Travel insurance company recommendations

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Timeandmoney
Posts: 1
Joined: Mon Jul 05, 2021 10:31 am

Travel insurance company recommendations

Post by Timeandmoney »

We (2 adults, 2 teens) are traveling to Mexico next month....our first international trip in about a decade. I'm worried about catching COVID there (even though we are all vaccinated) and having to pay to quarantine for X days. Would you recommend travel insurance, and if so which company is most reputable?

Any other tips?

Thanks!
LifeIsGood
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Joined: Mon Feb 11, 2008 8:43 pm
Location: Atlanta, GA

Re: Travel insurance company recommendations

Post by LifeIsGood »

I'd be willing to bet many others besides myself will recommend The Trip Insurance Store - https://tripinsurancestore.com/
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ResearchMed
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Re: Travel insurance company recommendations

Post by ResearchMed »

LifeIsGood wrote: Thu Nov 25, 2021 7:20 am I'd be willing to bet many others besides myself will recommend The Trip Insurance Store - https://tripinsurancestore.com/
Joining the parade...

We basically learned about travel insurance details from TIS.
CALL them, don't just read the online summaries. There are too many details, some very important for some people, to fit into thos summaries. If you call, they'll try to find out what your needs are (pre-existing medical condition, frail/ill family member staying home, etc.)

The best choice of coverages is usually available during the 10=20 days immediately after FIRST payment (refundable or not), but one only needs initially to insure that deposit, not the expected total. That won't be relevant for some, but might be deal breakers for others, etc.

Obviously, ask specifically about the Covid coverage concerns.

Enjoy your trip!

RM
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psy1
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Re: Travel insurance company recommendations

Post by psy1 »

We always get travel insurance for international trips. Beware that travel insurance usually covers COVID expenses if you contract COVID but not other COVID related inconveniences. Read the fine print.

We use World Nomads.
Pacific
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Location: Lost in the middle of the Pacific

Re: Travel insurance company recommendations

Post by Pacific »

Mexico you say?

You might also want to look into life insurance and kidnap insurance. :D
flyingaway
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Re: Travel insurance company recommendations

Post by flyingaway »

Pacific wrote: Thu Nov 25, 2021 8:10 pm Mexico you say?

You might also want to look into life insurance and kidnap insurance. :D
Going to Mexico next month.
Will the kidnap insurance pay for one's ransom?
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StevieG72
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Re: Travel insurance company recommendations

Post by StevieG72 »

I had a good experience with a Travelex policy underwritten by Berkshire Hathaway Ins.

Long story short, had to cancel a trip 2 days prior to departure due to an unexpected recommendation from my daughters PCP. 100% of expenses reimbursed for three people that canceled.
Fools think their own way is right, but the wise listen to others.
orlandoman
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Re: Travel insurance company recommendations

Post by orlandoman »

Two of the biggest multi-company brokers:
www.TripInsuranceStore.com - highly recomend, the only one I use, Steve (owner) & staff are great to work with
www.SquareMouth.com
"Don't Believe Everything You Think"
NYCaviator
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Location: NYC

Re: Travel insurance company recommendations

Post by NYCaviator »

I have always used GeoBlue by Blue Cross Blue Shield when we travel overseas, even to third world / exotic locales. It is inexpensive, comprehensive medical coverage. We've never purchased other travel insurance (cancellation, delay, lost baggage, etc.) because it never seemed worth it compared to the cost. I've also read a lot about people who tried to file claims but were denied because of various exclusions. This is especially true with COVID... read the fine print carefully.
Mapmaker
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Joined: Sat Aug 25, 2018 10:16 am

Re: Travel insurance company recommendations

Post by Mapmaker »

I have annual GeoBlue and MedJet Assist policies, and in my experience Chase Sapphire Preferred card will cover the regular cancellation, delay, luggage stuff.
Pacific
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Location: Lost in the middle of the Pacific

Re: Travel insurance company recommendations

Post by Pacific »

flyingaway wrote: Thu Nov 25, 2021 9:07 pm
Pacific wrote: Thu Nov 25, 2021 8:10 pm Mexico you say?

You might also want to look into life insurance and kidnap insurance. :D
Going to Mexico next month.
Will the kidnap insurance pay for one's ransom?
I do not know the answer so you may want to ask the company about the ransom for Red Chief. :D
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ResearchMed
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Re: Travel insurance company recommendations

Post by ResearchMed »

Mapmaker wrote: Sat Nov 27, 2021 4:15 am I have annual GeoBlue and MedJet Assist policies, and in my experience Chase Sapphire Preferred card will cover the regular cancellation, delay, luggage stuff.
We also have MedJetAssist (we'll renew it again when we start traveling again, anyway), but get per-trip regular insurance for anything overseas.
I'm not sure how well Chase Sapphire Preferred, which is one of the better charge cards with some travel insurance, covers anything related to pre-existing medical conditions. For many, that won't matter, but it does for us.

RM
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ModifiedDuration
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Re: Travel insurance company recommendations

Post by ModifiedDuration »

Mapmaker wrote: Sat Nov 27, 2021 4:15 am I have annual GeoBlue and MedJet Assist policies, and in my experience Chase Sapphire Preferred card will cover the regular cancellation, delay, luggage stuff.
We also have an annual GeoBlue through Steve (who is very helpful) at the Trip Insurance Store, as well as a 5-year MedJet Assist policy (it is worth joining AARP just to get the AARP discount).
orlandoman
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Re: Travel insurance company recommendations

Post by orlandoman »

Here's an interesting article just published yesterday that gives a good overview of how one credit card with only a $95 fee can offer many travel benefits. I am not suggesting that it should replace traditional trip insurance, but can be a good compliment to it. The Chase Sapphire Preferred is one of the cards I use & recommend to others, specifically if they are looking for travel benefits.

"The Chase Sapphire Preferred card's travel insurance has saved me over $4,000 — here's why I'll never cancel it"
https://www.businessinsider.com/persona ... ey-2021-11
"Don't Believe Everything You Think"
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