VWCE or IWDA + EMIM

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Topic Author
makaros
Posts: 19
Joined: Fri Apr 16, 2021 3:47 pm

VWCE or IWDA + EMIM

Post by makaros »

Degiro recently added VWCE in the list of Free ETFs

My question is: assuming 0 transaction fees, is VWCE better than 87.5% IWDA + 12.5% EMIM ?
Koreskalp
Posts: 5
Joined: Sun May 24, 2020 9:18 pm

Re: VWCE or IWDA + EMIM

Post by Koreskalp »

I already went for VWCE last year when starting to invest. Now that it's included in Degiro's list, I don't really see how IWDA + EMIM would be a better choice. That's really the lazy choice right there.
Topic Author
makaros
Posts: 19
Joined: Fri Apr 16, 2021 3:47 pm

Re: VWCE or IWDA + EMIM

Post by makaros »

Based on this viewtopic.php?t=288086#top

IWDA + EMIM is slightly better than VWCE
Laurizas
Posts: 515
Joined: Mon Dec 31, 2018 3:44 am
Location: Lithuania

Re: VWCE or IWDA + EMIM

Post by Laurizas »

Better because of lower fees?
DJN
Posts: 996
Joined: Sun Nov 19, 2017 11:30 pm

Re: VWCE or IWDA + EMIM

Post by DJN »

Hi,
what about considering a VNGA fund which can be bought in 20%, 40%, 60% or 80% equity versions with an expense ratio just a tad above VWCE. https://global.vanguard.com/portal/site ... ocId=32413
Just keep plugging some cash in there forever and forget about it until you might want to change your allocation %. (And you can get a distributing version). Its also actively managed and this might prove useful.
DJN
Yah shure. | Have a look at the Bogleheads Wiki in the first instance.
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