Fidelity ([Elan]) card eBill

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radiowave
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Fidelity ([Elan]) card eBill

Post by radiowave » Thu Nov 14, 2019 8:14 pm

Can the Fidelity Elon credit card be set up for eBill and autopayment in Fidelity cash management and bill pay?
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ajkown1
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Re: Fidelity (Elon) card eBill

Post by ajkown1 » Thu Nov 14, 2019 8:35 pm

I have my Accounts at Fidelity and have that card also. I am not able to set this card up as an E-Bill on Fidelity or at my brick and mortar bank either unfortunately.

Vanguard Fan 1367
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Re: Fidelity (Elon) card eBill

Post by Vanguard Fan 1367 » Thu Nov 14, 2019 8:45 pm

My Fidelity Credit card also does not offer me the option of signing up for e bills with my Fidelity Bill Pay. I get the bill by mail and then pay it with Fidelity Bill Pay.

iamblessed
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Re: Fidelity (Elon) card eBill

Post by iamblessed » Thu Nov 14, 2019 9:58 pm

I tried to auto pay this card but it failed.

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radiowave
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Re: Fidelity (Elon) card eBill

Post by radiowave » Thu Nov 14, 2019 10:06 pm

Even though this is a 2% card, it's going back in the drawer filed under useless items.
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whodidntante
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Re: Fidelity (Elon) card eBill

Post by whodidntante » Thu Nov 14, 2019 10:08 pm

Not all credit card issuers offer ebills. I set up auto payment with the issuer (direct debit).

clarkdfw
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Re: Fidelity (Elon) card eBill

Post by clarkdfw » Thu Nov 14, 2019 10:18 pm

I have had this card for years, even when it was an AmericanExpress. I always log in to Fidelity and pay it online from my bank. I set the payment date to exactly the due date and pay in full. Have never had any issues. I have the 2% cash back set to auto transfer to my Fidelity Brokerage account as soon as it is earned.

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Re: Fidelity (Elon) card eBill

Post by DesertDiva » Thu Nov 14, 2019 10:53 pm

radiowave wrote:
Thu Nov 14, 2019 8:14 pm
Can the Fidelity Elon credit card be set up for eBill and autopayment in Fidelity cash management and bill pay?
I pay my Fido CC with eBill. When I received the paper bill, I set it up for payment like I would with any other bill, then I pay it in full each month. Not a big deal. Haven’t tried setting up autopay though. Call customer service. They should be able to help answer that question.

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CyberBob
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Re: Fidelity (Elon) card eBill

Post by CyberBob » Thu Nov 14, 2019 11:19 pm

From the Credit Card Snapshot page > Under the Credit Card Management section (right hand side) > Setup Autopay

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TimeRunner
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Re: Fidelity (Elon) card eBill

Post by TimeRunner » Thu Nov 14, 2019 11:38 pm

Mine autopays from my Fidelity CMA. FIdo sells my Fidelity CA Muni Money Market Fund (FCFXX) in just enough shares to cover the bill to autopay once a month. This was set up simply on the Fido website with no chat or phone call required. Perhaps the issue is that you are trying to autopay from some non-Fido account?
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sarabayo
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Re: Fidelity (Elon) card eBill

Post by sarabayo » Thu Nov 14, 2019 11:47 pm

I, too, just pay it via ACH from my Fidelity account. Works fine.

More importantly, the issuer of the credit card is Elan, not Elon. Elon is the CEO of Tesla.

Horsefly
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Re: Fidelity (Elon) card eBill

Post by Horsefly » Fri Nov 15, 2019 12:08 am

I've had mine on auto-pay from my taxable brokerage for something approaching two years. I still check it every month, and it's never missed.

marcopolo
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Re: Fidelity (Elon) card eBill

Post by marcopolo » Fri Nov 15, 2019 3:59 am

I am not sure why some people are not able to do this.

We gave 4 of these 2% back cards. They are all set to auto pay from our Fidelity CMA account. Has been that way for a few years, never had a problem with missed payments.
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Re: Fidelity (Elon) card eBill

Post by iamblessed » Fri Nov 15, 2019 8:29 am

delete
Last edited by iamblessed on Fri Nov 15, 2019 9:59 am, edited 2 times in total.

edge
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Re: Fidelity (Elon) card eBill

Post by edge » Fri Nov 15, 2019 8:37 am

I use auto pay from my CMA

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Re: Fidelity (Elon) card eBill

Post by iamblessed » Fri Nov 15, 2019 9:58 am

marcopolo wrote:
Fri Nov 15, 2019 3:59 am
I am not sure why some people are not able to do this.

We gave 4 of these 2% back cards. They are all set to auto pay from our Fidelity CMA account. Has been that way for a few years, never had a problem with missed payments.
Will taking the last 13 numbers off the bottom of the fidelity check work for the account number to set up auto pay?

MotoTrojan
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Re: Fidelity (Elon) card eBill

Post by MotoTrojan » Fri Nov 15, 2019 10:00 am

whodidntante wrote:
Thu Nov 14, 2019 10:08 pm
Not all credit card issuers offer ebills. I set up auto payment with the issuer (direct debit).
I’ve only ever done it directly. What is advantage of using the billing system? Never paid anything that way in fact.

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Re: Fidelity (Elon) card eBill

Post by MotoTrojan » Fri Nov 15, 2019 10:01 am

iamblessed wrote:
Fri Nov 15, 2019 9:58 am
marcopolo wrote:
Fri Nov 15, 2019 3:59 am
I am not sure why some people are not able to do this.

We gave 4 of these 2% back cards. They are all set to auto pay from our Fidelity CMA account. Has been that way for a few years, never had a problem with missed payments.
Will taking the last 13 numbers off the bottom of the fidelity check work for the account number to set up auto pay?
The full account number works for all my credit cards.

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Re: Fidelity (Elon) card eBill

Post by MikeG62 » Fri Nov 15, 2019 10:08 am

sarabayo wrote:
Thu Nov 14, 2019 11:47 pm
I, too, just pay it via ACH from my Fidelity account. Works fine.
^This.

I’ve had mine set to auto pay for years (initially from my B&M bank) and for the last year or so from my Fidelity brokerage account. This is accomplished as a pull from the CC side. It works every single month without a hitch.

I don’t understand what issue the OP is having.

It’s our general purpose CC.
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iamblessed
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Re: Fidelity (Elon) card eBill

Post by iamblessed » Fri Nov 15, 2019 10:18 am

I am setting this up again. Failed the first time. If there is a problem I will let you guys know next month. Weird because I did the same thing on my credit union credit card and it worked no problem. For some reason the Fidelity card did not.

muffins14
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Re: Fidelity (Elon) card eBill

Post by muffins14 » Fri Nov 15, 2019 11:07 am

I’m not sure what you want to do with e-bill, but I also pay the monthly statement via ACH from my Fidelity cash management account or brokerage account automatically

arf30
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Re: Fidelity (Elon) card eBill

Post by arf30 » Fri Nov 15, 2019 11:10 am

Mine auto pays and auto redeems with no issues, haven't had to look at it since the intial setup.

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Re: Fidelity (Elon) card eBill

Post by oldcomputerguy » Fri Nov 15, 2019 11:17 am

I have this card, and have it set up both for online payment and to auto-pay from my brick-and-mortar checking account. I also have a reminder set up on my Google calendar on the date that the auto-pay happens. According to what I see on by B&M account, e-bills are not available. I do see that I can get them from my Delta AmEx card (and I recall that I was able to get them from my BoA card before I terminated it).
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whodidntante
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Re: Fidelity (Elon) card eBill

Post by whodidntante » Fri Nov 15, 2019 1:21 pm

MotoTrojan wrote:
Fri Nov 15, 2019 10:00 am
whodidntante wrote:
Thu Nov 14, 2019 10:08 pm
Not all credit card issuers offer ebills. I set up auto payment with the issuer (direct debit).
I’ve only ever done it directly. What is advantage of using the billing system? Never paid anything that way in fact.
Some people are distrustful of direct debit. I am not one of them. So for me there is no advantage of ebills.

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Re: Fidelity (Elon) card eBill

Post by MotoTrojan » Fri Nov 15, 2019 2:33 pm

whodidntante wrote:
Fri Nov 15, 2019 1:21 pm
MotoTrojan wrote:
Fri Nov 15, 2019 10:00 am
whodidntante wrote:
Thu Nov 14, 2019 10:08 pm
Not all credit card issuers offer ebills. I set up auto payment with the issuer (direct debit).
I’ve only ever done it directly. What is advantage of using the billing system? Never paid anything that way in fact.
Some people are distrustful of direct debit. I am not one of them. So for me there is no advantage of ebills.
Interesting. I guess ebill is pushed so that feels safer than pulling? I have never thought twice.

sarabayo
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Re: Fidelity (Elon) card eBill

Post by sarabayo » Fri Nov 15, 2019 5:43 pm

MotoTrojan wrote:
Fri Nov 15, 2019 2:33 pm
whodidntante wrote:
Fri Nov 15, 2019 1:21 pm
MotoTrojan wrote:
Fri Nov 15, 2019 10:00 am
whodidntante wrote:
Thu Nov 14, 2019 10:08 pm
Not all credit card issuers offer ebills. I set up auto payment with the issuer (direct debit).
I’ve only ever done it directly. What is advantage of using the billing system? Never paid anything that way in fact.
Some people are distrustful of direct debit. I am not one of them. So for me there is no advantage of ebills.
Interesting. I guess ebill is pushed so that feels safer than pulling? I have never thought twice.
I'm guessing that the worry with "pull" is that the card issuer will accidentally or maliciously do pulls from your bank account which aren't in accordance with what they've stated you owe on the bill they sent you.

But I think the difference between pushing and pulling should be especially minimal in the case of this card, because it's the difference between Fidelity pushing to Fidelity's own card issuer vs Fidelity's own card issuer pulling from Fidelity. Their websites are even partially integrated with each other. I would hope that their systems should never be in disagreement about these things.

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Re: Fidelity (Elon) card eBill

Post by Horsefly » Fri Nov 15, 2019 11:46 pm

sarabayo wrote:
Fri Nov 15, 2019 5:43 pm
But I think the difference between pushing and pulling should be especially minimal in the case of this card, because it's the difference between Fidelity pushing to Fidelity's own card issuer vs Fidelity's own card issuer pulling from Fidelity. Their websites are even partially integrated with each other. I would hope that their systems should never be in disagreement about these things.
+1

Something that seems lost in much of the above is that from Fidelity's "Manage Cash" tab you can directly set up to autopay the Elan card. I guess in the end it is a "pull", but it is obviously tightly coordinated between Fidelity and the card issuer. I've never had to enter the card number or address or anything on Fidelity side. Having set it up, it has worked flawlessly for years.

I used to be against the concept of setting up payees to autopay themselves given my bank credentials. After researching it more, I have grown to accept it in the case of credit cards. I don't like the idea of vendors (e.g. cable, subscription renewals, etc.), so I don't let them auto-draft from my bank. However, the auto-draft for paying my credit cards has been flawless, and taken lots of stress out of my life.

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radiowave
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Re: Fidelity (Elon) card eBill

Post by radiowave » Sat Nov 16, 2019 11:54 am

whodidntante wrote:
Thu Nov 14, 2019 10:08 pm
Not all credit card issuers offer ebills. I set up auto payment with the issuer (direct debit).
Is there a list somewhere of the credit card companies that will do eBilling? I can add AMEX and Discover.
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iamblessed
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Re: Fidelity ([Elan]) card eBill

Post by iamblessed » Mon Nov 18, 2019 7:33 pm

I can see the amount they are going to take out and on what date. It might work this time.

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radiowave
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Re: Fidelity ([Elan]) card eBill

Post by radiowave » Mon Nov 18, 2019 7:47 pm

iamblessed wrote:
Mon Nov 18, 2019 7:33 pm
I can see the amount they are going to take out and on what date. It might work this time.
Are you using Fidelity eBilling?
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iamblessed
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Re: Fidelity ([Elan]) card eBill

Post by iamblessed » Mon Nov 18, 2019 9:08 pm

radiowave wrote:
Mon Nov 18, 2019 7:47 pm
iamblessed wrote:
Mon Nov 18, 2019 7:33 pm
I can see the amount they are going to take out and on what date. It might work this time.
Are you using Fidelity eBilling?
No auto pay. The first time I could not get it to work.

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