Life Insurance with Long Term Care Rider

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Topic Author
mixmastertee
Posts: 2
Joined: Tue Aug 13, 2019 6:23 am

Life Insurance with Long Term Care Rider

Post by mixmastertee » Tue Aug 13, 2019 6:52 am

I was recently made responsible for finding long term care insurance for my mother. I came across an article found here https://www.nerdwallet.com/blog/insuran ... insurance/ about a Life insurance policy with a long term care option. Is this worth it vs getting just Long Term Care Insurance. Thank you

Silk McCue
Posts: 2630
Joined: Thu Feb 25, 2016 7:11 pm

Re: Life Insurance with Long Term Care Rider

Post by Silk McCue » Tue Aug 13, 2019 8:08 am

Welcome to Bogleheads!

I wouldn't mix the two products. Just buy a LTC policy that meets her needs. Fancy and complicated isn't better.

We have a currently active thread on LTC where various policy types are discussed. It would be good for you to read through the thread. You will quickly see that there are very strong opinions on this topic.

viewtopic.php?f=2&t=286728

Cheers

Topic Author
mixmastertee
Posts: 2
Joined: Tue Aug 13, 2019 6:23 am

Re: Life Insurance with Long Term Care Rider

Post by mixmastertee » Tue Aug 13, 2019 4:29 pm

Thank you I appreciate it going to check it out now

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