting Info Below:
Woodlands Bogleheads Meeting
Saturday April 7, 2018
Time: 12 pm to 2 pm
Location: South Montgomery County Library (next to Cynthia Mitchell Woods Pavilion) 2101 Lake Robbins Drive, The Woodlands, TX 77380.
Meeting Room: Small meeting room on 2nd floor
RSVP: woodlandstxbogleheads@gmail.com

Look forward to seeing all interested folks. Will be a first meeting designed to discuss future topics and share personal stories.

umk
Posts: 24
Joined: Sat Feb 20, 2016 10:37 pm

Re: Woodlands TX Bogleheads Master Thread

Post by umk » Sat Apr 07, 2018 6:28 pm

Happy to announce that first meeting of the chapter was held today. It was introductory meeting. About 10 persons attended. Thanks Scott for arranging this one. Next meeting is tentatively scheduled for first Saturday in June.

ef11
Posts: 199
Joined: Sat Mar 10, 2012 10:39 pm

Re: Woodlands TX Bogleheads Master Thread

Post by ef11 » Sat Apr 07, 2018 8:34 pm

Sounds like a good turnout for the first meeting! I live closer to downtown Houston but would have loved to attend if I saw this earlier than now and was in town this weekend. Hopefully I can make it work in June.
45% Vang S&P500 Fund ER .011% | 10% Vang Extended Market Fund ER .038% | 25% ACWI EX US IMI NL R ER .10% | 10% Vang Total Bond Market ER .027% | 10% Fidelity MSCI Real Estate ER 0.084%

Stentem
Posts: 11
Joined: Thu Oct 05, 2017 9:44 pm
Location: The Woodlands, TX

Next Woodlands Meeting Saturday June 2, 2018

Post by Stentem » Tue Apr 10, 2018 6:20 pm

As promised this follow up will attempt to generate an agenda for our next meeting. I think we had a really good start going around the room and sharing our experiences, philosophies, etc. I really enjoyed the active participation from the group and hope that will continue. We had 10 participants and are booking the larger room for the anticipated increase in attendance!

Woodlands Bogleheads Meeting
Saturday June 2, 2018
Time: 12 pm to 2 pm
Location: South Montgomery County Library (next to Cynthia Mitchell Woods Pavilion) 2101 Lake Robbins Drive, The Woodlands, TX 77380.
Meeting Room: Large meeting room on 1st floor
Please RSVP to woodlandstxbogleheads@gmail.com

As a reminder, we need to ensure going forward that all conversation revolves around the Boglehead principles of index/passive investing. Buying and selling individual stocks is a topic for an investment group and we need to keep that in mind during our discussions. That being said, below is the preliminary agenda based on the group feedback. I will also include some future meeting topics, or if time permits, we can start to discuss those as well:

Bucket Strategy-Jeff
Social Security-Joe
Asset Allocation (stocks vs. bonds/International vs. domestic/changing allocation over time?)-Volunteers?

I anticipate that this will take us to the 2 hour mark with general discussions around each topic. Below are some of the future topics. Also, those of you who weren't at the first meeting please feel free to add your topics to the list:

Long term care/elder care planning
Estate Planning-Trust or no trust?/Avoiding Probate
How to do Roth conversion ladders
Travel ideas
Health Insurance before Medicare/supplemental insurance after Medicare
Budgeting-how do you do a budget including ones that adult children would actually use? Is budgeting even worthwhile?
Student loans-paying off, etc.
Lifestyle Choices-
Avoiding "creep"
Intentional Spending
Mindfulness
Hobbies that don't empty your wallet
Preparing for sequence of return events-Is it still the 4% rule?
Credit Card Rewards-what are the ones you use to pay YOU back?

Stentem
Posts: 11
Joined: Thu Oct 05, 2017 9:44 pm
Location: The Woodlands, TX

Final Headcount for June 2nd Meeting

Post by Stentem » Thu May 24, 2018 5:57 pm

Hi Everyone:

I need to get a final headcount for our meeting. Below is the info:

Woodlands Bogleheads Meeting
Saturday June 2, 2018
Time: 12 pm to 2 pm
Location: South Montgomery County Library (next to Cynthia Mitchell Woods Pavilion) 2101 Lake Robbins Drive, The Woodlands, TX 77380.
Meeting Room: Large meeting room on 1st floor
Please RSVP back to me via this thread or to: woodlandstxbogleheads@gmail.com.

Agenda (plus discussion)
1. Asset Allocation-Mark
2. Bucket strategy-Jeff
3. Social Security-Joe

Hope to see you all there!

Stentem
Posts: 11
Joined: Thu Oct 05, 2017 9:44 pm
Location: The Woodlands, TX

Next Bogleheads Meeting July/August

Post by Stentem » Mon Jun 04, 2018 10:35 am

Good Morning:

I want to thank everyone for their meeting participation Saturday with a special thank you to Mark, Jeff and Joe for their well researched and informative presentations. I will attempt to send them in this email provided the file sizes aren't too big. By the way, we had a total of 17 participants which was an increase from our first meeting!

Based on the feedback, I would like to suggest that we keep the same venue at the library with the option to meet afterwards to continue discussions at a restaurant/bar immediately following. This provides for a quiet room for our main meeting combined with a more informal setting with an opportunity to engage in one-on-one discussions. Base on the large meeting room availability these dates are open:
July 21, 28
August 4, 11, 25
Please send me your vote on the preferred date ASAP. Please also indicate "no preference". I will tabulate votes and lock in the date.

Now, onto topics. This is your chance to vote on the topics YOU would like covered. I want to make sure we have a robust meeting that is inclusive of all relevant topics, even if you feel that it's too basic for the group, etc. The goal of these meetings is to pool knowledge, learn from those with more experience, and to affirm we are all on the right track in meeting our financial targets. Please send me your TOP 2 meeting topics. I will compile and pick the most popular ones we can adequately cover in the next meeting and roll the others into future meetings. So far we have:

Keeping your financial information secure
Specific fund allocation- which ones from the major firms/what percentage?
Setting up different income streams
How do you buy individual bonds?
Budgeting: How, why, what works for you?
Savings rate: Is 15% enough? (Keli mentioned 30 to 50% in the meeting and judging from the reaction I think this may merit some further discussion)
How do you know when you can retire?
Also to get you thinking, here are some topics we identified in our first meeting:

Long term care/elder care planning
Estate Planning-Trust or no trust?/Avoiding Probate
How to do Roth IRA conversion ladders
Travel ideas-inexpensive vacations
Health Insurance before Medicare/supplemental insurance after Medicare
Student loans-paying off, etc.
Lifestyle Choices
Avoiding lifestyle "creep"
Intentional Spending
Mindfulness
Hobbies that don't empty your wallet
Preparing for sequence of return events-Is it still the 4% rule?
Credit Card Rewards-what are the ones you use to pay YOU back?

Again, this is by no means a comprehensive list. Your participation and feedback will keep our meetings informative and pertinent, but I can't do it without your help. Please get back to me with the 2 requests above and I will confirm the dates and topics. Thanks again and I look forward to seeing you at our next meeting.

Stentem
Posts: 11
Joined: Thu Oct 05, 2017 9:44 pm
Location: The Woodlands, TX

Next Meeting August 4th

Post by Stentem » Sun Jul 22, 2018 6:11 pm

Our next meeting is as follows:

Woodlands Bogleheads Meeting
Saturday August 4, 2018
Time: 12 pm to 2 pm
Location: South Montgomery County Library (next to Cynthia Mitchell Woods Pavilion) 2101 Lake Robbins Drive, The Woodlands, TX 77380.
Meeting Room: Large meeting room on 1st floor
Please RSVP back to me

Hope ya'll are having a great and restful Sunday. Thank you all for your input for our next meeting on August 4th. Based on the feedback we will follow the agenda below:

*Knowing when you can retire
*Budgeting -how much am I spending and where?
*Savings-(Shari-savings rate to your time to retirement. Scott and Keli-How do I improve my savings rate with budgeting?)
*Asset Allocation-where is your money invested and what percent? We will show/discuss funds and percentages only, not dollar amounts.
*Account Security-how to protect your assets
*Setting up income streams (time permitting)

Shari will kick off the "Knowing When You Can Retire" with a 10/15 minute presentation. Keli and I will also present our budgeting/savings/asset allocation examples, and then we can open it up to everyone for discussion/presentations on their methodologies. I think this will be a fairly robust topic and will take up the majority of our meeting time.

Mark will then lead us in the Account Security discussion, which is a hot topic given all the recent security breaches we hear about in the news. Please be prepared to discuss any security measure you use and would be valuable to share with the group.

Finally, if we have time, we can discuss setting up income streams in a round-table format. If we run out of time, we will roll to the next meeting.

Looking forward to seeing everyone August 4th!

Stentem
Posts: 11
Joined: Thu Oct 05, 2017 9:44 pm
Location: The Woodlands, TX

Next Meeting September 15th

Post by Stentem » Wed Sep 05, 2018 5:29 pm

Below is the info and agenda for our meeting. We will start with Mark's presentation on account security and then move to Manny's presentations on Roth Conversions and FIREcalc, time permitting. Please RSVP back to me for headcount. Should be an action packed meeting!


Woodlands Bogleheads Meeting
Saturday September 15, 2018
Time: 12 pm to 2 pm
Location: South Montgomery County Library (next to Cynthia Mitchell Woods Pavilion) 2101 Lake Robbins Drive, The Woodlands, TX 77380.
Meeting Room: Large meeting room on 1st floor
Please RSVP back to me

Stentem
Posts: 11
Joined: Thu Oct 05, 2017 9:44 pm
Location: The Woodlands, TX

Next Meeting October 27th

Post by Stentem » Mon Sep 24, 2018 9:46 am

We had a total of 22 participants for our last meeting and some outstanding discussions! Our next meeting is as follows:

Woodlands Bogleheads Meeting
Saturday October 27, 2018
Time: 12 pm to 2 pm
Location: South Montgomery County Library (next to Cynthia Mitchell Woods Pavilion) 2101 Lake Robbins Drive, The Woodlands, TX 77380.
Meeting Room: Large meeting room on 1st floor
Please RSVP back to me

Our topics for October meeting are:

Further discussion on Roth Conversions if there are any follow up questions
FIREcalc-Manny
Credit Card/Travel Hacks- Scott
Credit Freeze-Group
Any others? Let me know.

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