Sacramento, CA Area Chapter - Master Thread

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Sacramento Bogleheads’ 40th Meeting

Post by digarei » Thu Aug 09, 2018 2:39 am

. ...
REMINDER


The next meeting of Sacramento Area Bogleheads is upon us!... Saturday, August 11, 2018 @ 10:30am
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Meeting agenda: see below. ....... After meeting brunch: Ink Eats & Drinks




📶 Diversify, Allocate or Rebalance?

Rekenthaler’s article reviewed by David B.


How to Survive an Inheritance! 🔚🔜

Confessional, Tutorial, Discussion *




* Tutorial: a rapid walkthrough of asset allocation techniques by Greg D.

...
Please remember to bring your name badge if you have one. Topics outlined above.
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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Sun Aug 19, 2018 11:36 pm

. ...
This thread has been updated with information about Sacramento Area Bogleheads' next meeting

in the month of September 2018
.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Read the first post for more information. The next public meeting takes place on September 15, 2018.


3R 442x306 7ycmBCP
Image



.. Bruce B. presents...

- Charting the Future by Controlling Cash Flow -
CF 848x730 5vj7z8Q
Image
  • The above depticts an older version of the spreadsheet


Sacramento Area Bogleheads (SABH) local chapter #61 meets every month on Second Saturday in midtown —
except THIS month, when we will meet on the 3rd Saturday!

...
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not this month ... next month ... S A B H mtg notice

Post by digarei » Tue Aug 28, 2018 5:59 am

...
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday except this one sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bhs will meet on the third saturday this monthstill in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
september fifteenth leheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads meets one five a saturday every month in sacramento
sacramento area bogleheads meets on second saturday every month in sacramento
sacramento area bogleheads to meet the third saturday on fifteenth in sacramento
september area bogleheads meets on third saturday on the fifteenth in sacramento


sacramento area bogleheads meets the third saturday in september on the fifteenth

...
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Sacramento, CA Area Chapter - Waz Up?

Post by digarei » Tue Sep 11, 2018 11:35 pm

Short Notice


We have a meeting coming up... this Saturday, Sept 15

For more informantion, see the last two posts or the text below.

To attend, email the contact info requested on the first post to:

Sacramento.Bogleheads@gmail.com

▫️ ◽️ ◻️

Charting the Future by Controlling Cash Flow

Bruce B. will present an updated version of his ‘Cash Flow’ spreadsheet,
a multi-function tool that documents your assets & liabilities, investments,
asset allocation, savings and budget (income and expenses). Features a one-
page snapshot showing annual cash flow and a twenty-year financial forecast.

This meeting only: scheduled for the 3rd Saturday of the month.

Segment #2 - Charting the Future

Come prepared to discuss 1 or 2 of your financial goals with the group.

▫️ ◽️ ◻️

We always try to make time to answer general investing questions.
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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Sun Sep 30, 2018 11:46 pm

.
...
This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on Oct 13.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See the first post to learn about the topic scheduled for Oct 2018. RSVP required.

If you're a member of this forum and reside in Sacramento or the surrounding area you owe it to yourself to check us out.
We're a group of friendly people who enjoy talking about personal finance and investing and you're welcome to join us.


• Send an email with the info requested (in first post) to: Sacramento.Bogleheads@gmail.com
...


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Sacramento Area Bogleheads - Oct 13 2018

Post by digarei » Fri Oct 05, 2018 6:59 pm

...
What does it mean to

Stand on the Shoulders of Giants?
.
Most people have one or more books or authors that have made an impact on
their thinking but you may wish to share an epiphany that you experienced or talk
about other influences or motivations that helped you reach your present course.

.
digarei wrote:
Sun Sep 30, 2018 11:46 pm
.
...
This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on Oct 13.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See the first post to learn about the topic scheduled for Oct 2018. RSVP required.

If you're a member of this forum and reside in Sacramento or the surrounding area you owe it to yourself to check us out.
We're a group of friendly people who enjoy talking about personal finance and investing and you're welcome to join us.


• Send an email with the info requested (in first post) to: Sacramento.Bogleheads@gmail.com
...

THIS MONTH: Standing on the Shoulders of Giants

Read the first post to learn more! RSVP required.
...
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Sacramento Area Bogleheads - Blogs & Podcasts

Post by digarei » Sun Oct 07, 2018 7:38 am

.
Sacramento Area Bogleheads - Blogs & Podcasts

has been updated with new content.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See Sacramento Area Bogleheads ~ Blogs and Podcasts




🎙 . Recommended by members of Sacramento Area Bogleheads
.
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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Sat Nov 03, 2018 2:24 am

.
...
This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on Nov 10.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See the first post to learn about the topics scheduled for Nov 2018. RSVP required.

If you're a member of this forum and reside in Sacramento or the surrounding area you owe it to yourself to check us out.
We're a group of friendly people who enjoy talking about personal finance and investing and you're welcome to join us.


• Send an email with the info requested (in first post) to: Sacramento.Bogleheads@gmail.com
...


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Socrates28
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where does this chapter meet?

Post by Socrates28 » Sat Nov 03, 2018 6:58 pm

I live about 15 miles north of Sacramento.....thanks

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Re: where does this chapter meet?

Post by digarei » Sat Nov 03, 2018 8:25 pm

Socrates28 wrote:
Sat Nov 03, 2018 6:58 pm
I live about 15 miles north of Sacramento.....thanks
We meet in midtown Sacramento. If you’d like to attend our next meeting, please

Send an e-mail to
Sacramento.Bogleheads@gmail.com

RSVP soon! must be rcv'd on or before Nov 7

Include the following info:

a. [First Last] Name
b. [Forum] User name
c. E-mail address
d. Cell phone number
e. City

I’ll respond with exact location & chapter overview.
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Re: Sacramento, CA Area Chapter - Master Thread

Post by Socrates28 » Sat Nov 03, 2018 9:15 pm

what time do you meet as I work until 5:00....many thanks, Todd

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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Sat Nov 03, 2018 10:05 pm

Socrates28 wrote:
Sat Nov 03, 2018 9:15 pm
what time do you meet as I work until 5:00....many thanks, Todd
Hi Todd,

Sacramento Area Bogleheads meet on the Second Saturday of each month, from 10:30 AM to 12:30 PM.

We’ve talked about meeting on Tuesday evenings in addition to our second Saturday event but haven’t drawn enough interest to date. I would be open to facilitating such a meeting if at least five other people want to attend.

- Greg
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Re: Sacramento, CA Area Chapter - Master Thread

Post by Peter Foley » Sat Nov 03, 2018 10:32 pm

Hi Greg.

I'm on the steering committee of the MN Bogleheads group. I have communicated with someone from your group in the past. We would be happy to share information with you if you are interested.

A few things we are curious about:

You meet monthly. About how many people attend? Do you have set topics for each meeting or do you set the agenda at the beginning of each meeting?

I ask these questions because there are six of us on the MN steering committee and we often serve as plenary session leaders and small group moderators. Our meetings are now only 3 times per year because, quite frankly, we have grown to the point where a meeting is a lot of work and we are getting burned out. Average attendance has been in the 80 to 90 range for the past couple years.

Information as to how other groups are fairing would be helpful to us as we move forward.

Thanks in advance.

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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Sun Nov 04, 2018 12:03 am

Peter Foley wrote:
Sat Nov 03, 2018 10:32 pm
Hi Greg.

I'm on the steering committee of the MN Bogleheads group. I have communicated with someone from your group in the past. We would be happy to share information with you if you are interested.

A few things we are curious about:

You meet monthly. About how many people attend? Do you have set topics for each meeting or do you set the agenda at the beginning of each meeting?

I ask these questions because there are six of us on the MN steering committee and we often serve as plenary session leaders and small group moderators. Our meetings are now only 3 times per year because, quite frankly, we have grown to the point where a meeting is a lot of work and we are getting burned out. Average attendance has been in the 80 to 90 range for the past couple years.

Information as to how other groups are fairing would be helpful to us as we move forward.

Thanks in advance.
I believe we exchanged emails a year or two ago.

Did you read my post to the thread in April that covered this (“Improving Local Chapter Meetings” see link below)?

viewtopic.php?f=9&t=246535&p=3881469#p3880307


We meet more often than Minnapolis but so far have remained a much smaller group, averaging about 15 people each month.

Topics are usually decided a month or two in advance. I will send you a PM
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Sacramento Area Bogleheads - Meeting #43

Post by digarei » Tue Nov 06, 2018 1:08 pm

. ...
REMINDER


The next meeting of Sacramento Area Bogleheads is upon us!... Saturday, November 10, 2018 @ 10:30am
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Meeting agenda: see below. .......

digarei wrote:
Sat Nov 03, 2018 2:24 am
.
...
This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on Nov 10.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See the first post to learn about the topics scheduled for Nov 2018. RSVP required.

If you're a member of this forum and reside in Sacramento or the surrounding area you owe it to yourself to check us out.
We're a group of friendly people who enjoy talking about personal finance and investing and you're welcome to join us.


• Send an email with the info requested (in first post) to: Sacramento.Bogleheads@gmail.com
...


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Sacramento Bogleheads COMING SOON

Post by digarei » Mon Nov 19, 2018 2:02 am

Crystal Ball 400x766 DOl2r26
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Coming Soon: THE FUTURE OF INVESTING - December 8, 2018
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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Fri Nov 23, 2018 11:46 pm

Small Crystal Ball 302x372 DR0A2Mg
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. . . . What Does The Future Hold For You?
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In Five Days

Post by digarei » Mon Dec 03, 2018 5:32 pm

...
  • THE FUTURE OF INVESTING

▪️ What are the prospects for your early retirement?

▪️ What trends & economic factors will most impact investors?

...
5 . D A Y S .

from today the members of Sacramento Area Bogleheads will be meeting in midtown
(see the first post in this thread). We meet to discuss all aspects of personal finance
and investing each month on Second Saturday.

Reservations are now being accepted for this meeting through Dec 5:

December 8, 2018

10:30 am

...
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Sacramento Area Bogleheads - Meeting #44

Post by digarei » Fri Dec 07, 2018 3:22 pm

. ...
REMINDER


The next meeting of Sacramento Area Bogleheads is upon us!... Saturday, December 8, 2018 @ 10:30am
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Meeting agenda: see below. .......

digarei wrote: .
...
This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on Dec 8.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See the first post to learn about the topics scheduled for Dec 2018. RSVP required.

If you're a member of this forum and reside in Sacramento or the surrounding area you owe it to yourself to check us out.
We're a group of friendly people who enjoy talking about personal finance and investing and you're welcome to join us.


• Send an email with the info requested (in first post) to: Sacramento.Bogleheads@gmail.com
...


THIS MONTH: The Future of Investing
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Sacramento meeting announcement

Post by digarei » Mon Jan 07, 2019 10:17 pm

...
OPEN FORUM

Topic suggestions plus questions taken on any investing subject

.
...
This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on Jan 12.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See the first post to learn about the topic scheduled for Jan 2019. No RSVP required.

If you're a member of this forum and reside in Sacramento or the surrounding area you owe it to yourself to check us out.
We're a group of friendly people who enjoy talking about personal finance and investing and you're welcome to join us.


• For more information, send an email to: Sacramento.Bogleheads@gmail.com
...


THIS MONTH: OPEN FORUM
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In Three Days

Post by digarei » Wed Jan 09, 2019 1:42 pm

...
  • Sacramento Area Bogleheads’ OPEN FORUM

▪️ This is our annual free-style event—all financial subjects: Investor Q & A

▪️ Bring a topic for discussion or just come to listen...

...
3 . D A Y S .

from today the members of Sacramento Area Bogleheads will be meeting in midtown
(see the first post in this thread). We meet to discuss all aspects of personal finance
and investing each month on Second Saturday.

Send an email to obtain meeting location ~ Sacramento.Bogleheads@gmail.com


No reservations are needed to attend this months’s meeting:

January 12, 2019

10:30 am

...
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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Thu Jan 17, 2019 1:44 pm

.
...
This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on Feb 9.
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

See the first post to learn about the topics scheduled for Feb 2019. RSVP required.

If you're a member of this forum and reside in Sacramento or the surrounding area you owe it to yourself to check us out.
We're a group of friendly people who enjoy talking about personal finance and investing and you're welcome to join us.


• Send an email with the info requested (in first post) to: Sacramento.Bogleheads@gmail.com
...


THIS MONTH: John C. Bogle - In Memorium | Safe Withdrawal Rate
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Sacramento Area Bogleheads - Feb 9 2019

Post by digarei » Wed Jan 30, 2019 3:21 pm

...
Discussion Topic #1

The Legacy of John C. Bogle
.
Members who had personal interactions with John Bogle over the years will share their stories with the group; and others who knew him from his books or speeches are likewise invited to give their thoughts and impressions.
.

Read the first post to learn more! RSVP required.
...
Last edited by digarei on Fri Feb 15, 2019 7:07 am, edited 1 time in total.
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Sacramento ~ February 9

Post by digarei » Sat Feb 02, 2019 3:24 pm

...
S a c r a m e n t o A r e a B o g l e h e a d s
------------------------------------------------------
Sacramento Bogleheads - Local Chapter #61



Attention: SABH Members

If you haven't yet replied to the RSVP request and hope to attend the

Feb 9 meeting this coming Saturday, please do so as soon as possible.

We currently have 25 30 persons confirmed for Saturday's meeting.


...
sacramento area bogleheads meets on second saturday every month in sacramento
...
Last edited by digarei on Tue Feb 05, 2019 2:53 pm, edited 1 time in total.
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Re: Sacramento, CA Area Chapter - Master Thread

Post by digarei » Tue Feb 05, 2019 12:13 pm

...

Reservations are CLOSED for February 9, 2019

We have exceeded the room capacity with the number of RSVPs for our upcoming meeting on February 9. Apologies to those who were unable to confirm before today.

Our next meeting is scheduled on March 9.

Thank you for understanding.

We are in the process of looking for a larger room for future meetings... please check back soon.
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SABH Meeting Summary Feb 9 2019

Post by digarei » Sun Feb 10, 2019 2:36 am

...
S a c r a m e n t o A r e a B o g l e h e a d s
------------------------------------------------------
Sacramento Area Bogleheads - Meeting #46



The Legacy of John C. Bogle
.

Image
Feb 2019 agenda 900x549 dWEn3Ig

. Meeting Summary ... SABH ...February 9, 2019
.
Thanks to everyone who attended today’s event. We expected a large group but didn’t realize that 26 of us meeting together would fog up the windows! Special thanks to those who drove an hour (or two, or three) to participate.

David B gave an excellent presentation on the research behind Safe Withdrawal Rates and a number of people spoke about what it means to be a Boglehead, Jack Bogle’s legacy and what it means for investors.

History will favor the ideals, principles and tenacity of John Bogle. His dogged pursuit of corporate honesty and accountability, and his insistence that the (average) retail investor be accorded a fair return on their money alone made this flawed human being exceptional and significant. He was certainly a paradox, capable of exhibiting an ego of prodigious dimension and at the same time impressing those he met with his humility and self-effacement. Both attributes seemed genuine. We will miss the intelligence and candor evidenced in his writing and speaking but also his amiable personality and generosity.

An observation in the form of a question:


  • Will we still be calling ourselves “Bogleheads” five years from now?

    — or will this designation fall into disuse over time?

In 1971, Richard Nixon either said or didn’t say, "We are all Keynesians now." 1 Nearly 50 years later, this identification is still very much in use, frequently cited by both conservative and liberal economists (though perhaps with different meaning or context). Will investors of the future affirm, "We are all Bogleheads now?”

Most of those present felt the appellation would survive but not everyone agreed with the first definition proposed: ‘To be a Boglehead is to be frugal.’ The majority felt this to be a sound statement, albeit incomplete. A few of us protested: not all Bogleheads are frugal. We did agree that Bogleheads are strongly predisposed to living beneath their means. Does being a Boglehead imply discipleship? The coordinator thought that this carries things too far.

Respect and admiration, personal regard, adherence to the many financial management principles John Bogle promulgated but did not invent (e.g. delayed gratification; diversify across broad market funds/ETFs; a share of your portfolio should be in fixed income; contribute often to retirement accounts; keep costs low; ignore market gyrations, financial pundits & popular fads), adopt a philosophy that prioritizes human beings over financial gain, practice equity (fairness)... and so on. These are all fine attributes or good advice. Even so, we’re not obligated to become a follower or zealot on the path to investing perfection. 2 There are no sacred texts in investing. 3

What do Bogleheads practice? Many of us invest in index mutual funds—but not everyone. Buy and hold? Uh, huh. Low cost investing? We came close to reaching consensus on this one; it’s important to manage cost.


After the meeting was adjourned, a sizable contingent met for lunch/beer at Centro Cocina Mexicana on 27th & J Street.



Notes

1 Economist Milton Friedman likely coined this. Nixon adopted it as conventional wisdom.

2 Jack was confident that US investors need not invest in international equities, that US businesses would continue to perform into the future. So far, at least in recent years, he’s been right. Some day, this advice may not be as relevant. ‘Bogleheads’ seek to understand investing and, like Jack, always entertain the possibility that they could be mistaken.

3 ‘No sacred texts’ but there are some darn good quotes, many authored or adapted by John Bogle.

4 Links to the meeting audio, presentation slides and SWR spreadsheet were e-mailed to members on Feb 10.



▫️ ▫️ ▫️


Next meeting is in 28 days .... on March 9, 2019.

Mark your calendars!

...
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