I'm in a similar situation having refied with LenderFi back in March and now doing another with WaterMark.jbell3124 wrote: ↑Thu Jul 30, 2020 6:58 pmFirst, thanks to all for their contributions to this board and this thread in particular. I refi'd with Lenderfi in March at 3% no cost 30 year. My 180 days from funding ends September 24. I applied with Better last week to be eligible for the AMEX credit. In the end, if I could get 2.75% like many are getting right now with the AMEX, I would be very happy. However, if I lock in now, I'm not sure if I can push off closing for nearly 2 months to September 24th or so. My other thought is to wait until mid to late August to lock to increase the chances of a late September closing. Of course, I run the risk of rates rising between now and then. Anyone have any suggestion for getting the closing pushed out later or any advice in general? I don't want to talk to lenders about the need for a late closing date for fear of losing leverage. I plan to reach out to Loan Depot, Loan Cabin, and Watermark in the coming days. Thanks for reading!
I plan to "not be available" for closing until 180 days after my prior loan funding.