NE Ohio (Cleveland Area) Master Thread

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bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Thu Jun 11, 2015 2:21 pm

The easiest thing to tell you is to ask at the front desk.

I'm sorry I'll miss this time.

BobinBerea

Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Thu Jun 11, 2015 2:45 pm

Once you get to the North Royalton Library, we will be in one of their four meeting rooms. It is pretty easy to find us in the library. If you have any problems - ask the librarian. If you need directions to the North Royalton Library - let me know. Bob in Berea already provided lots of good info.

Maid of the Mist

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Sat Jun 13, 2015 9:35 am

Sorry for not showing up today, my hand was hurt at work night and the pain kept me up.
Smoke me a kipper, I'll be back for breakfast

Mr. Benedictine
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Mr. Benedictine » Sat Jun 13, 2015 10:42 am

NE Ohioan here and new to Bogleheads. Will hopefully see you at the next meeting :thumbsup

Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Sat Jul 25, 2015 1:58 pm

A reminder to all NE Ohio Bogleheads (or wannabes) that there is a Bogleheads meeting on Saturday, Aug 15 at the North Royalton library at 10am. All are invited.

Topics (suggestions from last meeting): will be:

1. Sequence of withdrawals in retirement - (traditional IRA, traditional 401k, Roth IRA, Roth 401k, after tax)

2. Options for stable value investing (i.e. CDs, MM, ST bonds, Savings act, etc)

3. Rolling out of 401k to traditional IRAs or Roth IRAs.

Hope to see you there.

Karen

bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Sat Jul 25, 2015 2:11 pm

Looking forward to seeing everyone again.

BobinBerea

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Fri Aug 14, 2015 8:52 am

The NE Ohio chapter of the Bogleheads will have a meeting tomorrow, Aug 15 at the North Royalton Public Library. Our meeting begins at 10am and runs for 1.5 to 2 hours.

Topics (suggestions from last meeting): will be:

1. Sequence of withdrawals in retirement - (traditional IRA, traditional 401k, Roth IRA, Roth 401k, after tax)

2. Options for stable value investing (i.e. CDs, MM, ST bonds, Savings act, etc)

3. Rolling out of 401k to traditional IRAs or Roth IRAs.

All are welcome!

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Mon Sep 14, 2015 7:25 am

Will the next meeting be before the end of the year ? I picked up an overtime shift last meeting and will be working 6 days a week until December 9 :oops:
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miketheboglehead
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Re: NE Ohio (Cleveland Area) Master Thread

Post by miketheboglehead » Mon Sep 28, 2015 9:37 pm

+1 on when is the next meeting? My dad lives in the area still and I would like to pass along the information. Looks like recent meetings were close to his location based on a brief glance, brecksville and n royalton.

Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Mon Oct 05, 2015 4:54 pm

The NE Ohio group will meet on Oct 10 at the North Royalton Library at 10am. The topic will be Bonds. I will not be able to attend but I am sure the meeting will be interesting. How can bonds not be interesting especially in the current low interest rate environment?

DA200
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Re: NE Ohio (Cleveland Area) Master Thread

Post by DA200 » Fri Dec 04, 2015 6:52 pm

December 2015 Meeting?

Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Thu Dec 10, 2015 10:27 am

NE Ohio Chapter is having its Dec meeting this Saturday - Dec 12. It will be at the North Royalton Library (the usual place) at 10am. Our topics will be a discussion of the John Bogle presentation from the National Bogleheads meeting as well as discussion of a recent 12 min John Bogle video. Both have lots of interesting information and I think the discussion will be enjoyable.

For planning purposes, the next meeting will be Feb 13.

Hope to see all the regulars there and new folks are always welcome.

Maid of the Mist

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Thu Dec 10, 2015 12:54 pm

Just moving this info back up.

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Sat Feb 06, 2016 10:32 am

The next NE Ohio Bogleheads meeting is Feb 13 at 10am at the North Royalton Library.

Topics are:

1. What to do in the volatile market (great timing for this one)
2. Junk Bonds (There has been a lot of movement in these recently)
3. Safe withdrawal Strategies in Retirement
4. Asset titling
5. Car Purchase strategies
6. What to do with dividends


We may not get through the list but discussion should be interesting.

Karen

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Fri Feb 12, 2016 7:21 pm

It looks like the weather here in Cleveland will be cold tomorrow - but very little snow will fall. So, therefore we will have our meeting at the North Royalton Library at 10am. Wear your warm jacket and come out and join us if you can. See post above for more details.

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Thu Apr 07, 2016 10:48 am

Is the next meeting still on for this Saturday ?
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Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Fri Apr 08, 2016 6:48 am

The NE Ohio chapter meeting is Saturday, April 9 at 10am at the North Royalton Library - as of now. However, if the weather gets bad - snowy and slippery, we will cancel. If the weather forecast looks bad for the morning, a posting of the cancellation will be on this forum by 8 pm tonite.

Topics are:

1. Tax efficient fund placement
2. Investment Policy Statements

Chris will be coordinating the presentation and discussion of these topics.

Karen

Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Fri Apr 08, 2016 6:11 pm

The weather forecast overnight into Saturday is not good. As many of you have to drive quite a distance to the North Royalton library, tomorrow's (4/16) meeting is being cancelled. The next meeting will be held on June 4, 10:00am, again at the North Royalton library. If there are any topics you'd like discussed at a future meeting, please submit your ideas.

Thanks,

bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Fri Apr 08, 2016 7:53 pm

I think tomorrow will be 4/9, otherwise I'm in total agreement on the cancellation! I hope to see everyone in June.

BobinBerea

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Fri Apr 08, 2016 9:22 pm

Thanks Bob. Yes, it was the 4/9 meeting that was being canceled.

Jim (for Karen)

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Sat May 21, 2016 7:57 pm

The next NE Ohio chapter meeting is Saturday, June 4 at 10am at the North Royalton Library.

Topics are:

1. Tax efficient fund placement
2. Investment Policy Statements

Chris will be coordinating the presentation and discussion of these topics.

Hope to see you there.

Karen

bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Sat May 21, 2016 9:37 pm

Hope to be there!

BobinBerea

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Fri Jun 03, 2016 7:04 am

Last reminder for the June 4 meeting at the North Royalton Library. Starting time is 10am. Hope to see you there.

Topics are:

1. Tax efficient fund placement
2. Investment Policy Statements

bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Fri Jun 03, 2016 9:17 am

Fingers crossed, knock on wood, I hope to be there.

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Sun Jul 31, 2016 11:05 pm

Hello, hope everyone is enjoying their summer. Just wanted to see if the next meeting is till on for August 6.
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bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Mon Aug 01, 2016 10:04 am

My calendar says August 13, but it would be good to get confirmation of that.

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Mon Aug 01, 2016 10:15 am

My apologies...I just went through my notes from the last meeting and I am at fault. August 13 it is. :oops:
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Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Tue Aug 09, 2016 1:32 pm

The next NE Ohio Bogleheads meeting is Aug 13 - this Saturday at 10AM. The location is North Royalton Public Library - same as prior meetings.

Topics include;

Value of Pension / health care benefits

Asset Allocation benefits under different scenarios

Review of Target Dated Fund Allocation

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Sat Aug 20, 2016 2:15 pm

I hope I'm not violating forum policy/etiquette with this post. Last meeting the idea was presented to have a book borrowing system where we'd lend books to each other and trust one another to return them. I noticed on Amazon that all the books listed as recommended reading have been greatly reduced in price, and if click on the link on the Boglehead main page a portion of the sale goes towards this site. Again I don't want to violate any forum policy but it is a good way to support this webpage.
Until October, :sharebeer
Smoke me a kipper, I'll be back for breakfast

Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Wed Oct 05, 2016 2:32 pm

Just a reminder that our next meeting is Saturday, Oct 15 at the North Royalton Library at 10am (same place, same time).

Chris was kind enough to forward topics of interest from the last meeting for discussion at the October meeting.

-How to incorporate longevity into retirement financial planning and common assumptions made about lifespan
-Things to consider when planning your estate
-How to factor in current and future health care costs into a retirement plan
-Things to consider when shopping for life insurance and a review of different life insurance types
-What financial resources have proven to be helpful (podcasts, books, websites besides bogleheads)
-What is the single biggest factor in your investment success (LBYM, budgeting, buy and hold investing, time in the market, etc.)

Hope to see you there.

bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Wed Oct 05, 2016 2:34 pm

Sorry to miss this time. I'll hope to see you all in another three months.

Bob Fowler

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Fri Oct 14, 2016 8:57 am

Working the next few Saturdays. As a Browns fan would say...maybe next year
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Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Fri Nov 04, 2016 9:26 am

Has a date & topic been selected for the next meeting ?
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Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Wed Dec 07, 2016 10:12 am

Our next NE Ohio Bogleheads chapter meeting will be Saturday, Dec 10 at 10am. Location is the same as last - North Royalton Public Library. I hope to see you there.

Topics to be completed from the last meeting:

How to incorporate health care costs into your retirement plan
What is the single biggest factor in your investment success?
How to incorporate longevity into you financial plan

Additional topics that may be of interest:

What, if any, will be the impact of the high usage of index funds in so many portfolios?
Tax thoughts for year end

Karen

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Sat Dec 10, 2016 11:07 am

If you could post the date for the first meeting of the new year it'd be greatly appreciated.

Happy holidays everyone
Smoke me a kipper, I'll be back for breakfast

Steve N
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Steve N » Mon Dec 12, 2016 2:56 pm

It was discussed at the end of this past Saturdays meeting that the next gathering would be February 11th.

Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Sat Feb 04, 2017 9:12 pm

Our next Bogleheads meeting is Feb 11 at the North Royalton Library. Start time is 10am.

I thought we could gather some information on our group. On the forum there seems to be certain predominant personalities among Bogleheads, so I thought we could check our NE Ohio group. So if you would like to participate, go to the following web-site and take the personality test. Record your personality type and we will collect them anonymously - but total them to see the profile of our group. This could be a fun exercise. So the website is:

www.16Personalities.com

Also on the agenda is:

1. Brief discussion on inherited IRAs
2. Brief review of the Performance Report on Vanguard Funds
3. How to Fix a Tax Inefficient Portfolio
4. Protecting Financial Information

Hope to see you there. Remember, if the weather looks bad, check your e-mail the night before (Feb 10) after 8pm to see if the meeting is cancelled due to inclement weather.

Karen

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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Mon Apr 03, 2017 6:17 pm

To all Bogle fans in NE Ohio,

Our next Bogleheads meeting is April 8 at 10 am. The location is the North Royalton Branch Library of the Cuyahoga Library System.

Topics include:
- Discussion of fiduciary responsibility and Financial Advisor designations
- Diversification
- Asset allocation and auto-rebalancing (comparing target date funds, Life-style funds, Balanced funds (both index and managed))

Hope to see you there. Any and all Bogleheads are invited.

Maid of the Mist

Newlander
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Newlander » Thu Apr 20, 2017 3:34 pm

I know it's a bit away, but I will be traveling to NE Ohio in July this summer and would love to attend. Looking forward to your upcoming meeting dates.

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Thu Apr 20, 2017 6:53 pm

Moving to the area ?
Smoke me a kipper, I'll be back for breakfast

Newlander
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Newlander » Sat Apr 22, 2017 1:33 pm

Robconoclast wrote:Moving to the area ?
Coming home to visit for a month. Currently living in Germany.

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CyberBob
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Re: NE Ohio (Cleveland Area) Master Thread

Post by CyberBob » Sun May 07, 2017 9:49 pm

When's the June meeting?
Are the meetings still on the second Saturday of every other month? In this case, June 10th?

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Tue May 09, 2017 8:22 am

I have June 10 at the North Royalton branch listed in my notes from the last meeting.
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Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Sat Jun 10, 2017 2:59 pm

https://youtu.be/iLJW70gjDFE While there was a focus on podcasts today I was curious if anyone had heard of Your Money, Your Wealth. They are two advisors who hosted radio show before starting a series on youtube. I think it's a good show for novice Bogleheads as they share the same philosophy and break topics down in a manner that is easy to understand, and there are episodes focusing on issues which become more relevant as one prepares to retire so there's a little something for everyone :beer
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orthros
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Re: NE Ohio (Cleveland Area) Master Thread

Post by orthros » Thu Jul 06, 2017 11:48 am

Hello everyone, I've moved back to Cleveland and am interested in attending the July meeting (if there is one!). Anyone know the date? Location is the North Royalton Library I presume?

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Sat Jul 08, 2017 12:36 pm

Unless anything changes the next two meetings are August 12 and October 7 at the North Royalton library :beer
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jpohio
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Re: NE Ohio (Cleveland Area) Master Thread

Post by jpohio » Thu Jul 20, 2017 2:20 pm

What time are the meetings?

Robconoclast
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Robconoclast » Fri Jul 21, 2017 8:15 am

10 a.m. until noon
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Maid of the Mist
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Re: NE Ohio (Cleveland Area) Master Thread

Post by Maid of the Mist » Mon Aug 07, 2017 10:57 am

This is your reminder for the next NE Ohio Bogleheads meeting which is Saturday, Aug 12 @ 10am. It is at the usual location - North Royalton Library. Chris Bruns will be leading the discussion.

Topics:

1. How much to save for retirement
2. Roth/Traditional/After-tax Portfolio diversification
3. Boglehead challenges - balance, retirement, etc?

Also be advised that the next meeting is scheduled for Oct 14 at 10am at the North Royalton Library.

bobinberea
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Re: NE Ohio (Cleveland Area) Master Thread

Post by bobinberea » Fri Aug 11, 2017 5:30 pm

Dear NE Ohio Bogleheads,

Karen and Jim are traveling, so they will not be at our meeting tomorrow (August 12). Chris Bruns was going to lead a discussion on Medicare and other retirement issues, but he has to be out of town and will not be at the meeting either. I was one of the ones interested in the Medicare topic, because I hope to be on Medicare someday, but I'm not retired yet, and I'm in need of instruction and wisdom. Those of you who have waded through Medicare choices and challenges, please come ready to share your insights and stories!

Here are some conversation starters on Medicare and retirement generally:

1. What advice can anyone give about choosing a Medicare Advantage Plan? And/or a Medicare Part D Drug Plan?

2. For those on Medicare, what have been your challenges learning the process and managing your out of pocket expenditures? If you have significant out of pocket expenditures, how have you managed them?

3. Anyone with tales to tell about the "donut hole"?

4. For those not yet on Medicare, what plans are you making to cover any potential shortfalls in coverage?

5. For those who have retired, how did you decide that you had enough reserves?

6. For those who have been retired for several years, could you generally describe your spending compared to your working years? Is it higher or lower than your working years? Feel free to talk generally (not give specific amounts) about costs for housing, health care, vehicles, travel and leisure,

7. For those who are happily retired, what is the biggest factor that led to your happy retirement?

I look forward to hearing from you Medicare and retirement veterans tomorrow!

Cheers,

Bob Fowler (aka BobinBerea)

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