Suggestions for the Wiki

US Local Chapters, Wiki, and general Bogleheads community discussion, news, events, and announcements.
Post Reply
grok87
Posts: 9685
Joined: Tue Feb 27, 2007 9:00 pm

Re: Suggestions for the Wiki

Post by grok87 »

i just posted on reverse mortgages- so maybe HECM (Home equity conversion Mortgage) which is the federally insured type of reverse mortgage
https://www.investopedia.com/terms/h/hecm.asp
RIP Mr. Bogle.
Brofessor
Posts: 34
Joined: Wed Oct 16, 2019 6:30 am

Re: Suggestions for the Wiki

Post by Brofessor »

Hello. Would anyone be willing to update the wiki article section "Approximating total international for TSP I for investors with access to a MSCI EAFE fund?" Or is the wiki article still accurate?

I utilize my employer's 401k which offers a Fidelity fund named Spartan Developed International Index Pool Class E. I utilize this Fidelity fund instead of the wiki articles suggestion of VDVIX. I believe these are both developed market index funds for international.

I can see why the article has not been updated since 2016 because at the bottom of the article there is a lot of explanation and nuance when it comes to approximating total international.

Thanks. Good luck. It is beyond my abilities.

https://www.bogleheads.org/wiki/Approxi ... ock_market
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

Hi,

I looked at the page. It's not clear to me how to update this page, either. Instead, I took a stab at answering your 401(k) question here: Re: Wiki Article help: Approximating Total International
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
sycamore
Posts: 2565
Joined: Tue May 08, 2018 12:06 pm

Re: Suggestions for the Wiki

Post by sycamore »

In the Bond basics article, there's a broken link to a non-existent ID on the page. The sentence after the first paragraph is "Note: Those looking for a "very basic" introduction to bonds should start with the tutorial at the bottom of this page." and "tutorial" links to "https://www.bogleheads.org/wiki/Bond_basics#Tutorial".

Looking back at the article history, the "Tutorial" section was really just some links to various investopedia.com pages. Maybe one of those pages was an actual tutorial at the time? Hard to say.

Anyway I propose we remove the sentence "Note: Those looking for a "very basic" introduction to bonds should start with the tutorial at the bottom of this page." I don't think it needs a replacement. Thoughts?
JBTX
Posts: 8392
Joined: Wed Jul 26, 2017 12:46 pm

Re: Suggestions for the Wiki

Post by JBTX »

sycamore wrote: Sat May 15, 2021 1:00 pm In the Bond basics article, there's a broken link to a non-existent ID on the page. The sentence after the first paragraph is "Note: Those looking for a "very basic" introduction to bonds should start with the tutorial at the bottom of this page." and "tutorial" links to "https://www.bogleheads.org/wiki/Bond_basics#Tutorial".

Looking back at the article history, the "Tutorial" section was really just some links to various investopedia.com pages. Maybe one of those pages was an actual tutorial at the time? Hard to say.

Anyway I propose we remove the sentence "Note: Those looking for a "very basic" introduction to bonds should start with the tutorial at the bottom of this page." I don't think it needs a replacement. Thoughts?
I changed "tutorial" to a direct link to the basics of bonds article.
yoran
Posts: 8
Joined: Wed May 09, 2018 9:08 pm

Re: Suggestions for the Wiki

Post by yoran »

Hi,

I'm the creator of Backtest, the backtesting tool for European index investors. I built it to scratch my own itch at first. Other backtesting tools like Portfolio Visualizer or Portfolio Charts target US investors so couldn't backtest my portfolio, as the funds and ETFs available in Europe aren't always the same. Over time, as a result of user requests, I've added more and more funds and indexes. It now has about 220 indexes, representing about 680 funds. And this number is growing! I focus only on index funds and ETFs that are available to European investors.

As such, I would like to suggest Backtest to be added to the Tools and calculators page of the wiki. I think it'll be an addition for European Bogleheads visiting that page.

Thank you for considering,

Yoran
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

There is a request for a new wiki page here: [Wiki - Why isn't automatic investing a Bogleheads tenet?]
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
sycamore
Posts: 2565
Joined: Tue May 08, 2018 12:06 pm

Re: Suggestions for the Wiki

Post by sycamore »

yoran wrote: Thu May 27, 2021 10:29 am Hi,

I'm the creator of Backtest, the backtesting tool for European index investors. I built it to scratch my own itch at first. Other backtesting tools like Portfolio Visualizer or Portfolio Charts target US investors so couldn't backtest my portfolio, as the funds and ETFs available in Europe aren't always the same. Over time, as a result of user requests, I've added more and more funds and indexes. It now has about 220 indexes, representing about 680 funds. And this number is growing! I focus only on index funds and ETFs that are available to European investors.

As such, I would like to suggest Backtest to be added to the Tools and calculators page of the wiki. I think it'll be an addition for European Bogleheads visiting that page.

Thank you for considering,

Yoran
Done! Let me know if there any improvements you'd like to see.
yoran
Posts: 8
Joined: Wed May 09, 2018 9:08 pm

Re: Suggestions for the Wiki

Post by yoran »

sycamore wrote: Thu May 27, 2021 2:20 pm
yoran wrote: Thu May 27, 2021 10:29 am Hi,

I'm the creator of Backtest, the backtesting tool for European index investors. I built it to scratch my own itch at first. Other backtesting tools like Portfolio Visualizer or Portfolio Charts target US investors so couldn't backtest my portfolio, as the funds and ETFs available in Europe aren't always the same. Over time, as a result of user requests, I've added more and more funds and indexes. It now has about 220 indexes, representing about 680 funds. And this number is growing! I focus only on index funds and ETFs that are available to European investors.

As such, I would like to suggest Backtest to be added to the Tools and calculators page of the wiki. I think it'll be an addition for European Bogleheads visiting that page.

Thank you for considering,

Yoran
Done! Let me know if there any improvements you'd like to see.
Thanks a lot! The description is good to me.
dafioram
Posts: 72
Joined: Sat Jan 02, 2021 8:31 pm

Re: Suggestions for the Wiki

Post by dafioram »

1. On https://www.bogleheads.org/wiki/Highly_ ... d_employee its says a HCE is $139k but the reference given (IRS) says $130k. $139k is the Roth phase out.
2. How about we change https://www.bogleheads.org/wiki/After-tax_401(k) to be "Mega Backdoor Roth" as the title? Mega Backdoor is a special case of after-tax and I think after-tax can also apply to other things such as variable deferred annuities (which go in after-tax for non-qualified). We could have a page just for after-tax which compares it against taxable investing as one example as to after-tax being a separate thing from mega backdoor.
3. I think in https://www.bogleheads.org/wiki/Rolling ... bond_funds under "Reasons for Choosing Declining or Constant Duration" it should include for "constant duration" that the return is usually greater than with a declining duration (higher durations have higher risk/return). The only reason cited there is that the future time horizon is unknown.
User avatar
grabiner
Advisory Board
Posts: 30137
Joined: Tue Feb 20, 2007 11:58 pm
Location: Columbia, MD

Re: Suggestions for the Wiki

Post by grabiner »

dafioram wrote: Thu Jun 03, 2021 6:51 pm 1. On https://www.bogleheads.org/wiki/Highly_ ... d_employee its says a HCE is $139k but the reference given (IRS) says $130k. $139k is the Roth phase out.
Fixed.
Wiki David Grabiner
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

dafioram wrote: Thu Jun 03, 2021 6:51 pm 3. I think in https://www.bogleheads.org/wiki/Rolling ... bond_funds under "Reasons for Choosing Declining or Constant Duration" it should include for "constant duration" that the return is usually greater than with a declining duration (higher durations have higher risk/return). The only reason cited there is that the future time horizon is unknown.
You're referring to: Reasons for Choosing Declining or Constant Duration

Do you have any sources for your statement? Duration is a sensitivity of interest rate risk to price. I don't understand how this relates to bond returns and will defer to the experts.

I understand that long term bonds have a lot of volatility until they reach their maturity date, but I'm not comfortable updating this section of the wiki page.

Background: Understanding bond duration - Education | BlackRock
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

dafioram wrote: Thu Jun 03, 2021 6:51 pm 2. How about we change https://www.bogleheads.org/wiki/After-tax_401(k) to be "Mega Backdoor Roth" as the title? Mega Backdoor is a special case of after-tax and I think after-tax can also apply to other things such as variable deferred annuities (which go in after-tax for non-qualified). We could have a page just for after-tax which compares it against taxable investing as one example as to after-tax being a separate thing from mega backdoor.
Thanks! Your suggestion is now in this thread: Wiki - "Mega backdoor Roth" vs. After-tax 401(k)

If you have any comments, please post in that thread.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
dafioram
Posts: 72
Joined: Sat Jan 02, 2021 8:31 pm

Re: Suggestions for the Wiki

Post by dafioram »

LadyGeek wrote: Sat Jun 05, 2021 7:45 pm
dafioram wrote: Thu Jun 03, 2021 6:51 pm 3. I think in https://www.bogleheads.org/wiki/Rolling ... bond_funds under "Reasons for Choosing Declining or Constant Duration" it should include for "constant duration" that the return is usually greater than with a declining duration (higher durations have higher risk/return). The only reason cited there is that the future time horizon is unknown.
You're referring to: Reasons for Choosing Declining or Constant Duration

Do you have any sources for your statement? Duration is a sensitivity of interest rate risk to price. I don't understand how this relates to bond returns and will defer to the experts.

I understand that long term bonds have a lot of volatility until they reach their maturity date, but I'm not comfortable updating this section of the wiki page.

Background: Understanding bond duration - Education | BlackRock
Okay, the the first method is a declining duration and the latter is a fixed duration, its not explicitly stated but the implication is that the first method has a shorter duration than the fixed or at least a shorter one at some point. Next assertion is that longer duration has more risk and that risk is compensated with a greater return, but at the cost of more volatility.

The current verbiage in the section makes the declining duration sound better than the constant duration. I think adding the greater return possibility makes the trade between them more clear.

Someone else may want to comment on what I've said.
livesoft
Posts: 76960
Joined: Thu Mar 01, 2007 8:00 pm

Re: Suggestions for the Wiki

Post by livesoft »

I wonder if it would be useful to have a "Most Viewed this week/month/quarter" list of Wiki articles or other statistics of the Wiki use.
Wiki This signature message sponsored by sscritic: Learn to fish.
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

Sorry, but a "Most viewed" Wiki statistics would require a lot of work to implement and it is not practical to do so.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
tomsense76
Posts: 672
Joined: Wed Oct 14, 2020 1:52 am

Re: Suggestions for the Wiki

Post by tomsense76 »

Would suggest adding a section to the wiki on ESPP and RSU plans. AFAICT there are not sections on these, but they come up a lot on the forum (particularly for those in tech). As these can become significant portions of employees' compensation, it would be helpful to explain how these work (ESPP in particular can be pretty complicated to understand), what the taxes look like, and how one should evaluate them when comparing job offers (or the case of ESPP deciding whether to participate).
"Anyone who claims to understand quantum theory is either lying or crazy" -- Richard Feynman
DJN
Posts: 843
Joined: Mon Nov 20, 2017 12:30 am

Re: Suggestions for the Wiki

Post by DJN »

tomsense76 wrote: Fri Jun 18, 2021 6:45 pm Would suggest adding a section to the wiki on ESPP and RSU plans. AFAICT there are not sections on these, but they come up a lot on the forum (particularly for those in tech). As these can become significant portions of employees' compensation, it would be helpful to explain how these work (ESPP in particular can be pretty complicated to understand), what the taxes look like, and how one should evaluate them when comparing job offers (or the case of ESPP deciding whether to participate).
Maybe a section on TLAs and acronyms generally?
Yah shure. | Have a look at the Bogleheads Wiki in the first instance.
User avatar
FiveK
Posts: 11811
Joined: Sun Mar 16, 2014 2:43 pm

Re: Suggestions for the Wiki

Post by FiveK »

DJN wrote: Sat Jun 19, 2021 2:00 am Maybe a section on TLAs and acronyms generally?
Perhaps Abbreviations and Acronyms?
DJN
Posts: 843
Joined: Mon Nov 20, 2017 12:30 am

Re: Suggestions for the Wiki

Post by DJN »

AFAICT
Golly gosh!
As far as I could tell I couldn't locate it in https://www.bogleheads.org/wiki/Abbrevi ... d_Acronyms
Yah shure. | Have a look at the Bogleheads Wiki in the first instance.
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

AFAICT - I had to look that one up as well. It's English slang for "As Far As I Can Tell". In context,
tomsense76 wrote: Fri Jun 18, 2021 6:45 pm AFAICT there are not sections on these, but they come up a lot on the forum (particularly for those in tech).
Translates to:
tomsense76 wrote: Fri Jun 18, 2021 6:45 pm As far as I can tell, there are not sections on these, but they come up a lot on the forum (particularly for those in tech).
Both ESPP (Employee Stock Purchase Plan) and RSU (Restricted Stock Unit) are in the wiki: Abbreviations and Acronyms
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
DJN
Posts: 843
Joined: Mon Nov 20, 2017 12:30 am

Re: Suggestions for the Wiki

Post by DJN »

Hi,
IRNY was the essence of my post, I would suggest that TLA's and acronyms generally should be included in the Etiquette section as being close to capitals as being a bit rude or at best presumptuous?
DJN
Yah shure. | Have a look at the Bogleheads Wiki in the first instance.
cybertrail
Posts: 27
Joined: Mon Jun 19, 2017 7:10 pm

OBE wiki data

Post by cybertrail »

[Post merged into here --admin LadyGeek]

Not sure proper way to make comments to the wiki but I think the following text on the Fidelity page is outdated right?
The transaction fees to buy Vanguard mutual funds at Fidelity are quite high --$75 for the first purchase, but subsequent purchases can be $5 per purchase if you set up an automatic investment plan. Admiral Class shares are not available for purchase at Fidelity. Vanguard has ETF equivalents for most of its index funds. Like other stocks and ETFs, Vanguard ETFs can be bought and sold at Fidelity commission free. If you want to use actual Vanguard products, using Vanguard ETFs is probably the cheapest way to do so at Fidelity.
https://www.bogleheads.org/wiki/Fidelity
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

^^^ I merged your post into the wiki suggestion thread. I saw in another post that you may be interested in editing the wiki.

If so, please PM me and you can make this change yourself.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

PM received. Thanks! I have given you wiki access. Please check your Private Messages for the login details.

You can now make the suggested change on your own.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

invest4 has a suggestion which I've moved into the relevant thread: Re: Suggestion for updating "Asking Portfolio Questions" thread
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
water2357
Posts: 151
Joined: Sat Sep 12, 2020 9:24 am

Suggestions for the Wiki - Social Security Office of the Chief Actuary Information

Post by water2357 »

[Merged into ongoing topic - mod oldcomputerguy]

There recently have been a few discussions on Social Security questions. If the following source of information is not already listed on the Wiki topic of SS, it may be helpful to some, it is the Office of the Chief Actuary for Social Security.

https://www.ssa.gov/oact/

Stephen Goss has been Chief Actuary since 2001 and been with SSA for quite a few years prior. I believe he may have worked or crossed paths with Robert Myers who created much of the SS structure. Mr Goss has presented topics at a number of actuarial conferences that were extremely informative and useful. This web site provides definitive answers on social security calculations and the underlying data/formulas, it seems more so than what I've found elsewhere on the ssa.gov website.
User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

Thanks! I have added your link to the wiki. It appears in the "Resources from the SSA" box at the top of the article.

I also revised that box, as there were a number of broken links to fix. See: Social Security
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
dafioram
Posts: 72
Joined: Sat Jan 02, 2021 8:31 pm

Re: Suggestions for the Wiki

Post by dafioram »

https://www.bogleheads.org/wiki/529_pla ... _transfers
still lifts gift amount as 14k rather than 15k and 5 year amount as 70k instead of 75k and 150k for joint.
zuma
Posts: 581
Joined: Thu Dec 29, 2016 12:15 pm
Location: EU

Re: Suggestions for the Wiki

Post by zuma »

User avatar
LadyGeek
Site Admin
Posts: 74405
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Suggestions for the Wiki

Post by LadyGeek »

Thanks! I added SORR to the acronym list. See: Abbreviations and Acronyms (S)
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
Post Reply