I really don't care about amount of damage, if our vehicle is involved in an accident, regardless of fault, we will be calling the police, and reporting it to our insurance company. Once burnt, twice shy. Already dealt with an accident person who begged not to report, they would pay... blah, blah blah. But, they didn't. Surprise!
Last week DW was stopped at a traffic light, 5-6 cars back in the line. A car came along beside her on the grass median to enter left-hand turn lanes beginning past where my wife was waiting in traffic. The other driver clipped our left rear wheel-well flare, breaking the flare screw holes where it was attached to the metal wheel well. My plastic wheel well flare left a nice, long black streak on their passenger side.
The other party was belligerent about the accident, apparently they thought telling DW to just take it somewhere to get fixed, it won't cost more than $10-$20 (and them not paying for it) was what DW should do. So, with their attitude of clearly feeling they had no responsibility, DW called the police and exchanged insurance info with the other party under the supervision of the police. Driver didn't have a driver's licence with her, but police verified she had a valid license.
We filed a claim with their insurance, and an information only ticket with our insurance company. Yesterday their insurance advised us their party was 100% liable, and the insurance company would be sending us a check for $238.00.
Had the other party acted in a civil manner, and used a respectful tone of voice to my wife, I would have told DW to send them on their way, no big deal. Niceness matters.
I'll get a neighbor to drill two new holes to re-secure the wheel well flare back on the van, and give them a six-pack of beer for their help.
Broken Man 1999
“If I cannot drink Bourbon and smoke cigars in Heaven then I shall not go. " -Mark Twain