Better Refinance AMEX $2500 Credit Questions

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
Post Reply
User avatar
Topic Author
soup_can
Posts: 20
Joined: Sat Apr 21, 2018 2:40 pm

Better Refinance AMEX $2500 Credit Questions

Post by soup_can » Tue Jun 30, 2020 9:11 pm

I'm shopping around for a refi and the Better AMEX $2500 credit caught my eye. I don't currently have an AMEX and I was considering opening up a "Blue Cash Everyday" as recommended in the Refi Mega Thread. How long would I need to keep the card open before I can close it? I imagine I should wait until a hard credit pull happens from the mortgage company before applying for the AMEX right? My soft credit score was ~780 but I don't have very many credit accounts. Opening a new one will definitely lower the average age of my credit history significantly.

Just want to make sure I'm not picking up nickels in front of steam rollers.

gullit18
Posts: 41
Joined: Tue Oct 04, 2016 1:15 pm

Re: Better Refinance AMEX $2500 Credit Questions

Post by gullit18 » Tue Jun 30, 2020 9:25 pm

You should apply for the card before doing the application with Better.com. I did an application with them before I knew about the AMEX deal and I asked them if I could open a card and add the deal to my account and they are refusing.

Post Reply