Need Heloc california $300k - where to go?

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Topic Author
JohnSmith123
Posts: 40
Joined: Sat Dec 30, 2017 8:24 pm

Need Heloc california $300k - where to go?

Post by JohnSmith123 »

In california, need to get a Heloc for $300k, who gives the best rates/terms? LTV < 70% even after the Heloc.

I hear of Third Federal, but they only go up as far as $150k.

thanks in advance!
Topic Author
JohnSmith123
Posts: 40
Joined: Sat Dec 30, 2017 8:24 pm

Re: Need Heloc california $300k - where to go?

Post by JohnSmith123 »

Anyone have any experience on this one? thanks!
Firemenot
Posts: 192
Joined: Wed Apr 01, 2020 8:48 pm

Re: Need Heloc california $300k - where to go?

Post by Firemenot »

Are you sure Third Federal is only 150K? I did a 200K HELOC with them less than 2-years ago. Have since paid it off but they were great to work with and rates were unbeatable.
playtothebeat
Posts: 414
Joined: Thu Jan 24, 2013 12:39 pm
Location: southern california

Re: Need Heloc california $300k - where to go?

Post by playtothebeat »

Banks who cater to high net worth individuals.
First republic, First Bank, Citizens, City National, etc
Vernn
Posts: 38
Joined: Tue Aug 21, 2018 5:52 pm

Re: Need Heloc california $300k - where to go?

Post by Vernn »

Fremont Bank will do larger helocs.
bikesandbeers
Posts: 237
Joined: Thu Jun 13, 2019 2:08 am

Re: Need Heloc california $300k - where to go?

Post by bikesandbeers »

I did a 180k HELOC with a southern california credit union. Under 80% LTV. I believe the credit union would do up to 90%.

We had a teaser rate for two years, and then Prime+1.
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