Car insurance recommendations

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Brantley
Posts: 369
Joined: Mon Dec 03, 2012 1:02 am

Car insurance recommendations

Post by Brantley »

Any suggestions on insurance carriers for Santa Clara area in CA? Need auto and renters.
~Brantley
anonenigma
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Joined: Thu Apr 21, 2011 11:58 pm

Re: Car insurance recommendations

Post by anonenigma »

Check with AAA.
runner3081
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Re: Car insurance recommendations

Post by runner3081 »

anonenigma wrote: Wed Jun 05, 2019 6:03 pm Check with AAA.
+1
surfstar
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Joined: Fri Sep 13, 2013 12:17 pm
Location: Santa Barbara, CA

Re: Car insurance recommendations

Post by surfstar »

Geico
Liberty Mutual

Shop around.
tony_roach
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Joined: Sun Nov 19, 2017 2:05 pm

Re: Car insurance recommendations

Post by tony_roach »

Not sure about that area but I'm in PA am I'm going thru this process right now. I found an independent broker that could shop around across many policies and I found a policy with higher limits at a lower annual premium (going from State Farm to Progressive).
FourWallsofFIRE
Posts: 17
Joined: Sun Jun 02, 2019 6:17 pm
Location: Maryland

Re: Car insurance recommendations

Post by FourWallsofFIRE »

Previously my wife and I used USAA. Thought we were getting a good deal paying around $200/mo for 2 cars.

Finally looked into it and we changed to GEICO, saving over $60/mo.
Matt | | | -It doesn't matter how much money you make, it matters how much you save.
muddlehead
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Re: Car insurance recommendations

Post by muddlehead »

North of you, Santa Rosa. We had AAA for 30 years till last year. Seems they raised rates a lot to recoup some losses after the Santa Rosa fires. Switched to Geico. Naturally, cheaper. No worries so far. Will switch homeowners to Geico in a few months.
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TexasPE
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Location: Southeast Texas

Re: Car insurance recommendations

Post by TexasPE »

an independent broker that could shop around across many policies
+1. Why spend the time to call insurance companies when a broker can do the legwork for you?
At 20: I cared what everyone thought about me | At 40: I didn't give a damn what anyone thought of me | Now that I'm 60: I realize that no one was really thinking about me at all | Winston Churchill (?)
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Brantley
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Re: Car insurance recommendations

Post by Brantley »

TexasPE wrote: Wed Jun 05, 2019 8:17 pm
an independent broker that could shop around across many policies
+1. Why spend the time to call insurance companies when a broker can do the legwork for you?
any suggestions on the area, or where to find one?
~Brantley
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TexasPE
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Location: Southeast Texas

Re: Car insurance recommendations

Post by TexasPE »

Unread post by Brantley » Wed Jun 05, 2019 8:18 pm

TexasPE wrote: ↑Wed Jun 05, 2019 8:17 pm
an independent broker that could shop around across many policies
+1. Why spend the time to call insurance companies when a broker can do the legwork for you?
any suggestions on the area, or where to find one?
Google "Independent insurance agents near me"
At 20: I cared what everyone thought about me | At 40: I didn't give a damn what anyone thought of me | Now that I'm 60: I realize that no one was really thinking about me at all | Winston Churchill (?)
tj
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Re: Car insurance recommendations

Post by tj »

TexasPE wrote: Wed Jun 05, 2019 8:17 pm
an independent broker that could shop around across many policies
+1. Why spend the time to call insurance companies when a broker can do the legwork for you?
Good luck with that. I look up the insurance comapnies I want to get quotes from and have to find agencies that represent them. There's no shortcut.
fru-gal
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Location: New England

Re: Car insurance recommendations

Post by fru-gal »

AMICA. They take good care of you if you have a claim, unlike State Farm which throws you under the bus.

For several years I had a policy through an independent agent, and saved several hundred dollars a year changing to AMICA.
surfstar
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Location: Santa Barbara, CA

Re: Car insurance recommendations

Post by surfstar »

TexasPE wrote: Wed Jun 05, 2019 8:17 pm
an independent broker that could shop around across many policies
+1. Why spend the time to call insurance companies when a broker can do the legwork for you?
b/c someone has to pay the broker?
LISD
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Joined: Sun Feb 10, 2019 8:52 pm

Re: Car insurance recommendations

Post by LISD »

I have Geico, and I'm also looking to change. They have raised their rates for the last 2 years. In the last year, up 24%.
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