If you're going to argue rare cases, then no, you can't be certain, even if you think you can.Ed 2 wrote: ↑Tue Jun 15, 2021 5:18 amI do. There are numbers in net worth when you can be certain ;$)marcopolo wrote: ↑Mon Jun 14, 2021 11:15 pmThen no one would ever be able to retire. There is no certainty.Ed 2 wrote: ↑Mon Jun 14, 2021 9:36 pmYou don’t know if you can afford to live on 2% of withdrawal rate if you don’t know how you can afford future health costs. You have to be certain.newbie28 wrote: ↑Sun Jun 13, 2021 12:38 pm Should I look for a new job or call it done? I hate my current job and it is taking a toll on my health. We are both 55, the house is already paid off. We can easily live on 2% of withdrawal rate, more likely close to 1.5%. My main concern is the health insurance from now until Medicare kicks in. What would you do if you are in my shoes?
2% is very safe. Retire, and stop worrying about work.