Roll Call for the Retirement Class of 2021!

US Local Chapters, Wiki, and general Bogleheads community discussion, news, events, and announcements.
Post Reply
2cents2
Posts: 569
Joined: Sun Mar 02, 2014 11:31 am

Re: Roll Call for the Retirement Class of 2021!

Post by 2cents2 »

Miriam2 wrote: Sun Jul 11, 2021 8:55 am
2cents2 wrote: My DH gave his notice for his retirement on 7/9/2021. (We will be celebrating 2-Independence Days this week. :D )
This entire week must have been one happy giant party! :sharebeer It's a great time to retire! (actually, anytime is a great time to retire LOL ) Best wishes on becoming independent and free and for a long healthy retirement that is everything hoped for with lots of fun and great adventures for your entire family. :D
Thanks Miriam2--
I have been waiting for DH to join me in retirement for 10 years so it has been a great week!
Last edited by 2cents2 on Sun Jul 11, 2021 4:31 pm, edited 1 time in total.
Elena
Posts: 393
Joined: Mon Nov 21, 2016 5:42 pm

Re: Roll Call for the Retirement Class of 2021!

Post by Elena »

Miriam2 wrote: Fri Jul 02, 2021 5:51 pm
Elena wrote: I just FIREd five minutes ago! My 10-mo. contract ended in May, and was to be resumed in August as every year for the last twenty, but I decided it was overly complicated to keep going (I have been on "one more year" mode for ca. five or six, planning all aspects under my control).
Age: 48.
Retirement date: June 25th, 2021.
Thank you for the online session!
Way to go, Elena!! You're not only on this Awesome Roll Call, but you're in the running for the Very Coveted Award as The Youngest Retiree!!

Being the youngest retiree, however, has its "uh, what do I do now?" moments :mrgreen: What are your plans for the next 50 years? We wish you all good things in your retirement. :D

Happy you enjoy the BH online meetings - please join your fellow BHs at future virtual online meetings - here is the Calendar of Events and at the bottom of the calendar, you'll find links to the recordings of past meetings, the BH Speaker Series, and Rick Ferri's BH on Investing Podcasts.
Thank you, Miriam2!

If you read a long "can I retire" post I wrote some time ago, this has been in the works for a while. Family illness and not being allowed to work remotely any longer set it all in motion. I will take some time to adjust, but I have always been self-motivated, so I will probably write yet another book after I relocate. For now, I have transitioned to primary caretaker of two 80+ persons, a cat and my dog, and I will be doing some "revenge travel" this summer.

Thank you for the link, and for the time you take in maintaining this thread.

Elena.
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

beyou wrote: Still hoping to get my "package" starting year end and be free on New Years Eve.
Not leaving without that severance package, not sure what more I need to do to get laid off :-)
I would think late 50s and refusal to go along with most major corporate changes would do it, but as of now have only
a notice of what I must do by 12/31/2021 to retain employment, something I do not plan to do !
Hmm - this is really quite a problem, the failure to get fired . . . :confused

Well, we once had a Boglehead who "accidentally retired," filled in the wrong paperwork or something like that, then decided, OK, what the heck, rather than correct it, I'll just retire. And another time we had a Boglehead who "might have just added" himself to the retirement class, but his employer wouldn't let him resign. Now you've done everything you could to get laid off, but they won't fire you :annoyed

OK . . . here's what you do . . . keep this lovely pillow on your desk at work and take naps whenever you want during the day :D They'll either get the idea or we'll have to move on to more obvious tactics.


Image
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

Here are the summer updates for the Roll Call for the Awesome Retirement Class of 2021 8-)

We already have 56 Boglehead graduates out the door and enjoying their first summer without those end-of-summer-vacation back-to-work blues!

:D Already Graduated!! - Best wishes for a long wonderful retirement!
01 Jan - WanderingWheelz (age 49.5)
01 Jan - Silk McCue (61)
02 Jan - bliksem55 (59)
05 Jan - Nash22 (60)
08 Jan - Shackleton (53)
08 Jan - Gardening Dog
19 Jan - journey (56)
31 Jan - Arabesque (69.5)

01 Feb - gamboolman (61)
01 Feb - ClassOf2021 (63)
01 Feb - scguy613 (64)
12 Feb - Djwil296 (57.5)
11 Feb - Exchme (60)
15 Feb - datadatum (50)
17 Feb - Taz (57)
26 Feb - Fierce Escape (53)

16 Mar - mchop (50)
23 Mar - walkindude (62)
31 Mar - Barefootgirl (60)
__ Mar - Dad3Boys (62)

02 Apr - Barcelonasteve (54)
02 Apr - kaesler
15 Apr - travelspot (53)
30 Apr - jello_nailer (64)
30 Apr - Bungo (52)
30 Apr - reddison (62)
__ Apr - corn18 (55)
__ Apr - bluesky50 (55)
__ Apr - Unhewnstone (55)

07 May - CompassRose (61)
07 May - bhughes1001 (64)
07 May - wesley888 (56)
14 May - GeraniumLover
14 May - cadreamer2015
28 May - radiowave
28 May - Sodapop (65)
31 May - Swee'pea (62)
31 May - chris319 (66)

01 Jun - beernutz (62)
04 Jun - wandering_aimlessly (55)
04 Jun - Candor (53)
11 Jun - trueson1 (65)
11 Jun - livelovelaugh (53)
15 Jun - Fiddle-Bow (60)
18 Jun - ClassOf21 (51)
20 Jun - slyfox (56)
25 Jun - Elena (48)
28 Jun - JediMisty (63)
30 Jun - McDougal
__ Jun - KarenC

01 Jul - KESP (64)
01 Jul - tetractys (65)
05 Jul - Johnsson (59)
08 Jul - NancyABQ (59)
09 Jul - marco1910 (65)
09 Jul - 2cents2

Our upcoming graduates - getting ready for this most incredible time of life :beer
31 Jul - maineminder (62)
__ Jul - The Outsider (64)
__ Jul - Morgan22
__ Jul - cdc (60)

01 Aug - fposte (58)
05 Aug - retire2022 (61)
31 Aug - ClaycordJCA (62)

01 Sep - mggray17 (52)
20 Sep - goblue100
__ Sep - shapeshifter (58)

01 Oct - Derpalator (61)
01 Oct - Matt62
__ Oct - MDfan (60)

01 Nov - birdog (48)
01 Nov - tooluser (56)

31 Dec - DKD (62)
31 Dec - beyou
31 Dec - 2020content (55)
__ ___ - formerlybroke (60)
__ ___ - JackFFR1846
__ ___ - Siaigi


The Infinity Retirement Class 8-)
TheTimeLord (class of 2014/2015/2016/2017/2018/2019/2020/2021 . . . to infinity and beyond!! . . .)
HomerJ (class of 2021 . . . to S&P 5,000 and beyond!! . . .)


Image

Let me know if I left anyone out :D
Last edited by Miriam2 on Wed Jul 28, 2021 10:36 pm, edited 3 times in total.
chris319
Posts: 743
Joined: Thu Jan 28, 2021 6:04 pm

Re: Roll Call for the Retirement Class of 2021!

Post by chris319 »

Hi Miriam -

My new career is "self-employed investor", just like Warren Buffett!

I manage my portfolio and dispense advice to anyone who asks. I do not report to a workplace and no one can fire me. It keeps my mind occupied and me motivated. You can only watch so much MSNBC and CNN per day.

Everyone needs a purpose in life. I think Jack Bogle said that.

Warren has more and bigger assets than I do but we are both investors. Warren owns See's Candy and I own Hershey. Hershey has a line of sugar-free chocolates (sweetened with stevia) which are a diabetic's dream come true.
The only person you have to please in life is yourself.
Wannaretireearly
Posts: 1877
Joined: Wed Mar 31, 2010 4:39 pm

Re: Roll Call for the Retirement Class of 2021!

Post by Wannaretireearly »

Miriam2 wrote: Tue Jul 13, 2021 2:27 pm Here are the summer updates for the Roll Call for the Awesome Retirement Class of 2021 8-)

We already have 56 Boglehead graduates out the door and enjoying their first summer without those end-of-summer-vacation back-to-work blues!

:D Already Graduated!! - Best wishes for a long wonderful retirement!
01 Jan - WanderingWheelz (age 49.5)
01 Jan - Silk McCue (61)
02 Jan - bliksem55 (59)
05 Jan - Nash22 (60)
08 Jan - Shackleton (53)
08 Jan - Gardening Dog
19 Jan - journey (56)
31 Jan - Arabesque (69.5)

01 Feb - gamboolman (61)
01 Feb - ClassOf2021 (63)
01 Feb - scguy613 (64)
12 Feb - Djwil296 (57.5)
11 Feb - Exchme (60)
15 Feb - datadatum (50)
17 Feb - Taz (57)
26 Feb - Fierce Escape (53)

16 Mar - mchop (50)
23 Mar - walkindude (62)
31 Mar - Barefootgirl (60)
__ Mar - Dad3Boys (62)

02 Apr - Barcelonasteve (54)
02 Apr - kaesler
15 Apr - travelspot (53)
30 Apr - jello_nailer (64)
30 Apr - Bungo (52)
30 Apr - reddison (62)
__ Apr - corn18 (55)
__ Apr - bluesky50 (55)
__ Apr - Unhewnstone (55)

07 May - CompassRose (61)
07 May - bhughes1001 (64)
07 May - wesley888 (56)
14 May - GeraniumLover
14 May - cadreamer2015
28 May - radiowave
28 May - Sodapop (65)
31 May - Swee'pea (62)
31 May - chris319 (66)

01 Jun - beernutz (62)
04 Jun - wandering_aimlessly (55)
04 Jun - Candor (53)
11 Jun - trueson1 (65)
11 Jun - livelovelaugh (53)
15 Jun - Fiddle-Bow (60)
18 Jun - ClassOf21 (51)
20 Jun - slyfox (56)
25 Jun - Elena (48)
28 Jun - JediMisty (63)
30 Jun - McDougal
__ Jun - KarenC

01 Jul - KESP (64)
01 Jul - tetractys
05 Jul - Johnsson (59)
08 Jul - NancyABQ (59)
09 Jul - marco1910 (65)
09 Jul - 2cents2

Our upcoming graduates - getting ready for this most incredible time of life :beer
31 Jul - maineminder (62)
__ Jul - The Outsider (64)
__ Jul - Morgan22
__ Jul - cdc (60)

01 Aug - fposte (58)
05 Aug - retire2022

01 Sep - mggray17 (52)
20 Sep - goblue100
__ Sep - shapeshifter (58)

01 Oct - Derpalator (61)
01 Oct - Matt62
__ Oct - MDfan (60)

01 Nov - birdog (48)
01 Nov - tooluser (56)

31 Dec - DKD (62)
31 Dec - beyou
31 Dec - 2020content (55)
__ ___ - ClaycordJCA
__ ___ - formerlybroke (60)
__ ___ - JackFFR1846
__ ___ - Siaigi


The Infinity Retirement Class 8-)
TheTimeLord (class of 2014/2015/2016/2017/2018/2019/2020/2021 . . . to infinity and beyond!! . . .)
HomerJ (class of 2021 . . . to S&P 5,000 and beyond!! . . .)


Image

Let me know if I left anyone out :D
This is amazing pro bono work 😀. Nice job Miriam.
Amazing to see all these names/ages line up. 5 to 7 more years before I'm eligible to be added to the list!
Death and taxes. Only one is under your control!
User avatar
tooluser
Posts: 977
Joined: Sat Oct 01, 2011 7:04 pm

Re: Roll Call for the Retirement Class of 2021!

Post by tooluser »

tooluser wrote: Sun Apr 25, 2021 8:14 pm 01 Nov 2021, at just a little over the age of 56.
At that point I am currently projecting that I will be at 99.9% of the highest estimate of my "number". Close enough!

I am not planning to make the final call (putting in the paperwork) until about 01 Aug though. A lot can happen between now and then, but those are phantom fears (I keep telling myself.)

Thanks to COVID-19 and a good accrual rate, I will need to take about 10 weeks of vacation between now and then (will not be paid out, have to use it up). I think I can handle that though.

I'll save my thanks to Bogleheads for when the day actually occurs, but I very much appreciate everything that got me to this decision! :happy
17 days out from my decision point. Currently projecting 101.3% of enough.

And yet the mind plays games.

Looking through some "One More Year" discussions, the idea that retirement is a new phase of life similar to entering the workforce really resonates. When you were just starting out, who knew how it would really go? Same as retirement, except you are older and (hopefully) wiser and have more resources. At the different ages you control different things.

Also, there are some really good fishing pictures in the "Class of 2014" thread. :P

And in addition, I recently found out that my company does pay out any accrued vacation time at separation. Dozens of coworkers over the years have sworn that that's not the case. Go figure. So I did. It does turn out that, at least for me, taking the vacation results in a greater pension accrual than the paid-out money would equivalently provide, so it actually does make the most financial sense to burn the vacation before you go.
Escapevelocity
Posts: 685
Joined: Mon Feb 18, 2019 8:32 am

Re: Roll Call for the Retirement Class of 2021!

Post by Escapevelocity »

tooluser wrote: Wed Jul 14, 2021 8:58 pm
tooluser wrote: Sun Apr 25, 2021 8:14 pm 01 Nov 2021, at just a little over the age of 56.
At that point I am currently projecting that I will be at 99.9% of the highest estimate of my "number". Close enough!

I am not planning to make the final call (putting in the paperwork) until about 01 Aug though. A lot can happen between now and then, but those are phantom fears (I keep telling myself.)

Thanks to COVID-19 and a good accrual rate, I will need to take about 10 weeks of vacation between now and then (will not be paid out, have to use it up). I think I can handle that though.

I'll save my thanks to Bogleheads for when the day actually occurs, but I very much appreciate everything that got me to this decision! :happy
17 days out from my decision point. Currently projecting 101.3% of enough.

And yet the mind plays games.

Looking through some "One More Year" discussions, the idea that retirement is a new phase of life similar to entering the workforce really resonates. When you were just starting out, who knew how it would really go? Same as retirement, except you are older and (hopefully) wiser and have more resources. At the different ages you control different things.

Also, there are some really good fishing pictures in the "Class of 2014" thread. :P

And in addition, I recently found out that my company does pay out any accrued vacation time at separation. Dozens of coworkers over the years have sworn that that's not the case. Go figure. So I did. It does turn out that, at least for me, taking the vacation results in a greater pension accrual than the paid-out money would equivalently provide, so it actually does make the most financial sense to burn the vacation before you go.
So, what's the decision? Still up in the air?
User avatar
tooluser
Posts: 977
Joined: Sat Oct 01, 2011 7:04 pm

Re: Roll Call for the Retirement Class of 2021!

Post by tooluser »

Escapevelocity wrote: Wed Jul 14, 2021 9:23 pm
tooluser wrote: Wed Jul 14, 2021 8:58 pm
tooluser wrote: Sun Apr 25, 2021 8:14 pm 01 Nov 2021, at just a little over the age of 56.
At that point I am currently projecting that I will be at 99.9% of the highest estimate of my "number". Close enough!

I am not planning to make the final call (putting in the paperwork) until about 01 Aug though. A lot can happen between now and then, but those are phantom fears (I keep telling myself.)

Thanks to COVID-19 and a good accrual rate, I will need to take about 10 weeks of vacation between now and then (will not be paid out, have to use it up). I think I can handle that though.

I'll save my thanks to Bogleheads for when the day actually occurs, but I very much appreciate everything that got me to this decision! :happy
17 days out from my decision point. Currently projecting 101.3% of enough.

And yet the mind plays games.

Looking through some "One More Year" discussions, the idea that retirement is a new phase of life similar to entering the workforce really resonates. When you were just starting out, who knew how it would really go? Same as retirement, except you are older and (hopefully) wiser and have more resources. At the different ages you control different things.

Also, there are some really good fishing pictures in the "Class of 2014" thread. :P

And in addition, I recently found out that my company does pay out any accrued vacation time at separation. Dozens of coworkers over the years have sworn that that's not the case. Go figure. So I did. It does turn out that, at least for me, taking the vacation results in a greater pension accrual than the paid-out money would equivalently provide, so it actually does make the most financial sense to burn the vacation before you go.
So, what's the decision? Still up in the air?
Not quite there yet. I am leaning in more towards doing it. Why else did I save so much? There's nothing forcing me out. I have pad in my budget. Bogleheads taught me how to do the math right, and to account for many subsidiary concerns.

It's an 01 Aug decision point to take effect 01 Nov. My original estimate was 01 Aug 2022 retirement. How much is an extra 9 months worth? Probably a lot. The market has been good. Yet what the market giveth, the market may taketh away...and I'll be faced with that certainty after I retire as well. It's not all a logical decision, too many unknowns.

I post mostly to goad myself to do the right thing.
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

chris319 wrote: My new career is "self-employed investor", just like Warren Buffett!

I manage my portfolio and dispense advice to anyone who asks. I do not report to a workplace and no one can fire me. It keeps my mind occupied and me motivated. You can only watch so much MSNBC and CNN per day.

Everyone needs a purpose in life. I think Jack Bogle said that.

Warren has more and bigger assets than I do but we are both investors. Warren owns See's Candy and I own Hershey. Hershey has a line of sugar-free chocolates (sweetened with stevia) which are a diabetic's dream come true.
Ahh - deep reflections on the old esoteric meaning and purpose of life 8-) Well I certainly agree that chocolate is high on the list, also not reporting to a workplace and being a self-employed investor is right up there with chocolate.

Sounds like you're off to a great retirement start! Best wishes and keep it up!! :beer
Escapevelocity
Posts: 685
Joined: Mon Feb 18, 2019 8:32 am

Re: Roll Call for the Retirement Class of 2021!

Post by Escapevelocity »

chris319 wrote: Wed Jul 14, 2021 1:56 am Hi Miriam -

My new career is "self-employed investor", just like Warren Buffett!

I manage my portfolio and dispense advice to anyone who asks. I do not report to a workplace and no one can fire me. It keeps my mind occupied and me motivated. You can only watch so much MSNBC and CNN per day.

Everyone needs a purpose in life. I think Jack Bogle said that.

Warren has more and bigger assets than I do but we are both investors. Warren owns See's Candy and I own Hershey. Hershey has a line of sugar-free chocolates (sweetened with stevia) which are a diabetic's dream come true.
Stevia tastes like rat poison to me.
User avatar
birdog
Posts: 1411
Joined: Fri Apr 07, 2017 1:35 pm
Location: Anytown, USA

Re: Roll Call for the Retirement Class of 2021!

Post by birdog »

Escapevelocity wrote: Thu Jul 15, 2021 1:32 pm Stevia tastes like rat poison to me.
I see. When did you last taste rat poison? :D
Escapevelocity
Posts: 685
Joined: Mon Feb 18, 2019 8:32 am

Re: Roll Call for the Retirement Class of 2021!

Post by Escapevelocity »

birdog wrote: Thu Jul 15, 2021 1:41 pm
Escapevelocity wrote: Thu Jul 15, 2021 1:32 pm Stevia tastes like rat poison to me.
I see. When did you last taste rat poison? :D
LOL. It's what I imagine it to taste like.
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

Wannaretireearly wrote: This is amazing pro bono work 😀. Nice job Miriam.
Thanks for the thanks :happy Pro bono? for all this work? gotta talk to the boss . . .
Wannaretireearly wrote:Amazing to see all these names/ages line up. 5 to 7 more years before I'm eligible to be added to the list!
Remember to remind me, 'cause by then my marbles may be rolling around and nothing will line up LOL!
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

tooluser wrote: 17 days out from my decision point. Currently projecting 101.3% of enough.

And yet the mind plays games.

Looking through some "One More Year" discussions, the idea that retirement is a new phase of life similar to entering the workforce really resonates. When you were just starting out, who knew how it would really go? Same as retirement, except you are older and (hopefully) wiser and have more resources. At the different ages you control different things.
Interesting discussion. I agree, but then, do we ever know how things go? Opportunities come, doors open (or close), we need to keep our eyes open to seize opportunities and avoid calamities, and it's good to have financial resources to handle what comes.
tooluser wrote:Also, there are some really good fishing pictures in the "Class of 2014" thread. :P
Oh yes, those are siamond and his sturgeons 8-) He spends all day wrestling with them, hauls them in, takes pix, then releases them and they swim away in a huff. Then siamond goes home and tells his wife he spent the day catching huuuge fish, but let them go. She is happy he was out of the house and, considering the fight he had with the fish, happy he returned :D
User avatar
siamond
Posts: 5833
Joined: Mon May 28, 2012 5:50 am

Re: Roll Call for the Retirement Class of 2021!

Post by siamond »

Miriam2 wrote: Fri Jul 16, 2021 6:33 pm
tooluser wrote: Also, there are some really good fishing pictures in the "Class of 2014" thread. :P
Oh yes, those are siamond and his sturgeons 8-) He spends all day wrestling with them, hauls them in, takes pix, then releases them and they swim away in a huff. Then siamond goes home and tells his wife he spent the day catching huuuge fish, but let them go. She is happy he was out of the house and happy he returned :D
Actually, I kind of busted my left shoulder while casting at 80+ yards to reach very deep spots where those sturgeons hide! But I do keep fishing. This also works great to attract the attention of young pretty ladies. Here is proof (this was taken last fall, the fish was a little over 30 pounds). The mom (who took the picture) was grinning ear to ear too.

Image

I submitted this cool picture to an online competition and won second place. Since I have a few of those medals already, I decided that the young supermodel should get the rewards. Mom did explain to her that those are NOT chocolate medals! (and mom did agree that I could post those pictures on a public forum, by the way).

Image

See, tooluser? Why grind one more year at work when you can have such magical moments, being free to roam wherever you want and do whatever you want... We have only one life and things do go downhill after a certain age (cf. stupid shoulder!).
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

siamond wrote:
Miriam2 wrote: Fri Jul 16, 2021 6:33 pm
tooluser wrote: Also, there are some really good fishing pictures in the "Class of 2014" thread. :P
Oh yes, those are siamond and his sturgeons 8-) He spends all day wrestling with them, hauls them in, takes pix, then releases them and they swim away in a huff. Then siamond goes home and tells his wife he spent the day catching huuuge fish, but let them go. She is happy he was out of the house and happy he returned :D
Actually, I kind of busted my left shoulder while casting at 80+ yards to reach very deep spots where those sturgeons hide! But I do keep fishing. This also works great to attract the attention of young pretty ladies. Here is proof (this was taken last fall, the fish was a little over 30 pounds). The mom (who took the picture) was grinning ear to ear too. . . . I submitted this cool picture to an online competition and won second place. Since I have a few of those medals already, I decided that the young supermodel should get the rewards. Mom did explain to her that those are NOT chocolate medals! (and mom did agree that I could post those pictures on a public forum, by the way).
Thank you, siamond, for your fishing update, and your secret for attracting pretty ladies. 8-) We have always been impressed with your fishing prowess and those fish are really huuuuge! Quite a wild retirement adventure, although very pleasant to be outside having a good time and enjoying nature. Please take care of your busted shoulder - we wish you many years ahead enjoying your retirement :happy
siamond wrote:See, tooluser? Why grind one more year at work when you can have such magical moments, being free to roam wherever you want and do whatever you want... We have only one life and things do go downhill after a certain age (cf. stupid shoulder!).
Appreciate your advice, siamond, and we hope you'll come back with more help - and more fish stories :D
User avatar
tetractys
Posts: 4871
Joined: Sat Mar 17, 2007 3:30 pm
Location: Along the Salish Sea

Re: Roll Call for the Retirement Class of 2021!

Post by tetractys »

Hi Miriam2,

I see most of us have our retirement ages on the list (but not me!). I just wasn’t thinking about that upon joining, even though it was the magic allowable retirement number at work. So you have my consent to stick a “(65)” after my user name :D Also Miriam THX for your efforts—it’s been plain enjoyable!
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

tetractys wrote: Hi Miriam2,
I see most of us have our retirement ages on the list (but not me!). I just wasn’t thinking about that upon joining, even though it was the magic allowable retirement number at work. So you have my consent to stick a “(65)” after my user name :D Also Miriam THX for your efforts—it’s been plain enjoyable!
You're welcome! and I stuck a (65) after your Roll Call listing - it's a good age to retire. 8-)
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

birdog wrote:
Escapevelocity wrote: Stevia tastes like rat poison to me.
I see. When did you last taste rat poison? :D
Haha! And birdog takes the Very Coveted Award for Post of Year [wild applause!!!] :D
victw
Posts: 166
Joined: Sat Feb 20, 2016 4:07 pm

Re: Roll Call for the Retirement Class of 2021!

Post by victw »

Miriam2,

Please add me/us to the roll call. My husband gave notice today till the end of August. Wow.
I've been in grad school for the past year with no work responsibilities. I did not feel officially retired. Until we retired.

If they offered him a package, ie access to health care he will stay until February 2022. But right now the date is August 31st.

We are 52 and 57. And as with many - healthcare is our biggest worry. Looking forward to a lot of hikes and long walks.

Vicki
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

victw wrote: Please add me/us to the roll call. My husband gave notice today till the end of August. Wow.
I've been in grad school for the past year with no work responsibilities. I did not feel officially retired. Until we retired.

If they offered him a package, ie access to health care he will stay until February 2022. But right now the date is August 31st.

We are 52 and 57. And as with many - healthcare is our biggest worry. Looking forward to a lot of hikes and long walks.
We added you to the roster as self-reporting Officially Retired - and if your circumstances change, just let us know and we re-boot 8-)
"Lots of hikes and long walks" - sounds like the most pleasurable stress-free times. We wish you a wonderful retirement.
ClaycordJCA
Posts: 376
Joined: Sun Aug 09, 2015 11:19 pm
Location: SF Bay Area

Re: Roll Call for the Retirement Class of 2021!

Post by ClaycordJCA »

Hello Miriam,

I have an update. Earlier this week I provided the Firm with notice of my impending retirement. My last day of work will be August 31st. :D The first day of retirement will be September 1. After 34 years of practicing law, I will need to figure out what I want to do when I grow up and shift my mindset from being a saver to a spender. I will be 62, by the way.
2cents2
Posts: 569
Joined: Sun Mar 02, 2014 11:31 am

Re: Roll Call for the Retirement Class of 2021!

Post by 2cents2 »

I'm not sure it is okay to post this here, but I had a success story related to our recent retire (on Jul 9th). We dashed off the SSA-44
(https://www.ssa.gov/forms/ssa-44-ext.pdf) form to let Medicare know DH had retired and we would have a lower income for 2021 (for IRMAA). We received a determination in our favor on the 23rd of Jul! I would not have known to do that if not for the Bogleheads board, so I must say, "Thanks!" (And for all the other stuff I have learned about planning for retirement here).

We initiated a 401k rollover to DH's IRAs yesterday. That made it feel real. (Like-he ain't kidding, he's not going back. :D )
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

ClaycordJCA wrote: I have an update. Earlier this week I provided the Firm with notice of my impending retirement. My last day of work will be August 31st. :D The first day of retirement will be September 1. After 34 years of practicing law, I will need to figure out what I want to do when I grow up and shift my mindset from being a saver to a spender. I will be 62, by the way.
Thanks for the update, ClaycordJCA! After 34 years of practicing law, for sure it's time to toss away all that lawyer-thinking and shift your mindset! You're going to enjoy your free days and the opportunity to make new plans for new adventures. We wish you a wonderful stress-relieving retirement and hope you enjoy spending a little :dollar on good things for yourself :D
User avatar
tooluser
Posts: 977
Joined: Sat Oct 01, 2011 7:04 pm

Re: Roll Call for the Retirement Class of 2021!

Post by tooluser »

I am resetting my retirement glideslope back to the original date of 01 Aug 2022. Only 9 more months from 01 Nov 2021, so not OMY! :wink:

I looked more closely at the time between retirement and selling my house to move to a new area, and found that though the money works out fine nominally, in a major market downturn I would not have the room to cut expenses that I will have after I move. Rationally, I'm sure I would be okay, but my gut tells me to wait a bit and cash-flow some of the house sale improvement expenses while still employed. Meanwhile my pension will continue to increase in value. There is also a quirk in my retiree healthcare premium that makes it about $10k more valuable to retire on 01 Aug than any other day of the year, so once I am into 2022, I might as well go until 01 Aug.

So, see you in the Class of 2022 thread! And who knows, I might end up back here.
shapeshifter
Posts: 42
Joined: Wed Jan 06, 2021 3:59 pm

Re: Roll Call for the Retirement Class of 2021!

Post by shapeshifter »

Hello Miriam,

Another update... Paperwork just filed! WIll have to bear the burden of unproductivity after I sign out on 12/31/2021. :)
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

tooluser wrote: I am resetting my retirement glideslope back to the original date of 01 Aug 2022. Only 9 more months from 01 Nov 2021, so not OMY! :wink:
OK tooluser! Not gonna mess with you :D We moved you to the 2022 Roll Call - it will be here before you know it!
tooluser wrote:I looked more closely at the time between retirement and selling my house to move to a new area, and found that though the money works out fine nominally, in a major market downturn I would not have the room to cut expenses that I will have after I move. Rationally, I'm sure I would be okay, but my gut tells me to wait a bit and cash-flow some of the house sale improvement expenses while still employed. Meanwhile my pension will continue to increase in value. There is also a quirk in my retiree healthcare premium that makes it about $10k more valuable to retire on 01 Aug than any other day of the year, so once I am into 2022, I might as well go until 01 Aug.

So, see you in the Class of 2022 thread! And who knows, I might end up back here.
Sounds like good reasons to me! You thought it out carefully and we hope that everything works out perfectly for you. Good cash flow really helps us with a happy life. 8-)
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

shapeshifter wrote: Another update... Paperwork just filed! WIll have to bear the burden of unproductivity after I sign out on 12/31/2021. :)
OK shapeshifter - we'll reboot you to 12/31/2021. What a great New Years party you're going to have :D
RuralLivin
Posts: 26
Joined: Tue Jun 09, 2020 5:57 pm

Re: Roll Call for the Retirement Class of 2021!

Post by RuralLivin »

I gave my 90 day retirement notice several weeks ago. I finally hit my number (40 years with my employer)! :happy

But, a contracting opportunity that I wasn't planning on has popped up. I might be working again for a bit. They offer part-time to full time WFH.

Yeah! I did it!
User avatar
walkabout
Posts: 706
Joined: Wed May 25, 2011 8:28 am
Location: Northern Alabama

Re: Roll Call for the Retirement Class of 2021!

Post by walkabout »

DW and I (60 and 58) started our next journey on August 6, after about 38 and 36 years, respectively. Looking forward to some “real” travel as things clear up (hopefully), with plenty of local trips planned in the meantime.
Morgan22
Posts: 69
Joined: Thu Oct 29, 2015 12:30 pm

Re: Roll Call for the Retirement Class of 2021!

Post by Morgan22 »

Morgan22 wrote: Sun Aug 23, 2020 8:51 pm Possibly July 2021 for me. Originally planned to retire in the year I turned 55 so I would be able to use the "rule of 55" to pull from 401(k) penalty free. Changed jobs 2 years ago and not enjoying the new job. Now thinking of stopping work at 49 and using a 72(t) to pull funds from a roll-over IRA penalty free. Unfortunately interest rates are so low I may not be able to pull as much as I planned on spending. I need to investigate other withdrawal/spending options. For instance, using up my limited taxable funds while implementing a Roth conversion ladder. Still doing research on withdrawal methods. I may have to ask questions here to get a better understanding.
I did give notice for July but my boss talked me into going part time. :oops: Still not enjoying the job. So I'm going to give notice again when I get back from vacation. Tentative end date is Dec 3rd.
User avatar
birdog
Posts: 1411
Joined: Fri Apr 07, 2017 1:35 pm
Location: Anytown, USA

Re: Roll Call for the Retirement Class of 2021!

Post by birdog »

Miriam,

Please adjust my date. Instead of November, my last day was actually last week on 9/8. The sale of my business went through a bit sooner than I originally anticipated so I got to leave a couple months early! I'm just 48 but this job had run me into the ground in more ways than I realized. A huge weight has already been lifted and I'm excited about the upcoming vacations and increased time to be spent with family!

Many thanks for your work on this thread, Miriam!

:D
Last edited by birdog on Mon Sep 13, 2021 6:45 am, edited 2 times in total.
trueson1
Posts: 135
Joined: Mon Mar 13, 2017 11:40 am

Re: Roll Call for the Retirement Class of 2021!

Post by trueson1 »

Official Now!!!!!

12/31/2021 will be my official retirement date, although with some accumulated vacation my last official working day will be 11/17/2021.

:sharebeer
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

RuralLivin wrote: I gave my 90 day retirement notice several weeks ago. I finally hit my number (40 years with my employer)! :happy
Way to go, RuralLivin! Retiring after 40 years with your employer! Hope they were a good 40 years :happy But it's time to welcome you to this Great Retirement Class and to sing that happy refrain - :musical_note: :musical_note: Welcome to the Retirement Roll Call! :musical_note: You're in the Class and on the Roster :D
RuralLivin wrote:But, a contracting opportunity that I wasn't planning on has popped up. I might be working again for a bit. They offer part-time to full time WFH.
Yeah! I did it!
Congratulations on whatever you did!! Are you part-timing it from home or out the door? Either way - you're retired if you think and feel retired and you've punched out of the rat race :beer
AnotherMike
Posts: 24
Joined: Sun Mar 22, 2020 2:56 pm

Re: Roll Call for the Retirement Class of 2021!

Post by AnotherMike »

Set my date this week. Retiring December 01, just after my 30-year service anniversary and 40 years overall in the workforce.
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

walkabout wrote: DW and I (60 and 58) started our next journey on August 6, after about 38 and 36 years, respectively. Looking forward to some “real” travel as things clear up (hopefully), with plenty of local trips planned in the meantime.
Welcome to the Roll Call, walkabout, and good luck starting your next journey! You're gonna love it :D Hope you're traveling soon. After all those many years working, you'll really enjoy your freedom.

We wish you all the best in your retirement, many years of good times with family and friends, and exciting adventures as you explore your new world. Please let us know how your retirement goes! :happy
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

Morgan22 wrote:
Morgan22 wrote: Possibly July 2021 for me. Originally planned to retire in the year I turned 55 so I would be able to use the "rule of 55" to pull from 401(k) penalty free. Changed jobs 2 years ago and not enjoying the new job. Now thinking of stopping work at 49 and using a 72(t) to pull funds from a roll-over IRA penalty free. Unfortunately interest rates are so low I may not be able to pull as much as I planned on spending. I need to investigate other withdrawal/spending options. For instance, using up my limited taxable funds while implementing a Roth conversion ladder. Still doing research on withdrawal methods. I may have to ask questions here to get a better understanding.
I did give notice for July but my boss talked me into going part time. :oops: Still not enjoying the job. So I'm going to give notice again when I get back from vacation. Tentative end date is Dec 3rd.
OK Morgan22! We penciled you in for Dec 3 and if you need changes, let us know and we re-boot. When I say "we," I mean me, myself and I, and my eager staff :mrgreen:

You're obviously a very important employee and your boss doesn't want to lose you! Ask your Qs on the forum about withdrawal strategies, sign up to hear Wade Pfau on the "Retired Life Stage Virtual Chapter" presentation Tues 9/21/2021, and Here is a pre-retirement thread that may have useful information!
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

birdog wrote: Please adjust my date. Instead of November, my last day was actually last week on 9/8. The sale of my business went through a bit sooner than I originally anticipated so I got to leave a couple months early! I'm just 48 but this job had run me into the ground in more ways than I realized. A huge weight has already been lifted and I'm excited about the upcoming vacations and increased time to be spent with family!

Image

Wonderful! We'll update the Roll Call. Looking forward to hearing about your retirement adventures :happy

birdog wrote:Many thanks for your work on this thread, Miriam!
Thanks! but I'm so far behind welcoming new retirees, I might get fired LOL!
startwithtruth
Posts: 98
Joined: Sun Jan 14, 2018 3:35 pm

Re: Roll Call for the Retirement Class of 2021!

Post by startwithtruth »

Miriam, please add me to the 2021 Roll Call :happy I retired yesterday, 9/17/2021 at 60 (almost 61), joining my 63 year old husband who retired a few years ago. My job made it hard to take much time off except during specific times of year, so I'm excited about more flexibility for visiting the kids and the occasional vacation. Looking forward to reading, walking, volunteering and trying some new things.

Thanks to everyone here for sharing their knowledge!
User avatar
Topic Author
Miriam2
Posts: 3525
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2021!

Post by Miriam2 »

trueson1 wrote: Official Now!!!!!

12/31/2021 will be my official retirement date, although with some accumulated vacation my last official working day will be 11/17/2021.

:sharebeer
Wheeeee!!! Love these Official Now! posts :D Dec 31 will be here before you know it and WoW! are you going to have One Huuuuge End of the Year Party!

You're on the Roll Call for the Awesome Retirement Class of 2021, and you are now entitled to all the great benefits that come with this high honor :D

Please let us know what you're up to in retirement. We wish you the best of times 8-)
Post Reply