Has anyone opt-out/declined employer-paid disability insurance?

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tjhar
Posts: 65
Joined: Tue May 12, 2015 3:13 pm

Has anyone opt-out/declined employer-paid disability insurance?

Post by tjhar » Fri Oct 12, 2018 6:15 pm

Has anyone been able to opt-out/decline/reject employer-paid disability insurance, when there isn't an "advertised" option to do it, so probably done on a case-by-case basis?

I really hate employer-paid DI and I wish employers would just stop offering it, on make it on an opt-in basis. I messes everything up if you have an individual DI policy because you can't get more with the crappy employer policy!

Or has anyone just went ahead and declare no employer-paid DI or some affidavit that says I unilaterally reject employer-paid DI, in order to get full DI coverage on an individual policy?

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