[Poll] How True a Boglehead are You?

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How True a Boglehead are You?

100% - I am the perfect Boglehead to the best of my understanding.
24
15%
80 to 100% - Pretty close, but I deviate on some minor points
75
47%
60 to 80% - I generally agree and implement the philosophy, but have some exceptions
39
24%
40 to 60% - I follow some key elements of being a Boglehead, but have some significant exceptions
16
10%
0 to 40% - I lean toward Boglehead ways, but am hardly a "Boglehead"
5
3%
-40 to 0% - I generally disagree with the philosophy
0
No votes
-80 to -40% - You guys are wrong. If I do something Boglehead-ish, it's by accident
1
1%
-100 to -80% - I came here from Registered Rep just to get my blood boiling!!
0
No votes
Other
1
1%
Unknown - I am still learning and don't have a good feel yet for the philosophy
0
No votes
 
Total votes: 161

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[Poll] How True a Boglehead are You?

Post by Boglenaut » Sun Oct 07, 2012 11:49 am

How True a Boglehead are You?

Give yourself 100% if you exactly do everything as per your understanding of a perfect Boglehead. That means you use only low cost index funds, live below your means, etc. I'll let you define exactly what a "True Boglehead" is.

Give yourself a -100% if you are the anti-Boglehead. You believe in market timing, active funds and Day Trading. You would rather live in debt but make up for it by trading in a reverse 3X ETF using margin. You know every technical charting term there is. You love the dogs of the Dow and sell in May and go away. Again, I'll let you decide just what the anti-Boglehead is.

I don't want to influence you, so I won't state my selection just yet.

By the way, it's perfectly OK to be <100%. We all have our own reasons and our own philosophies and are allowed to think for ourselves while still enjoying the wisdom of the group.

I am going to enable re-voting (changing your vote). I have a feeling as people discuss just what a Boglehead is and is not, people may change their minds.
Last edited by Boglenaut on Sun Oct 07, 2012 6:09 pm, edited 4 times in total.

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Re: [Poll] Rate Yourself as a Boglehead

Post by LadyGeek » Sun Oct 07, 2012 11:57 am

This thread is now in the Local Chapters and Bogleheads Community forum (all about Bogleheads).
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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Re: [Poll] Rate Yourself as a Boglehead

Post by Boglenaut » Sun Oct 07, 2012 11:58 am

LadyGeek wrote:This thread is now in the Local Chapters and Bogleheads Community forum (all about Bogleheads).
Thanks! That is a better choice.

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Re: [Poll] Rate Yourself as a Boglehead

Post by Fallible » Sun Oct 07, 2012 1:07 pm

Boglenaut, I like this poll. I also think it would help to have a detailed and agreed-on definition of a Boglehead, or at least the general BH characteristics. How about going by the Boglehead principles from the wiki? (Also not a bad way to remind us of the principles.)

1 Develop a workable plan
2 Invest early and often
3 Never bear too much or too little risk
4 Diversify
5 Never try to time the market
6 Use index funds when possible
7 Keep Costs Low
8 Minimize taxes
9 Invest with simplicity
10 Stay the course

Fallible
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Re: [Poll] Rate Yourself as a Boglehead

Post by Archie Sinclair » Sun Oct 07, 2012 1:26 pm

Boglenaut wrote:Give yourself 100% if you exactly do everything as per your understanding of a perfect Boglehead. That means you use only low cost index funds, live below your means, etc. I'll let you define exactly what a "True Boglehead" is.
I use Vanguard Intermediate Tax-Exempt Fund for part of my fixed-income allocation. It's technically an active fund, but who wants to pay the extra thirteen basis points for iShares S&P National AMT-Free Muni Bd ETF (MUB, ER 0.25%)? :D Have I deviated from the "perfect Boglehead," or is this Boglehead frugality and simplicity?

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Re: [Poll] Rate Yourself as a Boglehead

Post by earlyout » Sun Oct 07, 2012 1:27 pm

Did moving the poll to a different forum inactivate the poll? It hasn't changed for quite a while.

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Re: [Poll] Rate Yourself as a Boglehead

Post by BHCadet » Sun Oct 07, 2012 1:40 pm

The poll is not allowing any entry. :confused

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Re: [Poll] Rate Yourself as a Boglehead

Post by LadyGeek » Sun Oct 07, 2012 1:48 pm

I was allowed to vote (but I'm not saying what I chose). :)
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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Re: [Poll] Rate Yourself as a Boglehead

Post by sscritic » Sun Oct 07, 2012 1:50 pm

LadyGeek wrote:It allowed it for me (but I'm not saying how I voted). :)
I bet you voted before you moved it. There are no radio buttons as I look at it (and obviously I am logged in or I couldn't post).

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Re: [Poll] Rate Yourself as a Boglehead

Post by LadyGeek » Sun Oct 07, 2012 1:54 pm

No, afterwards. Moving doesn't affect anything. Perhaps it's because I'm a site admin. Is it working now?
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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Re: [Poll] Rate Yourself as a Boglehead

Post by sscritic » Sun Oct 07, 2012 1:59 pm

LadyGeek wrote:No, afterwards. Moving doesn't affect anything. Perhaps it's because I'm a site admin. Is it working now?
Still no buttons for me.

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Re: [Poll] Rate Yourself as a Boglehead

Post by BHCadet » Sun Oct 07, 2012 1:59 pm

No... It is still not working for me.

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Re: [Poll] Rate Yourself as a Boglehead

Post by LonePrairie » Sun Oct 07, 2012 2:01 pm

It's not working for me.

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Re: [Poll] Rate Yourself as a Boglehead

Post by LadyGeek » Sun Oct 07, 2012 2:10 pm

Since it's broken, I recreated the poll and cast a vote. Sorry about that, but I didn't see any other way to fix it.

How's it look now?
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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Re: [Poll] Rate Yourself as a Boglehead

Post by Boglenaut » Sun Oct 07, 2012 2:12 pm

LadyGeek wrote:Since it's broken, I recreated the poll and cast a vote. Sorry about that, but I didn't see any other way to fix it.

How's it look now?

I cannot vote or edit the poll.

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Re: [Poll] Rate Yourself as a Boglehead

Post by Boglenaut » Sun Oct 07, 2012 2:16 pm

Fallible, good list.

I purposefully did not define exactly what a "True Boglehead" was. I really wanted people to rate themselves by their own definition. Then, as it was discussed I had set it so people could change their answers if they wanted to.

I think your list is a great starting point.

Then I thought we may get debate on things like REIT, TIPs, or Intl. Or ETFs. etc. I liked Archie Sinclairs example as well.

I had voted myself 80-100%.

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Re: [Poll] Rate Yourself as a Boglehead

Post by LadyGeek » Sun Oct 07, 2012 2:18 pm

Boglenaut - I deleted the poll, can you recreate it by editing Post #1?

How "True" of a Boglehead are You?

100% - I am the perfect Boglehead to the best of my understanding.
80 to 100% - Pretty close, but I deviate on some minor points
60 to 80% - I generally agree and implement the philosophy, but have some exceptions
40 to 60% - I follow some key elements of being a Boglehead, but have some significant exceptions
0 to 40% - I lean toward Boglehead ways, but am hardly a "Boglehead"
-40 to 0% - I generally disagree with the philosophy
-80 to -40% - You guys are wrong. If I do something Boglehead-ish, it's by accident
-100 to -80% - I came here from Registered Rep just to get my blood boiling!!
Other
Unknown - I am still learning and don't have a good feel yet for the philosophy
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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Re: [Poll] Rate Yourself as a Boglehead

Post by Boglenaut » Sun Oct 07, 2012 2:25 pm

It came back!

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Re: Rate Yourself as a Boglehead

Post by LadyGeek » Sun Oct 07, 2012 2:29 pm

Hang on, I think I found it.

Me thinks that this is the first poll to show up in the "new" Bogleheads community forum. I dug into the forum software and made a few tweaks.

I recreated the poll and cast my vote. How's it look now?
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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Re: [Poll] Rate Yourself as a Boglehead

Post by sscritic » Sun Oct 07, 2012 2:30 pm

Buttons galore.

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Re: [Poll] Rate Yourself as a Boglehead

Post by Bob's not my name » Sun Oct 07, 2012 2:30 pm

I was kind of hoping that when the poll was recreated it would be titled "How true a Boglehead are you?"

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Re: [Poll] Rate Yourself as a Boglehead

Post by sscritic » Sun Oct 07, 2012 2:36 pm

Bob's not my name wrote:I was kind of hoping that when the poll was recreated it would be titled "How true a Boglehead are you?"
It's a well known boglehead rule that the title of a thread with a poll is not allowed to match the actual poll question. :)

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Re: [Poll] Rate Yourself as a Boglehead

Post by Boglenaut » Sun Oct 07, 2012 2:38 pm

sscritic wrote:
Bob's not my name wrote:I was kind of hoping that when the poll was recreated it would be titled "How true a Boglehead are you?"
It's a well known boglehead rule that the title of a thread with a poll is not allowed to match the actual poll question. :)
Everyone's a critic. :wink: :wink:

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Re: [Poll] Rate Yourself as a Boglehead

Post by LadyGeek » Sun Oct 07, 2012 2:41 pm

Thanks for the help. That software was doing exactly as it was told. :)

The OP of any thread (i.e. Boglenaut) can change the title by editing the Subject line in Post #1.

As for the poll, I almost went with 100%, but dropped down to "Pretty Close." Why? I'm giving myself room for error trying to predict future performance.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.

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Re: [Poll] How "True" of a Boglehead are You?

Post by coldav » Sun Oct 07, 2012 2:51 pm

Low income type and highly risk averse. My only 2 mutual funds are VBMFX and VTSMX, with it weighted more toward the former than the latter since I am in my 60's - 2/3's in the bond fund. I put pretty close since I am open to change, but the reasons will have to be convincing.

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Re: [Poll] How "True" of a Boglehead are You?

Post by Bob's not my name » Sun Oct 07, 2012 2:57 pm

Gaa! No "of". Serves me right. Now it's up there twice.

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Re: [Poll] How "True" of a Boglehead are You?

Post by ruralavalon » Sun Oct 07, 2012 2:59 pm

I voted "80 to 100% - Pretty close, but I deviate on some minor points".

The word "perfect" in the top choice will never fit me or anything I do.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

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Re: [Poll] Rate Yourself as a Boglehead

Post by Fallible » Sun Oct 07, 2012 3:19 pm

Boglenaut wrote:Fallible, good list.

I purposefully did not define exactly what a "True Boglehead" was. I really wanted people to rate themselves by their own definition. Then, as it was discussed I had set it so people could change their answers if they wanted to.

I think your list is a great starting point.

Then I thought we may get debate on things like REIT, TIPs, or Intl. Or ETFs. etc. I liked Archie Sinclairs example as well.

I had voted myself 80-100%.
With you all the way there.
John Bogle on his often bumpy road to low-cost indexing: "When a door closes, if you look long enough and hard enough, if you're strong enough, you'll find a window that opens."

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Re: [Poll] How "True" of a Boglehead are You?

Post by bengal22 » Sun Oct 07, 2012 3:33 pm

I am within 2 standard deviations of being a perfect Boglehead.

I would suspect that Bogleheadism is actually a philosophy that allows for a certain amount of normal variation.
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Re: [Poll] Rate Yourself as a Boglehead

Post by nisiprius » Sun Oct 07, 2012 4:02 pm

Bob's not my name wrote:I was kind of hoping that when the poll was recreated it would be titled "How true a Boglehead are you?"
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gives the truth to summer's lie..."
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Re: [Poll] How "True" of a Boglehead are You?

Post by Levett » Sun Oct 07, 2012 4:24 pm

"to thine own self be true,
And it must follow, as the night the day,
Thou canst not then be false to any man."


Lev

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Re: [Poll] How "True" of a Boglehead are You?

Post by Rick Ferri » Sun Oct 07, 2012 5:06 pm

I've owned a few thousand dollars in Berkshire Hathaway B-shares for 15 years so I can't call myself a purist!

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Re: [Poll] How "True" of a Boglehead are You?

Post by Grt2bOutdoors » Sun Oct 07, 2012 5:19 pm

I have a buy n hold individual large cap value equity portfolio - so for this one minor deviation I put myself in the 80% category - turnover is extremely low <3%. Sales mostly occur do to mergers or outright acquisitons of the companies I hold - the very transactions that would also affect those who hold index funds or select TLH'ing, which after the appropriate period expires is then repurchased. Other than that, I follow all of the Boglehead principles.
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Re: [Poll] How "True" of a Boglehead are You?

Post by englishgirl » Sun Oct 07, 2012 5:37 pm

Me! Me! I'm perrrrfect!

But of course, my definition of a Boglehead is probably much more wide and flexible than many others. :sharebeer
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Re: [Poll] How True a Boglehead are You?

Post by Boglenaut » Sun Oct 07, 2012 6:08 pm

Bob's not my name wrote:Gaa! No "of". Serves me right. Now it's up there twice.
It's actually in every individual subject line (including yours) since I made the "correction" as well.

Sheesh... posted in wrong forum, grammar errors, inconsistent titles... I am going to be banned from making any more polls! :oops:

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Re: [Poll] How "True" of a Boglehead are You?

Post by Nestegg_User » Sun Oct 07, 2012 6:21 pm

1. LBYM -- definitely currently save >>50%
2. Use indexes when possible ---
here's is where I stray: some stock indexes, but also some specific stocks ; bonds: use index-like ETFs
3. Plan: have developed plan -- includes diversification among intl, small & mid-cap, EM, intermediate-term bond, muni and REIT
4. Risk: might actually take too little risk (but am already at the "number")
5. Invested almost as early as possible
6. Have timed the market --- sold some into BRK from total market before earlier plunge, sold from BRK before it lost most (~4500 to ~2800 for B shares)
but also profited from earlier intl stocks (sold and then saw a certain TV "mad money" host try to suggest others buy (I assumed he hadn't
gotten out fully yet !)). So mostly non-timed but have tendencies....
7. Keep costs low: ER's are very important
8. Taxes --- since most is in taxable, do what one can, but when in 33% land (not yet in AMT, but getting closer) only so much to do
waiting for lower tax years after retiremnt to do Roth conversions.

So, I said 0-40%.....since I use CS but have CS and vanguard ETF's.

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Re: [Poll] How True a Boglehead are You?

Post by Bob's not my name » Sun Oct 07, 2012 6:46 pm

Boglenaut wrote:I am going to be banned from making any more polls! :oops:
Trust me, I'm closer to being banned than you.

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Re: [Poll] How True a Boglehead are You?

Post by Snow Boarder » Sun Oct 07, 2012 9:00 pm

I voted 100%. Over the past year I went from a complex portfolio of actively managed MF to a true core fore portfolio.
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Re: [Poll] How True a Boglehead are You?

Post by Sheepdog » Mon Oct 08, 2012 6:05 am

Since I have owned a lot of Wellesley, short term corporate...oops the name is now short term investment grade, and a smidgen of high yield corporate for years and years, that sends me down the Boglehead poll. Oh, I do have index also and I haven't had any debts for 20 years plus I live within my means...That counts some.....
Sorry 'bout that. I can't change what has worked
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Re: [Poll] How True a Boglehead are You?

Post by mikem » Mon Oct 08, 2012 6:29 am

I have slightly more international than Mr Bogle recommends and have latent desires to own Wellington....but I am close to being a zealot.

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Re: [Poll] How True a Boglehead are You?

Post by gnosis » Mon Oct 08, 2012 4:25 pm

I don't live below my means. You only live once. Other than that difference in philosophy, I'm a diehard Boglehead.

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Re: [Poll] How True a Boglehead are You?

Post by Sam I Am » Mon Oct 08, 2012 5:18 pm

Message deleted.
Last edited by Sam I Am on Mon Oct 07, 2013 2:42 pm, edited 1 time in total.

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Re: [Poll] How True a Boglehead are You?

Post by iceport » Mon Oct 08, 2012 8:01 pm

I like Taylor's description from the old Vanguard Diehards forum the best:
Taylor Larimore wrote:In general, here is the Diehard philosophy:

1. Develop a diversified plan.
2. Use low-cost, low-turnover funds
3. Consider tax-efficiency
4. Keep investing simple
5. Stay the course
So I'm about 80% there. (Still working on the simplicity part...)

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Re: [Poll] How True a Boglehead are You?

Post by pascalwager » Tue Oct 09, 2012 12:52 am

My overall FI is of short duration (1.8 years), so I'm not a true BH.

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Re: [Poll] How True a Boglehead are You?

Post by stemikger » Wed Oct 10, 2012 9:11 am

If following Mr. Bogle's advice makes one a Boglehead I am 100%

If following the advice of many here, I am not a Boglehead.

Consider that the ultimate in simplicity. The simpliest of all approaches is to invest soley in a single balanced market index fund - Just one Fund and it works.

Overseas investments - holdings in the corporations of other nations-are not essential, nor even necessary, to a well-diversifed portfolio.

Both of those sentiments are from the mouth of Mr. Bogle which I follow so does that make me a Boglehead or an anti-Boglehead because many or all here don't follow this advice.
Choose Simplicity ~ Stay the Course!! ~ Press on Regardless!!!

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