Roll Call for the Retirement Class of 2015!

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sat Feb 07, 2015 12:59 pm

The Wizard wrote:To answer island's question, picking a specific date depends a lot on your individual circumstances...


In my case, the final retirement date was determined by my employer's offer of an incentive. After the incentive was announced, I worked two months longer than I had initially planned.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

GerryL
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Re: Roll Call for the Retirement Class of 2015!

Postby GerryL » Sat Feb 07, 2015 2:45 pm

In response to Island's question about the way to pick a date to retire:

If you want to optimize any financial perks, you need to look at how your company times various payouts, including bonuses. At my former company, late spring is the sweet spot. Annual raises and stock grants hit in early April, so retiring before then may leave some unvested grants on the table -- or even sacrifice a whole new set of grants if you leave before the annual evaluation in March.

I had long plotted to leave in early May (2015). My voluntary separation offer required me to leave by early July (2014), so I was still fine. Also got prorated for a half year on various bonus programs. (Final payments showed up this week!)

If you want to maximize employer healthcare coverage, be sure to leave at the beginning of the month. Generally your coverage will continue until the end of the month. I was eligible for a year of paid COBRA, and by leaving in early July I end up with 13 months of paid coverage.

All these kinds of details will vary by employer, so be sure you figure out how to get the best deal for your situation. I've known people to leave tens of thousands of dollars behind simply because they didn't want to wait a few more months to reach an eligibility milestone. As long as that's a choice and not an oversight.

anncatchingup
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Re: Roll Call for the Retirement Class of 2015!

Postby anncatchingup » Sat Feb 07, 2015 4:06 pm

Happy to see this thread. I enjoyed following the Class of 2014 and originally planned to retire in October. However, my employer asked me to work part time through the end of the year to help with the transition. So I worked one day a week and used vacation time through mid-January. Earned some paid holidays and a few other employer paid perks while I was at it. My retirement date was January 24th, 2015. Woo hoo! So happy to be part of this group (finally ). DH retired mid 2013. I'm 66. I'm looking forward to doing what I want to when I want to. What freedom! What bliss!

Ann

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sat Feb 07, 2015 4:13 pm

anncatchingup wrote:Happy to see this thread. I enjoyed following the Class of 2014 and originally planned to retire in October. However, my employer asked me to work part time through the end of the year to help with the transition. So I worked one day a week and used vacation time through mid-January. Earned some paid holidays and a few other employer paid perks while I was at it. My retirement date was January 24th, 2015. Woo hoo! So happy to be part of this group (finally ). DH retired mid 2013. I'm 66. I'm looking forward to doing what I want to when I want to. What freedom! What bliss!

Ann


Hi Ann,

I added you to the list timestamped 07 Feb 2015, 08:53. Congratulations with the retirement and welcome to the class! Yes, freedom is priceless. Enjoy it!

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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obgyn65
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Re: Roll Call for the Retirement Class of 2015!

Postby obgyn65 » Sun Feb 08, 2015 6:42 am

To Victoria - the planned date for me is September 1, 2014. I will be seeing patients on a part time basis instead, and travel the rest of the time. Not sure if that counts as retirement, but I am certainly leaving my full time position in 2015 and will never go back.
"The two most important days in someone's life are the day that they are born and the day they discover why." -John Maxwell

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Feb 08, 2015 11:02 am

Class of 2015 as of 08 February 2015: <-- replaced with a later list.
...
01 Sep - obgyn65 <-- Welcome to the Class
31 Dec - Snapper (68) <-- Welcome to the Class

Have graduated:
...
24 Jan - anncatchingup (66) <-- Welcome to the Class and Congratulations!
01 Feb - gougmonk <-- Welcome to the Class

Currently, 21 class members.

Victoria
Last edited by VictoriaF on Fri Feb 27, 2015 5:04 pm, edited 1 time in total.
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Feb 08, 2015 11:07 am

obgyn65 wrote:To Victoria - the planned date for me is September 1, 2014. I will be seeing patients on a part time basis instead, and travel the rest of the time. Not sure if that counts as retirement, but I am certainly leaving my full time position in 2015 and will never go back.


Hi obgyn65,

Thank you for an update; I changed the list accordingly. What you describe does count as retirement. Whatever work you'll do will be on the activities (patients, projects, etc.) of your choosing, on your own terms. Congratulations with making the decision.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

island
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Re: Roll Call for the Retirement Class of 2015!

Postby island » Sun Feb 08, 2015 5:16 pm

Victoria list doesn't include you? When is (or was) your big day?

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Feb 08, 2015 5:24 pm

island wrote:Victoria list doesn't include you? When is (or was) your big day?


Have I missed someone? Or you are asking those who have not checked in yet?

Thanks,
Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

island
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Re: Roll Call for the Retirement Class of 2015!

Postby island » Sun Feb 08, 2015 8:17 pm

VictoriaF wrote:
island wrote:Victoria list doesn't include you? When is (or was) your big day?


Have I missed someone? Or you are asking those who have not checked in yet?

Thanks,
Victoria


Hi Victoria. No I'm asking you about your own date because I don't see VictoriaF on the list. When is or was your retirement date?

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Feb 08, 2015 8:25 pm

island wrote:
VictoriaF wrote:
island wrote:Victoria list doesn't include you? When is (or was) your big day?


Have I missed someone? Or you are asking those who have not checked in yet?

Thanks,
Victoria


Hi Victoria. No I'm asking you about your own date because I don't see VictoriaF on the list. When is or was your retirement date?


Hi Island,

I am in the Retirement Class of 2014. My last day in the office was 24 September 2014.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

island
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Re: Roll Call for the Retirement Class of 2015!

Postby island » Sun Feb 08, 2015 9:35 pm

VictoriaF wrote:
island wrote:
VictoriaF wrote:
island wrote:Victoria list doesn't include you? When is (or was) your big day?


Have I missed someone? Or you are asking those who have not checked in yet?

Thanks,
Victoria


Hi Victoria. No I'm asking you about your own date because I don't see VictoriaF on the list. When is or was your retirement date?


Hi Island,

I am in the Retirement Class of 2014. My last day in the office was 24 September 2014.

Victoria


Yea, good for you! :sharebeer

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Fri Feb 27, 2015 5:02 pm

Class of 2015 as of 27 February 2015: <-- replaced with a later list.

Have graduated:
28 Feb - Jim85 <-- Congratulations!
28 Feb - louis c <-- Congratulations!

Currently, 21 class members.

Victoria
Last edited by VictoriaF on Sun Mar 01, 2015 7:37 am, edited 1 time in total.
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zbxb006
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Re: Roll Call for the Retirement Class of 2015!

Postby zbxb006 » Fri Feb 27, 2015 9:02 pm

April 30 for me. 43 years of megacorp is enough.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Mar 01, 2015 7:36 am

Class of 2015 as of 01 March 2015: <-- replaced with a later list.
...
30 Apr - zbxb006 <-- Welcome to the Class!
...
Currently, 22 class members.

Victoria
Last edited by VictoriaF on Wed Apr 01, 2015 6:51 pm, edited 1 time in total.
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island
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Re: Roll Call for the Retirement Class of 2015!

Postby island » Sun Mar 01, 2015 2:14 pm

zbxb006 wrote:April 30 for me. 43 years of megacorp is enough.


Wow, 43 years with same company! I'm currently at 32. I think we're a dying breed.
Congrats and happy retirement! :beer

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Wed Apr 01, 2015 6:49 pm

Class of 2015 as of 01 April 2015 (No Joke!): <-- replaced with a later list.
29 May - Bigfish <-- Welcome to the Class!

Have graduated:
31 Mar - Philliefan33 <-- Congratulations!
01 Apr - Rob54keep (60) <-- Congratulations!

Currently, 23 class members.

Victoria
Last edited by VictoriaF on Sun Jun 14, 2015 11:31 am, edited 3 times in total.
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Re: Roll Call for the Retirement Class of 2015!

Postby Bigfish » Wed Apr 01, 2015 6:55 pm

May 29th.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Wed Apr 01, 2015 6:57 pm

Bigfish wrote:May 29th.


You are now on the Roll! Welcome to the Class.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Mon Apr 13, 2015 11:01 am

Class of 2015 as of 13 April 2015: <-- replaced with a later list.

Have graduated:
30 Apr - zbxb006 <-- Congratulations!
12 May - Girino <-- Congratulations!
29 May - Bigfish <-- Congratulations!
29 May-05 Jun - Dolphin1 <-- Welcome to the Class and Congratulations!

Currently, 24 class members.

Victoria
Last edited by VictoriaF on Sun Jun 14, 2015 11:30 am, edited 3 times in total.
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Mon Apr 13, 2015 11:05 am

I updated the Class of 2015 list with my congratulations to those who will be retiring while I am away from the Internet. I hope others will also congratulate them on their actual retirement dates.

Best wishes to all,

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

Dolphin1
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Re: Roll Call for the Retirement Class of 2015!

Postby Dolphin1 » Mon Apr 13, 2015 11:07 am

Add me to the list! Aiming for sometime between May 29-June 5.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Mon Apr 13, 2015 11:14 am

Dolphin1 wrote:Add me to the list! Aiming for sometime between May 29-June 5.


Hi Dolphin1,

I added you to the list above. Congratulations! When you know the exact date, please post it and I will update the list.

I am logging off and won't be back until mid-June.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

Rajsx
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Re: Roll Call for the Retirement Class of 2015!

Postby Rajsx » Thu Apr 23, 2015 4:45 pm

Hi,

I sold my practice to another group and I & DW retired April 1st 2015. I am 58 & DW is 54, so a little early in starting retirement.

Although I am still in the withdrawal stage, many good & not so good events in close family have kept us very occupied.

- The good ones, -

-our son will graduate college next week & has a job offer already.

-Fidelity Retirement Income Planner & Firecalc both show a reassuring close to 100% chance of our retirement savings lasting

& Not so good ones, we will discuss some other time.

Congratulations to the new 2015 retirees & regards to all.
We do not stop laughing because we grow old, we grow old because we stop laughing !!

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Mon May 11, 2015 7:22 am

Class of 2015 as of 11 May 2015: <-- replaced with a later list.

Have graduated:
01 Apr - Rajsx (58) <-- Welcome to the Class and Congratulations!
15 Apr - Wagnerjb <-- Congratulations!

Currently, 25 class members.

Victoria (posting from an Astorga albergue on el Camino)
Last edited by VictoriaF on Sun Jun 14, 2015 11:30 am, edited 1 time in total.
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cadreamer2015
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Re: Roll Call for the Retirement Class of 2015!

Postby cadreamer2015 » Mon May 11, 2015 7:46 am

Looks I'll be retiring (my third retirement) on October 8.
De gustibus non est disputandum

Dolphin1
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Re: Roll Call for the Retirement Class of 2015!

Postby Dolphin1 » Mon May 11, 2015 11:35 am

I'm going to be June 5th.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun May 24, 2015 3:05 am

Class of 2015 as of 24 May 2015: <-- replaced with a later list.
05 Jun - Dolphin1 <-- Congratulations with finalizing the date!
08 Oct - cadreamer2015 <-- Welcome to the Class!

Have graduated:
01 Apr - Rajsx (58) <-- Welcome to the Class and Congratulations!
15 Apr - Wagnerjb <-- Congratulations!
30 Apr - zbxb006 <-- Congratulations!
12 May - Girino <-- Congratulations!
29 May - Bigfish <-- Congratulations!

Currently, 26 class members.

Victoria (posting from el Camino, 40 km to Santiago)[/quote]
Last edited by VictoriaF on Sun Jun 14, 2015 11:33 am, edited 1 time in total.
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pinot3
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Re: Roll Call for the Retirement Class of 2015!

Postby pinot3 » Sat May 30, 2015 10:09 am

pinot3 actual retirement date February 5, 2015. I just found this thread! Congrats on the Camino!
pinot3 / total expense ratio: .06%

Broken Man 1999
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Re: Roll Call for the Retirement Class of 2015!

Postby Broken Man 1999 » Sat May 30, 2015 3:26 pm

June 1, 2015 "official" retirement date. Though, I've been on LTD since September of 1999.

I will receive lump-sum check from MegaCorp shortly after July 1, with interest paid on lump-sum from June 1 to July 1. I plan to buy a Starbuck's coffee with the interest, if it is enough. :D

I could have stayed on full LTD until age 65, but the interest rate that governs my lump-sum was at a historical low, which made the lump-sum larger.

So, now I have to set an AA with the additional funds that will generate the retirement $$$ I'll need; most probably it will be exactly what I have now, 50% equity/50% bond.

Though, I am determined to wring out some of the complexity of our portfolio by reducing the number of funds we are using.

Broken Man 1999

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Re: Roll Call for the Retirement Class of 2015!

Postby Acepilot » Sat May 30, 2015 4:05 pm

Great post

I am happy to join the graduating retirement class of 2015, with the official early retirement date of 3/6/15, at 58. Worked and saved many years to get here, with last few months just salivating to get started. Once I got my bonus deposited to my checking account, I gave notice.

We are currently transitioning with my DW who is finishing up the school year. Glad to be part of the group.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun May 31, 2015 1:37 pm

Class of 2015 as of 31 May 2015: <-- replaced with a later list.
01 Jun - Broken Man 1999 <-- Welcome to the Class!

Have graduated:
05 Feb - pinot3 <-- Welcome to the Class and Congratulations!
06 Mar - Acepilot (58) <-- Welcome to the Class and Congratulations!

Currently, 29 class members.

Victoria (posting from Santiago de Compostela)
Last edited by VictoriaF on Sun Jun 14, 2015 11:34 am, edited 1 time in total.
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devans0
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Re: Roll Call for the Retirement Class of 2015!

Postby devans0 » Fri Jun 05, 2015 9:31 am

I signed papers for my last day on 26, August, 2015. Forty two years at a factory. My investing outlook is more complex than my work. :D And pays better. :beer so it is time to explore my next vocations. One of which should involve being the fun/bad grampa.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Fri Jun 05, 2015 3:09 pm

Class of 2015 as of 05 June 2015: <-- replaced with a later list.
26 Aug - devans0 <-- Welcome to the Class!

Have graduated:
01 Jun - Broken Man 1999 <-- Congratulations!
05 Jun - Dolphin1 <-- Congratulations!

Currently, 30 class members.

Victoria
Last edited by VictoriaF on Sun Jun 14, 2015 11:34 am, edited 1 time in total.
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Dolphin1
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Re: Roll Call for the Retirement Class of 2015!

Postby Dolphin1 » Fri Jun 05, 2015 3:19 pm

Thanks Victoria, for moving me to the Graduated side of the line, I'm very happy this afternoon!

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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Fri Jun 05, 2015 3:23 pm

Dolphin1 wrote:Thanks Victoria, for moving me to the Graduated side of the line, I'm very happy this afternoon!


This is a great day for you, Dolphin1. Best wishes for celebrating it!

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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Re: Roll Call for the Retirement Class of 2015!

Postby laughlinlvr » Fri Jun 12, 2015 8:53 am

August 7, 2015 for me.
Investing - The hardest way to make an easy living.

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Summit111
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Re: Roll Call for the Retirement Class of 2015!

Postby Summit111 » Fri Jun 12, 2015 9:28 pm

Victoria,

After delaying my retirement "Graduation", as my dear wife calls it, for the third time due to Mega Corp requests, I drew a line in the sand. August 31...

I was able to hand pick my replacement and have (6) months to get him up to speed. I let him take the reins this month and am a mentor thru August 31...Actually working 20 hours a week.

Have plenty to do...I play in a couple of bands, volunteer track coach for a local school, press box announcer for the high school football games, and technical committee member of several national engineering organizations. DW is retired also and we ride bikes, hike, and belong to the Y.

Not time to slow down...time to catch up!
Summit 8-)

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Re: Roll Call for the Retirement Class of 2015!

Postby likegarden » Sat Jun 13, 2015 7:59 am

About picking a retirement date : When I retired in 2002 I did not pick a date, but had thought about it for a while. Fellow engineers I worked with retired, 2 friends retired, there was an engineer already working in parallel, I was training him. I was 62 1/2. Then I got stressed out, had vision problems, and gave management 3 weeks (or 30 days) notice.
While I was signing papers in HR another manager saw me and asked me to come back in half a year working half time. After retirement I lost 20 lbs in 10 weeks. After half a year I started working part time until I was 69. I enjoyed that work, there was no stress, it kept my brain busy. I am feeling great, life and retirement is good.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Jun 14, 2015 11:25 am

Class of 2015 as of 14 June 2015: <-- replaced with a later list.
07 Aug - laughlinlvr <-- Thank you for the update
31 Aug - Summit111 <-- Welcome to the Class!
...

Currently, 31 class members.

Victoria
Last edited by VictoriaF on Mon Jun 29, 2015 8:09 am, edited 1 time in total.
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TVBogle
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Re: Roll Call for the Retirement Class of 2015!

Postby TVBogle » Wed Jun 17, 2015 5:05 pm

June 12 - It's time to chill out and have fun.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Wed Jun 17, 2015 5:48 pm

Class of 2015 as of 17 June 2015: <-- replaced with a later list.
...
Have graduated:
...
12 Jun - TVBogle <-- Welcome to the Class! Congratulations with a recent retirement and with joining the Bogleheads.

Currently, 32 class members.

Victoria
Last edited by VictoriaF on Mon Jun 29, 2015 8:08 am, edited 1 time in total.
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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Mon Jun 29, 2015 8:07 am

Class of 2015 as of 29 June 2015: <-- replaced with a later list.

30 Jun - beltonr <-- Tomorrow is a big day. Congratulations!


Currently, 32 class members.

Victoria
Last edited by VictoriaF on Sun Jul 05, 2015 3:51 pm, edited 1 time in total.
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PriceOfFreedom
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Re: Roll Call for the Retirement Class of 2015!

Postby PriceOfFreedom » Fri Jul 03, 2015 8:55 pm

Count me in for the class of 2015. Retired today, after almost 42 years on the job.

Henceforth, Independence Day will have a second and special meaning for me! :D

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Re: Roll Call for the Retirement Class of 2015!

Postby cfs » Fri Jul 03, 2015 8:56 pm

PriceOfFreedom wrote:Count me in for the class of 2015. Retired today, after almost 42 years on the job.

Henceforth, Independence Day will have a second and special meaning for me! :D

What a GREAT day to retire! Congratulations.
~ Alumnus, Retirement Class of 2014 || Black Swan Ready Portfolio, current spending rate 0% ~

palarry
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Re: Roll Call for the Retirement Class of 2015!

Postby palarry » Sat Jul 04, 2015 10:41 am

On June 8, I was informed that my job was being eliminated. Oh happy day!!! Because of the circumstances, one option was to have an enhanced retirement credit applied to the pension computation. That new number plus social security, which I had not yet taken, put me right where I needed to be without needing to fuss about any drawdown from investing. Couldn't have reached the enhanced pension amount if I worked another two years. Sometimes Divine Providence, the sisters of fate, dumb luck, etc. come down on your side. The only possible reaction is to laugh, enjoy the present moment and the ride into the future.

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VictoriaF
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Jul 05, 2015 3:49 pm

Class of 2015 as of 05 July 2015: <-- replaced with a later list.

Have graduated:
...
03 Jul - PriceOfFreedom <-- Congratulations! Enjoy the fireworks--every year!


Currently, 33 class members.

Victoria
Last edited by VictoriaF on Mon Jul 06, 2015 3:58 pm, edited 1 time in total.
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Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Sun Jul 05, 2015 3:52 pm

palarry wrote:On June 8, I was informed that my job was being eliminated. Oh happy day!!! Because of the circumstances, one option was to have an enhanced retirement credit applied to the pension computation. That new number plus social security, which I had not yet taken, put me right where I needed to be without needing to fuss about any drawdown from investing. Couldn't have reached the enhanced pension amount if I worked another two years. Sometimes Divine Providence, the sisters of fate, dumb luck, etc. come down on your side. The only possible reaction is to laugh, enjoy the present moment and the ride into the future.


Great news! Enjoy your good fortune, and if you'd like to be added to the class roster please give me the date.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

jabbahop
Posts: 23
Joined: Sat Jun 20, 2015 4:55 pm
Location: vermont

Re: Roll Call for the Retirement Class of 2015!

Postby jabbahop » Sun Jul 05, 2015 6:11 pm

I am in the pool. May 1st was my first day or retirement.

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VictoriaF
Posts: 16731
Joined: Tue Feb 27, 2007 7:27 am
Location: Black Swan Lake

Re: Roll Call for the Retirement Class of 2015!

Postby VictoriaF » Mon Jul 06, 2015 3:57 pm

Class of 2015 as of 06 July 2015: <-- replaced with a later list (same day)
...
Currently, 34 class members.

Victoria
Last edited by VictoriaF on Mon Jul 06, 2015 5:02 pm, edited 1 time in total.
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)


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