How do you explain no COVID19 Stimulus Payment?

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123
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How do you explain no COVID19 Stimulus Payment?

Post by 123 » Mon Apr 27, 2020 11:12 am

Our income was/is too high for a COVID19 Stimulus payment, we don't mind not qualifying and we're in great financial shape (likely none of our friends or relatives are aware of that). We don't begrudge those that are eligible to receive them. That said we do get some inquiries and innuendo from friends and relatives along the lines of "Did you get yours yet?" or "And how much did you get?".

We want to respond honestly to friends, co-workers, and relatives but don't like to disclose or hint at any financial issues so we either ignore the question or respond along the lines of "Those payments were a great idea". It seems rude to say "We don't qualify" or "Our income was too high too qualify".

How do/would you respond in such a situation?
The closest helping hand is at the end of your own arm.

tenkuky
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Re: How do you explain no COVID19 Stimulus Payment?

Post by tenkuky » Mon Apr 27, 2020 11:15 am

If your intent is to respond honestly, then I see no harm in saying "we don't qualify based on the income restrictions". It doesn't sound rude IMHO.
If they keep probing, they ain't no friends of yours :twisted:

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Flobes
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Flobes » Mon Apr 27, 2020 11:16 am

"I hope you're putting your money to good use. We have not received ours yet."

By the time the last checks get mailed in September, nobody will be talking about them anymore.

straws46
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Re: How do you explain no COVID19 Stimulus Payment?

Post by straws46 » Mon Apr 27, 2020 11:38 am

The same law that authorized the payment also authorized an above the line charitable adjustment, so I can honestly say I received the benefit and it went straight to the Salvation Army whether I received a payment or not.

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HueyLD
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Re: How do you explain no COVID19 Stimulus Payment?

Post by HueyLD » Mon Apr 27, 2020 11:44 am

Flobes wrote:
Mon Apr 27, 2020 11:16 am
"I hope you're putting your money to good use. We have not received ours yet."

By the time the last checks get mailed in September, nobody will be talking about them anymore.
+1.

MotoTrojan
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Re: How do you explain no COVID19 Stimulus Payment?

Post by MotoTrojan » Mon Apr 27, 2020 11:46 am

Perhaps respond with "we are giving some money to X charity". Assuming you give to charity, this is not a lie if phrased the way I suggested 8-) .

Topic Author
123
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Re: How do you explain no COVID19 Stimulus Payment?

Post by 123 » Mon Apr 27, 2020 11:50 am

Flobes wrote:
Mon Apr 27, 2020 11:16 am
"I hope you're putting your money to good use. We have not received ours yet."

By the time the last checks get mailed in September, nobody will be talking about them anymore.
+1 OP here. I really like this answer. Very truthful, evasive, and distractive. The kind of answers I love to give.
The closest helping hand is at the end of your own arm.

bberris
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Re: How do you explain no COVID19 Stimulus Payment?

Post by bberris » Mon Apr 27, 2020 11:52 am

"I got what I expected".

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Nicolas
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Nicolas » Mon Apr 27, 2020 11:53 am

I would just tell the truth and not be evasive. Honesty is the best policy.
“When you haven't got the coin you're always in the way” — Geo. M. Cohan

megabad
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Re: How do you explain no COVID19 Stimulus Payment?

Post by megabad » Mon Apr 27, 2020 12:17 pm

“Ah you know, didn’t get near enough to pay for that carnival cruise I was planning on.”

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MrBobcat
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Re: How do you explain no COVID19 Stimulus Payment?

Post by MrBobcat » Mon Apr 27, 2020 12:28 pm

Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
So if less well off friends/relatives asked you exactly how much you make you'd be okay answering?

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MrBobcat
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Re: How do you explain no COVID19 Stimulus Payment?

Post by MrBobcat » Mon Apr 27, 2020 12:30 pm

123 wrote:
Mon Apr 27, 2020 11:12 am
Our income was/is too high for a COVID19 Stimulus payment, we don't mind not qualifying and we're in great financial shape (likely none of our friends or relatives are aware of that). We don't begrudge those that are eligible to receive them. That said we do get some inquiries and innuendo from friends and relatives along the lines of "Did you get yours yet?" or "And how much did you get?".
Keep it simple and say nope.

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Re: How do you explain no COVID19 Stimulus Payment?

Post by Dottie57 » Mon Apr 27, 2020 12:33 pm

123 wrote:
Mon Apr 27, 2020 11:50 am
Flobes wrote:
Mon Apr 27, 2020 11:16 am
"I hope you're putting your money to good use. We have not received ours yet."

By the time the last checks get mailed in September, nobody will be talking about them anymore.
+1 OP here. I really like this answer. Very truthful, evasive, and distractive. The kind of answers I love to give.
+1. And it is really none of anyone’s business. Instead of answering ask what they are doing with their money.

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Re: How do you explain no COVID19 Stimulus Payment?

Post by Dottie57 » Mon Apr 27, 2020 12:35 pm

Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
QQ here. Why be honest with people who are so nosy.?

fatFIRE
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Re: How do you explain no COVID19 Stimulus Payment?

Post by fatFIRE » Mon Apr 27, 2020 12:36 pm

123 wrote:
Mon Apr 27, 2020 11:12 am
Our income was/is too high for a COVID19 Stimulus payment, we don't mind not qualifying and we're in great financial shape (likely none of our friends or relatives are aware of that). We don't begrudge those that are eligible to receive them. That said we do get some inquiries and innuendo from friends and relatives along the lines of "Did you get yours yet?" or "And how much did you get?".

We want to respond honestly to friends, co-workers, and relatives but don't like to disclose or hint at any financial issues so we either ignore the question or respond along the lines of "Those payments were a great idea". It seems rude to say "We don't qualify" or "Our income was too high too qualify".

How do/would you respond in such a situation?
Just say you got it, and the adjust the number to what you want to declare your HH income to be. Now is not the time to be flaunting your wealth.

gmc4h232
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Re: How do you explain no COVID19 Stimulus Payment?

Post by gmc4h232 » Mon Apr 27, 2020 12:38 pm

To me the answers are simple and truthful:

"Did you get yours yet?" - No

"And how much did you get?" - See above

inbox788
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Re: How do you explain no COVID19 Stimulus Payment?

Post by inbox788 » Mon Apr 27, 2020 2:15 pm

Re: How do you explain no COVID19 Stimulus Payment?
Last edited by inbox788 on Thu May 14, 2020 12:43 pm, edited 1 time in total.

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Nicolas
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Nicolas » Mon Apr 27, 2020 4:21 pm

MrBobcat wrote:
Mon Apr 27, 2020 12:28 pm
Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
So if less well off friends/relatives asked you exactly how much you make you'd be okay answering?
That’s a false equivalence. No, I would say I’m not telling you as that’s private information. But if they asked me if I got my stimulus check I’d say no, I’m not entitled to one. I wouldn’t say I’m still waiting or some such nonsense.
Last edited by Nicolas on Fri May 01, 2020 3:54 pm, edited 1 time in total.
“When you haven't got the coin you're always in the way” — Geo. M. Cohan

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Nicolas
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Nicolas » Mon Apr 27, 2020 4:27 pm

Dottie57 wrote:
Mon Apr 27, 2020 12:35 pm
Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
QQ here. Why be honest with people who are so nosy.?
I wouldn’t think they were being nosy. They probably think you’re in the same situation they are and are just making small talk. Maybe they didn’t get theirs yet and wondering if anyone in their circle did.
“When you haven't got the coin you're always in the way” — Geo. M. Cohan

go_mets
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Re: How do you explain no COVID19 Stimulus Payment?

Post by go_mets » Mon Apr 27, 2020 4:35 pm

Nicolas wrote:
Mon Apr 27, 2020 4:21 pm
MrBobcat wrote:
Mon Apr 27, 2020 12:28 pm
Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
So if less well off friends/relatives asked you exactly how much you make you'd be okay answering?
That’s a false equivalence. No, I would say I’m not telling you as that’s private information. The same as if they asked me about my sex life. But if they asked me if I got my stimulus check I’d say no, I’m not entitled to one. I wouldn’t say I’m still waiting or some such nonsense.
That information tells them more than they need to know.
That you AGI is > $99K if filing single


.

decapod10
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Re: How do you explain no COVID19 Stimulus Payment?

Post by decapod10 » Mon Apr 27, 2020 4:39 pm

MrBobcat wrote:
Mon Apr 27, 2020 12:28 pm
Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
So if less well off friends/relatives asked you exactly how much you make you'd be okay answering?
For me, the answer is "depends" like it usually is. My closest friends I wouldn't have a problem telling them my income or most of my general financial details, since they are basically family to me. My in-laws asked us point blank, lol, so they know too (though I do their taxes so I also know a lot of their financial details).

But for people I am not as close to, I would probably go evasive as well.

epargnant
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Re: How do you explain no COVID19 Stimulus Payment?

Post by epargnant » Mon Apr 27, 2020 4:47 pm

go_mets wrote:
Mon Apr 27, 2020 4:35 pm
Nicolas wrote:
Mon Apr 27, 2020 4:21 pm
MrBobcat wrote:
Mon Apr 27, 2020 12:28 pm
Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
So if less well off friends/relatives asked you exactly how much you make you'd be okay answering?
That’s a false equivalence. No, I would say I’m not telling you as that’s private information. The same as if they asked me about my sex life. But if they asked me if I got my stimulus check I’d say no, I’m not entitled to one. I wouldn’t say I’m still waiting or some such nonsense.
That information tells them more than they need to know.
That you AGI is > $99K if filing single


.
Agreed. In our case, married, single income, multiple children... they would know we make 200K+ which we don’t advertise. I was thankful to get a few hundred dollars just so we could say “ yep, got it!” It doesn’t occur to our families/friends we wouldn’t qualify and we prefer our privacy.

We were almost in OP’s situation & I like many of the ideas of what to say!

emoore
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Re: How do you explain no COVID19 Stimulus Payment?

Post by emoore » Mon Apr 27, 2020 5:20 pm

go_mets wrote:
Mon Apr 27, 2020 4:35 pm
Nicolas wrote:
Mon Apr 27, 2020 4:21 pm
MrBobcat wrote:
Mon Apr 27, 2020 12:28 pm
Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
So if less well off friends/relatives asked you exactly how much you make you'd be okay answering?
That’s a false equivalence. No, I would say I’m not telling you as that’s private information. The same as if they asked me about my sex life. But if they asked me if I got my stimulus check I’d say no, I’m not entitled to one. I wouldn’t say I’m still waiting or some such nonsense.
That information tells them more than they need to know.
That you AGI is > $99K if filing single


.
Who really cares? I've had friends and neighbors that tell me that they make too much to get one. Doesn't mean that I'm jealous or that I'm going to be asking them for money. A lot of people really try to keep salary information very private but these days it's fairly easy to find out or get a good estimate of how much someone makes if they really wanted to.

I would just tell them the truth. I can see if it's a complete stranger if you didn't want to say anything but I don't see why you would tell friends if they are actual friends.

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Doom&Gloom
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Doom&Gloom » Mon Apr 27, 2020 5:24 pm

I don't feel compelled to answer any questions about my personal finances.

I am one of those people who believes it is rude to inquire about someone else's finances. If asked, I feel free to answer any way I want--including something totally "off the wall" if I'm in the mood.

megabad
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Re: How do you explain no COVID19 Stimulus Payment?

Post by megabad » Mon Apr 27, 2020 5:31 pm

Doom&Gloom wrote:
Mon Apr 27, 2020 5:24 pm

I am one of those people who believes it is rude to inquire about someone else's finances.
ie. most people.

This particular question probably depends more on your social circle and job though since it isn’t exact. A surgeon hanging around other surgeons probably wouldn’t have any trouble admitting she didn’t get a check. A school teacher with a multimillion dollar side business might need feel so comfortable if his teacher friends started prodding financially.

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Re: How do you explain no COVID19 Stimulus Payment?

Post by H-Town » Mon Apr 27, 2020 5:32 pm

123 wrote:
Mon Apr 27, 2020 11:12 am
Our income was/is too high for a COVID19 Stimulus payment, we don't mind not qualifying and we're in great financial shape (likely none of our friends or relatives are aware of that). We don't begrudge those that are eligible to receive them. That said we do get some inquiries and innuendo from friends and relatives along the lines of "Did you get yours yet?" or "And how much did you get?".

We want to respond honestly to friends, co-workers, and relatives but don't like to disclose or hint at any financial issues so we either ignore the question or respond along the lines of "Those payments were a great idea". It seems rude to say "We don't qualify" or "Our income was too high too qualify".

How do/would you respond in such a situation?
I told my friends who were asking: "No idea.", then switched to a different topic: "Did you see how crooked Manfred handled the Red Sox cheating?"

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Kenkat
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Kenkat » Mon Apr 27, 2020 7:11 pm

Just tell them you’re in the witness protection program so it’s kinda complicated.

go_mets
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Re: How do you explain no COVID19 Stimulus Payment?

Post by go_mets » Mon Apr 27, 2020 7:14 pm

emoore wrote:
Mon Apr 27, 2020 5:20 pm
Who really cares?
Many people do. And this is the sort of information that leads to a lot of jealousy.

Again, no one needs to know how much I make.
Even my mother and sister don't know.


.

Flashes1
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Flashes1 » Mon Apr 27, 2020 7:20 pm

If people don't know you make a lot of money and you want to keep it that way then be evasive as others have said.

If you're like us, and everyone knows you make a lot of money due to your jobs, then no one's going to ask you! :moneybag

bugleheadd
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Re: How do you explain no COVID19 Stimulus Payment?

Post by bugleheadd » Mon Apr 27, 2020 7:38 pm

Just say "not yet". They probably won't ask again

deltaneutral83
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Re: How do you explain no COVID19 Stimulus Payment?

Post by deltaneutral83 » Mon Apr 27, 2020 8:30 pm

Tell them you're a Boglehead and your non existent stimulus is going to your non existent mortgage and drive off in your 14 year old Camry.

cogito
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Re: How do you explain no COVID19 Stimulus Payment?

Post by cogito » Mon Apr 27, 2020 8:36 pm

I'd think most bogleheads would have developed multiple strategies for dealing with questions about finances from other less financially savvy friends and relatives. Heaven help OP if the follow up question is "what are you spending your bonus on this year?", or "how much debt do you have with all of those credit cards?". Stealth wealth people, dodge and weave!

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123
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Re: How do you explain no COVID19 Stimulus Payment?

Post by 123 » Mon Apr 27, 2020 8:37 pm

deltaneutral83 wrote:
Mon Apr 27, 2020 8:30 pm
Tell them you're a Boglehead and your non existent stimulus is going to your non existent mortgage and drive off in your 14 year old Camry.
OP here, my goodness you're clever. We actually have a 16 year old Corolla so you're pretty much on point.
The closest helping hand is at the end of your own arm.

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Re: How do you explain no COVID19 Stimulus Payment?

Post by Mel Lindauer » Mon Apr 27, 2020 8:43 pm

bugleheadd wrote:
Mon Apr 27, 2020 7:38 pm
Just say "not yet". They probably won't ask again
+1 That's honest and you can then move on to another topic. What you make is nobody's business unless you want to share it with them.
Best Regards - Mel | | Semper Fi

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Re: How do you explain no COVID19 Stimulus Payment?

Post by MikeG62 » Mon Apr 27, 2020 9:07 pm

123 wrote:
Mon Apr 27, 2020 11:12 am
Our income was/is too high for a COVID19 Stimulus payment, we don't mind not qualifying and we're in great financial shape (likely none of our friends or relatives are aware of that). We don't begrudge those that are eligible to receive them. That said we do get some inquiries and innuendo from friends and relatives along the lines of "Did you get yours yet?" or "And how much did you get?".

We want to respond honestly to friends, co-workers, and relatives but don't like to disclose or hint at any financial issues so we either ignore the question or respond along the lines of "Those payments were a great idea". It seems rude to say "We don't qualify" or "Our income was too high too qualify".

How do/would you respond in such a situation?
Honestly, it seems rude of any “friend” to ask how much you got. They might as well ask how much you earn.

I’d be truthful and say we did not qualify for payment and leave it at that. If they said anything rude in response to that, then I’d say honestly had we qualified for a payment we would be giving away the money to people who truly need it, for example people who lost their jobs and are struggling financially. It’s not intended as some sort of windfall. I’d add that the $300 billion in checks should have gone to enhance unemployment benefits as that’s where the aid is needed most - to replace the income of people whose income has been reduced or eliminated.

That should end the discussion or maybe get your friends to think about using some of the money for those less fortunate.
Real Knowledge Comes Only From Experience

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bottlecap
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Re: How do you explain no COVID19 Stimulus Payment?

Post by bottlecap » Mon Apr 27, 2020 9:48 pm

I'd just say, "Every little bit helps, doesn't it?" Or something to that effect.

It sounds like you are answering the question, but you're really not. And it will eliminate any need for your friends, family or coworker to ask again.

JT

EddyB
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Re: How do you explain no COVID19 Stimulus Payment?

Post by EddyB » Mon Apr 27, 2020 9:57 pm

“You wouldn’t actually accept that money, would you?”

Sic Vis Pacem
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Sic Vis Pacem » Mon Apr 27, 2020 10:01 pm

I have one social circle that would never need to ask, and one that I would never tell. To the latter, my response would be "not yet."

campy2010
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Re: How do you explain no COVID19 Stimulus Payment?

Post by campy2010 » Mon Apr 27, 2020 10:03 pm

"I'm waiting for my check with the signature".....insert political joke

In reality, I'm single and in a HCOL area so not qualifying doesn't say much about my finances. Most of the people I know are in the same boat.

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tuningfork
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Re: How do you explain no COVID19 Stimulus Payment?

Post by tuningfork » Mon Apr 27, 2020 10:12 pm

Another truthful non-answer: "It's already been spent"

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Re: How do you explain no COVID19 Stimulus Payment?

Post by JakeyLee » Mon Apr 27, 2020 10:18 pm

I know this sounds a bit rude, but it's come up in the last week. I say, " no check for me, I hope you got yours". I don't and haven't yet had to explain my response. But I'm getting to the point in my life where honesty is the best policy. It's so darn freeing! What are we really afraid of here?? I make a point whether in person or in writing to not sound crass or judgmental. Easy peasy. If the government screwed up and sent me one, I'm just going to buy a bunch of cigars and cheap American Lager. So maybes the universe knows better.

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Re: How do you explain no COVID19 Stimulus Payment?

Post by Starfish » Mon Apr 27, 2020 10:28 pm

123 wrote:
Mon Apr 27, 2020 11:12 am
Our income was/is too high for a COVID19 Stimulus payment, we don't mind not qualifying and we're in great financial shape (likely none of our friends or relatives are aware of that). We don't begrudge those that are eligible to receive them. That said we do get some inquiries and innuendo from friends and relatives along the lines of "Did you get yours yet?" or "And how much did you get?".

We want to respond honestly to friends, co-workers, and relatives but don't like to disclose or hint at any financial issues so we either ignore the question or respond along the lines of "Those payments were a great idea". It seems rude to say "We don't qualify" or "Our income was too high too qualify".

How do/would you respond in such a situation?
I don't get these cases of extreme secrecy.
What is wrong with saying "we don't qualify"? How is that rude?
All my friends know how much I am making (ballpark, not to the thousand). I also know with a 10-20% precision how much are they making (if I remembered, because I don't care enough to remember all details). Otherwise what kind of friends would those be?

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El Greco
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Re: How do you explain no COVID19 Stimulus Payment?

Post by El Greco » Mon Apr 27, 2020 10:37 pm

Many, many years ago I owned a rather attractive leather jacket that wasn't really leather but was actually "leatherette" or as we call it nowadays "vinyl". A lot of people used to admire this jacket and would say to me: "Nice jacket, is that leather?"

My answer was always a slightly annoyed and very succinct: "What do you think?" Which, though technically not a lie, always left them thinking it was indeed an expensive leather jacket.

So, the next time someone asks you "Did you get your check yet?"

Just give them a little smile and say: "What do you think?" :wink:

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Re: How do you explain no COVID19 Stimulus Payment?

Post by runner540 » Mon Apr 27, 2020 10:59 pm

Starfish wrote:
Mon Apr 27, 2020 10:28 pm
123 wrote:
Mon Apr 27, 2020 11:12 am
Our income was/is too high for a COVID19 Stimulus payment, we don't mind not qualifying and we're in great financial shape (likely none of our friends or relatives are aware of that). We don't begrudge those that are eligible to receive them. That said we do get some inquiries and innuendo from friends and relatives along the lines of "Did you get yours yet?" or "And how much did you get?".

We want to respond honestly to friends, co-workers, and relatives but don't like to disclose or hint at any financial issues so we either ignore the question or respond along the lines of "Those payments were a great idea". It seems rude to say "We don't qualify" or "Our income was too high too qualify".

How do/would you respond in such a situation?
I don't get these cases of extreme secrecy.
What is wrong with saying "we don't qualify"? How is that rude?
All my friends know how much I am making (ballpark, not to the thousand). I also know with a 10-20% precision how much are they making (if I remembered, because I don't care enough to remember all details). Otherwise what kind of friends would those be?
Responders aren’t saying it’s rude to tell people. But many don’t want to reveal that their income is above a certain threshold. The stimulus income cutoffs are roughly at the top 5-10% of households. AGI of $198k for a married couple.

tesuzuki2002
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Re: How do you explain no COVID19 Stimulus Payment?

Post by tesuzuki2002 » Mon Apr 27, 2020 11:07 pm

I don't think the income restrictions were a big deal.... I only know of 2 people who received the stimulus... less than 1 % of the people I know and interact with... which means 99% didn't receive the stimulus... I don't run with a rich crowd... the $99K limit was not a high bar by any means...

Paul78
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Re: How do you explain no COVID19 Stimulus Payment?

Post by Paul78 » Mon Apr 27, 2020 11:21 pm

MrBobcat wrote:
Mon Apr 27, 2020 12:28 pm
Nicolas wrote:
Mon Apr 27, 2020 11:53 am
I would just tell the truth and not be evasive. Honesty is the best policy.
So if less well off friends/relatives asked you exactly how much you make you'd be okay answering?
In my case pretty much yes as my base salary is public record. But I can see why most people would want to keep their salary on the down low.

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Re: How do you explain no COVID19 Stimulus Payment?

Post by DesertDiva » Mon Apr 27, 2020 11:49 pm

bberris wrote:
Mon Apr 27, 2020 11:52 am
"I got what I expected".
Ooh, I like this one. Thanks. :sharebeer

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Re: How do you explain no COVID19 Stimulus Payment?

Post by barberakb » Tue Apr 28, 2020 3:38 am

tesuzuki2002 wrote:
Mon Apr 27, 2020 11:07 pm
I don't think the income restrictions were a big deal.... I only know of 2 people who received the stimulus... less than 1 % of the people I know and interact with... which means 99% didn't receive the stimulus... I don't run with a rich crowd... the $99K limit was not a high bar by any means...
You may think that and that is fine. But realize that 100k a year is more than most people make. That is probably more than like 85% of the entire US population. So for most, that limit is a high bar...

ponyboy
Posts: 919
Joined: Fri Feb 06, 2015 10:39 am

Re: How do you explain no COVID19 Stimulus Payment?

Post by ponyboy » Tue Apr 28, 2020 6:16 am

Just tell them you havent received anything yet. People overthink things.

corp_sharecropper
Posts: 240
Joined: Thu Nov 07, 2013 2:36 pm

Re: How do you explain no COVID19 Stimulus Payment?

Post by corp_sharecropper » Tue Apr 28, 2020 6:45 am

I can speak to this. I was talking with a buddy and while asking me if I'd gotten a check he showed me a partial screenshot of his bank account ledger that included the covid check deposit. Now he may have done this because we both are in many ways philosophically against the idea of helicopter money and skeptical of its efficacy, and so it was ironic that he was the recipient of some money. But I think he did it because the line item below the COVID check, a debit, was for a popular porn site and there was just something amusing about those two line items together on the statement (and yes, the statement was cropped to not show balances, he/we have more class than that!). In any case, my immediate response was "we don't qualify". I didn't have the time to carefully consider what to say. I immediately felt awkward after saying that, not sure how he felt or maybe he felt nothing at all. He's certainly made more $ in the past where he wouldn't have qualified, not sure if that changes anything, I was a little surprised he was getting a check.

If I had a do-over, I'd probably tell everyone some version of "I haven't gotten anything yet" or "I don't know how much it will be for, we figuring out some complicated tax issues" or something along those lines... at least while it's still reasonable to believe people haven't received them. After that time, I'd basically go into more direct deception. I don't like wasting the mental bandwidth of involved with a lie but I'll take it over feeling awkward the way I did. Some good advice and suggestions in this thread that I would also consider. As well as good perspectives on ways of handling & thinking about differences in finances between oneself and others.

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