Roll Call for the Retirement Class of 2017!

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Miriam2
Posts: 2356
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Thu Nov 16, 2017 9:50 pm

Sandman62 gave us his retirement plan 8-)
Sandman62 wrote: More of a "loose plan" than an agenda, but here goes:
  • More social time with parents and other retired relatives and friends (though the list of retired friends will take a few years to catch up, seeing I'm only 55)
  • Weekly golf with my 80-year old dad and his best friend (and one of my brothers or my son when available)
  • Getting to go to the gym without having worked all day
  • Cycling the many nearby bike paths, some within 10 minutes, others within 30-60
  • Disc golf with one of my brothers who enjoys it
  • Maybe get a kayak
  • Playing my edrum kit a lot more and getting back into acoustic guitar beyond the extreme beginner level I explored over a decade ago. Probably jamming a bit with some friends, maybe even record a little
  • Several home/yard improvement and tidy-up/organizing projects
  • Transferring, organizing and editing decades of home video tapes and photos
  • Continuing to play in 15-30+ fantasy football leagues per year
  • Playing poker a couple times per month, usually home games, but also within an hour of two casinos
  • Maybe get back into volunteer coaching youth baseball
  • Maybe pickup bowling again
  • Maybe grow a vegetable garden
  • Maybe explore writing, blogging, photography, or painting (or not?)
  • Having spent my entire IT career at one insurance company, the last decade not doing much coding, maybe delve into smartphone app coding for a change of pace
  • More time with my wonderful (teacher) wife of 30 years during her time off. (She wants to work a few more years.) We're not big travelers, preferring a couple short trips per year and day trips over weeklong or longer ones. But we do have some places we'd like to see; so maybe annual or biannual trips too
  • Hopefully some grandkids in a few years (DD married last summer)
That should give me plenty of options for the first few years. I've never lacked for hobbies and interests, so I'll make the rest up as I go. :happy
Holy cow Sandman62 - the Retirement Roll Call can safely give you the award for the Most Energetic Retirement To-Do List :beer

I particularly like this plan: "Weekly golf with my 80-year old dad and his best friend (and one of my brothers or my son when available)"

There is just something special about having a regular time, a pre-arranged schedule, a non-negotiable set-aside period of time to be spent with loved ones doing something enjoyable together. Golf, lunches, dinners, tennis, shopping, Broadway plays, walks & hikes, etc. Looking forward to this special time each week or month is part of the joy. Then actually being together for the time extends the joy. No one wants it to end. The wonderful memories complete the joy.

Then when you part, everyone begins looking forward to the next special time together :happy

Especially with your 80-year old father and his best-friend, and one of your brothers or your son. How much longer do you have this unique opportunity? Three generations enjoying the moments together.

"Sunrise, sunset
Sunrise, sunset
Swiftly flow the days
Seedlings turn overnight to sunflowers
Blossoming even as we gaze."

"Sunrise, sunset
Sunrise, sunset
Swiftly fly the years
One season following another
Laden with happiness and tears."

:( :happy

("Fiddler on the Roof")

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cfs
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Re: Roll Call for the Retirement Class of 2017!

Post by cfs » Fri Nov 17, 2017 12:56 am

Miriam2 wrote: . . . Please don't stay too silent for too long . . .
Busy working out, busy traveling overseas, busy making money in the US Market. And talking about the US Markets, had a good twelve months . . . and now it's Miller Time time to share, it's time to donate. One of my favorite non-profit organization is this one. Happy Thanksgiving. Merry Christmas. God bless you and your family. Thanks for reading.
~ Member of the Active Retired Force since 2014 ~

Miriam2
Posts: 2356
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sun Nov 19, 2017 4:09 pm

BuBuHead wrote: October 1st was my day...still trying to adjust to this freedom, sleeping habits, shopping with my wife is awesome (I can finally appreciate the weekly shopping errands, I don’t know how my wife has done it...I have never done it). After 32 yrs of working, we decided to call it quits and start enjoying the rest of what we have left in this life (we are both 59 so we hope for super time together).
Love this blog...thanks!... :sharebeer
Congratulations on your retirement and new freedom! You're now part of the Retired Force!

What?? You never knew how "awesome" weekly shopping errands were?? You never did weekly shopping errands before?? :annoyed
Please give your wife my PM address, I need to talk to her :D

SneakyFast1
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Re: Roll Call for the Retirement Class of 2017!

Post by SneakyFast1 » Tue Nov 21, 2017 11:11 am

First post.

Retired November 3 at 54 years 19 days after 32 years working as an electrical engineer.

Thanks for all the advice on this board! :sharebeer

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cfs
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Location: ~ Mi Propio Camino ~

Re: Roll Call for the Retirement Class of 2017!

Post by cfs » Tue Nov 21, 2017 1:50 pm

SneakyFast1 wrote:
Tue Nov 21, 2017 11:11 am
First post.

Retired November 3 at 54 years 19 days after 32 years working as an electrical engineer.

Thanks for all the advice on this board! :sharebeer
Your first post! Welcome aboard to you. Wow, 54 years young and now retired. Awesome. Recommend to fasten your seat belts and get ready for this great retirement ride, and my only recommendation is to stay mentally and physically active.
Good luck, Happy Thanksgiving, Merry Christmas, thanks for reading.
~ Member of the Active Retired Force since 2014 ~

ColoRetiredGirl
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Location: Colorado

Re: Roll Call for the Retirement Class of 2017!

Post by ColoRetiredGirl » Wed Nov 22, 2017 10:35 pm

I retired on September 30th. I am loving it. I have only set my alarm clock three times. The only thing keeping me up at night is transitioning my nest egg to a new company and how to invest it. This site has been a great place for information. I plan to purchase Michael McClung’s retirement book for retirement strategies based on your posts. I also plan to spend a lot of time here. :happy

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cfs
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Re: Roll Call for the Retirement Class of 2017!

Post by cfs » Thu Nov 23, 2017 12:39 am

ColoRetiredGirl wrote:
Wed Nov 22, 2017 10:35 pm
. . . I retired on September 30th . . .
Congratulations and welcome to the Active Retired Force. Good luck transitioning your nest egg to a good company. Happy Thanksgiving, Merry Christmas, and thanks for reading.
~ Member of the Active Retired Force since 2014 ~

TravelforFun
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Re: Roll Call for the Retirement Class of 2017!

Post by TravelforFun » Thu Nov 23, 2017 12:42 am

Miriam2, I love your enthusiasm.

TravelforFun

TG2
Posts: 192
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Re: Roll Call for the Retirement Class of 2017!

Post by TG2 » Sat Nov 25, 2017 9:20 pm

Can I play too? I had cut back to two days a week a couple of years ago, partly to stay busy since I didn't know if I was ready for full retirement and partly to pay expenses rather than having to sell investments. The plan was to do that until I hit 62 then take SS and start retirement withdrawals as desired. Plans changed when the company sold and the location closed. Last day of work was October 18, and instead of taking the rest of the year off and reevaluating in January, I am increasingly thinking that, "You know, I really don't think I want to go back anywhere." So, I'll just consider myself retired at 58. Works for me. lol

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cfs
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Re: Roll Call for the Retirement Class of 2017!

Post by cfs » Sat Nov 25, 2017 10:03 pm

TG2 wrote:
Sat Nov 25, 2017 9:20 pm
. . . Last day of work was October 18 . . .
Congratulations, retired at 58, how sweet it is! Good luck in your retirement, stay mentally and physically active, have a Merry Christmas, and thanks for reading.
~ Member of the Active Retired Force since 2014 ~

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Mon Nov 27, 2017 4:27 pm

TravelforFun wrote: Miriam2, I love your enthusiasm.
TravelforFun
Happy to hear it!
It's easy to be enthusiastic about a well-deserved retirement :happy
Harder to get enthusiastic about tilting to small value, tax efficient placement of TIPS, or international bonds :mrgreen:

stevegpt
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Re: Roll Call for the Retirement Class of 2017!

Post by stevegpt » Mon Nov 27, 2017 6:53 pm

I’m in for 2017. Last day I worked was 26 May 2017. I’m still a provisional employee with my employer but will be submitting my resignation effective 31 Dec 2017. I joined here five or six years ago and took the advise to heart so I do this with confidence!

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cfs
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Re: Roll Call for the Retirement Class of 2017!

Post by cfs » Mon Nov 27, 2017 10:26 pm

stevegpt wrote:
Mon Nov 27, 2017 6:53 pm
. . . will be submitting my resignation effective 31 Dec 2017 . . .
This is great, the finish line is just around the corner. On your last day at work, have some fun by giving your friends the Retirement Class Scream ["I am work freeeeeeeeeeeeeeeeeeee"], then go out there and have a great life as a member of the Active Retired Force. Wishing you and your family a Merry Christmas, and thanks for reading
~ Member of the Active Retired Force since 2014 ~

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Tue Nov 28, 2017 8:07 pm

mcblum wrote: Both of us went out on September 29th of this year. My last year was good; no problems. I trained a successor but wanted more time to do it. Anyway, I had planned for this event for thirty years, and have met every goal that I set.
What a great post, such a wonderful feeling to have met every goal that you set :D :D (what's the secret ?? )
mcblum wrote: I have not felt this good, mentally, since the mid '60s.
". . . since the mid '60s . . . " - you mean like this? :wink:

Image

Coming back to the present :happy it's amazing how retirement frees up our mind.
What goals have you set for your retirement :?:

HIinvestor
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Re: Roll Call for the Retirement Class of 2017!

Post by HIinvestor » Tue Nov 28, 2017 10:20 pm

H gave notice he was retiring months ahead of time, since he was concerned about training replacements. His supervisor begged him to return for 6 months with pension, benefits and salary. He opted to do so and had no regrets but told them at the end of the 6 months he was REALLY done. The extra 6 months pay was useful in helping pay off all the kids’ tuition and ed expenses.

We have really been enjoying the greater leisure for having the time to do what we and, when we want it. It has been great and we are happy we have the good health to enjoy our retirement.

H had put in 45+ years with his employer and mostly really enjoyed his career and co-workers.

bhluckyusaguy
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Re: Roll Call for the Retirement Class of 2017!

Post by bhluckyusaguy » Fri Dec 01, 2017 1:06 pm

It's official for me - last paycheck was yesterday and first pension check was today. I count my blessings to find this forum and follow the advice that is pertinent to my situation.
:sharebeer

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sat Dec 02, 2017 12:20 am

bhluckyusaguy wrote: It's official for me - last paycheck was yesterday and first pension check was today.
Boy did you plan that nicely! You're on The List. Please provide date and age, if you chose.
bhluckyusaguy wrote: I count my blessings to find this forum and follow the advice that is pertinent to my situation.
We all feel the same way :D We also learn how to trap mice in the attic, cook bourbon fruitcake, and whiten our teeth 8-)

ccieemeritus
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Re: Roll Call for the Retirement Class of 2017!

Post by ccieemeritus » Sat Dec 02, 2017 2:17 am

I early-retired in mid-June. I worked as an IT guy for 25 years. Was on-call for 22 of those years. I remember getting paged out of The Tigger Movie (with my young daughter) because a hacker DDOS-attacked my employers website. I don’t like hackers! I missed my sons birthdays 2013-2016 due to travel. I got paged on 9/11/01 to improve web performance from my employer to cnn.com.

I used to love my job but since 2011 the stress of being responsible for “keeping things running” was getting to me. I began to get work headaches. My Moms medical condition was deteriorating so retiring in June let me help and spent time with her.

I put every penny possible into my 401k from my first job after college. Two of the four high tech companies I worked for did very well during my tenure. My wife also works in high tech and is also a saver. She’d go insane not working so she still works. I used to like gadgets but was cured around 2000. We don’t need or buy “stuff”.

For my sons 2017 birthday we gave him the statements for his 529 and Coverdell. I was able to do that in person this year.

Our only compromise is our 1450 square foot house in a very HCOL area. We like the area and have chosen not to relocate. But a walk-in closet would be nice.

bhluckyusaguy
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Re: Roll Call for the Retirement Class of 2017!

Post by bhluckyusaguy » Sat Dec 02, 2017 11:56 am

Miriam2, my official retirement date was Dec 1, 2017. My age is 61.

I retired about 1 year earlier than originally planned - had enough (i.e. funds and changes at work)

Looking forward to a wonderful time in retirement.

Sandman62
Posts: 99
Joined: Wed Feb 06, 2013 3:22 pm
Location: Rhode Island

Re: Roll Call for the Retirement Class of 2017!

Post by Sandman62 » Sun Dec 03, 2017 10:21 am

Thanks Miriam2. Sorry, I didn't see this thread in the past couple weeks. It's so true what others before me have said about not knowing how they had time to do anything when they worked! My first month was so relaxing. Strangely, I found myself awakening even earlier than when I w*rked; just so anxious to do whatever was in store each day.

Increased food shopping/cooking, several days of picking up leaves in our large yard (which I find quite relaxing and have the right equipment; but the crisp fall air is invigorating), have golfed every week with Dad, his BF and my brother, also disc golfed with brother a couple times, only been to the gym about once a week tho so far (but I sorta count the yard work as exercise ;)), and a couple hours a day of fantasy football prep and other online reading.

Haven't even touched my drums or guitar yet or many of the other things on this list. But heck, it's a longterm agenda, not all meant for the first month.

So far so good, really enjoying the freedom. :)
Miriam2 wrote:
Thu Nov 16, 2017 9:50 pm
Sandman62 gave us his retirement plan 8-)
Sandman62 wrote: More of a "loose plan" than an agenda, but here goes:
  • More social time with parents and other retired relatives and friends (though the list of retired friends will take a few years to catch up, seeing I'm only 55)
  • Weekly golf with my 80-year old dad and his best friend (and one of my brothers or my son when available)
  • Getting to go to the gym without having worked all day
  • Cycling the many nearby bike paths, some within 10 minutes, others within 30-60
  • Disc golf with one of my brothers who enjoys it
  • Maybe get a kayak
  • Playing my edrum kit a lot more and getting back into acoustic guitar beyond the extreme beginner level I explored over a decade ago. Probably jamming a bit with some friends, maybe even record a little
  • Several home/yard improvement and tidy-up/organizing projects
  • Transferring, organizing and editing decades of home video tapes and photos
  • Continuing to play in 15-30+ fantasy football leagues per year
  • Playing poker a couple times per month, usually home games, but also within an hour of two casinos
  • Maybe get back into volunteer coaching youth baseball
  • Maybe pickup bowling again
  • Maybe grow a vegetable garden
  • Maybe explore writing, blogging, photography, or painting (or not?)
  • Having spent my entire IT career at one insurance company, the last decade not doing much coding, maybe delve into smartphone app coding for a change of pace
  • More time with my wonderful (teacher) wife of 30 years during her time off. (She wants to work a few more years.) We're not big travelers, preferring a couple short trips per year and day trips over weeklong or longer ones. But we do have some places we'd like to see; so maybe annual or biannual trips too
  • Hopefully some grandkids in a few years (DD married last summer)
That should give me plenty of options for the first few years. I've never lacked for hobbies and interests, so I'll make the rest up as I go. :happy
Holy cow Sandman62 - the Retirement Roll Call can safely give you the award for the Most Energetic Retirement To-Do List :beer

I particularly like this plan: "Weekly golf with my 80-year old dad and his best friend (and one of my brothers or my son when available)"

There is just something special about having a regular time, a pre-arranged schedule, a non-negotiable set-aside period of time to be spent with loved ones doing something enjoyable together. Golf, lunches, dinners, tennis, shopping, Broadway plays, walks & hikes, etc. Looking forward to this special time each week or month is part of the joy. Then actually being together for the time extends the joy. No one wants it to end. The wonderful memories complete the joy.

Then when you part, everyone begins looking forward to the next special time together :happy

Especially with your 80-year old father and his best-friend, and one of your brothers or your son. How much longer do you have this unique opportunity? Three generations enjoying the moments together.

"Sunrise, sunset
Sunrise, sunset
Swiftly flow the days
Seedlings turn overnight to sunflowers
Blossoming even as we gaze."

"Sunrise, sunset
Sunrise, sunset
Swiftly fly the years
One season following another
Laden with happiness and tears."

:( :happy

("Fiddler on the Roof")

best2u
Posts: 81
Joined: Tue Jul 28, 2015 12:51 pm

Re: Roll Call for the Retirement Class of 2017!

Post by best2u » Sun Dec 10, 2017 5:05 am

Miriam2 wrote:
Wed Nov 15, 2017 8:38 pm
best2u wrote: Gave notice one month ago. Today I start what will probably be my last month. Only reason to stay longer is if my replacement is not ready to take over on Dec. 1. Looking forward to a different pace.
Congratulations and welcome to the class!

Regarding your replacement - they will not be ready to take over on Dec 1 - no one can replace you :D
But tell them you're outta there, can't wait :D

"So much to do and can't wait for the freedom to get on with it" - what a wonderful new beginning!
best2u wrote:Plan on spending the first few months finishing up our lake home.
"Plan on spending the first few months finishing up our lake home . . . " - Hmmm, is this sort of like some never-ending hopelessly exasperating fixer-upper repair project :annoyed or is this truly a delightful romantic cozy time together pounding nails and scrubbing off old wallpaper? :P
Thanks Miriam.
Dec. 1 rolled into Dec. 9 to give my replacement a good head start, and necessary training. After 15 years it would be somewhat irresponsible to not take the high road when I exit. So stayed to put a bow on it.

We designed and built our dream home. I used to do some home appraisal work for the government so had some experience that proved valuable in the project. Probably not the most Bogle thing I ever did, but definitely something to be fond of. Just need to complete a little more finish work to wrap it up.

So today is my official first day of being retired. Just may be another milestone. :D

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TheTimeLord
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Re: Roll Call for the Retirement Class of 2017!

Post by TheTimeLord » Sun Dec 10, 2017 9:30 am

best2u wrote:
Sun Dec 10, 2017 5:05 am
Miriam2 wrote:
Wed Nov 15, 2017 8:38 pm
best2u wrote: Gave notice one month ago. Today I start what will probably be my last month. Only reason to stay longer is if my replacement is not ready to take over on Dec. 1. Looking forward to a different pace.
Congratulations and welcome to the class!

Regarding your replacement - they will not be ready to take over on Dec 1 - no one can replace you :D
But tell them you're outta there, can't wait :D

"So much to do and can't wait for the freedom to get on with it" - what a wonderful new beginning!
best2u wrote:Plan on spending the first few months finishing up our lake home.
"Plan on spending the first few months finishing up our lake home . . . " - Hmmm, is this sort of like some never-ending hopelessly exasperating fixer-upper repair project :annoyed or is this truly a delightful romantic cozy time together pounding nails and scrubbing off old wallpaper? :P
Thanks Miriam.
Dec. 1 rolled into Dec. 9 to give my replacement a good head start, and necessary training. After 15 years it would be somewhat irresponsible to not take the high road when I exit. So stayed to put a bow on it.

We designed and built our dream home. I used to do some home appraisal work for the government so had some experience that proved valuable in the project. Probably not the most Bogle thing I ever did, but definitely something to be fond of. Just need to complete a little more finish work to wrap it up.

So today is my official first day of being retired. Just may be another milestone. :D
I love seeing posts about people doing things like building their dream home. Congratulations.
IMHO, Investing should be about living the life you want, not avoiding the life you fear. | Run, You Clever Boy! [9085]

flyingaway
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Re: Roll Call for the Retirement Class of 2017!

Post by flyingaway » Sun Dec 10, 2017 11:31 am

I don't think I should be counted on this list, but I am taking an eight month sabbatical leave after this Friday (12/15). I have plans to visit Mexico in January, China, Thailand, Vietnam in February, somewhere in March and April, Peru in May-June, Europe (Germany, Belgium, Luxembourg, and Netherlands) in July-August. I might get lost in some country and don't want to come back to the States. I will have a serious taste of retirement life with the option to come back (or not).

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cfs
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Re: Roll Call for the Retirement Class of 2017!

Post by cfs » Sun Dec 10, 2017 2:12 pm

flyingaway wrote:
Sun Dec 10, 2017 11:31 am
. . . I don't think I should be counted on this list . . .
Actually, you belong on this list with an unofficial retirement date of 12/15/17. You are about to embark in an awesome adventure, and by the time you finish with the sabbaticus you will have zippo desire to get back to the same old office routine. So, have a happy retirement, stay mentally and physically active, and enjoy life. Wishing YOU and YOUR family a Merry Christmas, and thanks for reading.

p.s. This is my last post of 2017, I will not be able to post replies, closing now with my post number 3-4-5-6, praising the Lord for a very productive year for me and my family, and I am about to hit the road again!
~ Member of the Active Retired Force since 2014 ~

CLP4
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Re: Roll Call for the Retirement Class of 2017!

Post by CLP4 » Sun Dec 10, 2017 9:30 pm

Decided a couple of years ago that I would like to retire at the end of 2017. I started working part time then (practicing for retirement). My last day will be the 28th of December. I wanted to retire young enough to go travel some and enjoy life. I’m 57.

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WoodSpinner
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Re: Roll Call for the Retirement Class of 2017!

Post by WoodSpinner » Thu Dec 14, 2017 6:53 pm

All,

Well it's official, I AM RETIRED!!.

Today was my last day, had a great sendoff, a wonderful career and now its time for the next phase of life. A bit giddy, nervous, terrified, sad and ecstatic all at the same time. Laptop, Phone, Badge have all been turned in. Access terminated.

Never would have believed I would be there for 30 years.

WoodSpinner
:D

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Nicolas
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Re: Roll Call for the Retirement Class of 2017!

Post by Nicolas » Thu Dec 14, 2017 7:34 pm

WoodSpinner wrote:
Thu Dec 14, 2017 6:53 pm
All,

Well it's official, I AM RETIRED!!.

Today was my last day, had a great sendoff, a wonderful career and now its time for the next phase of life. A bit giddy, nervous, terrified, sad and ecstatic all at the same time. Laptop, Phone, Badge have all been turned in. Access terminated.

Never would have believed I would be there for 30 years.

WoodSpinner
:D
Congrats WoodSpinner!

I retired last year after 38 years with my last employer. I had a not-so-great sendoff party.

My boss let me keep my badge for nostalgia purposes though access was of course terminated. But I used it a week later to con the guard and get back into my office! Not for anything nefarious, just to return my laptop bag. It was a weird experience on the weekend with everyone gone, my desk was just as I had left it. I used the badge again at a local restaurant to get my employee discount!

I still haven't figured out retirement after 19 months. Financially I'm secure but I don't know what to do with myself much of the time. Today I mostly streamed The Paul Butterfield Blues Band.

dsronfire
Posts: 8
Joined: Thu Mar 16, 2017 6:17 pm

Re: Roll Call for the Retirement Class of 2017!

Post by dsronfire » Thu Dec 14, 2017 7:44 pm

Gave my notice on Jan 1 2017. ER at age 54. Worked since a young lad in the fields and finished with 35 years of tech. Too much high stress on-call at the end so I decided it was time to get busy living. Spend May to Oct walking the beaches of southern Maine. Working on reducing "cold" time during the remaining 6 mo.

I'm loving the freedom ER has provided and have no problems filling my day with things I decide to do. Congrats to all in retirement and keep working on your plans for those striving for retirement.

Dave.

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WoodSpinner
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Re: Roll Call for the Retirement Class of 2017!

Post by WoodSpinner » Thu Dec 14, 2017 9:03 pm

Nicolas wrote:
Thu Dec 14, 2017 7:34 pm
WoodSpinner wrote:
Thu Dec 14, 2017 6:53 pm
All,

Well it's official, I AM RETIRED!!.

Today was my last day, had a great sendoff, a wonderful career and now its time for the next phase of life. A bit giddy, nervous, terrified, sad and ecstatic all at the same time. Laptop, Phone, Badge have all been turned in. Access terminated.

Never would have believed I would be there for 30 years.

WoodSpinner
:D
Congrats WoodSpinner!

I retired last year after 38 years with my last employer. I had a not-so-great sendoff party.

My boss let me keep my badge for nostalgia purposes though access was of course terminated. But I used it a week later to con the guard and get back into my office! Not for anything nefarious, just to return my laptop bag. It was a weird experience on the weekend with everyone gone, my desk was just as I had left it. I used the badge again at a local restaurant to get my employee discount!

I still haven't figured out retirement after 19 months. Financially I'm secure but I don't know what to do with myself much of the time. Today I mostly streamed The Paul Butterfield Blues Band.
Dsronfire,

Sorry to hear you are still struggling. To be honest, that is one of my fears—not being able to adjust.

Can you share some more insights into your struggle? Did plans fall through? Feel different then expected?

TIA

:?

dsronfire
Posts: 8
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Re: Roll Call for the Retirement Class of 2017!

Post by dsronfire » Fri Dec 15, 2017 12:50 pm

Hi TIA, I believe your msg should have been directed to Nicolas. These threads can be confusing :D

invst65
Posts: 644
Joined: Thu Nov 27, 2014 11:04 am

Re: Roll Call for the Retirement Class of 2017!

Post by invst65 » Mon Dec 18, 2017 12:54 pm

I was involuntarily retired late in 2016 but got paid through the end of the year so financially speaking I consider myself a member of the class of 2017.

First year of full retirement started well. Bought myself a little fishing boat and even though I never caught a fish I had a lot of fun. Then I got back to back severe colds and will be ending the year with a case of shingles I'm still getting over.

So health wise it wasn't so great but I'm considering it a wake up call for healthier living and still counting my blessings.

Speaking of which, could we have gotten off to a better start as far as sequence of returns goes?

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Nicolas
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Re: Roll Call for the Retirement Class of 2017!

Post by Nicolas » Wed Dec 20, 2017 6:35 pm

WoodSpinner wrote:
Thu Dec 14, 2017 9:03 pm
Nicolas wrote:
Thu Dec 14, 2017 7:34 pm
WoodSpinner wrote:
Thu Dec 14, 2017 6:53 pm
All,

Well it's official, I AM RETIRED!!.

Today was my last day, had a great sendoff, a wonderful career and now its time for the next phase of life. A bit giddy, nervous, terrified, sad and ecstatic all at the same time. Laptop, Phone, Badge have all been turned in. Access terminated.

Never would have believed I would be there for 30 years.

WoodSpinner
:D
Congrats WoodSpinner!

I retired last year after 38 years with my last employer. I had a not-so-great sendoff party.

My boss let me keep my badge for nostalgia purposes though access was of course terminated. But I used it a week later to con the guard and get back into my office! Not for anything nefarious, just to return my laptop bag. It was a weird experience on the weekend with everyone gone, my desk was just as I had left it. I used the badge again at a local restaurant to get my employee discount!

I still haven't figured out retirement after 19 months. Financially I'm secure but I don't know what to do with myself much of the time. Today I mostly streamed The Paul Butterfield Blues Band.
Dsronfire,

Sorry to hear you are still struggling. To be honest, that is one of my fears—not being able to adjust.

Can you share some more insights into your struggle? Did plans fall through? Feel different then expected?

TIA

:?
As Bartleby the Scrivener said, I prefer not to. :)

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Thu Dec 21, 2017 6:23 pm

Calling all 2017 retirees!

The final-except-we're-never-really-final Roll Call for the Retirement Class of 2017 is coming to a close 8-)

We're having our Wild Retirement Class of 2017 Party, so let us know if you're joining :D

Miriam2
Posts: 2356
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Thu Dec 21, 2017 9:32 pm

Teague wrote: I'm heading over to enter my name on the roll of the Retirement Class of 2017!

I am thrilled and proud to join everyone here in their new beginning!

For background, and to see how stellar Bogleheads can be, this thread - viewtopic.php?f=2&t=230870 - shows the tremendous help I had in making this major decision.
Thank you all! :D
vested1 wrote: Just checking up on you Teague. Make sure you mention the exact day of your retirement so that others can razz you about getting out one day sooner. Congrats.
Teague wrote: Thanks for keeping me honest! :D
Once I get the technicalities figured I'll announce the exact day! :sharebeer
Hi Teague! Welcome to the Class!

As you can see, we're all checking up on you :happy

Did you get your technicalities figured out? We enjoyed reading your other thread - you certainly had a lot of enthusiasm for your upcoming retirement and it seemed the entire Boglehead forum was chiming in with all kinds of help and - what with a narcissist sociopath boss :shock: - there was a lot of commiseration also :beer

Let us know the details - and if you need any further help, here's your nautical whiskey signal flag to post for "Help! Need Assistance! Send Whiskey!"
Image

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sat Dec 23, 2017 1:27 pm

CLP4 wrote: Decided a couple of years ago that I would like to retire at the end of 2017. I started working part time then (practicing for retirement). My last day will be the 28th of December. I wanted to retire young enough to go travel some and enjoy life. I’m 57.
Welcome to this Highly Esteemed Retirement Class, CLP4! Practice makes perfect :D

So where are you traveling and how will you enjoy life?

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sat Dec 23, 2017 7:32 pm

ccieemeritus wrote: I early-retired in mid-June. I worked as an IT guy for 25 years. Was on-call for 22 of those years. I remember getting paged out of The Tigger Movie (with my young daughter) because a hacker DDOS-attacked my employer's website. I don’t like hackers! I missed my son's birthdays 2013-2016 due to travel. I got paged on 9/11/01 to improve web performance from my employer to cnn.com.

I used to love my job but since 2011 the stress of being responsible for “keeping things running” was getting to me. I began to get work headaches. My Mom's medical condition was deteriorating so retiring in June let me help and spent time with her.

I put every penny possible into my 401k from my first job after college. Two of the four high tech companies I worked for did very well during my tenure. My wife also works in high tech and is also a saver. She’d go insane not working so she still works. I used to like gadgets but was cured around 2000. We don’t need or buy “stuff”.

For my son's 2017 birthday we gave him the statements for his 529 and Coverdell. I was able to do that in person this year.

Our only compromise is our 1450 square foot house in a very HCOL area. We like the area and have chosen not to relocate. But a walk-in closet would be nice.
Ccieemeritus,

What a nice post! Thank you so much for sharing your road to retirement with us :happy

Being perpetually on-call and being responsible for "keeping things running" certainly burns out the spontaneity of life after a while. Your examples of how your on-call responsibilities took over your personal life are very poignant.

You have many good things that came out of your long work in IT, however, namely :moneybag and now you can enjoy your well-earned retirement - in person and OFF-CALL :D Please let us know how retirement goes.

I need to share your on-call life with my techie millennial son - who complains he has to be on-call for an entire week every three months :shock:

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Mon Dec 25, 2017 7:22 pm

dsronfire wrote: Gave my notice on Jan 1 2017. ER at age 54. Worked since a young lad in the fields and finished with 35 years of tech. Too much high stress on-call at the end so I decided it was time to get busy living. Spend May to Oct walking the beaches of southern Maine. Working on reducing "cold" time during the remaining 6 mo.

I'm loving the freedom ER has provided and have no problems filling my day with things I decide to do. Congrats to all in retirement and keep working on your plans for those striving for retirement.
Dave
Congratulations on your early retirement! Working in the fields as a lad then 35 years in high-stress IT - it's time to enjoy the rest of your life. "Walking the beaches of southern Maine" sounds like an enjoyable stress-free beginning to a wonderful retirement 8-)

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Wed Dec 27, 2017 11:55 pm

invst65 wrote: I was involuntarily retired late in 2016 but got paid through the end of the year so financially speaking I consider myself a member of the class of 2017.
Done! You're in the Awe-Inspiring Class of 2017 :D
First year of full retirement started well. Bought myself a little fishing boat and even though I never caught a fish I had a lot of fun.
Talk to Boglehead Siamond - he knows how to catch fish. But then, after doing all that work, he lets them go :confused
siamond wrote: Image
invst65 wrote: I got back to back severe colds and will be ending the year with a case of shingles I'm still getting over.
So health wise it wasn't so great but I'm considering it a wake up call for healthier living and still counting my blessings.
Speaking of which, could we have gotten off to a better start as far as sequence of returns goes?
Invst65 - we're glad you're feeling better health-wise, eating better food-wise and enjoying this spectacular beginning of retirement sequence of returns - may all these good things continue throughout your retirement :beer

goalie
Posts: 151
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Re: Roll Call for the Retirement Class of 2017!

Post by goalie » Fri Dec 29, 2017 7:54 pm

2017 was a year that I will never forget. I was let go by a company that recruited me by offering a 25% pay increase in the fall of 2015. The culture was a nightmare. No support or feedback. Just back-stabbing, fake smiles and whispers. Had a bad feeling that I was getting released. Funny though, I drove home with a sense of relief. But I was 52 years old, laid off and no clue what to do.
I felt so burnt and abused that I decided to take a month to figure out a path that made sense. I decided that working for others was no longer for me. Investing almost half of my retirement money and some borrowed money, I've partnered up with the best guy that I've worked for and we acquired a business very similar to what we were both doing since the 90's.
We will be starting to make this acquisition our own as the calendar turns to a new year. We're invigorated and recharged. But most of all, we are in charge and ready to go. It took 11 months of reading, research, meetings, coaching and investigation to assemble all of the pieces necessary to move forward.
I posted here because I feel retired after 36 years of mostly working for others (some 1099 years in 80's). This will be hard to do but well worth it.

Exit105
Posts: 18
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Re: Roll Call for the Retirement Class of 2017!

Post by Exit105 » Fri Dec 29, 2017 10:46 pm

Officially retired Dec 30, 2017. 30 years with industry leader and 40 years overall. Feeling blessed for picking a winner! Age 63.

RetiredInTN2017
Posts: 16
Joined: Sat Dec 30, 2017 9:36 am

Re: Roll Call for the Retirement Class of 2017!

Post by RetiredInTN2017 » Sat Dec 30, 2017 5:09 pm

This is my first post:

Took a company offered severance package in December 2016. Started in January 2016 receiving 48 weeks of severance checks and 5 weeks lump sum pay for vacation which ended in December 2016. This severance package included health insurance for both my wife and I. So I did not officially declare retirement until January 2017 at the age of 67 and started drawing my SS in March of 2017 after I turned 68 years old. Vanguard was our 401K account with my company so it was simple to move into a IRA with VG. Traveled in Europe, Florida and Mexico in 2016. Except for a short trip to Mexico in 2017 have basically stayed in TN in 2017 except when I traveled to play in softball tournaments. Made playing senior softball my fun thing to do and played golf and pickleball the fun things wife and I to do together. Will travel to Costa Rica this winter for a 9 day tour.

I love being retired. Was grateful for the severance package that basically gave another full year of being paid. Felt like I hit a lottery ticket. Maxed out my 401K contributions over the last 10 years and stayed in the stock mutual funds at 60 to 70%. Have not taken any with drawls yet because I am trying to keep my income below $65K annually so wife who is only 60 can get a huge subsidy for health care cost. That will change when I am 70 1/2.

In September linked both my wife and mine brokerage and IRA's then signed up to have them managed by a VG CFP. I really liked managing the accounts myself but wanted them managed correctly for my wife in case something happened to me.

I curious how many retires with VG use CFP's to manage their savings?

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sat Dec 30, 2017 7:59 pm

RetiredInTN2017 wrote: This is my first post:
Welcome to the Bogleheads!
Took a company offered severance package in December 2016. . . . I love being retired. Was grateful for the severance package that basically gave another full year of being paid. Felt like I hit a lottery ticket. Maxed out my 401K contributions over the last 10 years and stayed in the stock mutual funds at 60 to 70%. Have not taken any withdrawals yet because I am trying to keep my income below $65K annually so wife who is only 60 can get a huge subsidy for health care cost. That will change when I am 70 1/2.

Congratulation on joining our Fabulous Retirement Class of 2017 :D And we certainly enjoyed your detailed retirement report! We can see how you love being retired 8-)

Made playing senior softball my fun thing to do and played golf and pickleball the fun things wife and I to do together.
Do you mean pickles playing ball Image ??

or playing ball with pickles? Image ??

:D

Miriam2
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Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sat Dec 30, 2017 8:00 pm

RetiredInTN2017 wrote: In September linked both my wife and mine brokerage and IRA's then signed up to have them managed by a VG CFP. I really liked managing the accounts myself but wanted them managed correctly for my wife in case something happened to me.

I am curious how many retirees with VG use CFP's to manage their savings?
We have a Question for our fellow Bogleheads :?: How many retirees with VG use CFP's to manage their savings?

RetiredInTN2017 - Is an account managed by a Vanguard CFP different than an account with a Vanguard PAS (Personal Advisor Service)?
Last edited by Miriam2 on Sat Dec 30, 2017 8:40 pm, edited 1 time in total.

Miriam2
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Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sat Dec 30, 2017 8:13 pm

goalie wrote: 2017 was a year that I will never forget. I was let go by a company that recruited me by offering a 25% pay increase in the fall of 2015. The culture was a nightmare. No support or feedback. Just back-stabbing, fake smiles and whispers. Had a bad feeling that I was getting released. Funny though, I drove home with a sense of relief. But I was 52 years old, laid off and no clue what to do.

I felt so burnt and abused that I decided to take a month to figure out a path that made sense. I decided that working for others was no longer for me. Investing almost half of my retirement money and some borrowed money, I've partnered up with the best guy that I've worked for and we acquired a business very similar to what we were both doing since the 90's.

We will be starting to make this acquisition our own as the calendar turns to a new year. We're invigorated and recharged. But most of all, we are in charge and ready to go. It took 11 months of reading, research, meetings, coaching and investigation to assemble all of the pieces necessary to move forward.

I posted here because I feel retired after 36 years of mostly working for others (some 1099 years in 80's). This will be hard to do but well worth it.
Goalie, that's quite a story! I'm invigorated and recharged just reading your account! I see how you "feel retired" even though you're starting out on a new business adventure. Reminds me of the success stories in the book The Millionaire Next Door by Thomas Stanley.

:?: Are you "retired" for the Retirement Class?

The Retirement Roll Call uses Lady Victoria's definition of "retirement" = there is no strict definition :D

According to the Lady, a Boglehead's inclusion in the roll call is based on self-reporting.

In other words, if you feel you are retired, even though you are still busy, doing temporary work, training your poor replacements for your irreplaceable position, engaged in easy work or a hobby, paid or unpaid or underpaid - when you feel you have punched out of the rat race - then you are retired :D :D

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sat Dec 30, 2017 8:36 pm

Exit105 wrote: Officially retired Dec 30, 2017. 30 years with industry leader and 40 years overall. Feeling blessed for picking a winner! Age 63.
Today's THE DAY! Welcome to the Retirement Roll Call for the Outstanding Class of 2017! Working 40 years, mostly with an industry leader, is something to be very proud of :D Now you can look forward to a long well deserved retirement with the open road ahead of you.

"Spend your days doing what you are passionate about and your evenings with friends and family."

This ^^ is from Jonathan Clements. Next year, Exit105, sign up for the Bogleheads Conference and meet Mr. Clements (and Mr. Bogle) in person.
:D :D

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MichaelRpdx
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Re: Roll Call for the Retirement Class of 2017!

Post by MichaelRpdx » Sun Dec 31, 2017 12:23 am

Miriam2 wrote:
Sat Dec 30, 2017 8:00 pm
We have a Question for our fellow Bogleheads :?: How many retirees with VG use CFP's to manage their savings?
We use a simple four fund portfolio approach. Life Strategy funds for my wife, the individually selected four funds for me. With that much simple a CFP isn't needed.
Be Appropriate && Follow Your Curiosity

Miriam2
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Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Sun Dec 31, 2017 3:10 pm

The year is coming to a close and we have 69 very happy graduates for 2017 :D

So far, our youngest retiree is Lostdog at age 41 8-) and our oldest retirees are Rennale and RetiredInTN2017 at age 67 :D

Our most senior Boglehead to graduate is Gort, who joined this Bogleheads.org forum in March 2007, less than a month after the forum began.

Congratulations to our 2017 Graduates!! :sharebeer
01 Jan - invst65
01 Jan - MichaelM (63.5)
01 Jan - Sandtrap
01 Jan - dsronfire (54)
03 Jan - oldcomputerguy
04 Jan - bcboy57 (66)
30 Jan - Tom1320 (54)
31 Jan - Lance
__ Jan - quantAndHold
__ Jan - lostdog (41)
__ Jan - RetiredInTN2017 (67)
08 Feb - mrc
28 Feb - munemaker
01 Mar - Johnora
03 Mar - LadyIJ
17 Mar - Mlm (62)
31 Mar - galectin
01 Apr - iceport (55)
01 Apr - Whiggish Boffin
28 Apr - akblizzard
30 Apr - Treeman16 (66)
__ Apr - vg55
01 May - Dday123 (54)
12 May - 50ismygoal (50)
19 May - boglefannyc
15 Jun - sil2017
15 Jun - rick2427 (57)
__ Jun - ccieemeritus
05 Jul - Just sayin
07 Jul - bikechuck
07 Jul - Theseus (50)
11 Jul - 1year23 (59)
14 Jul - chw
31 Jul - peregrine
31 Jul - r60rider
31 Jul - Gort (64)
__ Jul - Church Lady (59)
01 Aug - SR II
01 Sep - MandyT
01 Sep - MisterBill (61)
01 Sep - rennale (67)
15 Sep - MichaelRpdx
29 Sep - mcblum
30 Sep - Tracyfaa (56)
30 Sep - ColoRetiredGirl
01 Oct - STINGRAY75 (60)
01 Oct - BuBuHead (59)
18 Oct - TG2 (58)
19 Oct - SimplicityNow
27 Oct - Teague (58)
03 Nov - SneakyFast1 (54)
06 Nov - Soul.in.Progress (46)
01 Dec - Sandman62 (55)
01 Dec - dratkinson
01 Dec - bhluckyusaguy (61)
10 Dec - best2u
15 Dec - WoodSpinner
15 Dec - flyingaway
28 Dec - CLP4 (57)
30 Dec - Exit105 (63)
31 Dec - SHL (62)
31 Dec - stevegpt
__ Dec - Geronkas
__ ___ Riverstwo (58)
__ ___ Tycoon
__ ___ songman52
__ ___ Ashley1748
__ ___ WolfgangPauli (55)
__ ___ goalie (52)

In perpetual perambulation :happy
TheTimeLord (class of 2014/2015/2016/2017/2018 . . to infinity and beyond! . .)

:arrow: Please check IN if you checked OUT this year!! :arrow: and let me know if there are any corrections.

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cfs
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Re: Roll Call for the Retirement Class of 2017!

Post by cfs » Mon Jan 01, 2018 11:12 am

Happy New Year and congratulations to the graduating Retirement Class of 2017.

As a reminder, we have FIVE conversations on the "Retirement Series." For anyone not on the list, it is time to get onboard.

IF you missed the boat, just click on the applicable link and add your name to the list.

Link to Retirement Class of 2014

Link to Retirement Class of 2015

Link to Retirement Class of 2016

Link to Retirement Class of 2017

Link to Retirement Class of 2018

Thanks to our shipmate Miriam for keeping all the listings updated. Good luck to all our Retirement Class graduates! And to all the forum members, thanks for reading.

p.s. Alumnus, Retirement Class of 2014
~ Member of the Active Retired Force since 2014 ~

goalie
Posts: 151
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Re: Roll Call for the Retirement Class of 2017!

Post by goalie » Mon Jan 01, 2018 12:21 pm

2017 was a year that I will never forget. I was let go by a company that recruited me by offering a 25% pay increase in the fall of 2015. The culture was a nightmare. No support or feedback. Just back-stabbing, fake smiles and whispers. Had a bad feeling that I was getting released. Funny though, I drove home with a sense of relief. But I was 52 years old, laid off and no clue what to do.

I felt so burnt and abused that I decided to take a month to figure out a path that made sense. I decided that working for others was no longer for me. Investing almost half of my retirement money and some borrowed money, I've partnered up with the best guy that I've worked for and we acquired a business very similar to what we were both doing since the 90's.

[/quote]We will be starting to make this acquisition our own as the calendar turns to a new year. We're invigorated and recharged. But most of all, we are in charge and ready to go. It took 11 months of reading, research, meetings, coaching and investigation to assemble all of the pieces necessary to move forward.

I posted here because I feel retired after 36 years of mostly working for others (some 1099 years in 80's). This will be hard to do but well worth it.
[/quote]

Goalie, that's quite a story! I'm invigorated and recharged just reading your account! I see how you "feel retired" even though you're starting out on a new business adventure. Reminds me of the success stories in the book The Millionaire Next Door by Thomas Stanley.

:?: Are you "retired" for the Retirement Class?

The Retirement Roll Call uses Lady Victoria's definition of "retirement" = there is no strict definition :D

According to the Lady, a Boglehead's inclusion in the roll call is based on self-reporting.

In other words, if you feel you are retired, even though you are still busy, doing temporary work, training your poor replacements for your irreplaceable position, engaged in easy work or a hobby, paid or unpaid or underpaid - when you feel you have punched out of the rat race - then you are retired :D :D
[/quote]

I consider that I am "retired from toiling for others" and embarking on a path of serving my customers, employees and my sanity. I'll be working my own hours, from my house and the road.

Miriam2
Posts: 2356
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2017!

Post by Miriam2 » Mon Jan 01, 2018 7:29 pm

cfs wrote: Happy New Year and congratulations to the graduating Retirement Class of 2017.
Welcome back, cfs!! Hope you had another good retirement adventure :D

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