which cards let you issue virtual credit card numbers

[heartwood]

To avoid hijacking another thread, I'm asking here, which cards let you create virtual cards (VCs) for each vendor?

I have VCs for several cards, but they're all operating from google wallet and are one number for amex, a different number for each visa, etc. I'm also unable to see the full number, it only shows the last several digits. Or am I missing how to see the VC number?

lazydavid responded:

I do it on my Citi AA Executive Mastercard, but I assume it can be done on any Citi card. Just hit "get a virtual number" in your account home. That will take you to a page where you can create as many as you want, and view them any time (after passing 2FA). I then have those additionally stored in 1Password so I can use autofill. On my statement, it actually shows which number was used (by last 4 digits) for every transaction.

Other vendors can do this as well. I've heard good things about Capital One in this regard, but have no direct experience with them.

I'm guessing VC is not available for the costco citi visa or the REI Capital One Master Card. I could not find a "get a virtual number" option in my account, nor using search. Have not called CS, but spent too much time with each app with no luck. Anyone able to VC with either one? or AMEX (various) or Prime Visa?
Thanks!

[Mel Lindauer]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

[MarkRoulo]

To avoid hijacking another thread, I'm asking here, which cards let you create virtual cards (VCs) for each vendor?

I have VCs for several cards, but they're all operating from google wallet and are one number for amex, a different number for each visa, etc. I'm also unable to see the full number, it only shows the last several digits. Or am I missing how to see the VC number?

lazydavid responded:

I do it on my Citi AA Executive Mastercard, but I assume it can be done on any Citi card. Just hit "get a virtual number" in your account home. That will take you to a page where you can create as many as you want, and view them any time (after passing 2FA). I then have those additionally stored in 1Password so I can use autofill. On my statement, it actually shows which number was used (by last 4 digits) for every transaction.

Other vendors can do this as well. I've heard good things about Capital One in this regard, but have no direct experience with them.

I'm guessing VC is not available for the costco citi visa or the REI Capital One Master Card. I could not find a "get a virtual number" option in my account, nor using search. Have not called CS, but spent too much time with each app with no luck. Anyone able to VC with either one? or AMEX (various) or Prime Visa?
Thanks!

Maybe this is useful?

https://www.nerdwallet.com/article/cred ... ard-number

[TallBoy29er]

Capital One Venture card. Nice features like being able to name the cards (makes search easy), and deactivating after specific dates. Can also delete the card numbers as well.

I use it exclusively for any web purchases (I end date every card number, and reactivate when i purchase from the same site), as well as any subscription services (again, end dating prevents runaway subscription recurring fees).

[nasrullah]

To avoid hijacking another thread, I'm asking here, which cards let you create virtual cards (VCs) for each vendor?

I have VCs for several cards, but they're all operating from google wallet and are one number for amex, a different number for each visa, etc. I'm also unable to see the full number, it only shows the last several digits. Or am I missing how to see the VC number?

lazydavid responded:

I do it on my Citi AA Executive Mastercard, but I assume it can be done on any Citi card. Just hit "get a virtual number" in your account home. That will take you to a page where you can create as many as you want, and view them any time (after passing 2FA). I then have those additionally stored in 1Password so I can use autofill. On my statement, it actually shows which number was used (by last 4 digits) for every transaction.

Other vendors can do this as well. I've heard good things about Capital One in this regard, but have no direct experience with them.

I'm guessing VC is not available for the costco citi visa or the REI Capital One Master Card. I could not find a "get a virtual number" option in my account, nor using search. Have not called CS, but spent too much time with each app with no luck. Anyone able to VC with either one? or AMEX (various) or Prime Visa?
Thanks!

Check out paywithextend.com if you use Amex.

[JBTX]

Capital one Savor.

[CardinalRule]

Capital One Venture card. Nice features like being able to name the cards (makes search easy), and deactivating after specific dates. Can also delete the card numbers as well.

I use it exclusively for any web purchases (I end date every card number, and reactivate when i purchase from the same site), as well as any subscription services (again, end dating prevents runaway subscription recurring fees).

The Chrome extension for my Capital One Quicksilver card works pretty well. I also like the ability to name cards.

[Harmanic]

Privacy.com

[LookinAround]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Citi still offers virtual account numbers.

i'm using them now, After logging in to your Citi CC card account, click on How can we help? In the search box type Virtual Account Number, click on View your virtual account number. Now you view or delete active account numbers or click Generate New Number to create a new one

[exodusNH]

To avoid hijacking another thread, I'm asking here, which cards let you create virtual cards (VCs) for each vendor?

I have VCs for several cards, but they're all operating from google wallet and are one number for amex, a different number for each visa, etc. I'm also unable to see the full number, it only shows the last several digits. Or am I missing how to see the VC number?

lazydavid responded:

I do it on my Citi AA Executive Mastercard, but I assume it can be done on any Citi card. Just hit "get a virtual number" in your account home. That will take you to a page where you can create as many as you want, and view them any time (after passing 2FA). I then have those additionally stored in 1Password so I can use autofill. On my statement, it actually shows which number was used (by last 4 digits) for every transaction.

Other vendors can do this as well. I've heard good things about Capital One in this regard, but have no direct experience with them.

I'm guessing VC is not available for the costco citi visa or the REI Capital One Master Card. I could not find a "get a virtual number" option in my account, nor using search. Have not called CS, but spent too much time with each app with no luck. Anyone able to VC with either one? or AMEX (various) or Prime Visa?
Thanks!

These seem to have fallen out of favor. BoA used to offer them, up until 2019.

I used to use them extensively but wound up giving up, since it was a hassle to login to BoA to get the number, then copy it to whatever I was doing.

It's not clear that they have a lot of benefit any more. With email notifications of purchases and the large vendors subscribing to credit card number updates, the fraud issue isn't as big of a deal as it used to be.

It seems that your card is more likely to get compromised at a restaurant or gas station than by using it online, especially since many sites now have the payment portion hosted directly with the payment provider. In the past, each site would host their own form and make a back-end call to the payment provider, meaning that every mom&pop website that took credit cards had all of your data to lose.

[heartwood]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Citi still offers virtual account numbers.

i'm using them now, After logging in to your Citi CC card account, click on How can we help? In the search box type Virtual Account Number, click on View your virtual account number. Now you view or delete active account numbers or click Generate New Number to create a new one

It seems this depends on which Citi CC you have. I follow your suggestion for my Citi Costco Visa and don't get "View your virtual account number". And no message, just non responsive replies. Similar to my experience with CapOne, it must depend upon the specific credit card whether VC is available.

[heartwood]

Privacy.com

tried them in the past, they want to link to my account. I'm reluctant to do that. Looking for something that works directly within the CC provider for my type of card.

[ThereAreNoGurus]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

My Citi Double Cash cards still pay 2%

You may not be able to create a VC for each transaction, but I can simulate that by generating a VC, place my order, and as soon as I see the pending charge on my Citi app, which is usually right away, I delete the VC.

[heartwood]

To avoid hijacking another thread, I'm asking here, which cards let you create virtual cards (VCs) for each vendor?

I have VCs for several cards, but they're all operating from google wallet and are one number for amex, a different number for each visa, etc. I'm also unable to see the full number, it only shows the last several digits. Or am I missing how to see the VC number?

lazydavid responded:

I do it on my Citi AA Executive Mastercard, but I assume it can be done on any Citi card. Just hit "get a virtual number" in your account home. That will take you to a page where you can create as many as you want, and view them any time (after passing 2FA). I then have those additionally stored in 1Password so I can use autofill. On my statement, it actually shows which number was used (by last 4 digits) for every transaction.

Other vendors can do this as well. I've heard good things about Capital One in this regard, but have no direct experience with them.

I'm guessing VC is not available for the costco citi visa or the REI Capital One Master Card. I could not find a "get a virtual number" option in my account, nor using search. Have not called CS, but spent too much time with each app with no luck. Anyone able to VC with either one? or AMEX (various) or Prime Visa?
Thanks!

Maybe this is useful?

https://www.nerdwallet.com/article/cred ... ard-number

Yes, useful, seems to answer my question that VC only available on specific cards from specific providers. I have none of those.

I do have VC through google wallet, but only through google wallet. I can see only the last few digits of the VC. Works fine in-store or very limit sites, but I can't see the number to use it elsewhere.

[nps]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

My Citi Double Cash cards still pay 2%

You may not be able to create a VC for each transaction, but I can simulate that by generating a VC, place my order, and as soon as I see the pending charge on my Citi app, which is usually right away, I delete the VC.

Forget Citi. They allow charges through even on long-deactivated numbers. Pointless

[uaeebs86]

Privacy.com

tried them in the past, they want to link to my account. I'm reluctant to do that. Looking for something that works directly within the CC provider for my type of card.

You can link to a debit card rather than a checking account/ACH if that would work for you.

[ThereAreNoGurus]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

My Citi Double Cash cards still pay 2%

You may not be able to create a VC for each transaction, but I can simulate that by generating a VC, place my order, and as soon as I see the pending charge on my Citi app, which is usually right away, I delete the VC.

Forget Citi. They allow charges through even on long-deactivated numbers. Pointless

Well that's discouraging. I'm wondering if this occurred a while ago and Citi fixed the bug. I've been using VC's for a while and that hasn't happened yet. Regardless, I can get around it by setting the daily charge limit to 1$. I know that works.

Thanks for the heads up!

[tj]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Which 2% card did they remove? They've had the DoubleCash 2% card for a while.

[Mel Lindauer]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Which 2% card did they remove? They've had the DoubleCash 2% card for a while.

I forget the name of the card, but I had it for more than 20 years before I switched to another card when they announced they were killing my 2% back.

[Natedog80]

The X1 card allows a couple iterations of virtual card #s: 1. Single use card #s, and 2. Standard virtual card #s that don’t expire until you cancel them manually. I use both all the time. A different standard card # for each website that saves the card #, and single use #s for trials and small business websites. 2% points (redeemable for purchases with many national brands (nike, apple, Airbnb, Southwest, American Airlines, REI, etc) between $0 and $1k monthly and over $7k (or maybe $7,500, can’t remember which), with $1k-$7k at 3%. Cash back appears to be at 2/3rds value if you can’t redeem against purchases for whatever reason. Weekly boosts on things like gas, groceries, Apple Pay, Amazon up to an extra 1-3%. I am usually able to use for 5% on gas most weeks, and 4% for groceries. No annual fee.

[FedGuy]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Which 2% card did they remove? They've had the DoubleCash 2% card for a while.

I forget the name of the card, but I had it for more than 20 years before I switched to another card when they announced they were killing my 2% back.

Wait, who announced they were killing the 2% cash back? The Citi Double Cash card is still paying 2% cash back (with the same tedious "1% when you buy, 1% when you save" approach that disincentivizes taking your rewards in the form of a statement credit).

[ThereAreNoGurus]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Which 2% card did they remove? They've had the DoubleCash 2% card for a while.

I forget the name of the card, but I had it for more than 20 years before I switched to another card when they announced they were killing my 2% back.

Wait, who announced they were killing the 2% cash back? The Citi Double Cash card is still paying 2% cash back (with the same tedious "1% when you buy, 1% when you save" approach that disincentivizes taking your rewards in the form of a statement credit).

Yes, it is tedious in more ways than one. This is off-topic, but I find their cash redemption process tedious compared to Chase's, for example.

[tj]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Which 2% card did they remove? They've had the DoubleCash 2% card for a while.

I forget the name of the card, but I had it for more than 20 years before I switched to another card when they announced they were killing my 2% back.

Wait, who announced they were killing the 2% cash back? The Citi Double Cash card is still paying 2% cash back (with the same tedious "1% when you buy, 1% when you save" approach that disincentivizes taking your rewards in the form of a statement credit).

He seems to be referencing some super old card from long ago. I don't remember Citi having a 2% card before the DoubleCash card and I've been paying attention to credit cards since 2009 or so.

[nps]

Citi used to allow individual virtual numbers for each transaction, but the option seems to have been removed from their website. I switched to a different card when they removed the 2% cash back, so I don't know what they're doing now.

Which 2% card did they remove? They've had the DoubleCash 2% card for a while.

I forget the name of the card, but I had it for more than 20 years before I switched to another card when they announced they were killing my 2% back.

Wait, who announced they were killing the 2% cash back? The Citi Double Cash card is still paying 2% cash back (with the same tedious "1% when you buy, 1% when you save" approach that disincentivizes taking your rewards in the form of a statement credit).

He seems to be referencing some super old card from long ago. I don't remember Citi having a 2% card before the DoubleCash card and I've been paying attention to credit cards since 2009 or so.

Who knows?

The Citi® Double Cash Card was the first card from a major issuer to pay the equivalent of 2% cash back on every purchase.

[tj]

Which 2% card did they remove? They've had the DoubleCash 2% card for a while.

I forget the name of the card, but I had it for more than 20 years before I switched to another card when they announced they were killing my 2% back.

Wait, who announced they were killing the 2% cash back? The Citi Double Cash card is still paying 2% cash back (with the same tedious "1% when you buy, 1% when you save" approach that disincentivizes taking your rewards in the form of a statement credit).

He seems to be referencing some super old card from long ago. I don't remember Citi having a 2% card before the DoubleCash card and I've been paying attention to credit cards since 2009 or so.

Who knows?

The Citi® Double Cash Card was the first card from a major issuer to pay the equivalent of 2% cash back on every purchase.

Well, Schwab and Fidelity had 2% cards long before that. I guess FIA Card Services was not major.

[Mel Lindauer]

It was a Diamond Preferred card that Citi deleted the 2% cash back on. It was known as something else prior to that card being issued in 2018. I think I had a City CC for more than 20 years, but that was the latest name iteration.

[FedGuy]

Thanks for the information, Mel! I'm sorry that they degraded a credit card you had been using productively.

[Mel Lindauer]

Thanks for the information, Mel! I'm sorry that they degraded a credit card you had been using productively.

It was Citi's loss, since I switched to a Chase Freedom card which I like much better (more flexibility in getting your earnings and even higher earnings on various things).

[zincTwo]

Privacy.com

+1 I love privacy.com. I get individual controls for each card ($-limit, one-time-use or many, etc.).
I love to use these cards for purchases that love to have "strings attached"... like magazine subscriptions, 'free' trials, or any vendor where I need to say the CC number out loud.

Refunds are easily processed.

[GaryA505]

I use the Citi Double Cash card. It has virtual credit card numbers as well as 2% cashback.

[ThereAreNoGurus]

Privacy.com

+1 I love privacy.com. I get individual controls for each card ($-limit, one-time-use or many, etc.).
I love to use these cards for purchases that love to have "strings attached"... like magazine subscriptions, 'free' trials, or any vendor where I need to say the CC number out loud.

Refunds are easily processed.

If you need to dispute a charge, I assume you take that up with the physical credit/debit card issuer? Card issuers don't have an issue with this?

[zincTwo]

Privacy.com

+1 I love privacy.com. I get individual controls for each card ($-limit, one-time-use or many, etc.).
I love to use these cards for purchases that love to have "strings attached"... like magazine subscriptions, 'free' trials, or any vendor where I need to say the CC number out loud.

Refunds are easily processed.

If you need to dispute a charge, I assume you take that up with the physical credit/debit card issuer? Card issuers don't have an issue with this?

I've only had one need to dispute a charge... made an online purchase, the card was charged, but no item was ever shipped or received. I sent applicable documentation to privacy.com support (not the physical card issuer), and they responded and took over the issue. My charge was refunded.

[ThereAreNoGurus]

I've only had one need to dispute a charge... made an online purchase, the card was charged, but no item was ever shipped or received. I sent applicable documentation to privacy.com support (not the physical card issuer), and they responded and took over the issue. My charge was refunded.

Wow... Interesting. Not what I expected, but I like it. I would find that very useful. Citi has VC's but the one time I disputed a VC charge, they also invalidated the real card! That's their policy, although still useful, it does severely limit the utility of the VC's.

I'll most likely make use of privacy.com then.

I'll try to confirm with an inquiry to Privacy.

Thx for the info!

One more question. Can one provide them a physical credit card number, without supplying a checking account number? Having to supply a checking account number would be a deal breaker for me.

[heartwood]

I've only had one need to dispute a charge... made an online purchase, the card was charged, but no item was ever shipped or received. I sent applicable documentation to privacy.com support (not the physical card issuer), and they responded and took over the issue. My charge was refunded.

Wow... Interesting. Not what I expected, but I like it. I would find that very useful. Citi has VC's but the one time I disputed a VC charge, they also invalidated the real card! That's their policy, although still useful, it does severely limit the utility of the VC's.

I'll most likely make use of privacy.com then.

I'll try to confirm with an inquiry to Privacy.

Thx for the info!

One more question. Can one provide them a physical credit card number, without supplying a checking account number? Having to supply a checking account number would be a deal breaker for me.

That was my hang-up as well perhaps a year or so ago. I literally got to the end of the linking process and cancelled out. I had googled them and found little background information and limited assurances of safety for the link. I even asked here on BH and got limited replies.

my previous thread viewtopic.php?t=378152&hilit=privacy.com

Do you still need to apply for a charge card from their linked bank?

[uaeebs86]

I've only had one need to dispute a charge... made an online purchase, the card was charged, but no item was ever shipped or received. I sent applicable documentation to privacy.com support (not the physical card issuer), and they responded and took over the issue. My charge was refunded.

Wow... Interesting. Not what I expected, but I like it. I would find that very useful. Citi has VC's but the one time I disputed a VC charge, they also invalidated the real card! That's their policy, although still useful, it does severely limit the utility of the VC's.

I'll most likely make use of privacy.com then.

I'll try to confirm with an inquiry to Privacy.

Thx for the info!

One more question. Can one provide them a physical credit card number, without supplying a checking account number? Having to supply a checking account number would be a deal breaker for me.

I posted upthread that you can link Privacy.com to a debit card.

[ThereAreNoGurus]

Thanks for the responses.

I visited the site after the Privacy.com recommendation posted here. It appeared as if one could register with just a CC or a debit card. But I'm seeing different responses here.

I had read through their FAQS which were rather sparse as well.

I'll try sending an email query and see what response, if any, I receive. I'm so far not impressed or encouraged thanks to their web site as well as the info posted here.

[heartwood]

I've only had one need to dispute a charge... made an online purchase, the card was charged, but no item was ever shipped or received. I sent applicable documentation to privacy.com support (not the physical card issuer), and they responded and took over the issue. My charge was refunded.

Wow... Interesting. Not what I expected, but I like it. I would find that very useful. Citi has VC's but the one time I disputed a VC charge, they also invalidated the real card! That's their policy, although still useful, it does severely limit the utility of the VC's.

I'll most likely make use of privacy.com then.

I'll try to confirm with an inquiry to Privacy.

Thx for the info!

One more question. Can one provide them a physical credit card number, without supplying a checking account number? Having to supply a checking account number would be a deal breaker for me.

I posted upthread that you can link Privacy.com to a debit card.

Sorry, twice. Somehow i missed your first post on the debit card. I'll look into it again.

[vnatale]

I use the Citi Double Cash card. It has virtual credit card numbers as well as 2% cashback.

I have had that card for years and is my main card. Was unaware until now that it offers virtual credit card numbers. How does one utilize this feature?

[tj]

Thanks for the responses.

I visited the site after the Privacy.com recommendation posted here. It appeared as if one could register with just a CC or a debit card. But I'm seeing different responses here.

I had read through their FAQS which were rather sparse as well.

I'll try sending an email query and see what response, if any, I receive. I'm so far not impressed or encouraged thanks to their web site as well as the info posted here.

Maybe debit cards, but not credit cards.

[ThereAreNoGurus]

Thanks for the responses.

I visited the site after the Privacy.com recommendation posted here. It appeared as if one could register with just a CC or a debit card. But I'm seeing different responses here.

I had read through their FAQS which were rather sparse as well.

I'll try sending an email query and see what response, if any, I receive. I'm so far not impressed or encouraged thanks to their web site as well as the info posted here.

Maybe debit cards, but not credit cards.

Yes, you're right. I found a page on privacy.com's "blog" from last year mentioning that a debit card or checking account number is required. So for now, I'll pass. I don't feel comfortable leaving a debit card # on that site. I'll continue to use Citi's VC's and just go through the extra steps of deleting the VC as soon as the charge hits my checking account, which is usually within a few seconds. Unfortunately Citi's VC's don't let you create a one-time-only card (you can set an expiration date for the next day, but that's not quite the same).

[ThereAreNoGurus]

I use the Citi Double Cash card. It has virtual credit card numbers as well as 2% cashback.

I have had that card for years and is my main card. Was unaware until now that it offers virtual credit card numbers. How does one utilize this feature?

If you're logging in to the Citi site via a desktop app, then click on your Citi Cash Card. You should then see a section (lower right) titled, "I want to..." There are 6 or 8 choices starting with Lock/Unlock your card. The last one is Get a Virtual Account Number. Click that link.

It can also be done from the Citi Mobile App, but the interface is different. If you want to know how to do it from the Mobile App, post here. And I or somebody else will explain. (It's not real obvious)

[vnatale]

I use the Citi Double Cash card. It has virtual credit card numbers as well as 2% cashback.

I have had that card for years and is my main card. Was unaware until now that it offers virtual credit card numbers. How does one utilize this feature?

If you're logging in to the Citi site via a desktop app, then click on your Citi Cash Card. You should then see a section (lower right) titled, "I want to..." There are 6 or 8 choices starting with Lock/Unlock your card. The last one is Get a Virtual Account Number. Click that link.

It can also be done from the Citi Mobile App, but the interface is different. If you want to know how to do it from the Mobile App, post here. And I or somebody else will explain. (It's not real obvious)

Thanks for this. I do just about all on this computer and only on a phone when necessary so what you gave me is sufficient. Thanks again!

[ThereAreNoGurus]

I use the Citi Double Cash card. It has virtual credit card numbers as well as 2% cashback.

I have had that card for years and is my main card. Was unaware until now that it offers virtual credit card numbers. How does one utilize this feature?

If you're logging in to the Citi site via a desktop app, then click on your Citi Cash Card. You should then see a section (lower right) titled, "I want to..." There are 6 or 8 choices starting with Lock/Unlock your card. The last one is Get a Virtual Account Number. Click that link.

It can also be done from the Citi Mobile App, but the interface is different. If you want to know how to do it from the Mobile App, post here. And I or somebody else will explain. (It's not real obvious)

Thanks for this. I do just about all on this computer and only on a phone when necessary so what you gave me is sufficient. Thanks again!

Glad to hear the info was useful!

This was mentioned up thread, butmy biggest disappointment with Citi's VC cards is, if a VC card is compromised, the physical card is also discontinued and a new one is issued. That one might avoid having to issue a new physical card is what initially piqued my interest in privacy.com.

One other thing, that is OT to this thread, and you may already be aware, but I'll mention it anyways, is that the Citi cards (as well as many new CC's these days) are contactless. Which means you can tap your card on the reader (if it has contactless capability) instead of inserting/swiping the card. The advantage of this is that your CC number is not transmitted, rather a one-time number is generated.

This is especially useful at gas stations. (Skimmers seem to be found more often at ATM's and gas stations). https://www.forbes.com/advisor/credit-c ... d-skimmer/

[investor4life]

I used Virtual Account Numbers (VANs) from Citi for a long time. Then last year they changed the way VANs worked. After that virtually every VAN that I used would trigger a fraud alert from Citi. Have they fixed this issue?

[ThereAreNoGurus]

I used Virtual Account Numbers (VANs) from Citi for a long time. Then last year they changed the way VANs worked. After that virtually every VAN that I used would trigger a fraud alert from Citi. Have they fixed this issue?

I've been using their virtual cards often this year and have not had a single issue... so far.

[investor4life]

Good to know. Thanks.