Series EE Bonds: Extended Maturity Period Rates

[Ron Scott]

Can someone direct me to a simple table showing the rates for extended maturity periods for EE bonds, 1988 through the mid 90s?

Got about $15K in face value in my daughter's name and want to get rid of them (I mean bestow them on her). Just wondering which, if any, are worth keeping after their maturity.

I must be looking at the wrong pages in TreasuryDirect...

Thanks.

[RudyS]

Can someone direct me to a simple table showing the rates for extended maturity periods for EE bonds, 1988 through the mid 90s?

Got about $15K in face value in my daughter's name and want to get rid of them (I mean bestow them on her). Just wondering which, if any, are worth keeping after their maturity.

I must be looking at the wrong pages in TreasuryDirect...

Thanks.

Don't know where you looked. Does this help?

https://www.treasurydirect.gov/indiv/re ... 051995.htm

Do you know that EE bond interest may be tax free if used for educational expenses? Not sure about details, but I "heard" there is this possibility.

[g2morrow]

not sure if this helps

https://www.savingsbonds.com/bond_basic ... -bonds.cfm

[Mel Lindauer]

Can someone direct me to a simple table showing the rates for extended maturity periods for EE bonds, 1988 through the mid 90s?

Got about $15K in face value in my daughter's name and want to get rid of them (I mean bestow them on her). Just wondering which, if any, are worth keeping after their maturity.

I must be looking at the wrong pages in TreasuryDirect...

Thanks.

Don't know where you looked. Does this help?

https://www.treasurydirect.gov/indiv/re ... 051995.htm

Do you know that EE bond interest may be tax free if used for educational expenses? Not sure about details, but I "heard" there is this possibility.

Yes, depending on issue date, some later-issue EE Savings Bonds can be used, tax-free, for qualifying educational expenses. (In addition to paying directly for the qualifying expenses, contributing the proceeds to a 529 Plan also qualifies for the tax-free treatment.) There are some income limits to qualify, so check those out.

[FactualFran]

Can someone direct me to a simple table showing the rates for extended maturity periods for EE bonds, 1988 through the mid 90s?

Got about $15K in face value in my daughter's name and want to get rid of them (I mean bestow them on her). Just wondering which, if any, are worth keeping after their maturity.

Others have posted links. I'll give some specifics. EE savings bonds are not worth keeping after their final maturity at 30 years because they stop earning interest. The savings bonds issued in 1988 reach final maturity this year (2018).

EE savings bonds issued in 1988 up to 1995-04 currently pay an annual interest rate of 4%, compounded semiannually. They will very likely continue to pay that rate until final maturity.

EE savings bonds issued in the 1990s in or after 1995-05 have a market based annual interest rate that is currently about 2.0% , if issued up to 1997-04, or 2.2%, otherwise. That rate changes every six months.

[Ron Scott]

Excellent, thanks!