@@Happy Holidays Bogleheads. How others here helped you?

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Sandtrap
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@@Happy Holidays Bogleheads. How others here helped you?

Post by Sandtrap » Mon Dec 04, 2017 11:09 am

In the spirit of the Holidays and end year period, it might be nice to recognize everyone for the gracious help they've given on the journey to "Bogleheadville" and Financial Independence.

QUESTION:
0 Who?
1 How have they helped you?
2 What area of FI or type of advice,etc?

Image
Mele Kalikimaka - A Hauole Makahiki Hou

Me: :D
To name just a few in no particular order. Thanks for helping me through my FI journey. Apologies for leaving anyone out.

Taylor Larimore - The "Big Picture". Relating sound FI advice to the "stuff of life" viewpoint.
Nisiprius - chart poster extraordinaire - depth of input + sound research.
ruralavalon - master portfolio reviewer extraordinaire, thanks for the launch.
retiredjg - master portfolio reviewer extraordinaire, thanks for the launch.
123 - master portfolio reviewer extraordinaire - thanks
dbr - master portfolio reviewer extraordinaire. Common senses R/E viewpoint.
Watty - master portfolio reviewer extraordinaire - thanks for your patience.
Livesoft - common sense clarity through the investment finance fog & my brain fog.
aristotelian - keeping my portfolio simple and efficient.
arcticpineapple - keeper of finance archives, big picture viewpoint.
abuss368
Toons - balanced funds, "Big Picture" simplicity, "sleep factor". Encouraging. Positive.
Nedsaid - patient delivery of broad sound investment advice.
HomerJ - investment planning through discourse.
Bsteiner - trusts, estate planning.
btenny - long range portfolio help. thanks.
itstoomuch - diversification including R/E rental income
sheepdog - practical application of FI advice
celia - practical advice, never opinionated. Encouraging.
Moderators - not hammering me for putting my foot in my mouth :shock:

Mahalo.
j :D
Last edited by Sandtrap on Sat Dec 23, 2017 2:36 pm, edited 12 times in total.

ResearchMed
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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by ResearchMed » Mon Dec 04, 2017 11:13 am

Thank you's are due to too many to name, over the past 9 (is it 9 already!?) years.

And it has made a significant difference, without any question.
Some of that was due to specific suggestions/advice.
Some other... just to the general approach, or should I say, a variety of approaches to consider.

I also owe a lot to the Morningstar Forum members, especially early on, before I landed here on BH.

So... Happy Holidays to all,
and

THANK YOU!

RM and "Mr. RM"
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livesoft
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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by livesoft » Mon Dec 04, 2017 11:36 am

I want to thank all the participants on the forum. They have helped show me that quite a lot of people do not think like I do which has really opened my eyes. Thanks!
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Pacman
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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by Pacman » Mon Dec 04, 2017 1:31 pm

Well I will post a few that haven't been mentioned:

mlebuf - introduced me to the concept of building a 2nd career on the side and retiring early.
investingdad - reinforces the power of investing early and often, and that you can just stick to the basics to build wealth over time
tommy_gunn - anything career/negotiation related
meg77 - appreciate the openness in her posts, particularly one a while back that discussed hitting a lot of financial milestones early in life and trying to find meaning after that

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TimeRunner
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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by TimeRunner » Mon Dec 04, 2017 10:38 pm

All of the above, plus sscritic. Don't know him, and don't even know if he's alive, but I hope he's enjoying his Chinese opera. Happy Holidays.
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buccimane
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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by buccimane » Tue Dec 05, 2017 10:23 am

retiredjg
cas
dbr
BL

I'd like to thank the above- and others- for their help with various situations I required advice for. Mainly dealing with personal investments, these 4 took time out of their day to assist me, for which I am grateful.
A man convinced against his will is of the same opinion still

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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by mega317 » Tue Dec 05, 2017 12:06 pm

We've missed grabiner who I have found to be incredibly smart, patient, and lucid, especially on fixed income and taxes.

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Sandtrap
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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by Sandtrap » Tue Dec 05, 2017 10:03 pm

mega317 wrote:
Tue Dec 05, 2017 12:06 pm
We've missed grabiner who I have found to be incredibly smart, patient, and lucid, especially on fixed income and taxes.
+1.
Absolutely, "grabiner".. .. intellectual extraordinair :D

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Sandtrap
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Re: Thanking Bogleheads. How have they helped you. . . or others? Who have you learned what area of advice from?

Post by Sandtrap » Fri Dec 08, 2017 10:45 pm

buccimane wrote:
Tue Dec 05, 2017 10:23 am
retiredjg
cas
dbr
BL

I'd like to thank the above- and others- for their help with various situations I required advice for. Mainly dealing with personal investments, these 4 took time out of their day to assist me, for which I am grateful.
+1 for dbr.
Tireless portfolio reviewer. Patient advice.

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Taylor Larimore
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Taylor Larimore » Fri Dec 08, 2017 11:11 pm

sandtrap:

How have the Bogleheads helped me? Answer: IMMEASURABLY!

I made my first Boglehead post on Morningstar's Vanguard Diehard Forum in Conversation #1 in 1998. Morningstar named it the "Vanguard Diehard" Forum because we never gave up asking Morningstar to make it their first company forum (they felt it unfair to other mutual fund companies).

It is now 2017 and I have made over 50,000 posts (cumulative) on both forums. I read most of the Conversations and Replies. They have helped me immeasurably. Not only with the wealth of information contained in the Replies, but also how to get along better with others which I consider very important for personal happiness.

I thank each and every Boglehead who has posted and added to my knowledge and happiness.

Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle

zengolf2011
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by zengolf2011 » Sat Dec 09, 2017 9:35 am

I thank each of you because you have stimulated my thinking. But my largest share of gratitude goes to Taylor Larimore for demonstrating the simple but deep wisdom of the 3-fund portfolio.

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TheTimeLord
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by TheTimeLord » Sat Dec 09, 2017 9:41 am

dbr has been very helpful
CFS superior attitude
miriam2 fountain of positive energy
Last edited by TheTimeLord on Sat Dec 09, 2017 9:58 am, edited 1 time in total.
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Dottie57
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Dottie57 » Sat Dec 09, 2017 9:51 am

I thank Bogleheads for helping me find the courage to fire my advisor and realize I can handle my accounts by myself.

Also thankful for

1) additional information on bonds.
2) how to calculate retirement expenses - what is included.
3) taxation of SS
4) tax planning
5). Sequence of events
6) don't just do somthing, stand there

Happy holidays everyone.

TheHouse7
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by TheHouse7 » Sat Dec 09, 2017 10:02 am

Portfolio stability and the encouragement to stay the course.

Merry Christmas and happy new year. :beer
"PSX will always go up 20%, why invest in anything else?!" -Father-in-law early retired.

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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by abuss368 » Sat Dec 09, 2017 11:29 am

Sandtrap wrote:
Mon Dec 04, 2017 11:09 am
In the spirit of the Holidays and end year period, it might be nice to recognize everyone for the gracious help they've given on the journey to "Bogleheadville" and Financial Independence.

QUESTION:
0 Who?
1 How have they helped you?
2 What area of FI or type of advice,etc?


Me: :D
To name just a few in no particular order. Thanks for helping me through my FI journey. Apologies for leaving anyone out.

Taylor Larimore - The "Big Picture". Relating sound FI advice to the "stuff of life" viewpoint.
Nisiprius - chart poster extraordinaire - depth of input + sound research.
ruralavalon - master portfolio reviewer extraordinaire, thanks for the launch.
retiredjg - master portfolio reviewer extraordinaire, thanks for the launch.
123 - master portfolio reviewer extraordinaire - thanks
dbr - master portfolio reviewer extraordinaire. Common senses R/E viewpoint.
Watty - master portfolio reviewer extraordinaire - thanks for your patience.
Livesoft - common sense clarity through the investment finance fog & my brain fog.
aristotelian - keeping my portfolio simple and efficient.
arcticpineapple - keeper of finance archives, big picture viewpoint.
Toons - balanced funds, "Big Picture" simplicity, "sleep factor". Encouraging. Positive.
Nedsaid - patient delivery of broad sound investment advice.
HomerJ - investment planning through discourse.
Bsteiner - trusts, estate planning.
btenny - long range portfolio help. thanks.
itstoomuch - diversification including R/E rental income
sheepdog - practical application of FI advice
celia - practical advice, never opinionated. Encouraging.
Moderators - not hammering me for putting my foot in my mouth :shock:

Mahalo.
j :D
Hi Sandtrap -

I have been a long time Boglehead on the forum and during this journey, I have learned volumes of financial and investing information and good general advice in life. I hopefully have provided information as well to help others with their journey.

A tremendous amount of talent and experience is prevalent on the forum and I look forward to the future with additional knowledge sharing.

Nice post!
John C. Bogle: "You simply do not need to put your money into 8 different mutual funds!" | | Disclosure: Three Fund Portfolio + U.S. & International REITs

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Sandtrap
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Sandtrap » Mon Dec 11, 2017 10:53 pm

abuss368 wrote:
Sat Dec 09, 2017 11:29 am
Sandtrap wrote:
Mon Dec 04, 2017 11:09 am
In the spirit of the Holidays and end year period, it might be nice to recognize everyone for the gracious help they've given on the journey to "Bogleheadville" and Financial Independence.

QUESTION:
0 Who?
1 How have they helped you?
2 What area of FI or type of advice,etc?


Me: :D
To name just a few in no particular order. Thanks for helping me through my FI journey. Apologies for leaving anyone out.

Taylor Larimore - The "Big Picture". Relating sound FI advice to the "stuff of life" viewpoint.
Nisiprius - chart poster extraordinaire - depth of input + sound research.
ruralavalon - master portfolio reviewer extraordinaire, thanks for the launch.
retiredjg - master portfolio reviewer extraordinaire, thanks for the launch.
123 - master portfolio reviewer extraordinaire - thanks
dbr - master portfolio reviewer extraordinaire. Common senses R/E viewpoint.
Watty - master portfolio reviewer extraordinaire - thanks for your patience.
Livesoft - common sense clarity through the investment finance fog & my brain fog.
aristotelian - keeping my portfolio simple and efficient.
arcticpineapple - keeper of finance archives, big picture viewpoint.
abuss368
Toons - balanced funds, "Big Picture" simplicity, "sleep factor". Encouraging. Positive.
Nedsaid - patient delivery of broad sound investment advice.
HomerJ - investment planning through discourse.
Bsteiner - trusts, estate planning.
btenny - long range portfolio help. thanks.
itstoomuch - diversification including R/E rental income
sheepdog - practical application of FI advice
celia - practical advice, never opinionated. Encouraging.
Moderators - not hammering me for putting my foot in my mouth :shock:

Mahalo.
j :D
Hi Sandtrap -

I have been a long time Boglehead on the forum and during this journey, I have learned volumes of financial and investing information and good general advice in life. I hopefully have provided information as well to help others with their journey.

A tremendous amount of talent and experience is prevalent on the forum and I look forward to the future with additional knowledge sharing.

Nice post!
Huge apologies for not having you on the list. Drat! I always look forward to your input.
I stand in the shadows of the Bogle Forum Pioneers. An unbelievable resource of continuing education and growth.
Mele Kalikimaka
j :D

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dwickenh
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by dwickenh » Mon Dec 11, 2017 11:47 pm

I have received help from multiple sources including the authors of both Boglehead books.

Thanks to Watty for fixed income(CD) training
Thanks to PkCrafter for your great on-line book on investing that I keep on my tool bar for reference
Thanks to Miriam for your thoughtful posts on life.
Thanks to Toons and Sheepdog just for being yourselves.
Thanks to retiredjg, ruralavalon and lackey for a great education on asset allocation.
Thanks to livesoft for his sarcasm.

I appreciate the great posts by Sandtrap and his "link" post for great guidance for newbies.



Merry Christmas and Happy New Year to all.

Dan
The market is the most efficient mechanism anywhere in the world for transferring wealth from impatient people to patient people.” | — Warren Buffett

NOLA
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by NOLA » Tue Dec 12, 2017 12:04 am

I’m thankful for being part of a forum that enjoys helping each other. And not constantly critizing posters, which is so common on the internet.

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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by BillyMot » Thu Dec 14, 2017 9:32 am

They have helped show me that quite a lot of people do not think like I do which has really opened my eyes.
Thanks! :happy

Rifampin
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Rifampin » Thu Dec 14, 2017 6:49 pm

I definitely would like to thank Duckie for proposing a simple 3-fund portfolio and Taylor Larimore for his wisdom.

peppers
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by peppers » Thu Dec 14, 2017 8:18 pm

Our friend across the pond, a tip of the hat to Valuethinker for his global, economic and historical perspectives.
"..the cavalry ain't comin' kid, you're on your own..."

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WoodSpinner
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by WoodSpinner » Thu Dec 14, 2017 9:21 pm

Chip — he was really helpful in advising me on how to simplify my portfolio and fine tune my AA. I really appreciated his suggestions and teaching me how to leverage some of the tools available so I could be comfortable with my choices. Many thanks :beer

Celia — She Really helped figure out a Roth Conversion strategy that will work for me. More importantly, she helped me build the toools I need to adapt to changes in Tax policy and income streams.

LadyGeek — For her guidance and advice in how to use the forum, it’s tools, and her patience when I screwed up!

Today is a big day for me, I actually retired!!! :sharebeer I wasn’t remotely ready to plan a retirement when I started thinking seriously about it in Jan2017 and the generosity and openness of this forum made all of the difference.

A big, huge, tremendous gigantic Thanks!!

8-)

nodenuff2
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by nodenuff2 » Thu Dec 14, 2017 9:32 pm

I have learned so much from so many it would be impossible to thank each individual. So thanks to everyone who posts a response to help a newbie, encourage a late comer or asks a relevant question. I don’t post unless I think I can add something but often contemplate what has been said.
2014 No. 42 2015 No.342 2016 No. 6 2017 238 what do I know? "Good bless America land that I love..."

2015
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by 2015 » Thu Dec 14, 2017 9:43 pm

I'll add VictoriaF to the list for her excellent posts on internet security and bigger picture thinking.

chw
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by chw » Thu Dec 14, 2017 10:10 pm

Sandtrap wrote:
Mon Dec 04, 2017 11:09 am
In the spirit of the Holidays and end year period, it might be nice to recognize everyone for the gracious help they've given on the journey to "Bogleheadville" and Financial Independence.

QUESTION:
0 Who?
1 How have they helped you?
2 What area of FI or type of advice,etc?


Me: :D
To name just a few in no particular order. Thanks for helping me through my FI journey. Apologies for leaving anyone out.

Taylor Larimore - The "Big Picture". Relating sound FI advice to the "stuff of life" viewpoint.
Nisiprius - chart poster extraordinaire - depth of input + sound research.
ruralavalon - master portfolio reviewer extraordinaire, thanks for the launch.
retiredjg - master portfolio reviewer extraordinaire, thanks for the launch.
123 - master portfolio reviewer extraordinaire - thanks
dbr - master portfolio reviewer extraordinaire. Common senses R/E viewpoint.
Watty - master portfolio reviewer extraordinaire - thanks for your patience.
Livesoft - common sense clarity through the investment finance fog & my brain fog.
aristotelian - keeping my portfolio simple and efficient.
arcticpineapple - keeper of finance archives, big picture viewpoint.
abuss368
Toons - balanced funds, "Big Picture" simplicity, "sleep factor". Encouraging. Positive.
Nedsaid - patient delivery of broad sound investment advice.
HomerJ - investment planning through discourse.
Bsteiner - trusts, estate planning.
btenny - long range portfolio help. thanks.
itstoomuch - diversification including R/E rental income
sheepdog - practical application of FI advice
celia - practical advice, never opinionated. Encouraging.
Moderators - not hammering me for putting my foot in my mouth :shock:

Mahalo.
j :D
Sandtrap, this is a fine list. One person of note - Rick Ferri helped guide my AA as I made the conversion to the BH style of investing. Interestingly, I had spoken to him several years ago when seeking an investment firm to manage my investments (early in 2009). Unfortunately for me, I didn't hire him at the time (though I did engage another low cost advisor), but Rick did send me a copy of the Bogleheads Guide to Retirement. From that book, I discovered the BH website, and Rick as a poster here. From there I took control of my finances, and retired 2 months ago. I know Rick doesn't contribute regularly these days, but thank you for your time 8 years ago, and your honest and straight forward way of explaining the investing topics that are asked of you. You were a breath of fresh air at the time. Happy trails in your retirement. :sharebeer
Last edited by chw on Sat Dec 16, 2017 7:17 pm, edited 1 time in total.

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Rick Ferri
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Rick Ferri » Sat Dec 16, 2017 4:54 pm

:beer
The Education of an Index Investor: born in darkness, finds indexing enlightenment, overcomplicates everything, embraces simplicity.

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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Valuethinker » Sat Dec 16, 2017 6:06 pm

2015 wrote:
Thu Dec 14, 2017 9:43 pm
I'll add VictoriaF to the list for her excellent posts on internet security and bigger picture thinking.
+1

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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Valuethinker » Sat Dec 16, 2017 6:06 pm

peppers wrote:
Thu Dec 14, 2017 8:18 pm
Our friend across the pond, a tip of the hat to Valuethinker for his global, economic and historical perspectives.
Thank you.

I take out of here as much (or more) than I put in.

GoldenFinch
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by GoldenFinch » Sat Dec 16, 2017 6:07 pm

peppers wrote:
Thu Dec 14, 2017 8:18 pm
Our friend across the pond, a tip of the hat to Valuethinker for his global, economic and historical perspectives.
I also enjoy reading Valuethinker’s perspectives. I always learn something new.

I’ve learned a lot here and am glad I no longer pay high fees to mutual funds and I’m glad I tax loss harvested when it was a possibility. I really appreciate the effort some people put into writing their posts and all of the knowledgeable people who spend time here.

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Will do good
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Will do good » Sat Dec 16, 2017 6:34 pm

What a wonderful idea to give thanks to the many helpful BHs :sharebeer

Special thanks to:
Taylor Larimore - Keep it simple, stay the course
Victoria - My retirement role model
Livesoft - I understand 10% of what he teaches
HomerJ - Smart common sense
sheepdog - Practical, real world experience
Moderators

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Sandtrap
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Sandtrap » Sat Dec 16, 2017 10:54 pm

Rick Ferri wrote:
Sat Dec 16, 2017 4:54 pm
:beer
+1
Thanks Rick.
j :D

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dwickenh
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by dwickenh » Sat Dec 16, 2017 11:20 pm

WoodSpinner wrote:
Thu Dec 14, 2017 9:21 pm
Chip — he was really helpful in advising me on how to simplify my portfolio and fine tune my AA. I really appreciated his suggestions and teaching me how to leverage some of the tools available so I could be comfortable with my choices. Many thanks :beer

Celia — She Really helped figure out a Roth Conversion strategy that will work for me. More importantly, she helped me build the toools I need to adapt to changes in Tax policy and income streams.

LadyGeek — For her guidance and advice in how to use the forum, it’s tools, and her patience when I screwed up!

Today is a big day for me, I actually retired!!! :sharebeer I wasn’t remotely ready to plan a retirement when I started thinking seriously about it in Jan2017 and the generosity and openness of this forum made all of the difference.

A big, huge, tremendous gigantic Thanks!!

8-)
Congrats WoodSpinner on the retirement. :sharebeer
The market is the most efficient mechanism anywhere in the world for transferring wealth from impatient people to patient people.” | — Warren Buffett

lolbatross
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by lolbatross » Sun Dec 17, 2017 8:04 am

The community has helped me on
  • getting away from having a guy
  • understanding 529s
  • laddering my term LI
Thanks Bogleheads!

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VictoriaF
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by VictoriaF » Sun Dec 17, 2017 12:05 pm

2015 wrote:
Thu Dec 14, 2017 9:43 pm
I'll add VictoriaF to the list for her excellent posts on internet security and bigger picture thinking.
I have learned a lot from 2015, and I mean the poster 2015, not the year. This should not to be construed as quid pro quo. I have acknowledged 2015's recommendations in many of his posts about cyber security and life strategies. The resemblance of our reasons for gratitude is not accidental. Those of us who have exited employment for hire and are financially independent, healthy, and ambitious are looking for new and refined meanings of life.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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Sandtrap
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Sandtrap » Mon Dec 18, 2017 10:06 pm

VictoriaF wrote:
Sun Dec 17, 2017 12:05 pm
2015 wrote:
Thu Dec 14, 2017 9:43 pm
I'll add VictoriaF to the list for her excellent posts on internet security and bigger picture thinking.
I have learned a lot from 2015, and I mean the poster 2015, not the year. This should not to be construed as quid pro quo. I have acknowledged 2015's recommendations in many of his posts about cyber security and life strategies. The resemblance of our reasons for gratitude is not accidental. Those of us who have exited employment for hire and are financially independent, healthy, and ambitious are looking for new and refined meanings of life.

Victoria
Perfect!
Mahalo Victoria.
Image

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Sandtrap
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by Sandtrap » Thu Dec 21, 2017 12:24 pm

Rifampin wrote:
Thu Dec 14, 2017 6:49 pm
I definitely would like to thank Duckie for proposing a simple 3-fund portfolio and Taylor Larimore for his wisdom.
+1
"Duckie" and "Taylor". Portfolio reviewers extraordinaire. . . :D

WL2034
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by WL2034 » Thu Dec 21, 2017 12:37 pm

Have been here since 2013 and knew nearly nothing about investing. Still remember being so confused by all the terminology that is like second nature now -- Roth, 401k, 403b, equities, fixed income. I knew nothing. Bogleheads saved me from probably hiring an expensive financial advisor or maybe having a lot of money in a savings account (was still hearing horror stories about 2008 at that time).

So a complete financial education and at minimum a healthy 6-figure increase to NW compared to what I would have been doing is what I'm thankful to Bogleheads for. I won't try to thank all the individuals, but all the ones who have been mentioned and many more.

chuckb84
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by chuckb84 » Thu Dec 21, 2017 12:38 pm

So many individuals who have been helpful, but I'd like to give a shout out to the whole forum for:

Civility.
Practicality.
Knowledge, and willingness to share so freely.
Patience.
Encouragement.
Kindness.

And a really surprising breadth of sound advice on topics that go way beyond just investing.

I'm really glad I found this, and wish I had found it much sooner.

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VictoriaF
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Re: Holiday thanks to Bogleheads. How have they helped you?

Post by VictoriaF » Thu Dec 21, 2017 4:22 pm

Thank you, Alex and the Moderators, for opening up the Tax Omnibus thread. For me, it has provided several types of value:

1. Assurance that I am not missing any important end-of-year actions.
2. Exposure to a variety of considerations that the Bogleheads are so good in bringing up. If the Omnibus thread were split into several topical threads, I might have missed some of the topics thinking that they were not relevant to me.
3. Clues stored in the back of my mind that will trigger investigation of financial implications of my future pursuits.

While most of us are engaged in the hard--and enjoyable--work of planning our new taxes, the Moderators are putting extra effort into herding the cats of disparate tax discussions into the omnibus thread.

With the deepest appreciation,
Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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Sandtrap
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Re: Happy Holidays Bogleheads. How have they helped you?

Post by Sandtrap » Sat Dec 23, 2017 11:46 am

Also Holiday thanks (huge "Kokua")to the moderators for managing the daily volume of posts and well as the Tax Threads.
j :D

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Cosmo
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Re: Happy Holidays Bogleheads. How others here helped you?

Post by Cosmo » Sat Dec 23, 2017 11:54 am

I would like to pile on here and thank all the participants who make a contribution to this group. By far, this is the smartest group of guys and gals that I know. Thank you all for your informative posts and for constantly challenging me in looking at things differently and not just accept the status quo.

Here’s wishing each and every one of you the fondest Season’s Greetings and continued Happiness into the New Year.

EDIT: Let's not forget the moderators here, whose hard efforts continue to get more and more challenging each year as we become even more popular and the volume of posts and responses increase. Thank you!

Cosmo

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KSOC
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Re: Happy Holidays Bogleheads. How others here helped you?

Post by KSOC » Sat Dec 23, 2017 11:59 am

Best forum ever. This a never ending financial class & I gladly forward what I learn here to others who want help.

Merry Christmas, Happy Holidays & Good Health to all!
Too soon old, too late smart.

flyingaway
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Re: Happy Holidays Bogleheads. How others here helped you?

Post by flyingaway » Sat Dec 23, 2017 12:13 pm

What I learned from this forum is that I am not smart, so I should invest passively.

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vectorizer
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Re: Happy Holidays Bogleheads. How others here helped you?

Post by vectorizer » Sat Dec 23, 2017 12:25 pm

Good timing. I retired almost a full year ago, and here's what I wrote at that time:
>>>>>

I've been a member of this forum for almost 10 years, and for several years before that at the precursor Morningstar group. A frequent reader but a rare poster, I've learned a lot from the group. More than any one particular subject, this community has been most valuable to me to reinforce the general Boglehead attitudes of thrift, savings, low-cost index investing, and staying-the-course.

I retired from Vanguard a few weeks ago at age 58, and can testify that it wouldn't have been possible without all that information and reinforcement here. The two most significant financial behaviors I learned to be able to retire now were avoiding destructive moves:
  • Not reaching for a newer better house when I could have (enabling us to pay off our house a few years ago)
  • Not panicking during the Great Recession and keeping our stock/bond ratio the same (enabling us to participate in the subsequent stock run up)
To all the frequent and long-term posters here, and the tireless volunteers who created and maintain this group, I am and will be forever grateful for my early retirement. Thank you all.

<<<<<

scooter
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Re: Happy Holidays Bogleheads. How others here helped you?

Post by scooter » Sat Dec 23, 2017 12:37 pm

Merry Christmas to ALL and especially Taylor and Mel
Enjoying a great retirement because of them and reading their advice for many years

Total Stock, Total bond, I bonds, and love those Midcaps

bob

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Mel Lindauer
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Re: Happy Holidays Bogleheads. How others here helped you?

Post by Mel Lindauer » Sat Dec 23, 2017 12:42 pm

scooter wrote:
Sat Dec 23, 2017 12:37 pm
Merry Christmas to ALL and especially Taylor and Mel
Enjoying a great retirement because of them and reading their advice for many years

Total Stock, Total bond, I bonds, and love those Midcaps

bob
Thanks for the kind words, Bob. Continue to enjoy your well-earned retirement.

Merry Christmas and a very happy, healthy and prosperous 2018 and beyond to you and yours.
Best Regards - Mel | | Semper Fi

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Sandtrap
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Re: Happy Holidays Bogleheads. How others here helped you?

Post by Sandtrap » Sun Dec 24, 2017 4:40 pm

vectorizer wrote:
Sat Dec 23, 2017 12:25 pm
Good timing. I retired almost a full year ago, and here's what I wrote at that time:
>>>>>

I've been a member of this forum for almost 10 years, and for several years before that at the precursor Morningstar group. A frequent reader but a rare poster, I've learned a lot from the group. More than any one particular subject, this community has been most valuable to me to reinforce the general Boglehead attitudes of thrift, savings, low-cost index investing, and staying-the-course.

I retired from Vanguard a few weeks ago at age 58, and can testify that it wouldn't have been possible without all that information and reinforcement here. The two most significant financial behaviors I learned to be able to retire now were avoiding destructive moves:
  • Not reaching for a newer better house when I could have (enabling us to pay off our house a few years ago)
  • Not panicking during the Great Recession and keeping our stock/bond ratio the same (enabling us to participate in the subsequent stock run up)
To all the frequent and long-term posters here, and the tireless volunteers who created and maintain this group, I am and will be forever grateful for my early retirement. Thank you all.

<<<<<
Congratulations on retirement.
:sharebeer
Mele Kalikimaka - A Hauole Makahiki Hou
mahalo,
j :D

Geno
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Re: @@Happy Holidays Bogleheads. How others here helped you?

Post by Geno » Sun Dec 24, 2017 4:55 pm

Merry Christmas Bogleheads
If you are successful, you will win some false friends and some true enemies; Succeed anyway.

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Sandtrap
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Location: Hawaii😀 Northern AZ.😳 Retired.

Re: @@Happy Holidays Bogleheads. How others here helped you?

Post by Sandtrap » Sun Dec 24, 2017 9:17 pm

Merry Christmas Bogleheads.
Here's a little something to keep you warm.
Aloha,
j :D
Image

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LadyGeek
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Re: @@Happy Holidays Bogleheads. How others here helped you?

Post by LadyGeek » Sun Dec 24, 2017 9:39 pm

Merry Christmas, everyone.

Laura - Assistance with my portfolio (my very first post)
Valuethinker - A unique insight of history and its relevance to investing, economics, and personal finance.
sscritic - The ability to decompose complex topics into simple concepts. He always let me know when I was wrong and provided clear explanations to explain why. I strive to instill that same level of accuracy in others that he taught me.
livesoft - Gets to the heart of the problem with simple explanations.
VictoriaF - Insight into the world of behavioral finance.
retiredjg - portfolio help.
grabiner - answering all my math questions, especially for help with wiki

Barry Barnitz - One of the wiki's founders. He doesn't post in the forum much, but he works continually behind the scenes to keep the wiki up-to-date. He's helped me too many times to count, and continues to do so.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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