- "I used to pay rent by Paypal in the USA, at the request of my landlord.
- "Every year my friends and I use it to collect money for Fantasy Football."
- "Paid someone back for splitting a dinner bill."
Within the last couple of years, have you been in a situation where you needed to pay an acquaintance--that is, someone with whom you had some relationship other than the purchase itself--and used PayPal or some other similar electronic service to do it?
In general, purchases of something from an Internet website (eBay, Bogleheads donation, etc.) don't count. Club dues, donations, reimbursing someone for money they spent on your behalf, church collections, etc. do. Paying small local businesspeople for business transactions count if you know their name and would say hi if you met them on the street. (E.g. someone who does tax prep in their home office).